Unum Group Gestione
Criteri Gestione verificati 3/4
Unum Group Il CEO è Rick McKenney, nominato in Apr2015, e ha un mandato di 11.08 anni. la retribuzione annua totale è $ 19.42M, composta da 5.8% di stipendio e 94.2% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 0.53% delle azioni della società, per un valore di $ 70.88M. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 10.8 anni e 11.1 anni.
Informazioni chiave
Rick McKenney
Amministratore delegato
US$19.4m
Compenso totale
| Percentuale dello stipendio del CEO | 5.81% |
| Mandato del CEO | 11.1yrs |
| Proprietà del CEO | 0.5% |
| Durata media del management | 10.8yrs |
| Durata media del Consiglio di amministrazione | 11.1yrs |
Aggiornamenti recenti sulla gestione
Recent updates
Aggiornamento della narrazione • May 02
UNM: Share Repurchases And Higher Margins Will Support Returns Through Sector Headwinds
Analysts have made a modest downward adjustment to the Unum Group price target, trimming it by about $0.54 as they factor in lower revenue growth expectations, slightly higher profit margin assumptions, and a small change in the projected P/E. Analyst Commentary Recent research on Unum Group shows a mix of optimism and caution, with several firms adjusting price targets both upward and downward as they refresh earnings models and valuation frameworks.Seeking Alpha • Apr 23
Unum: Careful About Investing In Insurance Right Now
Summary Unum Group is rated Hold with a $52/share price target due to limited upside at current valuation. UNM's 9-10x P/E and 2.38% yield offer little premium over risk-free rates, requiring substantial growth or premiumization to justify higher multiples. Persistent LTC block risks, high disability claim incidence, and diversification into lower-margin lines constrain valuation expansion. Forecasted UNM EPS growth above 10% appears optimistic; guidance was recently cut to below 1%, and Q1 '26 results are expected to disappoint. Read the full article on Seeking AlphaAggiornamento della narrazione • Jan 27
UNM: Capital Strength And Buybacks Will Support Higher Sector Headwinds
Analysts have nudged their price targets on Unum Group higher, with recent updates moving into a range of roughly $87 to $104 as they weigh factors such as pricing trends, capital strength, cash flow, and earnings margins in the broader insurance sector. Analyst Commentary Recent research points to a generally constructive stance on Unum Group, with several firms lifting their price targets into the high double digits while still flagging pockets of risk in insurance pricing and profitability trends.Aggiornamento della narrazione • Jan 10
UNM: Capital Strength And Buybacks Will Support Higher Future Pricing Power
Analysts nudged their fair value estimate for Unum Group higher to about $94.92 from $93.08, citing updated Street price targets in the high $80s to mid $90s range and ongoing focus on capital strength, cash flow and sector consolidation. Analyst Commentary Recent Street research on Unum Group clusters around capital strength, pricing conditions in insurance markets, and how those factors flow through to valuation.Articolo di analisi • Sep 21
Unum Group's (NYSE:UNM) Earnings Are Not Doing Enough For Some Investors
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 20x, you may...Articolo di analisi • Aug 01
Unum Group Just Missed Earnings - But Analysts Have Updated Their Models
It's been a sad week for Unum Group ( NYSE:UNM ), who've watched their investment drop 10% to US$71.81 in the week...Articolo di analisi • Jul 14
Unum Group's (NYSE:UNM) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Unum Group ( NYSE:UNM ) has announced that the dividend on 15th of August will be increased to $0.46...Seeking Alpha • Mar 14
Unum: Progress In LTC Creates Room For More Upside
Summary Unum Group shares have surged over 50% in the past year, driven by strong core business performance and favorable long-term care exposure developments. The reinsurance deal with Fortitude Re reduced Unum's LTC risk by 20%, providing a $100 million benefit and improving capital allocation. Unum's core business continues to perform well, with solid premium growth and a strong investment portfolio, despite some pressure in the dental and vision segments. With a robust buyback program, secure dividend, and ongoing progress on the Closed Block, I remain bullish on UNM, expecting 10-12% long-term annual returns. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Unum Group Stock Seems To Be Undervalued
Summary Unum Group has shown strong operational performance and consistent business growth, leading to a positive outlook and undervalued shares. Despite a relatively low dividend yield, Unum's share buybacks and improving fundamentals make it a compelling value investment. Unum's liquidity and conservative leverage profile support a robust capital return policy, with significant share repurchases and growing dividends expected. Valuation metrics indicate that UNM's stock is undervalued by about 40%, suggesting a fair value of around $100 per share. Read the full article on Seeking AlphaSeeking Alpha • Nov 01
Unum Group: Revisiting Quant's Strong-Buy Insurer
Summary Unum's core segments continue to deliver stable earnings and cash flow, backed by high customer retention, particularly in group life and disability policies. The company offers an attractive share buyback program with a recent double-digit dividend increase. Trading just above book value, Unum has room for further valuation expansion, especially given its projected 7% EPS CAGR through 2026. Read the full article on Seeking AlphaSeeking Alpha • Sep 19
Unum: Core Business Strength Comes Into Greater Focus
Summary Unum Group shares have outperformed the market, gaining 13% versus the market's 3%, driven by strong core business performance and no additional capital needed for its Closed Block. The core business shows robust results, with a 23% return on equity, strong premium growth, and improved loss ratios, despite the drag from the Closed Block. The Company's well-capitalized parent, $1 billion buyback plan, and 3% dividend yield offer attractive capital returns, supporting a 15% total return potential. With solid core business performance and reduced concerns about the Closed Block, UNM remains an attractive investment, with my target price at $63. Read the full article on Seeking Alpha
Nuova narrazione • Aug 23
Calculated Initiatives And Technology Enhancements Set To Propel Growth In The Group Benefits Market
Strategic initiatives and focus on the group benefits market point towards sustained growth and positive revenue impacts.Seeking Alpha • Jul 18
Unum: Diversify Your Portfolio With This Undervalued Dividend Grower
Summary Unum Group, Manulife, and Prudential have been favorites names per Seeking Alpha Quant ratings for months. Unum stands out with consistent EPS growth, strong profitability margins, and favorable valuation compared to its peers. Unum's dominant position in the disability insurance market makes it a compelling long-term option for dividend-growth investors. Read the full article on Seeking AlphaSeeking Alpha • Jun 20
Unum: Strong Core Business Offsets Ongoing LTC Uncertainty
Summary Unum Group shares have been volatile, rising only 8% in the past year due to concerns around its long-term care unit. Unum's core businesses are performing well, with strong profitability and returns as claims normalize from pandemic highs. Management does not expect to contribute capital to the Closed Block unit, aiming for ongoing premium increases to support it, and this appears credible. Unum has strong free cash flow, which supports its growing dividend and increased repurchase program. Read the full article on Seeking AlphaSeeking Alpha • Apr 08
Unum Group: Further Stock Growth Likely In 2024
Summary Unum Group's stock is in a positive technical uptrend which can continue in 2024. The stock has an attractive valuation, suggesting potential for further price appreciation this year. UNM's steady revenue and earnings growth make it a stable option as a dividend investment with potential stock price appreciation. Read the full article on Seeking AlphaSeeking Alpha • Mar 26
Unum Group: Solid Underwriters Make Happy Shareholders
Summary Unum Group is a provider of workplace life and disability insurance, with a focus on customers with less than 2,000 employees. The company has consistently earned profits, even during the 2008 Recession and the events of COVID. With a healthy balance sheet, consistent earnings growth, and a strong pricing power, UNM is an overlooked buy in the insurance industry. Read the full article on Seeking AlphaAnalisi delle retribuzioni degli amministratori delegati
| Data | Compenso totale | Stipendio | Utili della società |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$781m |
| Dec 31 2025 | US$19m | US$1m | US$739m |
| Sep 30 2025 | n/a | n/a | US$913m |
| Jun 30 2025 | n/a | n/a | US$2b |
| Mar 31 2025 | n/a | n/a | US$2b |
| Dec 31 2024 | US$18m | US$1m | US$2b |
| Sep 30 2024 | n/a | n/a | US$2b |
| Jun 30 2024 | n/a | n/a | US$1b |
| Mar 31 2024 | n/a | n/a | US$1b |
| Dec 31 2023 | US$20m | US$1m | US$1b |
| Sep 30 2023 | n/a | n/a | US$1b |
| Jun 30 2023 | n/a | n/a | US$2b |
| Mar 31 2023 | n/a | n/a | US$2b |
| Dec 31 2022 | US$10m | US$1m | US$1b |
| Sep 30 2022 | n/a | n/a | US$1b |
| Jun 30 2022 | n/a | n/a | US$1b |
| Mar 31 2022 | n/a | n/a | US$912m |
| Dec 31 2021 | US$9m | US$1m | US$981m |
| Sep 30 2021 | n/a | n/a | US$800m |
| Jun 30 2021 | n/a | n/a | US$702m |
| Mar 31 2021 | n/a | n/a | US$785m |
| Dec 31 2020 | US$13m | US$1m | US$793m |
| Sep 30 2020 | n/a | n/a | US$954m |
| Jun 30 2020 | n/a | n/a | US$965m |
| Mar 31 2020 | n/a | n/a | US$980m |
| Dec 31 2019 | US$10m | US$1m | US$1b |
Compensazione vs Mercato: La retribuzione totale di Rick ($USD 19.42M ) è superiore alla media delle aziende di dimensioni simili nel mercato US ($USD 14.84M ).
Compensazione vs guadagni: La retribuzione di Rick è stata coerente con le performance aziendali dell'ultimo anno.
AMMINISTRATORE DELEGATO
Rick McKenney (56 yo)
11.1yrs
Mandato
US$19,417,476
Compensazione
Mr. Richard Paul McKenney, also known as Rick, is Member of the Board of Directors of Engage Ventures, LLC from January 2026. He has been the President of Unum Group since April 01, 2015 and has been its C...
Gruppo dirigente
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| President | 11.1yrs | US$19.42m | 0.53% $ 70.9m | |
| Executive VP & CFO | 6.8yrs | US$5.08m | 0.054% $ 7.3m | |
| Executive VP and Chief Information & Digital Officer | 1.1yrs | US$3.01m | 0.017% $ 2.3m | |
| Executive VP & General Counsel | 11.3yrs | US$2.78m | 0.0085% $ 1.2m | |
| Executive Vice President of Group Benefits | 14.9yrs | US$3.08m | 0.017% $ 2.3m | |
| Senior VP & Chief Accounting Officer | 3.8yrs | Nessun dato | 0.0031% $ 417.1k | |
| Senior Vice President of Investor Relations & Treasury | 3.5yrs | Nessun dato | Nessun dato | |
| Executive Vice President of People & Communications | 7.6yrs | Nessun dato | 0.017% $ 2.3m | |
| Senior Vice President of Corporate Marketing & Public Relations | no data | Nessun dato | Nessun dato | |
| Executive VP of Voluntary Benefits & President of Colonial Life | 14.8yrs | US$2.58m | 0.028% $ 3.8m | |
| Senior VP & Chief Strategy Officer | 10.8yrs | Nessun dato | Nessun dato | |
| Senior VP & President of Closed Block | 10.8yrs | Nessun dato | Nessun dato |
10.8yrs
Durata media
56yo
Età media
Gestione esperta: Il team dirigenziale di UNM è esperto e expertise (durata media dell'incarico 10.8 anni).
Membri del Consiglio di amministrazione
| Nome | Posizione | Mandato | Compensazione | Proprietà |
|---|---|---|---|---|
| President | 11.1yrs | US$19.42m | 0.53% $ 70.9m | |
| Independent Non-Executive Chairman | 17.9yrs | US$525.04k | 0.075% $ 10.2m | |
| Independent Director | 11.3yrs | US$335.03k | 0.011% $ 1.5m | |
| Independent Director | 13.8yrs | US$305.03k | 0.022% $ 3.0m | |
| Independent Director | 12.5yrs | US$330.03k | 0.029% $ 3.9m | |
| Independent Director | 7.3yrs | US$335.03k | 0.026% $ 3.5m | |
| Independent Director | 8.3yrs | US$335.03k | 0.017% $ 2.3m | |
| Independent Director | 2.8yrs | US$300.03k | 0.000010% $ 1.3k | |
| Independent Director | 11.8yrs | US$335.03k | 0.025% $ 3.4m | |
| Independent Director | 10.1yrs | US$300.03k | 0% $ 0 | |
| Independent Director | 4.2yrs | US$310.03k | 0.0029% $ 398.2k |
11.1yrs
Durata media
66yo
Età media
Consiglio di amministrazione esperto: Il consiglio di amministrazione di UNM è composto da personale esperto e esperto (durata media dell'incarico 11.1 anni).
Analisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/22 13:28 |
| Prezzo dell'azione a fine giornata | 2026/05/22 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
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| Stime di consenso degli analisti | +3 anni |
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| Prezzi di mercato | 30 anni |
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| Proprietà | 10 anni |
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| Gestione | 10 anni |
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| Sviluppi principali | 10 anni |
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* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Unum Group è coperta da 28 analisti. 8 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Jay Gelb | Barclays |
| Taylor Scott | Barclays |
| Eric Berg | Barclays |