Essent Group Gestion
Gestion contrôle des critères 4/4
Le PDG Essent Group est Mark Casale, nommé en Jan2008, a un mandat de 18.42 ans. La rémunération annuelle totale est $ 10.04M, composée du salaire de 10% et des bonus 90%, y compris les actions et options de la société. détient directement 2.68% des actions de la société, d'une valeur de $ 142.63M. La durée moyenne de mandat de l'équipe de direction et du conseil d'administration est respectivement 5.1 ans et 10.3 ans.
Informations clés
Mark Casale
Directeur général
US$10.0m
Rémunération totale
| Pourcentage du salaire du PDG | 9.96% |
| Durée du mandat du directeur général | 18.4yrs |
| Propriété du PDG | 2.7% |
| Durée moyenne d'occupation des postes de direction | 5.1yrs |
| Durée moyenne du mandat des membres du conseil d'administration | 10.3yrs |
Mises à jour récentes de la gestion
Recent updates
Mise à jour du récit • Jun 02
ESNT: Future Returns Will Reflect 2026 Buybacks And Reinsurance Expansion
Essent Group's updated analyst price target now sits at $69.00. This is a modest adjustment supported by analysts' expectations for constrained earnings and premium growth in the core mortgage insurance business, slightly lower projected profit margins, and a somewhat higher discount rate, even as they factor in revised revenue growth assumptions and a marginally lower future P/E.Seeking Alpha • May 21
Until The Housing Market Improves, Essent Group Looks Like A Value Trap
Summary Essent Group remains rated Hold despite Q1 2026 beats, as structural headwinds persist in the private mortgage insurance sector. ESNT's top-line growth has slowed, with rising losses and expenses; recent EPS gains are largely attributable to aggressive share buybacks. Market share for new insurance written continues to decline, though persistency rates remain industry-leading at 84.7%. With a 2.3% dividend yield and forward PE of 8.38, ESNT trades at a depressed valuation, but limited near-term catalysts constrain upside. Read the full article on Seeking AlphaMise à jour du récit • May 18
ESNT: Future Returns Will Reflect 2026 Buybacks And Earnings Power
Analysts lifted the fair value estimate for Essent Group by about $1.33 to $69.14. The change reflects recent adjustments to price targets that balance mixed target moves with updated views on revenue growth, margins, and future P/E assumptions.Mise à jour du récit • Apr 27
ESNT: Future Returns Will Reflect 2026 Credit Conditions And Capital Actions
Analysts have made a modest upward adjustment to the fair value estimate for Essent Group, lifting the target by about $0.13 to $67.81 as they weigh recent mixed price target moves across major firms against relatively stable growth, profitability and P/E assumptions. Analyst Commentary Recent research on Essent Group reflects a mix of modest optimism and caution, with small target price adjustments rather than sweeping calls.Mise à jour du récit • Apr 10
ESNT: Future Returns Will Depend On 2026 Credit And Capital Deployment
Analysts have trimmed the blended price target for Essent Group by a small amount, reflecting slightly lower fair value estimates around $67.69, as recent target cuts from firms at $63 sit alongside a higher $68 target. Updated assumptions for revenue growth, profit margins and future P/E multiples feed into the new view.Mise à jour du récit • Mar 27
ESNT: Future Returns Will Rely On 2026 Mortgage And Credit Conditions
The analyst price target for Essent Group has been adjusted modestly lower to reflect a mix of reduced targets around $63 to $65 and higher targets up to $70, as analysts incorporate recent Q4 earnings and updated outlooks for credit conditions and mortgage activity. Analyst Commentary Recent research updates on Essent Group show a mix of cautious trimming and modest upward revisions to price targets.Mise à jour du récit • Mar 11
ESNT: Future Returns Will Hinge On 2026 Mortgage And Credit Conditions
Analysts have modestly raised their blended price target on Essent Group to $68, pointing to recalibrated earnings expectations, a slightly lower discount rate, and updated P/E assumptions following recent Q4 results and sector level reviews. Analyst Commentary Recent Street research on Essent Group shows a mix of optimism and caution around the new US$68 blended price target, with different views on how much upside remains relative to execution risks and sector level trends.Mise à jour du récit • Feb 23
ESNT: Future Returns Will Reflect 2026 Mortgage Conditions And Credit Risk
The analyst price target for Essent Group edges slightly lower to $68.31 from $68.63, reflecting modest adjustments to fair value and discount rate assumptions as analysts balance mixed target moves from Barclays, BofA, JPMorgan, and Goldman Sachs following recent results. Analyst Commentary Recent research on Essent Group shows a mix of cautious and constructive views, with price targets clustered in the low to high $60s and ratings ranging from Equal Weight and Neutral to Buy.Mise à jour du récit • Feb 07
ESNT: Future Returns Will Reflect 2026 Credit Conditions And Mortgage Market Outlook
Narrative Update on Analyst Price Targets Analysts have made only a modest adjustment to their outlook on Essent Group, with the blended price target moving slightly given small tweaks to valuation inputs such as the discount rate and assumed future P/E. Recent Street research has clustered around a tight US$65 to US$70 target range, supported by expectations for steady sector conditions and a stable credit backdrop into 2026.Mise à jour du récit • Jan 24
ESNT: Future Returns Will Hinge On Capital Returns And 2026 Credit Conditions
Analysts have raised their average price target for Essent Group by about $0.25, citing recent sector wide consumer finance updates and mixed target revisions that reflect both cautious views on credit risk and expectations for steadier mortgage and loan activity into 2026. Analyst Commentary Recent research on Essent Group reflects a generally balanced stance, with modest price target changes clustering in a tight US$65 to US$70 range and ratings that sit in the middle of the spectrum.Mise à jour du récit • Jan 09
ESNT: Future Returns Will Depend On Buybacks Versus Credit Risk In 2026
Essent Group's updated analyst price target now implies a fair value of about US$68.38, up from roughly US$67.50, as analysts recalibrate their views around modest tweaks to growth, profitability, and future P/E assumptions after mixed target moves on recent Street research. Analyst Commentary Recent research on Essent Group reflects a mix of optimism and caution, with one major bank lifting its target and another trimming it slightly as they refresh their 2026 outlooks.Mise à jour du récit • Dec 23
ESNT: Future Returns Will Hinge On Buyback Discipline Amid Macro Uncertainty
Analysts have nudged their price target on Essent Group slightly higher, from $67.25 to $67.50, citing modestly stronger revenue growth expectations that more than offset a marginally higher discount rate and essentially stable profitability and valuation multiples. Analyst Commentary Bullish Takeaways Bullish analysts view the higher price target as a reflection of resilient earnings power, with current valuation still seen as reasonable relative to long term growth prospects.Mise à jour du récit • Dec 08
ESNT: Future Returns Will Depend On Execution Amid Larger Buyback And Macro Risks
Analysts have increased their price target on Essent Group by $4 to $71, reflecting slightly higher long term earnings expectations despite largely unchanged assumptions for fair value, discount rate, revenue growth, profit margins, and future valuation multiples. Analyst Commentary Recent research commentary reflects a generally constructive view on Essent Group, with modestly higher price targets signaling confidence in the company’s earnings power and balance sheet strength, while still acknowledging execution and macro risks.Mise à jour du récit • Nov 24
ESNT: Future Returns Will Depend On Execution Amid Buybacks And Margin Headwinds
Analysts have slightly increased their price target for Essent Group from $67 to $71. This reflects ongoing confidence in the company's fundamentals despite modest adjustments to growth and margin projections.Mise à jour du récit • Nov 05
ESNT: Future Results Will Depend On Sustaining Solid Credit And Expense Management
Analysts have raised their price target for Essent Group, increasing it by $4 to $71. They cite the company's solid quarterly performance and strong expense and tax management compared to peers.Mise à jour du récit • Oct 22
Analysts Raise Essent Group Price Targets on Improved Credit Performance and Strong Execution
Analysts have raised their price targets for Essent Group, increasing the consensus from $67 to $71 as they cite improved credit performance, along with continued strength in expense and tax management. Analyst Commentary Following recent price target increases for Essent Group, analysts have shared insights into the core drivers affecting their updated outlooks on the firm.Mise à jour du récit • Oct 08
Homeownership Trends And Digital Transformation Will Unlock Future Potential
Analysts have increased their price target for Essent Group, raising it from $66.25 to $67.50. They cite the company's improved revenue growth outlook and continued strong credit performance as key factors.Article d’analyse • Aug 11
Earnings Beat: Essent Group Ltd. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
NYSE:ESNT 1 Year Share Price vs Fair Value Explore Essent Group's Fair Values from the Community and select yours It's...Seeking Alpha • Aug 29
Insuring Growth: Essent Group's Q2 Earnings Paint A Bright Picture
Summary Essent Group Ltd. is a Bermuda-based holding company specializing in private mortgage insurance, reinsurance, and related services, enhancing mortgage accessibility in the U.S. housing market. Since March 2018, Essent has transferred $1 billion of risk to investors via nine Radnor Re ILNs and $288 million through five XOL deals. Essent's PMI protects lenders from borrower defaults, enabling more people to obtain mortgages, especially those with smaller down payments, thus stabilizing the mortgage market. Essent also offers title insurance and settlement services, ensuring clear property titles and smoothing mortgage transactions for loan originators. Read the full article on Seeking Alpha
Nouveau récit • Aug 28
Elevated Interest Rates And Tactical Diversifications Poised To Bolster Earnings
Favorable demographics and housing supply/demand imbalance boost the value of insured properties, potentially lowering claim rates and increasing revenues.Seeking Alpha • Dec 07
Essent: Still Worried About Unemployment
Summary ESNT is holding the line despite general pressures on its business, and offsets in the investment activities are much appreciated. Pricing is rational, and apparently, it has become secularly more disciplined over time since the revival of the industry after the GFC. However, outstanding questions around employment conditions which affect mortgages and ESNT's high price relative to historical levels make it uncompelling. Read the full article on Seeking AlphaAnalyse de la rémunération des PDG
| Date | Rémunération totale | Salaire | Bénéfices de l'entreprise |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$686m |
| Dec 31 2025 | US$10m | US$1m | US$690m |
| Sep 30 2025 | n/a | n/a | US$703m |
| Jun 30 2025 | n/a | n/a | US$715m |
| Mar 31 2025 | n/a | n/a | US$723m |
| Dec 31 2024 | US$10m | US$1m | US$729m |
| Sep 30 2024 | n/a | n/a | US$737m |
| Jun 30 2024 | n/a | n/a | US$739m |
| Mar 31 2024 | n/a | n/a | US$707m |
| Dec 31 2023 | US$9m | US$1m | US$696m |
| Sep 30 2023 | n/a | n/a | US$668m |
| Jun 30 2023 | n/a | n/a | US$668m |
| Mar 31 2023 | n/a | n/a | US$728m |
| Dec 31 2022 | US$9m | US$1m | US$831m |
| Sep 30 2022 | n/a | n/a | US$865m |
| Jun 30 2022 | n/a | n/a | US$892m |
| Mar 31 2022 | n/a | n/a | US$820m |
| Dec 31 2021 | US$7m | US$925k | US$682m |
| Sep 30 2021 | n/a | n/a | US$624m |
| Jun 30 2021 | n/a | n/a | US$544m |
| Mar 31 2021 | n/a | n/a | US$399m |
| Dec 31 2020 | US$7m | US$925k | US$413m |
| Sep 30 2020 | n/a | n/a | US$436m |
| Jun 30 2020 | n/a | n/a | US$456m |
| Mar 31 2020 | n/a | n/a | US$578m |
| Dec 31 2019 | US$8m | US$925k | US$556m |
Rémunération vs marché: La rémunération totale de Mark ($USD 10.04M ) est dans la moyenne des entreprises de taille similaire sur le marché US ($USD 8.38M ).
Rémunération et revenus: La rémunération de Mark a été cohérente avec les performances de l'entreprise au cours de l'année écoulée.
PDG
Mark Casale (61 yo)
18.4yrs
Titularisation
US$10,039,676
Compensation
Mr. Mark Anthony Casale is the founder, Chief Executive Officer and Chairman of the Board of Directors of Essent Group Ltd. and Essent Title Insurance (NYSE: ESNT). Mr. Casale has financial services experi...
Équipe de direction
| Nom | Position | Titularisation | Compensation | Propriété |
|---|---|---|---|---|
| Founder | 18.4yrs | US$10.04m | 2.68% $ 142.6m | |
| CFO & Senior VP | 4yrs | US$1.66m | 0.044% $ 2.4m | |
| Senior VP | 18.4yrs | US$2.39m | 0.25% $ 13.5m | |
| Chief Risk Officer & Senior VP | 17.4yrs | US$1.94m | 0.22% $ 11.5m | |
| President of Essent Guaranty | 4.4yrs | US$2.96m | 0.32% $ 16.8m | |
| Senior VP & Chief Information Officer | no data | pas de données | pas de données | |
| Vice President of Investor Relations | no data | pas de données | pas de données | |
| Senior Vice President of Corporate Development | 4.4yrs | pas de données | pas de données | |
| President & Chief Underwriting Officer of Essent Reinsurance Ltd | 5.1yrs | pas de données | pas de données | |
| President of Essent Title Insurance Inc | no data | pas de données | pas de données |
5.1yrs
Durée moyenne de l'emploi
61yo
Âge moyen
Gestion expérimentée: L'équipe dirigeante de ESNT est chevronnée et expérimentée (5.1 années d'ancienneté moyenne).
Membres du conseil d'administration
| Nom | Position | Titularisation | Compensation | Propriété |
|---|---|---|---|---|
| Founder | 18.4yrs | US$10.04m | 2.68% $ 142.6m | |
| Lead Independent Director | 18.4yrs | US$363.70k | 0.031% $ 1.7m | |
| Independent Director | 1.1yrs | US$214.91k | 0.0029% $ 151.8k | |
| Independent Director | 13.4yrs | US$328.29k | 0.028% $ 1.5m | |
| Independent Director | 12.5yrs | US$333.29k | 0.035% $ 1.9m | |
| Independent Director | less than a year | pas de données | pas de données | |
| Independent Director | 8.1yrs | US$328.29k | 0.027% $ 1.4m | |
| Independent Director | 16.4yrs | US$303.29k | 0.034% $ 1.8m | |
| Independent Director | 3.8yrs | US$303.29k | 0.012% $ 624.0k | |
| Independent Director | 1.1yrs | US$214.91k | 0.0029% $ 151.8k |
10.3yrs
Durée moyenne de l'emploi
61.5yo
Âge moyen
Conseil d'administration expérimenté: Le conseil d'administration de la ESNT est chevronné et expérimenté ( 10.3 années d'ancienneté moyenne).
Analyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/06/10 05:21 |
| Cours de l'action en fin de journée | 2026/06/10 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github; nous proposons également des guides expliquant comment utiliser nos rapports et des tutoriels sur Youtube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Essent Group Ltd. est couverte par 16 analystes. 6 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Mark DeVries | Barclays |
| Terry Ma | Barclays |
| Mihir Bhatia | BofA Global Research |