Mercury General Corporation

NYSE:MCY Rapport sur les actions

Capitalisation boursière : US$5.6b

Mercury General Croissance future

Future contrôle des critères 1/6

Les bénéfices de Mercury General devraient diminuer de 6.6% par an tandis que son chiffre d'affaires annuel devrait croître de 4.3% par an. Le BPA devrait croître de diminuer de 6.6% par an. Le rendement des capitaux propres devrait être 21.6% dans 3 ans.

Informations clés

-6.6%

Taux de croissance des bénéfices

-6.58%

Taux de croissance du BPA

Insurance croissance des bénéfices2.0%
Taux de croissance des recettes4.3%
Rendement futur des capitaux propres21.58%
Couverture par les analystes

Low

Dernière mise à jour18 May 2026

Mises à jour récentes de la croissance future

Recent updates

Seeking Alpha • May 09

Mercury General: From Wildfire Panic To Underwriting Recovery

Summary Mercury General has rebounded strongly after wildfire-driven turmoil, demonstrating resilience and improved underwriting discipline. MCY posted $203.9 million in pre-tax underwriting income in 2025, matching 2024 despite higher catastrophe losses, signaling portfolio remediation success. Recent underwriting gains and portfolio adjustments underpin a bullish outlook, with stability achieved even amid unpredictable catastrophe events. The dividend remains unchanged, reflecting a cautious but disciplined capital allocation approach as MCY rebuilds its financial strength. Read the full article on Seeking Alpha
Mise à jour du récit • Apr 26

MCY: Stable Profitability And P/E Multiple Will Support Future Repricing

Analysts kept their price target for Mercury General steady at $110.00. This reflects broadly unchanged assumptions on discount rate, revenue growth, profit margin and future P/E multiples.
Mise à jour du récit • Apr 11

MCY: Steady Profit Outlook And Discounted P/E Will Drive Future Repricing

Analysts have kept their $110.00 price target on Mercury General unchanged, reflecting steady views on fair value as they continue to see the current discount rate, revenue growth outlook, profit margin assumptions, and future P/E expectations as consistent with prior estimates. Valuation Changes Fair Value: The model fair value remains at $110.00, indicating no change in the assessed share valuation level.
Mise à jour du récit • Mar 28

MCY: Stable Assumptions And Undervalued P/E Will Support Future Repricing

Analysts have kept their price target for Mercury General steady at $110.00, reflecting unchanged assumptions around discount rate, revenue growth, profit margin, and future P/E expectations. Valuation Changes Fair Value: Model fair value stays at $110.00, indicating no change in the estimated intrinsic price per share.
Mise à jour du récit • Mar 13

MCY: Steady Assumptions And Undervalued P/E Will Support Bullish Repricing

Analysts have kept their $110.00 price target for Mercury General unchanged, reflecting largely consistent assumptions on the discount rate, revenue growth, profit margin, and future P/E, with only minimal refinements to the model. Valuation Changes Fair Value: The model fair value remains at $110.00, with no change from the prior estimate.
Mise à jour du récit • Feb 27

MCY: Higher Fair Value And P/E Assumptions Will Support Bullish Repricing

Analysts have lifted their price target for Mercury General to $110 from $100, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margin, and an expected future P/E multiple. Valuation Changes Fair Value: updated to $110 from $100, indicating a modest uplift in the assessed share value.
Article d’analyse • Nov 08

Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175

Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 24th of...
Mise à jour du récit • Sep 24

Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs

Mercury General's fair value estimate was raised primarily due to a higher future P/E multiple despite steady revenue growth projections, driving the consensus analyst price target up from $90 to $100. What's in the News Mercury Insurance released its annual list of the most affordable EVs to insure, aiming to guide budget-conscious consumers and highlight insurance-saving vehicle models.
Article d’analyse • Aug 27

Mercury General (NYSE:MCY) Will Pay A Dividend Of $0.3175

The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...
Article d’analyse • Aug 02

Mercury General (NYSE:MCY) Is Due To Pay A Dividend Of $0.3175

The board of Mercury General Corporation ( NYSE:MCY ) has announced that it will pay a dividend on the 25th of...
Article d’analyse • Jul 23

Here's Why Mercury General (NYSE:MCY) Has Caught The Eye Of Investors

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Article d’analyse • Jun 11

Mercury General (NYSE:MCY) Is Paying Out A Dividend Of $0.3175

Mercury General Corporation's ( NYSE:MCY ) investors are due to receive a payment of $0.3175 per share on 26th of June...
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Nouveau récit • Feb 16

Core Business Strength May Support Future Earnings Despite Wildfire Losses And Rising Reinsurance Costs

Strength in core business operations, excluding catastrophe losses, suggests improved future earnings stability and net margins through personal auto and homeowners lines.
Seeking Alpha • Jan 16

California Wildfires, Mercury General's Opportunity Amid Crisis (Rating Upgrade)

Summary The Los Angeles wildfires, while tragic, may present an opportunity for Mercury General due to potential market exits by other insurers and possible price increases. Mercury General's exposure to auto insurance, along with its reinsurance coverage, suggests it can absorb the wildfire losses, estimated at $150 million pre-tax. Despite potential risks like increased reinsurance costs and regulatory changes, Mercury General is positioned for growth and higher premiums post-wildfires. I initiated a position in Mercury General, expecting a stock rebound to $56-$60, driven by positive FY 2024 results and subsiding wildfire fears. Read the full article on Seeking Alpha
Seeking Alpha • Oct 31

Mercury General: Turning Lead Into Gold

Summary Mercury General faced operational challenges and high loss ratios in 2022, compounded by a dividend reduction that resulted in the loss of its "dividend aristocrat" status. In response to these challenges, Mercury launched remediation efforts in 2023 focused on improving underwriting margins, especially in California, where adverse conditions significantly impacted profitability. By mid-2024, Mercury's combined ratio improved, achieving positive underwriting income and a combined ratio of 98.9% by Q2, reflecting the success of rate adjustments and underwriting improvements. Third-quarter results were particularly strong, leading to a year-to-date underwriting income of $88.7 million, reinforcing investor optimism and supporting a substantial stock price increase since early 2024. Mercury is on track for continued improvement, with anticipated FY 2024 combined ratios between 96.5% and 97.8%, driven by effective remediation and investment income growth, although it still trades at a premium relative to steadier competitors. Read the full article on Seeking Alpha
Seeking Alpha • Sep 20

Mercury General: Very Cheap, And Expert Of Maximizing After-Tax Yield

Summary Mercury General Corporation is well-positioned for growth with significant cash reserves, enabling investment in advertising and agent network expansion to boost net sales. Recent rate increases approved by the Department of Insurance and impressive EPS forecasts for 2025 make MCY an attractive buy. The company's strong investment track record, focus on maximizing after-tax yield, and experienced leadership further support its potential for stable returns. Despite some risks, including market concentration in California and inflationary pressures, MCY's proven business model and undervaluation present a compelling investment opportunity. Read the full article on Seeking Alpha

Prévisions de croissance des bénéfices et des revenus

NYSE:MCY - Estimations futures des analystes et données financières antérieures (USD Millions )
DateRecettesLes revenusFlux de trésorerie disponibleCash from OpMoy. Nombre d'analystes
12/31/20286,873678N/AN/A1
12/31/20276,544665N/AN/A1
12/31/20266,206647N/AN/A1
3/31/20266,1368401,4191,482N/A
12/31/20255,9905411,0291,087N/A
9/30/20255,8004409911,048N/A
6/30/20255,745390818869N/A
3/31/20255,581286727776N/A
12/31/20245,4614689911,037N/A
9/30/20245,4895589701,014N/A
6/30/20245,024319779818N/A
3/31/20244,797215589627N/A
12/31/20234,63096416453N/A
9/30/20234,407-102258295N/A
6/30/20234,242-192226263N/A
3/31/20233,944-361228264N/A
12/31/20223,643-513317353N/A
9/30/20223,541-475321358N/A
6/30/20223,573-376339379N/A
3/31/20223,806-56392434N/A
12/31/20213,993248460502N/A
9/30/20214,016384551590N/A
6/30/20214,082502625663N/A
3/31/20214,069621645683N/A
12/31/20203,785375566606N/A
9/30/20203,701240511549N/A
6/30/20203,689190475514N/A
3/31/20203,66345400442N/A
12/31/20193,973320N/A520N/A
9/30/20193,801207N/A472N/A
6/30/20193,709196N/A465N/A
3/31/20193,615173N/A480N/A
12/31/20183,380-6N/A383N/A
9/30/20183,42196N/A390N/A
6/30/20183,38184N/A351N/A
3/31/20183,34875N/A346N/A
12/31/20173,413145N/A341N/A
9/30/20173,29399N/A354N/A
6/30/20173,24679N/A361N/A
3/31/20173,25177N/A316N/A
12/31/20163,22873N/A292N/A
9/30/20163,276123N/A255N/A
6/30/20163,221111N/A223N/A
3/31/20163,08972N/A229N/A
12/31/20153,00974N/A190N/A
9/30/20152,94530N/A196N/A
6/30/20152,91346N/A191N/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: Les bénéfices de MCY devraient diminuer au cours des 3 prochaines années ( -6.6% par an).

Bénéfices vs marché: Les bénéfices de MCY devraient diminuer au cours des 3 prochaines années ( -6.6% par an).

Croissance élevée des bénéfices: Les bénéfices de MCY devraient baisser au cours des trois prochaines années.

Chiffre d'affaires vs marché: Le chiffre d'affaires de MCY ( 4.3% par an) devrait croître plus lentement que le marché de US ( 11.8% par an).

Croissance élevée des revenus: Le chiffre d'affaires de MCY ( 4.3% par an) devrait croître plus lentement que 20% par an.

Prévisions de croissance du bénéfice par action

Rendement futur des capitaux propres

ROE futur: Le retour sur capitaux propres de MCY devrait être élevé dans 3 ans ( 21.6 %)

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Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/05/26 14:28
Cours de l'action en fin de journée2026/05/26 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

Mercury General Corporation est couverte par 7 analystes. 1 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Alison JacobowitzBofA Global Research
Christopher CampbellKeefe, Bruyette, & Woods
Raymond IardellaMacquarie Research