Intesa Sanpaolo S.p.A.

Report azionario BIT:ISP

Capitalizzazione di mercato: €106.6b

Intesa Sanpaolo Crescita futura

Criteri Future verificati 1/6

Intesa Sanpaolo prevede che gli utili e i ricavi cresceranno rispettivamente di 5.6% e 4.5% all'anno. Si prevede che l'EPS crescerà di 7.3% all'anno. Si prevede che il ritorno sul capitale proprio sarà di 17.6% in 3 anni.

Informazioni chiave

5.6%

Tasso di crescita degli utili

7.31%

Tasso di crescita dell'EPS

Banks crescita degli utili6.7%
Tasso di crescita dei ricavi4.5%
Rendimento futuro del capitale proprio17.58%
Copertura analitica

Good

Ultimo aggiornamento16 Jun 2026

Aggiornamenti recenti sulla crescita futura

Recent updates

Aggiornamento della narrazione • Jun 10

ISP: 2026 Earnings Power Will Depend On Monte Dei Paschi Bid Execution

Analysts have nudged their average price target for Intesa Sanpaolo slightly higher, with recent Street research pointing to a move from about €6.73 to roughly €6.75 as firms fine tune assumptions on fair value, discount rates, growth and future price-to-earnings ratios. Analyst Commentary Recent research on Intesa Sanpaolo shows a mix of optimism and caution, with several firms adjusting price targets and ratings in different directions.
Aggiornamento della narrazione • May 26

ISP: 2026 Earnings Power Will Rely On Fees Insurance And Cost Discipline

Analysts have nudged the fair value estimate for Intesa Sanpaolo higher to €6.73 from €6.61, reflecting updated assumptions on discount rates, profitability and future P/E in the wake of recent price target changes. These include JPMorgan lifting its target to €7.10, while Morgan Stanley trims its own to €6.80.
Aggiornamento della narrazione • May 03

ISP: 2026 Earnings Power Will Rely On Fees Insurance And Cost Discipline

The analyst fair value estimate for Intesa Sanpaolo has inched higher to about €6.61 per share, a marginal move that reflects modest tweaks to assumptions on discount rate, revenue growth, profit margin, and future P/E after recent price target changes and rating upgrades across the Street. Analyst Commentary Bullish Takeaways Bullish analysts are comfortable lifting price targets into the €6.80 range or higher, which supports the view that recent earnings assumptions and capital return expectations can justify a P/E closer to peers.
Aggiornamento della narrazione • Apr 19

ISP: 2026 Fee And Insurance Income Will Support Earnings Power

Analysts have trimmed their fair value estimate for Intesa Sanpaolo slightly, with the implied price target easing by about €0.05 as updated assumptions for discount rate, revenue growth, profit margin and future P/E are incorporated into their models, while recent Street research shows a mix of target cuts and upgrades across major banks. Analyst Commentary Recent Street research on Intesa Sanpaolo shows both upward and downward adjustments to price targets, reflecting different views on how the current valuation lines up with execution and growth expectations.
Aggiornamento della narrazione • Apr 04

ISP: Fee And Insurance Strength Will Support Medium Term Earnings Upside

Analysts have nudged the fair value estimate for Intesa Sanpaolo from €6.43 to €6.65, reflecting updated views on revenue growth, profit margins and future P/E expectations after a series of recent price target raises and upgrades from major firms. Analyst Commentary Recent Street research on Intesa Sanpaolo has centered on higher price targets and upgrades, which feed directly into the updated fair value estimate.
Aggiornamento della narrazione • Feb 02

ISP: Higher Earnings Multiple And Fair Value View Will Shape Medium Term Upside

Analysts have lifted their fair value estimate for Intesa Sanpaolo to €6.43 from €6.33, citing updated price targets in the €6.80 to €6.90 range, slightly adjusted discount rates, refined revenue growth assumptions, and a modestly higher future P/E multiple. Analyst Commentary Recent Street research has focused on higher price targets for Intesa Sanpaolo, with JPMorgan and other bullish analysts revisiting their assumptions on earnings power and valuation multiples.
Aggiornamento della narrazione • Jan 19

ISP: Higher Earnings Multiple Assumptions Will Support Earnings Visibility And Balanced Risk Profile

Analysts have nudged their fair value estimate for Intesa Sanpaolo higher to €6.33 from €6.20, reflecting recent upward price target revisions to €6.80 and €6.90, as well as updated assumptions around discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent Street research has leaned more positive on Intesa Sanpaolo, with higher price targets feeding into the updated fair value estimate of €6.33.
Aggiornamento della narrazione • Jan 04

ISP: Incremental Actions Will Sustain Earnings Visibility And Balanced Risk Reward Profile

Analysts have nudged their average price target on Intesa Sanpaolo slightly higher to approximately EUR 6.20, reflecting broadly unchanged assumptions on revenue growth, profit margins, and discount rates, and a view that incremental, controllable actions can sustain the bank's leading profitability without the need for revolutionary change. Analyst Commentary Analyst sentiment on Intesa Sanpaolo remains broadly constructive, with most commentators highlighting the bank's solid earnings profile and scope for steady value creation, even as some trim valuation assumptions at the margin.
Aggiornamento della narrazione • Dec 14

ISP: Incremental Actions And Earnings Visibility Will Sustain Balanced Risk And Reward

Analysts have nudged their price target on Intesa Sanpaolo slightly higher, to about EUR 6.18 from EUR 6.17. This reflects a modestly lower discount rate and stable growth and profitability expectations, supported by recent research that highlights room for incremental improvements without requiring major strategic shifts.
Aggiornamento della narrazione • Nov 28

ISP: Incremental Improvements And Efficiency Will Sustain Balanced Risk And Opportunity Ahead

Intesa Sanpaolo's analyst price target has increased slightly from €6.16 to €6.17, as analysts cite steady profitability drivers and manageable growth expectations which underpin their outlook. Analyst Commentary Recent research coverage of Intesa Sanpaolo highlights a blend of optimism and caution among analysts covering the stock.
Aggiornamento della narrazione • Nov 14

ISP: Incremental Improvements And Efficiency Will Help Maintain Stable Earnings Outlook

Analysts have raised their fair value estimate for Intesa Sanpaolo from €6.08 to €6.16, citing improved revenue growth forecasts and sustained profit margins as key factors supporting a higher price target. Analyst Commentary Recent street research reflects a dynamic range of perspectives on Intesa Sanpaolo's prospects, with price targets and ratings moving in both directions based on evolving views of profitability, growth, and execution capability.
Aggiornamento della narrazione • Oct 30

ISP: Measured Upside Expected As Shareholder Returns And Momentum Weigh Against Limited Surprises

Intesa Sanpaolo's analyst fair value target has risen modestly from €5.95 to €6.08. This reflects analysts’ confidence in improved revenue growth expectations and sustained profitability drivers.
Aggiornamento della narrazione • Oct 16

Digital Transformation, ESG, And European Integration Will Drive Future Opportunity

Intesa Sanpaolo's analyst price target has been modestly increased from €5.88 to €5.95. This reflects analysts' expectations for improved profitability and stronger revenue growth in the near term.
Aggiornamento della narrazione • Sep 04

Digital Transformation, ESG, And European Integration Will Drive Future Opportunity

Analysts maintain a positive outlook on Intesa Sanpaolo driven by resilient profitability, strong capital management, and sustained operating performance, resulting in no change to the consensus price target, which remains at €5.88. Analyst Commentary Bullish analysts attribute the price target increases to improved earnings visibility and resilient profitability.
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Nuova narrazione • Nov 07

Technological Investment To Boost Bank Efficiency But Macro Uncertainties Loom Large

Intesa Sanpaolo's investment in technology and workforce restructuring aims to enhance efficiency, net margins, and overall earnings.

Previsioni di crescita degli utili e dei ricavi

BIT:ISP - Stime future degli analisti e dati finanziari passati (EUR Millions )
DataRicaviUtiliFlusso di cassa liberoLiquidità dell'operazioneAvg. Numero di analisti
12/31/202830,22311,306N/AN/A16
12/31/202729,31710,690N/AN/A16
12/31/202628,37910,024N/AN/A16
3/31/202625,7069,467N/AN/AN/A
12/31/202525,3189,3216,5858,235N/A
9/30/202525,3209,087N/AN/AN/A
6/30/202525,5199,116-5,523-3,809N/A
3/31/202525,4318,980N/AN/AN/A
12/31/202425,3768,666-41,852-40,187N/A
9/30/202424,9738,769N/AN/AN/A
6/30/202424,7048,268-19,600-18,112N/A
3/31/202423,7718,069N/AN/AN/A
12/31/202323,1577,724-18,920-17,338N/A
9/30/202322,2957,198N/AN/AN/A
6/30/202320,5666,25567,46069,443N/A
3/31/202319,2135,292N/AN/AN/A
12/31/202218,0044,379100,431102,276N/A
9/30/202217,3033,482N/AN/AN/A
6/30/202217,4173,5086,2488,501N/A
3/31/202217,3423,712N/AN/AN/A
12/31/202118,1174,1856,9318,805N/A
9/30/202117,826907N/AN/AN/A
6/30/202117,0713,7343,9915,426N/A
3/31/202115,6542,527N/AN/AN/A
12/31/202014,3142,141-3,160-1,729N/A
9/30/202014,8906,094N/AN/AN/A
6/30/202014,9763,312-810355N/A
3/31/202016,0304,212N/AN/AN/A
12/31/201915,8274,118N/A4,433N/A
9/30/201915,4844,254N/AN/AN/A
6/30/201915,2104,059N/A4,185N/A
3/31/201914,9563,787N/AN/AN/A
12/31/201815,4404,002N/A5,623N/A
9/30/201815,2644,440N/AN/AN/A
6/30/201814,7634,257N/A3,900N/A
3/31/201814,6807,666N/AN/AN/A
12/31/201713,6557,316N/A2,086N/A
9/30/201713,3455,798N/AN/AN/A
6/30/201713,3215,761N/A-20,445N/A
3/31/201713,1362,232N/AN/AN/A
12/31/201613,3042,124N/A-36,985N/A
9/30/201613,4262,212N/AN/AN/A
6/30/201613,3852,306N/A-26,278N/A
3/31/201613,6632,408N/AN/AN/A
12/31/201514,2412,679N/A-20,009N/A
9/30/201514,1652,729N/AN/AN/A
6/30/201513,8862,505N/A-8,580N/A

Previsioni di crescita futura degli analisti

Guadagni vs tasso di risparmio: La crescita prevista degli utili di ISP ( 5.6% all'anno) è superiore al tasso di risparmio ( 3.3% ).

Guadagni vs Mercato: Si prevede che gli utili di ISP ( 5.6% all'anno) cresceranno più lentamente rispetto al mercato Italian ( 11.2% all'anno).

Guadagni ad alta crescita: Si prevede che gli utili di ISP cresceranno, ma non in modo significativo.

Ricavi vs Mercato: Si prevede che il fatturato di ISP ( 4.5% all'anno) crescerà più lentamente rispetto al mercato Italian ( 6% all'anno).

Ricavi ad alta crescita: Si prevede che il fatturato di ISP ( 4.5% all'anno) crescerà più lentamente di 20% all'anno.

Previsioni di crescita dell'utile per azione

Rendimento futuro del capitale proprio

ROE futuro: Si prevede che il Return on Equity di ISP sarà basso tra 3 anni ( 17.6 %).

Scoprire le aziende in crescita

7D

1Y

7D

1Y

7D

1Y

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/06/17 11:31
Prezzo dell'azione a fine giornata2026/06/17 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Intesa Sanpaolo S.p.A. è coperta da 35 analisti. 16 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Irene RossettoBanca Akros S.p.A. (ESN)
Javier Esteban LarioBanco de Sabadell. S.A.
Juan Lopez CoboBanco Santander