loanDepot, Inc.

NYSE:LDI Rapport sur les actions

Capitalisation boursière : US$422.3m

loanDepot Croissance future

Future contrôle des critères 0/6

loanDepot devrait augmenter son chiffre d'affaires de 10% par an. Le BPA devrait augmenter de de 147.2% par an.

Informations clés

n/a

Taux de croissance des bénéfices

147.23%

Taux de croissance du BPA

Diversified Financial croissance des bénéfices8.0%
Taux de croissance des recettes10.0%
Rendement futur des capitaux propresn/a
Couverture par les analystes

Low

Dernière mise à jour07 May 2026

Mises à jour récentes de la croissance future

Recent updates

Seeking Alpha Apr 14

loanDepot: Still Bullish On Financial Improvement Potential

Summary I maintain my 'Buy' rating for loanDepot, following my evaluation of its financial outlook. My view is that LDI's topline growth should accelerate in FY2026, considering its market share expansion potential and the roll-out of new digital loan products. I also see loanDepot turning profitable this year, thanks to enhanced economies of scale and the success of expense reductions driven by AI. Read the full article on Seeking Alpha
Mise à jour du récit Mar 19

LDI: Multi Year Upside Thesis Hinges On 2026 Credit Risk Containment

Narrative Update: loanDepot Analyst Target Reset Analysts have reduced their fair value estimate for loanDepot to $2.40 from $3.00, citing lower assumed revenue growth, a sharply reduced profit margin outlook, and a higher future P/E multiple. They still anticipate multi year fundamental improvement supported by loan growth and net interest income momentum, with credit risk remaining a key swing factor.
Mise à jour du récit Mar 05

LDI: Multi Year Profitability Thesis Leans On 2026 Credit Risk Outcome

Analysts lowered their price target on loanDepot to $2.40 from $3.00, citing updated views on fair value, discount rates, revenue growth, profit margins, and future P/E assumptions, along with broader concerns around credit risk. Analyst Commentary Recent Street research around loanDepot highlights mixed sentiment, with some cautious views on valuation and credit risk set against a more constructive backdrop for the broader lending sector over the next few years.
Mise à jour du récit Feb 18

LDI: Future Returns Will Rely On Loan Growth And Operating Leverage

Analysts have updated their view on loanDepot, setting a lower price target of $2.40 from $3.00, citing broader concerns around regional lenders. They also highlight potential loan growth, net interest income momentum, and operating leverage as key factors to watch going forward.
Article d’analyse Feb 11

Not Many Are Piling Into loanDepot, Inc. (NYSE:LDI) Stock Yet As It Plummets 27%

The loanDepot, Inc. ( NYSE:LDI ) share price has fared very poorly over the last month, falling by a substantial 27...
Mise à jour du récit Feb 04

LDI: Future Returns Will Depend On Credit Risk And Loan Growth

Analysts have trimmed their price target on loanDepot to US$2.40 from US$3.00, citing macro and credit concerns around regional lenders, while also pointing to factors such as loan growth, net interest income trends, operating leverage and returns as key drivers for their updated view. Analyst Commentary Goldman Sachs adjusted its view on loanDepot with a lower price target, but the research also highlights potential drivers that could shape how the market values the stock over the next few years.
Mise à jour du récit Jan 21

LDI: Future Returns Will Hinge On Credit Risk And Execution

Analysts have trimmed their fair value estimate for loanDepot from about US$2.58 to roughly US$2.38 per share. This reflects updated assumptions around revenue growth, profit margins, and a lower future P/E multiple, despite recent Street research shifts in the official price target from US$1.45 to US$3 and then to US$2.40.
Mise à jour du récit Jan 07

LDI: Higher Fair Value Signals Confidence In Multi Year Profitability

Analysts have lifted their fair value estimate for loanDepot from US$1.90 to US$3.00, reflecting updated assumptions for revenue growth, profit margins, and future P/E, alongside mixed Street price target moves that highlight both ongoing credit concerns and expectations for multi year fundamental improvement. Analyst Commentary Recent Street research on loanDepot shows a mix of caution and optimism, with valuation targets shifting as analysts update their models for growth, profitability, and credit risk.
Article d’analyse Dec 28

Market Cool On loanDepot, Inc.'s (NYSE:LDI) Revenues Pushing Shares 25% Lower

To the annoyance of some shareholders, loanDepot, Inc. ( NYSE:LDI ) shares are down a considerable 25% in the last...
Mise à jour du récit Dec 23

LDI: Future Earnings Will Depend On Rate Cycles And Cost Discipline

Analysts have lifted their price target on loanDepot to $3.00 from $1.45, reflecting increased confidence in the company’s outlook, even as they maintain a cautious overall stance. Analyst Commentary Analyst sentiment around loanDepot remains mixed, with the higher price target signaling improved expectations for execution and earnings power.
Mise à jour du récit Dec 09

LDI: Future Earnings Stability Will Hinge On Rate Cycles And Execution

Analysts increased their price target on loanDepot to approximately $2.58 per share, up from about $2.50, citing higher fair value estimates and slightly improved expectations for future earnings multiples. Analyst Commentary Recent Street research reflects a nuanced view of loanDepot, with adjustments to price targets signaling both recognition of recent progress and ongoing skepticism about the durability of its earnings power.
Mise à jour du récit Nov 25

LDI: Sustained Profitability Challenges Will Weigh On Future Performance Amid Sector Pressures

Narrative Update on loanDepot Analyst Price Target Analysts have raised their price target for loanDepot significantly, increasing it from $1.45 to $3. This adjustment is based on recent evaluations of the company's financial performance and expectations for future growth.
Mise à jour du récit Nov 08

LDI: Revenue Potential And Sector Headwinds Will Shape Upcoming Profitability

The analyst price target for loanDepot has been raised from $1.98 to $2.50. This reflects improved revenue growth projections and stronger profit margins, as analysts note cautious optimism despite ongoing sector challenges.
Mise à jour du récit Oct 25

Cost Controls And Executive Changes Will Shape Mortgage Lending Amid Headwinds

Analysts have modestly increased their price target for loanDepot from $1.25 to $1.50, citing offsetting factors such as lower expected revenue, reduced operating expenses, and continued industry challenges resulting from high interest rates and heightened competition. Analyst Commentary Analyst perspectives on loanDepot reflect a mix of cautious optimism and ongoing concerns, especially as the mortgage sector faces persistent headwinds.
Mise à jour du récit Oct 10

Digital Transformation And Weak Household Trends Will Reshape Mortgage Lending

The analyst price target for loanDepot was increased from $1.62 to $1.98. This reflects improved expectations for revenue growth and profitability.
Article d’analyse Sep 22

Market Might Still Lack Some Conviction On loanDepot, Inc. (NYSE:LDI) Even After 84% Share Price Boost

loanDepot, Inc. ( NYSE:LDI ) shares have continued their recent momentum with a 84% gain in the last month alone...
Mise à jour du récit Aug 19

Digital Transformation And Weak Household Trends Will Reshape Mortgage Lending

Analysts remain cautious on loanDepot due to structural liquidity and operational challenges amid sector headwinds, though modest improvements in future profitability have led to a slight increase in the price target from $1.37 to $1.45. Analyst Commentary LoanDepot faces structural challenges in sourcing liquidity and reducing expenses compared to larger peers, potentially limiting its competitiveness.
Article d’analyse Jul 29

Investors Still Aren't Entirely Convinced By loanDepot, Inc.'s (NYSE:LDI) Revenues Despite 29% Price Jump

Despite an already strong run, loanDepot, Inc. ( NYSE:LDI ) shares have been powering on, with a gain of 29% in the...
Article d’analyse Jun 12

Even With A 37% Surge, Cautious Investors Are Not Rewarding loanDepot, Inc.'s (NYSE:LDI) Performance Completely

loanDepot, Inc. ( NYSE:LDI ) shareholders would be excited to see that the share price has had a great month, posting a...
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Nouveau récit May 15

Multichannel Model Will Open Home Equity Opportunities

loanDepot's multichannel sales model and proprietary technology focus aim to drive revenue growth and enhance operational efficiency.
Article d’analyse Apr 08

Investors Give loanDepot, Inc. (NYSE:LDI) Shares A 27% Hiding

The loanDepot, Inc. ( NYSE:LDI ) share price has fared very poorly over the last month, falling by a substantial 27...
Seeking Alpha Mar 13

loanDepot: The Mortgage Market May Not 'Inevitably Recover'

Summary loanDepot faces significant challenges due to high mortgage rates, low home sales, and reputational damage from a cybersecurity breach. Q4 earnings were disappointing, with a GAAP EPS loss of -$0.17 and revenue of $257M, missing estimates by $53M. Leadership changes and cost-cutting measures have likely exacerbated the negative economic impact on profit margins and operational pressures. Economic conditions and Federal Reserve policies continue to create a harsh environment for LDI, with no improvement expected in the near term. Even with a new CEO, I doubt loanDepot's ability to recover given its lower cash and higher liability ratio, which could be exacerbated by an economic slowdown that may not be met with Federal Reserve mortgage stimulus. Read the full article on Seeking Alpha
Article d’analyse Feb 04

loanDepot, Inc. (NYSE:LDI) Could Be Riskier Than It Looks

With a price-to-sales (or "P/S") ratio of 0.3x loanDepot, Inc. ( NYSE:LDI ) may be sending very bullish signals at the...
Article d’analyse Oct 23

It's Down 25% But loanDepot, Inc. (NYSE:LDI) Could Be Riskier Than It Looks

The loanDepot, Inc. ( NYSE:LDI ) share price has softened a substantial 25% over the previous 30 days, handing back...

Prévisions de croissance des bénéfices et des revenus

NYSE:LDI - Estimations futures des analystes et données financières antérieures (USD Millions )
DateRecettesLes revenusFlux de trésorerie disponibleCash from OpMoy. Nombre d'analystes
12/31/20281,612N/AN/AN/A1
12/31/20271,504N/AN/AN/A2
12/31/20261,348N/AN/AN/A2
3/31/20261,233-78-696-700N/A
12/31/20251,228-63-699-708N/A
9/30/20251,096-7322-18N/A
6/30/20251,124-67-409-411N/A
3/31/20251,091-86-328-757N/A
12/31/2024986-98-376-858N/A
9/30/2024990-92-655-1,111N/A
6/30/2024885-110-41-599N/A
3/31/2024901-101-452-658N/A
12/31/2023936-110-14-174N/A
9/30/2023918-16024077N/A
6/30/2023885-2042,0451,658N/A
3/31/2023866-2813,8953,518N/A
12/31/20221,003-2735,1214,461N/A
9/30/20221,641-1875,6675,008N/A
6/30/20222,433-763,9833,476N/A
3/31/20223,175342,1591,561N/A
12/31/20214,008114-1,170-1,466N/A
9/30/20214,542105-3,396-3,671N/A
6/30/20214,93853-4,888-5,011N/A
3/31/20215,15945-4,117-4,075N/A
12/31/20204,563N/A-2,058-2,031N/A
9/30/20203,63816-997-972N/A
6/30/20202,65764-630-651N/A
3/31/20201,74049-1,179-1,263N/A
12/31/20191,436N/AN/A-1,497N/A
12/31/20181,111-103N/A-429N/A
12/31/20171,33721N/A-482N/A

Prévisions de croissance des analystes

Taux de revenus par rapport au taux d'épargne: Données insuffisantes pour déterminer si la croissance des bénéfices prévue de LDI est supérieure au taux d'épargne ( 3.5% ).

Bénéfices vs marché: Données insuffisantes pour déterminer si les bénéfices de LDI devraient croître plus rapidement que le marché US

Croissance élevée des bénéfices: Données insuffisantes pour déterminer si les bénéfices de LDI devraient augmenter de manière significative au cours des 3 prochaines années.

Chiffre d'affaires vs marché: Le chiffre d'affaires de LDI ( 10% par an) devrait croître plus lentement que le marché de US ( 11.7% par an).

Croissance élevée des revenus: Le chiffre d'affaires de LDI ( 10% par an) devrait croître plus lentement que 20% par an.


Prévisions de croissance du bénéfice par action


Rendement futur des capitaux propres

ROE futur: Données insuffisantes pour déterminer si le retour sur capitaux propres de LDI devrait être élevé dans 3 ans


Découvrir les entreprises en croissance

Analyse de l'entreprise et données financières

DonnéesDernière mise à jour (heure UTC)
Analyse de l'entreprise2026/05/24 10:51
Cours de l'action en fin de journée2026/05/22 00:00
Les revenus2026/03/31
Revenus annuels2025/12/31

Sources de données

Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.

PaquetDonnéesCadre temporelExemple de source américaine *
Finances de l'entreprise10 ans
  • Compte de résultat
  • Tableau des flux de trésorerie
  • Bilan
Estimations consensuelles des analystes+3 ans
  • Prévisions financières
  • Objectifs de prix des analystes
Prix du marché30 ans
  • Cours des actions
  • Dividendes, scissions et actions
Propriété10 ans
  • Actionnaires principaux
  • Délits d'initiés
Gestion10 ans
  • L'équipe dirigeante
  • Conseil d'administration
Principaux développements10 ans
  • Annonces de l'entreprise

* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.

Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.

Modèle d'analyse et flocon de neige

Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.

Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.

Indicateurs de l'industrie et du secteur

Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.

Sources des analystes

loanDepot, Inc. est couverte par 14 analystes. 3 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.

AnalysteInstitution
Mark DeVriesBarclays
Mark DeVriesBarclays
Mihir BhatiaBofA Global Research