OneMain Holdings (OMF) Aperçu de l'action
OneMain Holdings, Inc. est une société holding de services financiers qui exerce des activités de crédit à la consommation et d'assurance aux États-Unis. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 3/6 |
| Croissance future | 4/6 |
| Performances passées | 4/6 |
| Santé financière | 1/6 |
| Dividendes | 4/6 |
Récompenses
Analyse des risques
OMF Community Fair Values
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Analyst Price Targets
OneMain Holdings, Inc. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$62.59 |
| Plus haut sur 52 semaines | US$71.93 |
| Plus bas sur 52 semaines | US$45.78 |
| Bêta | 1.19 |
| Variation sur 1 mois | -0.90% |
| Variation sur 3 mois | 10.35% |
| Variation sur 1 an | 3.01% |
| Variation sur 3 ans | 54.96% |
| Variation sur 5 ans | 11.39% |
| Évolution depuis l'introduction en bourse | 224.97% |
Nouvelles et mises à jour récentes
Seeking Alpha • Aug 26
OneMain Holdings: Well Positioned Given Tightened Credit Standards (Downgrade)
Summary OneMain Holdings is downgraded to a "Buy" rating as tighter credit standards and a resilient labor market support stable performance and a secure 6.7% dividend yield. OMF’s risk mitigation includes a 30% stress overlay and a shrinking back book, driving improved delinquency and charge-off trends despite a high-yield, unsecured loan portfolio. Loan growth remains robust, with Q2 originations at $4.3 billion and receivables up 7% year-over-year, while prudent reserve building and stable leverage underpin balance sheet strength. Valuation is under 9x EPS with limited multiple expansion expected; projected EPS of $7.10–$7.50 in 2024 and at least $7.50 by 2027 support modest capital appreciation. Read the full article on Seeking AlphaArticle d’analyse • Jun 17
OneMain Holdings (OMF) Stock Could Be 15% Undervalued on Its Digital Lending Narrative
OneMain Holdings (OMF) stock has drawn fresh attention after recent trading, with the share price last closing at $57.77. Investors are weighing this level against the company’s current valuation metrics and recent return profile. See our latest analysis for OneMain Holdings. Recent trading in OneMain Holdings reflects a rebound in momentum, with a 30-day share price return of 7.94% and a 90-day share price return of 15.61%, even though the year to date share price return has declined 16.36%...Recent updates
Seeking Alpha • Aug 26
OneMain Holdings: Well Positioned Given Tightened Credit Standards (Downgrade)
Summary OneMain Holdings is downgraded to a "Buy" rating as tighter credit standards and a resilient labor market support stable performance and a secure 6.7% dividend yield. OMF’s risk mitigation includes a 30% stress overlay and a shrinking back book, driving improved delinquency and charge-off trends despite a high-yield, unsecured loan portfolio. Loan growth remains robust, with Q2 originations at $4.3 billion and receivables up 7% year-over-year, while prudent reserve building and stable leverage underpin balance sheet strength. Valuation is under 9x EPS with limited multiple expansion expected; projected EPS of $7.10–$7.50 in 2024 and at least $7.50 by 2027 support modest capital appreciation. Read the full article on Seeking AlphaArticle d’analyse • Jun 17
OneMain Holdings (OMF) Stock Could Be 15% Undervalued on Its Digital Lending Narrative
OneMain Holdings (OMF) stock has drawn fresh attention after recent trading, with the share price last closing at $57.77. Investors are weighing this level against the company’s current valuation metrics and recent return profile. See our latest analysis for OneMain Holdings. Recent trading in OneMain Holdings reflects a rebound in momentum, with a 30-day share price return of 7.94% and a 90-day share price return of 15.61%, even though the year to date share price return has declined 16.36%...
Mise à jour du récit • Jun 12
OMF: Future Returns Will Reflect Share Repurchases Despite Legal Overhang
Analysts have trimmed their average price targets on OneMain Holdings by a few dollars, citing recent estimate revisions, mixed price target moves and legal headlines that they say could weigh on near term sentiment. Their long term valuation framework, including fair value of $67.79 and an assumed P/E of 8.70x, remains broadly intact.Mise à jour du récit • May 29
OMF: Future Returns Will Reflect Share Repurchases And Stable Core Earnings Despite Legal Overhang
Analysts have slightly reduced their average price target on OneMain Holdings by about $0.20 to approximately $67.79. This change reflects updated views on growth, margins, discount rates and future P/E multiples following a series of recent target revisions and estimate adjustments.Mise à jour du récit • Apr 26
OMF: Future Returns Will Reflect Stable Core Earnings Despite Legal Overhang
Analysts have trimmed their average price targets on OneMain Holdings by a few dollars per share, reflecting updated views on Q1 earnings, a more uncertain macro backdrop, and legal headlines that they see as an overhang rather than a threat to the core business. Analyst Commentary Recent research updates show a split between analysts who see the latest headlines as a temporary valuation drag and those who are more focused on earnings pressure and macro risk.Mise à jour du récit • Apr 11
OMF: Future Returns Will Reflect Stable Core Earnings Despite Lawsuit Overhang
The analyst price target for OneMain Holdings has shifted lower from $70.71 to $68.00, as analysts factor in recent price target cuts tied to a more uncertain macro outlook and legal overhangs, partly offset by a few upward revisions that still point to a stable core business. Analyst Commentary Recent research shows a mix of optimism and caution around OneMain Holdings, with several firms adjusting price targets in response to legal developments and a more uncertain macro backdrop.Mise à jour du récit • Mar 28
OMF: Future Returns Will Reflect 2026 Specialty Finance Tailwinds Despite Lawsuit Overhang
Analyst price targets for OneMain Holdings have edged lower overall. The model fair value estimate has moved from $72.14 to $70.71 as analysts factor in macro uncertainty, a new multi state lawsuit, and refreshed sector multiples, while still viewing the core business as stable.Mise à jour du récit • Mar 12
OMF: Future Returns Will Reflect 2026 Specialty Finance Tailwinds And Share Repurchases
Analysts have trimmed their average price target on OneMain Holdings by about $0.60 to $72.14, as several firms recalibrated their views to reflect a more uncertain macro backdrop and sector wide multiple compression, even as some houses cited updated outlooks for consumer finance and specialty lending in 2026. Analyst Commentary Recent research on OneMain Holdings reflects a mix of optimism about the specialty finance setup in 2026 and caution around macro risks and borrower resilience.Mise à jour du récit • Feb 25
OMF: Future Returns Will Reflect Specialty Finance Tailwinds And Ongoing Share Repurchases
Analysts have nudged their blended price target for OneMain Holdings slightly higher, with fair value moving by about $0.43 to $72.71, as they balance recent target increases and trims against updated sector views and credit assumptions. Analyst Commentary Recent research on OneMain Holdings reflects a mix of optimism and caution, with several firms adjusting price targets and ratings as they reassess credit trends, macro conditions, and where the stock sits relative to peers in consumer and specialty finance.Mise à jour du récit • Feb 09
OMF: Future Returns Will Reflect Cautious Underwriting And Share Repurchase Discipline
Analysts have trimmed their average price target on OneMain Holdings by about $1.60 to roughly $72. This reflects slightly lower revenue growth assumptions, a modestly higher future P/E, a small reduction in the discount rate, and a marginally stronger profit margin outlook.Mise à jour du récit • Jan 25
OMF: Future Returns Will Reflect Capital Deployment And Stable Credit Discipline
Narrative Update on OneMain Holdings The updated analyst price target for OneMain Holdings edges higher to about $73.87 from $73.47, as analysts weigh higher published targets across several firms against a slightly lower modeled profit margin and a modestly higher future P/E and revenue growth outlook for the consumer finance group. Analyst Commentary Recent Street research on OneMain Holdings shows a split view, with several firms lifting price targets while JPMorgan turns more cautious.Mise à jour du récit • Jan 10
OMF: Future Returns Will Reflect Capital Deployment And Credit Risk Discipline
Analysts have lifted their blended price target for OneMain Holdings from about US$68 to roughly US$73, citing refreshed 2026 outlooks for specialty finance and consumer credit names. These outlooks include views on loan growth, credit conditions, and the company’s scale and capital return plans.Mise à jour du récit • Dec 23
OMF: Future Performance Will Reflect Capital Returns And Cautious Underwriting Discipline
Analysts have modestly raised their consolidated price target on OneMain Holdings to approximately $68.40 per share. This reflects confidence in improving profitability and capital returns, even as they factor in slightly slower revenue growth and a more cautious underwriting stance amid macro uncertainties.Mise à jour du récit • Dec 09
OMF: Future Results Will Reflect Capital Returns Amid Cautious Credit Environment
Analysts have trimmed their blended price target on OneMain Holdings by a modest amount to approximately $68 per share. This reflects continued recognition of solid Q3 revenue growth and capital returns, along with a slightly more cautious stance on underwriting, consumer credit headwinds, and macro uncertainty.Mise à jour du récit • Nov 13
OMF: Future Results Will Reflect Improved Profitability and Stable Credit Trends
Analysts have raised their price target for OneMain Holdings by approximately $2, now valuing shares at $66.21. They cite stronger profit margins, an improved capital return outlook, and recent positive Q3 results.Mise à jour du récit • Oct 28
Future Lending Models Will Shift Amid Persistent Economic Headwinds And Inflation Pressures
Narrative Update on OneMain Holdings Analysts have revised their price target for OneMain Holdings downward from $63 to $57. They cite concerns about ongoing headwinds for low-income borrowers, despite recent improvements in lending practices and credit quality.Mise à jour du récit • Oct 13
Digitization Trends Will Reshape Consumer Lending And Debt Consolidation
OneMain Holdings' analyst price target has been revised downward from $65.21 to $64.21 per share. This change reflects analysts' concerns over consumer credit headwinds, despite improved lending models and recent performance updates.Seeking Alpha • Feb 27
OneMain: Hold Now, Fairly Valued Yet Bearish
Summary OneMain Holdings, Inc. shows modest revenue growth and stable margins despite higher credit loss provisions and increased operating expenses. The company enjoys robust loan growth and improved credit trends, but delinquencies warrant caution. OMF's stock appears expensive relative to its valuation metrics, with technical indicators suggesting potential downside risks. I recommend a hold rating due to decent fundamentals but caution against overvaluation and weakening technical momentum. Read the full article on Seeking AlphaSeeking Alpha • Dec 30
OneMain Financial: Strong Dividend Stability In Uncertain Economic Times
Summary OneMain Financial offers a 7.9% dividend yield and has stable income potential despite economic risks and recent market volatility. The company’s net interest income grew to $2.8 billion, but increased loan loss provisions and operating expenses led to a decline in net income. Strong cash flow from operations supports the dividend, with $1.95 billion generated, easily covering the $373 million in dividends. Risks include high default rates on personal loans and dependence on external borrowing, but sufficient liquidity and no major debt maturities until 2026 mitigate concerns. Read the full article on Seeking AlphaSeeking Alpha • Nov 02
OneMain Holdings: Solid Q3 Reduces Credit Loss Fears
Summary OneMain delivered solid Q3 results as credit fears largely did not come to fruition. Its tighter standards and shrinking back book are helping to decelerate loan losses growth, creating a path to profit growth. With an 8% dividend yield, some buybacks, and an 8.6x multiple, OMF is attractive. Read the full article on Seeking AlphaSeeking Alpha • Oct 21
Rate Cuts To Boost OneMain Financial
Summary OneMain Financial remains a Buy due to its resilience in subprime lending, despite a challenging 2024. The company's strategic moves, including the acquisition of Foursight Capital and the rollout of BrightWay credit cards, position it for future growth. Lower delinquency rates and active portfolio management have helped OneMain navigate economic stress, with positive earnings and increased dividends. Potential risks include consumer skittishness, regulatory pressures, and the cyclical nature of the auto industry impacting results post-Foursight acquisition. Read the full article on Seeking Alpha
Nouveau récit • Aug 29
Strategic Expansions And Innovations Propel Growth Amid Economic Uncertainties
Improved loan performance and potential reduction in loan loss provisions due to tightened underwriting standards suggest a healthier financial position.Seeking Alpha • Aug 07
OneMain Financial: Stock Still A Buy Despite Economic Weakness
Summary OneMain Financial beat earnings expectations and grew revenue, but investors are concerned about the economy, leading to a 15% drop in share prices. Higher interest rates boosted net interest income, but an increase in the provision for finance losses led to a drop in income before taxes. Despite risks associated with consumer credit loans, OneMain Financial's cash flow from operations in the first half of 2024 was sufficient to cover dividend obligations and support loan growth. Read the full article on Seeking AlphaSeeking Alpha • Jul 31
OneMain Q2 Results: Very Encouraging Credit Trends (Upgrade)
Summary OneMain Holdings, Inc. reported solid second quarter results, beating earnings estimates and showing growth in loans. Despite concerns about lower-income consumers, OneMain Financial is tightening credit standards and managing credit risk well, which has resulted in better delinquencies. While leverage is a bit high, its dividend is secure, and investors are being paid to wait, making OneMain Holdings stock attractive at 9x earnings. Read the full article on Seeking AlphaSeeking Alpha • May 01
OneMain Holdings: Solid Q1 With Credit Losses Peaking (Rating Upgrade)
Summary OneMain Holdings' shares jumped 3% following solid Q1 results, adding to a year of gains and reaching a 52-week high. The company's financials showed solid net interest trends and a modest deleveraging, and a slowing growth in receivables due to tightened credit standards. Credit costs have been rising, but there are encouraging signs we are at a peak with delinquencies falling, and the company's tighter lending standards should start to buoy results. Read the full article on Seeking AlphaRendement pour les actionnaires
| OMF | US Consumer Finance | US Marché | |
|---|---|---|---|
| 7D | -0.9% | -2.1% | -0.2% |
| 1Y | 3.0% | -3.0% | 14.8% |
Rendement vs Industrie: OMF a dépassé le secteur US Consumer Finance qui a rapporté -3 % au cours de l'année écoulée.
Rendement vs marché: OMF a sous-performé le marché US qui a rapporté 14.8 % au cours de l'année écoulée.
Volatilité des prix
| OMF volatility | |
|---|---|
| OMF Average Weekly Movement | 3.8% |
| Consumer Finance Industry Average Movement | 7.1% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.5% |
| 10% least volatile stocks in US Market | 2.9% |
Cours de l'action stable: OMF n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de OMF ( 4% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 2013 | 9,300 | Doug Shulman | www.onemainfinancial.com |
OneMain Holdings, Inc. est une société holding de services financiers qui exerce des activités de crédit à la consommation et d'assurance aux États-Unis. La société propose des services d'origination, de souscription et de gestion de prêts à la consommation, notamment des prêts personnels et des financements automobiles. Elle propose également des financements automobiles garantis, des cartes de crédit, des produits d'assurance-crédit facultatifs, notamment l'assurance-vie, l'assurance-invalidité et l'assurance-chômage involontaire, des assurances facultatives autres que l'assurance-crédit, une couverture de protection des actifs garantie en tant que produit de renonciation ou d'assurance, et des plans d'adhésion.
OneMain Holdings, Inc. Résumé des fondamentaux
| OMF statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$7.28b |
| Bénéfices(TTM) | US$781.00m |
| Recettes(TTM) | US$3.02b |
9.2x
Ratio P/E2.4x
Ratio P/SLe site OMF est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| OMF compte de résultat (TTM) | |
|---|---|
| Recettes | US$3.02b |
| Coût des recettes | US$191.00m |
| Marge brute | US$2.83b |
| Autres dépenses | US$2.05b |
| Les revenus | US$781.00m |
Derniers bénéfices déclarés
Jun 30, 2026
Prochaine date de publication des résultats
s/o
| Résultat par action (EPS) | 6.79 |
| Marge brute | 93.68% |
| Marge bénéficiaire nette | 25.86% |
| Ratio dettes/capitaux propres | 673.0% |
Quelles ont été les performances à long terme de OMF?
Voir les performances historiques et les comparaisonsDividendes
6.7%
Rendement actuel des dividendes63%
Ratio de distributionAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/09/09 10:33 |
| Cours de l'action en fin de journée | 2026/09/09 00:00 |
| Les revenus | 2026/06/30 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l' qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
OneMain Holdings, Inc. est couverte par 25 analystes. 9 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |