Erste Group Bank AG

WBAG:EBS 株式レポート

時価総額：€47.2b

Erste Group Bank 将来の成長

Future 基準チェック /36

Erste Group Bank利益と収益がそれぞれ年間9.8%と9%増加すると予測されています。EPS は年間 増加すると予想されています。自己資本利益率は 3 年後に16% 10.4%なると予測されています。

主要情報

9.8%

収益成長率

10.42%

EPS成長率

Banks 収益成長8.7%
収益成長率9.0%
将来の株主資本利益率15.98%
アナリストカバレッジ

Good

最終更新日06 Aug 2026

今後の成長に関する最新情報

Recent updates

ナラティブ更新 • Aug 04

EBS: Future Returns Will Reflect Poland Expansion And Measured Repricing Potential

Analysts have lifted the fair value estimate for Erste Group Bank from €117.95 to €122.16, reflecting a series of higher Street price targets up to €150. These targets are supported by expectations for the Santander Bank Polska acquisition and updated assumptions on growth, profitability and future P/E levels.
ナラティブ更新 • Jul 21

EBS: Future Returns Will Balance Poland Expansion Risks With Dividend Support

Erste Group Bank's analyst price target has been raised by about €3.84, with analysts citing updated assumptions for slightly higher revenue growth, profit margins, and a modestly higher future P/E multiple following recent research that highlights the enlarged presence in Poland and ongoing support from several large banks. Analyst Commentary Recent research on Erste Group Bank highlights a mix of enthusiasm around its expanded footprint in Poland and differing views on how much of this opportunity is already reflected in the current valuation.
新しいナラティブ • Jul 15

An Austrian industry leader with attractive CEE exposure

To those familiar with the central European banking landscape, Erste Group's name and particular its logo seem a bit sleepy, just like the run-of-the-mill loan & savings bank with a reliable, yet somewhat boring business and mediocre performance. Not so.
ナラティブ更新 • Jul 07

EBS: Rising Street Optimism Will Likely Exacerbate Execution Risk

Erste Group Bank’s analyst price target has been revised higher, with fair value moving from about €79.90 to roughly €87.17 as analysts factor in recent target increases from banks such as Morgan Stanley, JPMorgan and Deutsche Bank, partly offset by a trim from Citi. Analyst Commentary Recent Street research on Erste Group Bank shows a mix of optimism and caution, with some institutions lifting their targets while others scale back.
ナラティブ更新 • Jun 23

EBS: Future Returns Will Balance Execution Risks With Dividend Support

Erste Group Bank's analyst price target has been nudged higher to about €114 from roughly €109, as analysts cite updated fair value estimates, modestly adjusted growth and profitability assumptions, and a series of recent target revisions from major banks as support for the change. Analyst Commentary Recent research on Erste Group Bank shows a cluster of price target changes around a relatively tight range.
ナラティブ更新 • Jun 05

EBS: Updated Discount Rate And P/E Assumptions Will Support Higher Future Returns

Erste Group Bank’s analyst fair value has been updated from €129.99 to €132.00, as analysts factor in recent price target revisions from JPMorgan, Deutsche Bank, and Citi into slightly adjusted assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent Street research on Erste Group Bank reflects a mix of higher and lower price targets, with bullish analysts focusing on the company’s ability to justify a slightly higher fair value through adjustments to discount rate, revenue growth, profit margin, and future P/E assumptions.
ナラティブ更新 • Apr 29

EBS: Future Returns Will Balance Guidance Outlook With Dividend Support

Erste Group Bank's updated analyst price target has edged higher to about €109.31 from €107.69, as analysts factor in recent target revisions from firms such as Citi, Deutsche Bank, JPMorgan and Barclays, along with small adjustments to growth, margin and P/E assumptions. Analyst Commentary Recent research updates on Erste Group Bank reflect a mix of optimism and caution, with several price target changes clustering in a relatively tight range and focused on valuation tweaks rather than major shifts in fundamental assumptions.
ナラティブ更新 • Apr 14

EBS: Tighter Revenue And Margin Assumptions Will Likely Elevate Execution Risk

Erste Group Bank's analyst price targets have edged higher into a €119 to €122 range. Analysts point to updated assumptions for stronger revenue growth, firmer profit margins and a lower future P/E as key supports for the shift.
ナラティブ更新 • Mar 31

EBS: Future Share Moves Will Reflect Raised Guidance And Dividend Support

Erste Group Bank's analyst price target has been revised slightly to €107.69, with analysts citing recent target increases to €119 and €122 as support for maintaining a constructive view on the shares. Analyst Commentary Recent commentary from major brokers points to a constructive tone on Erste Group Bank, with price targets now cited at €119 and €122.
ナラティブ更新 • Mar 17

EBS: Future Share Moves Will Reflect Raised Earnings Guidance And Dividend Outlook

Erste Group Bank's analyst price target has edged higher to a range of about €119 to €122, as analysts factor in small adjustments to fair value inputs along with recent upward target revisions from major research houses. Analyst Commentary Bullish Takeaways Bullish analysts are nudging price targets higher into the €119 to €122 range, which signals a view that the current share price does not fully reflect their fair value assumptions.
ナラティブ更新 • Mar 03

EBS: Future Share Moves Will Reflect Raised Price Views And Earnings Assumptions

The analyst price target for Erste Group Bank has moved from €98.44 to €107.88. Analysts point to updated fair value estimates, revised revenue growth and profit margin assumptions, a slightly adjusted discount rate, and future P/E expectations, as reflected in recent research such as the €13 price target increase reported by JPMorgan.
ナラティブ更新 • Feb 17

EBS: Higher P/E Assumptions Will Likely Magnify Execution Risk

Analysts have lifted their price target on Erste Group Bank by €13 to €79.90, citing updated fair value estimates, a slightly revised discount rate, and refreshed assumptions for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Even with the higher price target of €79.90, some bearish analysts remain cautious and see more risk around execution, growth assumptions, and where the valuation now sits relative to their updated fair value work.
ナラティブ更新 • Feb 02

EBS: Higher Profit Margins And P/E Assumptions Will Drive Shares Higher

Erste Group Bank's analyst price target has been lifted from about €97 to roughly €130, as analysts point to updated assumptions around profit margins and future P/E multiples, along with recent target increases from several major banks, even as opinions on the stock's rating differ. Analyst Commentary Recent research on Erste Group Bank highlights a split in views on the shares, with several bullish analysts lifting their price targets into a higher range.
ナラティブ更新 • Jan 19

EBS: Future Share Moves Will Reflect Mixed Ratings And Earnings Outlook

Analysts have lifted their fair value estimate for Erste Group Bank from €92.24 to €98.44, reflecting recent Street price target revisions into the €96 to €102 range supported by updated assumptions for the discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Street research on Erste Group Bank has shifted into a tighter price target range of €96 to €102, with differing opinions on how much upside is left at current levels.
ナラティブ更新 • Jan 05

EBS: Upgraded 2025 Guidance Will Likely Magnify Execution And Margin Risks

Erste Group Bank’s analyst price targets have moved higher into a €96 to €102 range, as analysts factor in updated assumptions on revenue growth, profit margins, and a slightly lower future P/E outlook. Analyst Commentary Recent Street research shows a split view on Erste Group Bank, with higher price targets clustered in a €96 to €102 range, but also some more cautious signals on execution and valuation risk.
ナラティブ更新 • Dec 14

EBS: Rising Price Expectations Will Likely Expose Fragile Earnings Momentum

Analysts have lifted their fair value estimate for Erste Group Bank from EUR 62.0 to EUR 75.6, citing stronger expected revenue growth and higher long term valuation multiples, as reflected in a series of recent price target increases across the Street. Analyst Commentary Recent Street research on Erste Group Bank reflects a more mixed backdrop, with rising price targets at some major firms set against a clear shift toward caution from other quarters.
ナラティブ更新 • Nov 30

EBS: Share Performance Will Reflect Earnings Outlook Amid Mixed Ratings

The analyst price target for Erste Group Bank has been modestly increased from EUR 92.09 to EUR 92.24. This reflects continued confidence from analysts amid recent upward revisions based on expectations of sustained revenue growth and profitability.
ナラティブ更新 • Nov 16

EBS: Revenue Momentum And Improved Margins Will Drive Performance Amid Mixed Ratings

Erste Group Bank’s analyst price target has increased from approximately EUR 88.66 to EUR 92.09, as analysts cite improved revenue growth and profit margin expectations. This is supported by recent positive revisions from several major firms.
ナラティブ更新 • Nov 02

EBS: Revenue And Margin Improvements Will Guide Balanced Performance Ahead

Erste Group Bank's analyst price target has been raised from EUR 86.76 to EUR 88.66, as analysts point to improved revenue growth estimates and a slight uptick in profit margin projections. Analyst Commentary Recent street research reflects a range of perspectives on Erste Group Bank, following several notable price target increases across major financial institutions.
ナラティブ更新 • Oct 18

CEE Banking Markets Will Flourish With Digital And Polish Expansion

Erste Group Bank's analyst price target has increased from EUR 85.03 to EUR 86.76. This reflects analysts' confidence in the company's improving profit margins and sustained revenue growth.
ナラティブ更新 • Oct 04

CEE Banking Markets Will Flourish With Digital And Polish Expansion

Erste Group Bank's analyst price target has been increased from approximately EUR 82.63 to EUR 85.03. Analysts cite improving revenue growth expectations and a slightly lower discount rate as key drivers of this upward revision.
ナラティブ更新 • Sep 19

CEE Banking Markets Will Flourish With Digital And Polish Expansion

Given the lack of provided analyst reasoning, consensus upward adjustments to both Future P/E (from 8.82x to 8.96x) and the Discount Rate (from 6.90% to 7.01%) were marginal, resulting in an effectively unchanged fair value, with the Analyst Price Target moving slightly from €81.57 to €82.63. Valuation Changes Summary of Valuation Changes for Erste Group Bank The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €81.57 to €82.63.
ナラティブ更新 • Sep 04

CEE Banking Markets Will Flourish With Digital And Polish Expansion

With both the future P/E ratio and net profit margin remaining steady, there were no significant fundamental changes, and as a result, the consensus analyst price target for Erste Group Bank was unchanged at €81.57. Valuation Changes Summary of Valuation Changes for Erste Group Bank The Consensus Analyst Price Target remained effectively unchanged, at €81.57.
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新しいナラティブ • Nov 07

Economic Struggles Signal Challenges For Financial Growth In Key Markets

Subdued economic performance in Austria and rate declines may compress margins and reduce net interest income.

業績と収益の成長予測

WBAG:EBS - アナリストの将来予測と過去の財務データ ( )EUR Millions
日付収益収益フリー・キャッシュフロー営業活動によるキャッシュ平均アナリスト数
12/31/202817,6104,881N/AN/A13
12/31/202716,6514,476N/AN/A14
12/31/202615,8913,981N/AN/A12
6/30/202613,1073,661-20,712-19,859N/A
3/31/202612,0023,486-4,362-3,567N/A
12/31/202511,2143,371-3,677-2,924N/A
9/30/202510,9513,047-4,776-4,060N/A
6/30/202510,8793,033-3,472-2,693N/A
3/31/202510,8102,958-11,601-10,828N/A
12/31/202410,7892,992-17,439-16,693N/A
9/30/202410,6223,100-4,795-4,180N/A
6/30/202410,4473,0332,7483,270N/A
3/31/202410,4113,074-872-444N/A
12/31/202310,2312,899-1,623-1,095N/A
9/30/20239,8572,722-2,043-1,584N/A
6/30/20239,2612,412-13,418-12,908N/A
3/31/20238,7682,160-12,202-11,635N/A
12/31/20228,2302,065-18,174-17,695N/A
9/30/20227,9831,990-25,432-24,961N/A
6/30/20228,0192,013-24,117-23,708N/A
3/31/20227,7611,869-22,344-21,818N/A
12/31/20217,5781,776-15,429-14,881N/A
9/30/20217,1301,462-13,107-12,392N/A
6/30/20216,7731,272-6,946-6,254N/A
3/31/20216,052840-8,160-7,577N/A
12/31/20205,861669-5,437-4,888N/A
9/30/20206,200779-6,871-6,350N/A
6/30/20206,383927-14,617-14,152N/A
3/31/20207,0201,223N/A-8,383N/A
12/31/20197,2231,378N/A-11,710N/A
9/30/20197,2011,711N/A-11,562N/A
6/30/20197,1511,674N/A-12,421N/A
3/31/20197,0571,757N/A-17,461N/A
12/31/20186,9711,717N/A-15,828N/A
9/30/20186,9661,480N/A-17,388N/A
6/30/20186,9201,389N/A-19,534N/A
3/31/20186,8321,313N/A-8,227N/A
12/31/20176,6931,255N/A-11,221N/A
9/30/20176,5361,049N/A-10,674N/A
6/30/20176,4351,024N/A-3,466N/A
3/31/20176,6481,217N/A-11,538N/A
12/31/20166,6441,248N/A-4,385N/A
9/30/20166,8531,369N/A-3,239N/A
6/30/20166,8181,308N/A-1,384N/A
3/31/20166,4991,014N/A1,644N/A
12/31/20156,441968N/A386N/A
9/30/20156,064806N/A-1,232N/A

アナリストによる今後の成長予測

収入対貯蓄率: EBSの予測収益成長率 (年間9.8% ) は 貯蓄率 ( 2.5% ) を上回っています。

収益対市場: EBSの収益 ( 9.8% ) はAustrian市場 ( 8.8% ) よりも速いペースで成長すると予測されています。

高成長収益: EBSの収益は増加すると予測されていますが、大幅には増加しません。

収益対市場: EBSの収益 ( 9% ) Austrian市場 ( 4% ) よりも速いペースで成長すると予測されています。

高い収益成長: EBSの収益 ( 9% ) 20%よりも低い成長が予測されています。

一株当たり利益成長率予想

将来の株主資本利益率

将来のROE: EBSの 自己資本利益率 は、3年後には低くなると予測されています ( 16 %)。

成長企業の発掘

7D

1Y

7D

1Y

7D

1Y

企業分析と財務データの現状

データ最終更新日（UTC時間）
企業分析2026/08/07 17:49
終値2026/08/07 00:00
収益2026/06/30
年間収益2025/12/31

データソース

企業分析に使用したデータはS&P Global Market Intelligence LLC のものです。本レポートを作成するための分析モデルでは、以下のデータを使用しています。データは正規化されているため、ソースが利用可能になるまでに時間がかかる場合があります。

パッケージデータタイムフレーム米国ソース例
会社財務10年
  • 損益計算書
  • キャッシュ・フロー計算書
  • 貸借対照表
アナリストのコンセンサス予想+プラス3年
  • 予想財務
  • アナリストの目標株価
市場価格30年
  • 株価
  • 配当、分割、措置
所有権10年
  • トップ株主
  • インサイダー取引
マネジメント10年
  • リーダーシップ・チーム
  • 取締役会
主な進展10年
  • 会社からのお知らせ

* 米国証券を対象とした例であり、非米国証券については、同等の規制書式および情報源を使用。

特に断りのない限り、すべての財務データは1年ごとの期間に基づいていますが、四半期ごとに更新されます。これは、TTM（Trailing Twelve Month）またはLTM（Last Twelve Month）データとして知られています。詳細はこちら。

分析モデルとスノーフレーク

このレポートを生成するために使用した分析モデルの詳細は、当社のGitHubページでご覧いただけます。また、レポートの活用方法に関するガイドやYouTubeのチュートリアルも用意しています。

シンプリー・ウォールストリート分析モデルを設計・構築した世界トップクラスのチームについてご紹介します。

業界およびセクターの指標

私たちの業界とセクションの指標は、Simply Wall Stによって6時間ごとに計算されます。

アナリスト筋

Erste Group Bank AG 14 これらのアナリストのうち、弊社レポートのインプットとして使用した売上高または利益の予想を提出したのは、 。アナリストの投稿は一日中更新されます。32

アナリスト機関
Ivan BokhmatBarclays
Krishnendra DubeyBarclays
Eoin MullanyBerenberg