Reported Earnings • Mar 02
Full year 2025 earnings released: EPS: kr.26.00 (vs kr.41.90 in FY 2024) Full year 2025 results: EPS: kr.26.00 (down from kr.41.90 in FY 2024). Revenue: kr.244.8m (down 9.5% from FY 2024). Net income: kr.51.9m (down 38% from FY 2024). Profit margin: 21% (down from 31% in FY 2024). The decrease in margin was primarily driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has increased by 22% per year, which means it is tracking significantly ahead of earnings growth. Declared Dividend • Mar 02
Dividend reduced to kr.4.00 Dividend of kr.4.00 is 33% lower than last year. Ex-date: 19th March 2026 Payment date: 23rd March 2026 Dividend yield will be 1.0%, which is lower than the industry average of 5.6%. Sustainability & Growth The dividend has increased by an average of 7.2% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 13% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Annuncio • Feb 27
Møns Bank A/S announces Annual dividend, payable on March 23, 2026 Møns Bank A/S announced Annual dividend of DKK 4.0000 per share payable on March 23, 2026, ex-date on March 19, 2026 and record date on March 20, 2026. Annuncio • Feb 26
Møns Bank A/S, Annual General Meeting, Mar 18, 2026 Møns Bank A/S, Annual General Meeting, Mar 18, 2026, at 17:15 Romance Standard Time. Location: monshallerne, platanvej 40, stege, Denmark New Risk • Nov 21
New minor risk - Profit margin trend The company's profit margins are lower than last year and have reduced by more than 30%. Net profit margin: 22% Last year net profit margin: 34% This is considered a minor risk. A large drop in profit margin could indicate the company does not have strong competitive advantages or it is yet to establish itself and its core business. Even if it is a well established business, this may make it a much riskier investment than one that has a combination of proven competitive advantages and a stable or growing profit margin. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Profit margins are more than 30% lower than last year (22% net profit margin). Reported Earnings • Aug 31
Second quarter 2025 earnings released Second quarter 2025 results: Revenue: kr.72.0m (up 3.4% from 2Q 2024). Net income: kr.18.6m (down 7.5% from 2Q 2024). Profit margin: 26% (down from 29% in 2Q 2024). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 28% per year but the company’s share price has only increased by 14% per year, which means it is significantly lagging earnings growth. Reported Earnings • May 14
First quarter 2025 earnings released First quarter 2025 results: Revenue: kr.62.0m (up 5.8% from 1Q 2024). Net income: kr.14.1m (down 15% from 1Q 2024). Profit margin: 23% (down from 28% in 1Q 2024). The decrease in margin was driven by higher expenses. Upcoming Dividend • Mar 13
Upcoming dividend of kr.6.00 per share Eligible shareholders must have bought the stock before 20 March 2025. Payment date: 24 March 2025. Trailing yield: 2.5%. Lower than top quartile of Danish dividend payers (5.7%). Lower than average of industry peers (6.5%). Declared Dividend • Feb 21
Dividend increased to kr.6.00 Dividend of kr.6.00 is 50% higher than last year. Ex-date: 20th March 2025 Payment date: 24th March 2025 Dividend yield will be 2.5%, which is lower than the industry average of 5.6%. Sustainability & Growth The dividend has increased by an average of 7.2% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 20% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Annuncio • Feb 20
Møns Bank A/S announces Annual dividend, payable on March 24, 2025 Møns Bank A/S announced Annual dividend of DKK 6.0000 per share payable on March 24, 2025, ex-date on March 20, 2025 and record date on March 21, 2025. Reported Earnings • Feb 20
Full year 2024 earnings released Full year 2024 results: Revenue: kr.270.6m (up 3.3% from FY 2023). Net income: kr.83.8m (down 4.9% from FY 2023). Profit margin: 31% (down from 34% in FY 2023). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 38% per year but the company’s share price has only increased by 2% per year, which means it is significantly lagging earnings growth. Annuncio • Feb 20
Møns Bank A/S, Annual General Meeting, Mar 19, 2025 Møns Bank A/S, Annual General Meeting, Mar 19, 2025, at 17:15 Romance Standard Time. Location: moshallerne ,platanvej, 40, stege, Denmark Reported Earnings • Nov 27
Third quarter 2024 earnings released Third quarter 2024 results: Revenue: kr.53.1m (down 18% from 3Q 2023). Net income: kr.29.1m (up 2.3% from 3Q 2023). Profit margin: 55% (up from 44% in 3Q 2023). The increase in margin was driven by lower expenses. Reported Earnings • Aug 22
Second quarter 2024 earnings released Second quarter 2024 results: Revenue: kr.72.4m (up 29% from 2Q 2023). Net income: kr.20.1m (up 7.4% from 2Q 2023). Profit margin: 28% (down from 33% in 2Q 2023). The decrease in margin was driven by higher expenses. Reported Earnings • May 26
First quarter 2024 earnings released First quarter 2024 results: Revenue: kr.58.6m (down 1.9% from 1Q 2023). Net income: kr.16.6m (up 11% from 1Q 2023). Profit margin: 28% (up from 25% in 1Q 2023). The increase in margin was driven by lower expenses. Upcoming Dividend • Mar 14
Upcoming dividend of kr.4.00 per share Eligible shareholders must have bought the stock before 21 March 2024. Payment date: 25 March 2024. Trailing yield: 1.7%. Lower than top quartile of Danish dividend payers (5.4%). Lower than average of industry peers (6.4%). Reported Earnings • Feb 23
Full year 2023 earnings released Full year 2023 results: Revenue: kr.262.1m (up 35% from FY 2022). Net income: kr.88.1m (up 86% from FY 2022). Profit margin: 34% (up from 24% in FY 2022). The increase in margin was driven by higher revenue. Reported Earnings • Nov 21
Third quarter 2023 earnings released Third quarter 2023 results: Revenue: kr.65.0m (up 65% from 3Q 2022). Net income: kr.28.4m (up 221% from 3Q 2022). Profit margin: 44% (up from 23% in 3Q 2022). The increase in margin was driven by higher revenue. Reported Earnings • Aug 25
Second quarter 2023 earnings released Second quarter 2023 results: Revenue: kr.57.7m (up 12% from 2Q 2022). Net income: kr.18.7m (up 66% from 2Q 2022). Profit margin: 32% (up from 22% in 2Q 2022). The increase in margin was primarily driven by higher revenue. Reported Earnings • May 28
First quarter 2023 earnings released First quarter 2023 results: Revenue: kr.59.7m (up 40% from 1Q 2022). Net income: kr.15.0m (up 59% from 1Q 2022). Profit margin: 25% (up from 22% in 1Q 2022). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 14% per year whereas the company’s share price has increased by 19% per year. Upcoming Dividend • Mar 16
Upcoming dividend of kr.2.00 per share at 0.9% yield Eligible shareholders must have bought the stock before 23 March 2023. Payment date: 27 March 2023. Trailing yield: 0.9%. Lower than top quartile of Danish dividend payers (5.3%). Lower than average of industry peers (3.1%). Reported Earnings • Feb 25
Full year 2022 earnings released Full year 2022 results: Revenue: kr.196.2m (up 4.5% from FY 2021). Net income: kr.47.3m (up 1.8% from FY 2021). Profit margin: 24% (in line with FY 2021). Board Change • Nov 16
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. Independent Director Tina Orum Hansen was the last independent director to join the board, commencing their role in 2017. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Reported Earnings • Aug 27
Second quarter 2022 earnings released Second quarter 2022 results: Revenue: kr.54.0m (up 5.5% from 2Q 2021). Net income: kr.11.3m (down 33% from 2Q 2021). Profit margin: 21% (down from 33% in 2Q 2021). The decrease in margin was driven by higher expenses. Reported Earnings • May 21
First quarter 2022 earnings released First quarter 2022 results: Revenue: kr.42.8m (up 2.4% from 1Q 2021). Net income: kr.9.45m (down 16% from 1Q 2021). Profit margin: 22% (down from 27% in 1Q 2021). The decrease in margin was driven by higher expenses. Board Change • Apr 27
Less than half of directors are independent Following the recent departure of a director, there are only 2 independent directors on the board. The company's board is composed of: 2 independent directors. 4 non-independent directors. Independent Director Tina Orum Hansenansen was the last independent director to join the board, commencing their role in 2017. The company's minority of independent directors is a risk according to the Simply Wall St Risk Model. Upcoming Dividend • Mar 17
Inaugural dividend of kr.2.00 per share Eligible shareholders must have bought the stock before 24 March 2022. Payment date: 28 March 2022. The company is not currently making a profit and is not cash flow positive. The company last paid an ordinary dividend in February 2020. The average dividend yield among industry peers is 5.3%. Annuncio • Jan 06
Sparekassen Sjælland-Fyn acquired additional unknown stake in Møns Bank A/S (CPSE:MNBA) Sparekassen Sjælland-Fyn acquired additional unknown stake in Møns Bank A/S (CPSE:MNBA ) on January 5, 2022. Post acquisition Sparekassen Sjælland-Fyn will hold 5.0285% stake in Møns Bank A/S.
Sparekassen Sjælland-Fyn completed the acquisition of additional unknown stake in Møns Bank A/S (CPSE:MNBA) on January 5, 2022 Valuation Update With 7 Day Price Move • Jan 05
Investor sentiment improved over the past week After last week's 17% share price gain to kr.244, the stock trades at a trailing P/E ratio of 11.1x. Average trailing P/E is 9x in the Banks industry in Denmark. Total returns to shareholders of 110% over the past three years. Reported Earnings • May 22
First quarter 2021 earnings released The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: kr.41.8m (up 18% from 1Q 2020). Net income: kr.11.2m (up 115% from 1Q 2020). Profit margin: 27% (up from 15% in 1Q 2020). Is New 90 Day High Low • Mar 09
New 90-day high: kr.154 The company is up 2.0% from its price of kr.151 on 09 December 2020. The Danish market is down 1.0% over the last 90 days, indicating the company outperformed over that time. However, it underperformed the Banks industry, which is up 13% over the same period. Reported Earnings • Mar 02
Full year 2020 earnings released The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2020 results: Revenue: kr.157.6m (up 1.5% from FY 2019). Net income: kr.28.4m (down 17% from FY 2019). Profit margin: 18% (down from 22% in FY 2019). The decrease in margin was driven by higher expenses. Is New 90 Day High Low • Dec 04
New 90-day high: kr.153 The company is up 16% from its price of kr.132 on 04 September 2020. The Danish market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Banks industry, which is up 15% over the same period. Is New 90 Day High Low • Oct 29
New 90-day low: kr.125 The company is down 6.0% from its price of kr.133 on 30 July 2020. The Danish market is up 2.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 3.0% over the same period. 
