Sezzle (SEZL) Panoramica del titolo
Sezzle Inc. opera come società di pagamenti abilitata alla tecnologia principalmente negli Stati Uniti e in Canada. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 1/6 |
| Crescita futura | 5/6 |
| Prestazioni passate | 3/6 |
| Salute finanziaria | 5/6 |
| Dividendi | 0/6 |
Premi
Analisi del rischio
SEZL Community Fair Values
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Analyst Price Targets
Top Community Narratives
US$87.18
FV
26.2% sopravvalutato sconto intrinseco18.64%
Revenue growth p.a.
148
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Concorrenti di Sezzle Inc.
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$109.98 |
| Massimo di 52 settimane | US$186.74 |
| Minimo di 52 settimane | US$49.50 |
| Beta | 6.92 |
| Variazione di 1 mese | 39.75% |
| Variazione a 3 mesi | 75.63% |
| Variazione di 1 anno | -0.34% |
| Variazione a 3 anni | n/a |
| Variazione a 5 anni | n/a |
| Variazione dall'IPO | 713.86% |
Notizie e aggiornamenti recenti
Seeking Alpha • May 16
Sezzle And Pagaya Partner Up To Expand BNPL Operations
Summary Sezzle stands out as a compelling BNPL investment among recent IPOs in the sector. Modern BNPL players like AFRM and Afterpay have solved legacy financing challenges, fueling sector growth. SEZL's positioning leverages advancements in BNPL infrastructure and addresses retailer pain points. SEZL's recent partnership with PGY adds even more product offerings and opportunities to the company's portfolio. Read the full article on Seeking Alpha
Aggiornamento della narrazione • May 16
SEZL: Credit Discipline And Partnerships Will Support Future Earnings Upside
Sezzle's analyst fair value estimate has moved up from $97.00 to about $114.67 as analysts factor in updated price targets and supporting views on revenue growth, profitability, and forward P/E assumptions. Analyst Commentary Recent Street research on Sezzle reflects both optimism and caution, which feeds directly into the higher fair value estimate and the range of price targets being published.Recent updates
Seeking Alpha • May 16
Sezzle And Pagaya Partner Up To Expand BNPL Operations
Summary Sezzle stands out as a compelling BNPL investment among recent IPOs in the sector. Modern BNPL players like AFRM and Afterpay have solved legacy financing challenges, fueling sector growth. SEZL's positioning leverages advancements in BNPL infrastructure and addresses retailer pain points. SEZL's recent partnership with PGY adds even more product offerings and opportunities to the company's portfolio. Read the full article on Seeking AlphaAggiornamento della narrazione • May 16
SEZL: Credit Discipline And Partnerships Will Support Future Earnings Upside
Sezzle's analyst fair value estimate has moved up from $97.00 to about $114.67 as analysts factor in updated price targets and supporting views on revenue growth, profitability, and forward P/E assumptions. Analyst Commentary Recent Street research on Sezzle reflects both optimism and caution, which feeds directly into the higher fair value estimate and the range of price targets being published.
Aggiornamento della narrazione • Apr 29
SEZL: Strong Execution And Credit Discipline Will Support Future Subscription Tailwind Reset
The analyst price target for Sezzle has been revised slightly lower to $99, with analysts citing strong recent results and what they view as an inexpensive valuation, while also flagging a more challenging growth setup in 2026 as earlier subscription and partnership tailwinds moderate. Analyst Commentary Bullish analysts are highlighting Sezzle as an inexpensive way to gain exposure to the buy now, pay later space, especially after the recent reset in expectations around 2026 growth.Aggiornamento della narrazione • Apr 14
SEZL: Strong Execution And Credit Discipline Will Support Durable Future Upside
Analysts kept the Sezzle fair value estimate at $110.00, with only small tweaks to growth, margin, and P/E assumptions. They weighed a mix of recent Street views, including one firm calling the valuation inexpensive and others trimming price targets on expectations for a tougher growth backdrop after earlier product and partnership gains.Aggiornamento della narrazione • Mar 31
SEZL: Strong Execution And Credit Discipline Will Support Future Upside
Sezzle's fair value estimate has been trimmed by $2.60 to $97.00 as analysts factor in slightly lower revenue growth assumptions, a modestly higher discount rate, and sector wide price target resets for specialty finance, even as profit margin expectations and long term P/E assumptions remain supportive. Analyst Commentary Recent Street research on Sezzle highlights a mix of optimism about execution and earnings power, alongside caution about sector pressures and a tougher growth backdrop over the next couple of years.Aggiornamento della narrazione • Mar 17
SEZL: Strong Q4 Execution And Credit Discipline Will Support Future Upside
Analysts have nudged their Sezzle price target higher to $99, citing the recent Q4 beat with revenue up 32% year over year, adjusted EPS of $1.21, better credit loss provisioning, and solid underlying merchant sales growth. They are also factoring in a more mixed sector outlook and moderating benefits from past subscription and partnership initiatives.Aggiornamento della narrazione • Mar 03
SEZL: Index Inclusion And Buybacks Will Support Future Earnings Upside
Our updated Sezzle narrative reflects a small trim in our fair value estimate, from $111.00 to $110.00, as analysts balance strong recent execution, including Q4 revenue growth of 32% and adjusted EPS of $1.21, against expectations for more moderate contributions from past growth initiatives and sector wide target resets in specialty finance. Analyst Commentary Recent Street research around Sezzle reflects a mix of optimism on execution and caution around the next leg of growth.
Aggiornamento della narrazione • Feb 21
Sezzle's Profits to Soar with 27% Margin Boost
Bearish Investment Thesis on Sezzle Inc. (SEZL): Navigating the Perils of a Maturing BNPL Landscape Abstract Sezzle Inc.Nuova narrazione • Feb 19
Sezzle's Profits to Soar with 27% Margin Boost
This overview balances recent growth performance, risks, valuation, and tactical signals (based on the most recent public filings and analyst research available): Bullish Investment Thesis (Why Buy / Hold) 1) Very Strong Growth & Profitability Execution Sezzle has delivered rapid revenue growth (>60–70% YoY) across 2024–2025 and record profitability, a rare achievement among BNPL peers. ( StockAnalysis ) Gross Merchandise Volume (GMV) crossed $1 B quarterly , while net income margins remain healthy (~22–30%).Aggiornamento della narrazione • Feb 17
SEZL: Index Additions And Ongoing Buybacks Will Support Future Upside
Analysts have trimmed their Sezzle price target slightly, cutting the fair value estimate from $103.25 to $99.60 as they factor in updated sector views and modest tweaks to growth, discount rate, profit margin, and future P/E assumptions in line with recent specialty finance research. Analyst Commentary Recent Street updates on Sezzle have centered on modest price target trims and refreshed sector assumptions, rather than any major change in the fundamental story.
Aggiornamento della narrazione • Feb 03
SEZL: Specialty Finance Reset Will Highlight Earnings Guidance And Index Inclusions
Sezzle's analyst fair value estimate has shifted from $111.00 to $82.00 as analysts incorporate updated views on specialty finance trends and broader macro factors affecting areas such as credit cards, auto lending, student lending, non prime lending, buy now pay later, and lease to own. Analyst Commentary Recent research reflects a slightly more cautious stance on Sezzle, with the latest published fair value and price target references converging around $82.Aggiornamento della narrazione • Jan 20
SEZL: Share Repurchases And Index Inclusion Will Support Future Upside
Analysts reduced their fair value estimate for Sezzle from $108.50 to $103.25 and noted sector-wide adjustments to specialty finance price targets, reflecting updated views on macro conditions and on segments such as buy now, pay later and other non-prime lending categories. Analyst Commentary Recent research updates on Sezzle focus on recalibrating price targets within specialty finance, with analysts aligning Sezzle’s valuation with their broader sector outlook across buy now, pay later, non prime lending, and other credit categories.Aggiornamento della narrazione • Jan 06
SEZL: Index Inclusion And Buybacks Will Support Future Upside Potential
Analysts now place Sezzle's fair value at $111.00, reduced from $150.00. This update reflects revised assumptions for revenue growth, profit margins, the discount rate, and a lower future P/E multiple.Aggiornamento della narrazione • Dec 21
SEZL: Share Repurchases And Index Additions Will Drive Future Upside
Analysts have modestly raised their price target on Sezzle by about $0.00, reflecting slightly higher assumed discount rates and a marginally richer future P/E multiple while maintaining their prior fair value estimate of approximately $108.50. What's in the News The Board of Directors has authorized a new share repurchase plan, allowing Sezzle to buy back up to $100 million of common stock with no fixed expiration date (Key Developments).Aggiornamento della narrazione • Dec 07
SEZL: Focused Consumer Niche Will Support Future Upside From Current Levels
Analysts have modestly reduced their price target on Sezzle, trimming it by approximately $26.50 to about $82.00 per share. They are weighing the company’s strong execution and rapid growth against a more narrowly focused business model and a relatively tight valuation range versus peers.Aggiornamento della narrazione • Nov 23
SEZL: Sustained Focus On Core Segment Will Support Further Expansion
Analysts have left their price target for Sezzle unchanged at $108.50, citing the company's focused approach and consistent growth. However, they note that the competitive landscape keeps valuations in a narrow range.Aggiornamento della narrazione • Nov 09
SEZL: Sustained Execution In Underserved Markets Will Drive Long-Term Expansion
Analysts have revised Sezzle’s fair value estimate downward from $119.25 to $108.50. They cite slightly slower revenue growth projections and ongoing competition among buy now, pay later providers as the main reasons for this change.Articolo di analisi • Nov 04
Sezzle Inc.'s (NASDAQ:SEZL) Stock Retreats 25% But Earnings Haven't Escaped The Attention Of Investors
Unfortunately for some shareholders, the Sezzle Inc. ( NASDAQ:SEZL ) share price has dived 25% in the last thirty days...Aggiornamento della narrazione • Sep 12
Digital Payments Expansion Will Unlock New Market Opportunities
The downward revision to Sezzle’s price target primarily reflects analysts’ reduced revenue growth expectations, with consensus forecasts trimmed from 33.5% to 30.1% annually, resulting in a lower fair value estimate of $119.25. What's in the News Sezzle completed a buyback of 678,529 shares (2% of outstanding) for $23.76 million.Aggiornamento della narrazione • Aug 08
Digital Payments Expansion Will Unlock New Market Opportunities
Sezzle’s fair value estimate declined from $161.00 to $128.33, primarily driven by the collapse in its future P/E ratio, while net profit margin remained stable. What's in the News Sezzle has launched new features to address rising consumer financial pressures, including budgeting tools, price comparison, and auto-couponing, enhancing savings and user engagement.Seeking Alpha • Apr 23
Sezzle: Profit Focus Might Not Be The Best For Long-Term Returns
Summary Sezzle's high efficiency in generating gross profit and net income is impressive, but may affect long-term returns due to increased competition and focus on short-term gains. Sezzle's strategy targets SMBs and younger customers with financial constraints, offering short-term BNPL services that avoid credit card interest costs, making it appealing for low-ticket purchases. Despite Sezzle's lighter balance sheet and innovative subscription services, increased competition and economic downturns pose significant risks, leading to a "hold" rating. Read the full article on Seeking AlphaArticolo di analisi • Apr 04
Sezzle Inc.'s (NASDAQ:SEZL) Stock Retreats 26% But Revenues Haven't Escaped The Attention Of Investors
The Sezzle Inc. ( NASDAQ:SEZL ) share price has fared very poorly over the last month, falling by a substantial 26...Articolo di analisi • Feb 13
Market Participants Recognise Sezzle Inc.'s (NASDAQ:SEZL) Revenues Pushing Shares 38% Higher
Sezzle Inc. ( NASDAQ:SEZL ) shareholders are no doubt pleased to see that the share price has bounced 38% in the last...Articolo di analisi • Dec 12
Sezzle Inc. (NASDAQ:SEZL) Stocks Pounded By 25% But Not Lagging Industry On Growth Or Pricing
Sezzle Inc. ( NASDAQ:SEZL ) shares have retraced a considerable 25% in the last month, reversing a fair amount of their...Seeking Alpha • Nov 25
Sezzle Inc. Stock: The Massive Rally Will Face Tests Into 2025
Summary Shares of Sezzle have been one of the market's best performing stocks this year. The company is capturing strong growth from its buy-now-pay-later service subscription offering. Strong fundamentals support a positive outlook, but the stock could see renewed volatility into 2025 against a high bar of expectations. Read the full article on Seeking AlphaRendimenti per gli azionisti
| SEZL | US Diversified Financial | US Mercato | |
|---|---|---|---|
| 7D | 3.0% | -0.6% | 1.2% |
| 1Y | -0.3% | -8.6% | 28.7% |
Ritorno vs Industria: SEZL ha superato il US Diversified Financial che ha restituito -8.6 % nell'ultimo anno.
Rendimento vs Mercato: SEZL ha avuto una performance inferiore al mercato US che ha registrato un rendimento 28.7 % nell'ultimo anno.
Volatilità dei prezzi
| SEZL volatility | |
|---|---|
| SEZL Average Weekly Movement | 11.8% |
| Diversified Financial Industry Average Movement | 6.1% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.4% |
| 10% least volatile stocks in US Market | 3.1% |
Prezzo delle azioni stabile: Negli ultimi 3 mesi il prezzo delle azioni di SEZL è stato volatile rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 12% ) di SEZL è rimasta stabile nell'ultimo anno, ma è comunque superiore al 75% delle azioni US.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 2016 | 201 | Charlie Youakim | www.sezzle.com |
Sezzle Inc. opera come società di pagamenti abilitata alla tecnologia principalmente negli Stati Uniti e in Canada. L'azienda fornisce la Piattaforma Sezzle, una soluzione di pagamento per i consumatori che estende il credito al punto vendita, consentendo ai consumatori di acquistare e ricevere la merce ordinata al momento della vendita e di pagare a rate nel tempo; Pay-in-Four, che consente ai consumatori di pagare un quarto del prezzo d'acquisto in anticipo e poi un altro quarto del prezzo d'acquisto ogni due settimane successive per un totale di sei settimane; Pay-in-Full, che consente ai consumatori di pagare l'intero valore dell'ordine in anticipo attraverso la Piattaforma Sezzle senza l'estensione del credito; e Pay-in-Two e altre opzioni di rateizzazione alternative, che consentono ai consumatori di pagare metà del valore dell'ordine in anticipo e la seconda metà in due settimane. L'azienda offre inoltre Sezzle Virtual Card, che consente ai consumatori di accedere alla Piattaforma Sezzle sotto forma di esercenti in negozio e online con esercenti non direttamente integrati con Sezzle; Sezzle Anywhere, un servizio di abbonamento a pagamento che consente ai consumatori di utilizzare la propria Sezzle Virtual Card presso qualsiasi esercente online o in negozio; Sezzle On-Demand, un servizio che consente ai consumatori non abbonati a Sezzle Anywhere di utilizzare la Piattaforma Sezzle presso qualsiasi esercente online o in negozio; Sezzle Premium, un servizio di abbonamento a pagamento che consente ai consumatori di accedere a grandi esercenti premium non integrati; e Sezzle Up, una funzione opt-in della Piattaforma Sezzle.
Sezzle Inc. Riepilogo dei fondamenti
| SEZL statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$3.46b |
| Utili (TTM) | US$148.27m |
| Ricavi(TTM) | US$480.91m |
24.9x
Rapporto P/E7.7x
Rapporto P/SSEZL è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| SEZL Conto economico (TTM) | |
|---|---|
| Ricavi | US$480.91m |
| Costo del fatturato | US$123.61m |
| Profitto lordo | US$357.30m |
| Altre spese | US$209.03m |
| Utili | US$148.27m |
Ultimi utili riportati
Mar 31, 2026
Prossima data di guadagno
n/a
| Utile per azione (EPS) | 4.41 |
| Margine lordo | 74.30% |
| Margine di profitto netto | 30.83% |
| Rapporto debito/patrimonio netto | 73.4% |
Come si è comportato SEZL nel lungo periodo?
Vedi performance storica e confrontoAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/26 22:09 |
| Prezzo dell'azione a fine giornata | 2026/05/26 00:00 |
| Utili | 2026/03/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Sezzle Inc. è coperta da 11 analisti. 6 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Harold Goetsch | B. Riley Securities, Inc. |
| John Marrin | CLSA |
| Edmund Anthony Henning | CLSA |