Wise Group plc

Report azionario LSE:WISE

Capitalizzazione di mercato: UK£9.4b

Wise Group Gestione

Criteri Gestione verificati 4/4

Wise Group Il CEO è Kristo Kaarmann, nominato in Jan2010, e ha un mandato di 16.58 anni. la retribuzione annua totale è $ 275.90K, composta da 94.6% di stipendio e 5.4% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 18.25% delle azioni della società, per un valore di £ 1.72B. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 4.6 anni e 5.2 anni.

Informazioni chiave

Kristo Kaarmann

Amministratore delegato

US$275.9k

Compenso totale

Percentuale dello stipendio del CEO94.60%
Mandato del CEO16.6yrs
Proprietà del CEO18.2%
Durata media del management4.6yrs
Durata media del Consiglio di amministrazione5.2yrs

Aggiornamenti recenti sulla gestione

Recent updates

Aggiornamento narrativa Aug 18

WISE: Malaysian Payments Access And Margin Strength Will Support Higher Future P/E

Analysts have slightly reduced their price target for Wise Group to £11.61 from £11.92, citing updated assumptions for the discount rate, revenue growth, profit margin and future P/E multiples. What's in the News for Wise Group Rosen Law Firm filed a class action lawsuit against Wise Group plc on behalf of investors who bought securities between May 11, 2026 and July 23, 2026, alleging false or misleading statements around regulatory and anti money laundering risks.
Aggiornamento narrativa Aug 04

WISE: Regulatory Lawsuit And Lower P/E Expectations Will Restrain Future Upside

Analysts have trimmed their price target on Wise Group to about £7.60 from roughly £7.87, citing updated assumptions for growth, margins, and a lower future P/E multiple. What's in the News for Wise Group Rosen Law Firm filed a class action lawsuit against Wise Group on behalf of investors who bought securities between May 11, 2026 and July 23, 2026.
Aggiornamento narrativa Jul 21

WISE: Canadian Expansion And Index Inclusion Will Support Premium P/E Case

Analysts have reduced their Wise Group price target from £15.00 to £14.50, reflecting updated assumptions around future revenue growth, profit margins, and a lower forward P/E multiple. What’s in the News for Wise Group Wise Group’s Class A ordinary shares were cancelled from trading on the London Stock Exchange following a Scheme of Arrangement, effective 11 May 2026.
Aggiornamento narrativa Jul 07

WISE: Earnings Resilience And Margin Discipline Will Support A Higher Future P/E

Analysts have lifted the fair value estimate for Wise Group to £11.92 from £11.41. This reflects updated forecasts for revenue growth, profit margins and a lower assumed future P/E multiple.
Aggiornamento narrativa Jun 23

WISE: Higher Forward P/E Will Be Supported By Long Term Margins

The latest Narrative Update on Wise Group reflects a revised analyst price target, with the average fair value estimate moving to £11.41 from £11.67 as analysts balance a higher revenue growth outlook and slightly richer forward P/E expectations against updated views on profit margins, along with a mix of recent target changes, including a £0.35 increase from one firm and a £0.80 reduction from another. Analyst Commentary Recent commentary on Wise Group shows a split view on the stock, with some bullish analysts highlighting upside drivers for the fair value estimate and others more cautious on execution risks and how current valuation reflects those factors.
Aggiornamento narrativa Jun 06

WISE: Revised Discount Rates And P/E Assumptions Will Shape Future Upside And Risk

Analysts have updated their view on Wise Group with a revised price target that reflects recent moves from both JPMorgan, which raised its target by £0.35, and UBS, which lowered its target by £0.80, citing adjustments to discount rates, revenue growth expectations, profit margins, and future P/E assumptions. Analyst Commentary Recent research shows a split in sentiment on Wise Group, with JPMorgan lifting its price target by £0.35 while Bearish analysts cut their target by £0.80.
Nuova narrativa Jun 03

Wise: A Quality Cross-Border Payments Compounder, But Not A Bargain

Risks Growth is slowing compared with the past. Profit is partly supported by interest income from customer balances.
Aggiornamento narrativa May 23

WISE: Higher Long Term Margins Will Support Premium Future P/E

Wise Group's analyst price target has been reset to £11.67 from £11.60. This reflects updated views on discount rates, long term profit margins and P/E assumptions following recent mixed price target changes from major banks.
Aggiornamento narrativa Apr 28

WISE: Higher Margin Hopes Will Eventually Confront Lower Future P/E Assumptions

Wise’s updated analyst price target has edged higher to £7.87 from £7.77, as analysts factor in a slightly higher fair value estimate, a modestly higher discount rate, and expectations for stronger profit margins offset by more measured revenue growth and a lower assumed future P/E. Analyst Commentary Recent research on Wise reflects a mix of views, with some of the more cautious voices focusing on how much investors are willing to pay for future growth, as well as the balance between growth ambitions and execution risks.
Aggiornamento narrativa Apr 14

WISE: Margin Discipline And Earnings Conversion Will Support Premium Future P/E

Wise's refreshed analyst price target edges slightly lower to about £11.60, as analysts factor in updated assumptions around discount rates, revenue growth, profit margins and future P/E following recent target trims and mixed recalibrations from firms such as UBS, JPMorgan and Cantor Fitzgerald. Analyst Commentary Recent research on Wise gives you a split picture, with some firms trimming targets while others stay constructive on the long term opportunity.
Aggiornamento narrativa Mar 31

WISE: Refreshed Assumptions Will Eventually Challenge Elevated Future P/E Expectations

Analysts have trimmed their average price target on Wise to around £12.25, citing updated fair value estimates, a slightly lower discount rate, and refreshed assumptions on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent Street research shows that not all experts are fully comfortable with Wise's current valuation or execution risks, even as some major banks maintain constructive views on the stock.
Aggiornamento narrativa Mar 17

WISE: Execution On Margin Discipline Will Support Future Earnings Conversion

Wise’s updated analyst model trims fair value to £11.62 from £11.75 and factors in a lower forward P/E of about 31.7x. This is in line with recent cuts to the Street price target to £12.25 and mixed, but generally constructive, analyst commentary on growth and margins.
Aggiornamento narrativa Mar 03

WISE: Slower Margin Delivery Will Eventually Challenge Optimistic Future P/E Assumptions

Analyst price targets for Wise have edged higher, with the latest revisions supported by slightly adjusted fair value, discount rate, revenue growth and profit margin assumptions, along with a modestly higher future P/E estimate that reflects recent Street research, including a £0.10 target increase and an upgrade in stance on the shares. Analyst Commentary The latest Street research on Wise points to a more constructive tone overall, with incremental target moves such as the £0.10 price target lift at JPMorgan and a stance change toward a more positive view.
Aggiornamento narrativa Feb 17

WISE: Slower Profit Delivery Will Eventually Challenge Optimistic P/E Expectations

Analysts have nudged their Wise price targets higher to £X, citing slightly stronger long term revenue growth and profit margin assumptions, along with a modestly lower discount rate and future P/E outlook. Analyst Commentary Recent research has framed the higher Wise price targets as part of a more nuanced debate about what investors should reasonably pay for the shares, given execution questions and the long dated nature of the growth story.
Aggiornamento narrativa Feb 03

WISE: Execution Risks Around Lower Future P/E Will Pressure Overvalued Shares

Analysts have raised their price target on Wise, now implying fair value of £7.60 per share compared with £7.50 previously. They cite updated assumptions around revenue growth, profitability and a lower future P/E multiple.
Aggiornamento narrativa Jan 20

WISE: Partnership Momentum Will Support Premium P/E Case Going Forward

Analysts have trimmed their price target on Wise to £13.75 from £13.80, citing updated assumptions on revenue growth, profit margins, and future P/E expectations. Analyst Commentary Recent research updates on Wise show that some bullish analysts are still constructive on the shares, even with a slightly lower price target of £13.75 compared to £13.80 previously.
Articolo di analisi Jan 18

Earnings Not Telling The Story For Wise plc (LON:WISE)

With a price-to-earnings (or "P/E") ratio of 21.9x Wise plc ( LON:WISE ) may be sending bearish signals at the moment...
Aggiornamento narrativa Jan 06

WISE: Platform Income Durability Will Support Future Earnings Conversion Potential

Wise's analyst price targets have edged down slightly, with small adjustments such as JPMorgan trimming its target from £13.80 to £13.75. Other analysts point to moderating profit margin assumptions and a marginally higher future P/E multiple as key drivers of the updated views.
Aggiornamento narrativa Dec 17

WISE: Platform Income Durability Will Support Strong Shareholder Value Creation

Analysts have nudged our fair value estimate for Wise slightly lower to approximately £11.75 from about £11.80 per share, reflecting a modestly reduced forward multiple, even as they highlight resilient long term income and earnings growth from the Wise Platform. Analyst Commentary Recent Street research reflects a generally constructive stance on Wise, with modest target price adjustments and an upgraded rating underscoring confidence in the durability of its growth profile and platform economics.
Aggiornamento narrativa Dec 03

WISE: Double Digit Earnings Momentum Will Strengthen Shareholder Value Over Time

The analyst price target for Wise has been trimmed slightly, with recent Street research nudging it down by 5 GBp to 1,375 GBp as analysts factor in modestly higher discount rates while still anticipating solid double digit revenue and earnings growth from the Wise Platform through fiscal 2028. Analyst Commentary Street research remains broadly constructive on Wise, with recent notes highlighting both the strength of the Wise Platform growth profile and the sensitivity of valuation to discount rate assumptions and execution risks.
Aggiornamento narrativa Nov 19

WISE: Rising Net Margins Will Strengthen Shareholder Value Going Forward

Narrative Update: Analyst Price Target for Wise Analysts have slightly reduced their price target for Wise, lowering it from £13.80 to £13.75 per share. This adjustment reflects strong profit margin improvement and revenue growth, while also considering a higher discount rate to account for evolving market conditions.
Aggiornamento narrativa Nov 04

WISE: Underlying Earnings Will Accelerate as North American Expansion Continues

Analysts have raised Wise's price target to £13.90 per share, citing expectations for robust platform-driven income and earnings growth in the years ahead. Analyst Commentary Recent analyst commentary has highlighted both positive and cautious perspectives regarding Wise's valuation and business outlook.
Aggiornamento narrativa Oct 21

Analysts Lift Wise Price Target as Revenue Growth and Margins Improve Amid Expansion Plans

Analysts have slightly raised their price target for Wise, increasing it from £11.94 to £12.06. They cite stronger projected revenue growth and improved profit margins, which offset minor adjustments in the discount rate and future valuation multiples.
Articolo di analisi Oct 05

Wise (LON:WISE) Ticks All The Boxes When It Comes To Earnings Growth

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Aggiornamento narrativa Sep 14

Global Fee Competition And Rising Costs Will Erode Margins

Analysts remain constructive on Wise due to strong platform growth potential, stabilizing customer acquisition, and efficiency-driven pricing, supporting positive sentiment and Overweight/Buy ratings, with the consensus price target seeing a slight upward revision from £11.83 to £11.94. Analyst Commentary Slight reduction in price targets reflects tempered expectations for near-term upside, despite continued positive outlook.
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Nuova narrativa Nov 25

Aggressive Pricing Gambit Threatens Future Earnings Amid Infrastructure Strain

Aggressive pricing and large transfer discounts could pressure net margins and challenge future earnings if volume increases don't compensate.

Analisi delle retribuzioni degli amministratori delegati

Come è cambiata la remunerazione di Kristo Kaarmann rispetto agli utili di Wise Group?
DataCompenso totaleStipendioUtili della società
Mar 31 2026US$276kUS$261k

US$499m

Dec 31 2025n/an/a

US$514m

Sep 30 2025n/an/a

US$520m

Jun 30 2025n/an/a

US$551m

Mar 31 2025US$269kUS$254k

US$550m

Dec 31 2024n/an/a

US$603m

Sep 30 2024n/an/a

US$577m

Jun 30 2024n/an/a

US$497m

Mar 31 2024US$251kUS$235k

US$502m

Dec 31 2023n/an/a

US$365m

Sep 30 2023n/an/a

US$265m

Jun 30 2023n/an/a

US$210m

Mar 31 2023US$257kUS$243k

US$141m

Dec 31 2022n/an/a

US$104m

Sep 30 2022n/an/a

US$64m

Jun 30 2022n/an/a

US$55m

Mar 31 2022US$212kUS$201k

US$43m

Compensazione vs Mercato: La retribuzione totale di Kristo ($USD 275.90K ) è inferiore alla media delle aziende di dimensioni simili nel mercato UK ($USD 7.48M ).

Compensazione vs guadagni: La retribuzione di Kristo è stata coerente con le performance aziendali dell'ultimo anno.


AMMINISTRATORE DELEGATO

Kristo Kaarmann (46 yo)

16.6yrs
Mandato
US$275,900
Compensazione

Mr. Kristo Kaarmann is Co-Founder of Wise plc since 2010 and serves as Chief Executive Officer and serves as its Director since April 28, 2021. Mr. Kaarmann is in charge of all operations activities, techn...


Gruppo dirigente

NomePosizioneMandatoCompensazioneProprietà
Kristo Kaarmann
Co-Founder16.6yrsUS$275.90k18.25%
£ 1.7b
Emmanuel Francois Jean-Claude Thomassin
CFO & Director1.8yrsUS$3.42m0%
£ 0
Rohan Basu
Head of Global Operations2.4yrsNessun datoNessun dato
Harsh Sinha
Chief Technology Officer11.3yrsNessun dato0.085%
£ 8.0m
Martin Adams
Head of Investor Relationsno dataNessun datoNessun dato
Jessica Winter
General Counsel4.6yrsNessun datoNessun dato
SerJin Lee
Interim Chief Compliance Officer1.7yrsNessun datoNessun dato
Sana Rahman
Global Head of Communicationsno dataNessun datoNessun dato
Cian Weeresinghe
Chief Marketing Officer5.4yrsNessun datoNessun dato
Isabel Naidoo
Chief People Officer4.2yrsNessun datoNessun dato
Diana Avila
Chief Banking and Expansion Officer7.2yrsNessun datoNessun dato
Nilan Peiris
Chief Product Officer4.6yrsNessun dato0.24%
£ 22.2m
4.6yrs
Durata media
48yo
Età media

Gestione esperta: Il team dirigenziale di WISE è considerato esperto (durata media dell'incarico 4.6 anni).


Membri del Consiglio di amministrazione

NomePosizioneMandatoCompensazioneProprietà
Kristo Kaarmann
Co-Founder5.3yrsUS$275.90k18.25%
£ 1.7b
Emmanuel Francois Jean-Claude Thomassin
CFO & Director1.8yrsUS$3.42m0%
£ 0
Scott Hill
Independent Non-Executive Directorless than a yearUS$22.00kNessun dato
Elizabeth Chambers
Independent Non-Executive Director3.3yrsUS$238.00kNessun dato
Terri Duhon
Independent Non-Executive Director4.6yrsUS$235.00k0.00090%
£ 84.7k
David Wells
Independent Non-Executive Chair5.2yrsUS$517.00k0%
£ 0
Clare Gilmartin
Senior Independent Director5.2yrsUS$245.00k0.0047%
£ 444.4k
Alastair Rampell
Non-Executive Director5.2yrsUS$177.00k0.11%
£ 9.9m
Hooi Ling Tan
Independent Non-Executive Director5.2yrsUS$225.00k0.0094%
£ 888.9k
5.2yrs
Durata media
54yo
Età media

Consiglio di amministrazione esperto: I membri del consiglio di amministrazione di WISE sono considerati esperti (durata media dell'incarico 5.2 anni).


Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/08/20 04:35
Prezzo dell'azione a fine giornata2026/08/20 00:00
Utili2026/03/31
Utili annuali2026/03/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina GitHub; abbiamo anche delle guide su come utilizzare i nostri report e dei tutorial su YouTube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Wise Group plc è coperta da 26 analisti. 16 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Joao Safara SilvaBanco Santander
Orson RoutBarclays
Grégoire HermannBarclays