Alerus Financial Bilan de santé

Santé financière contrôle des critères 5/6

Alerus Financial possède un actif total de $4.1B et un capital total de $386.5M. Le total des dépôts est $3.3B et le total des prêts est $3.0B générant une marge d'intérêt nette de 2.5%. La provision pour créances douteuses est insuffisante, puisqu'elle représente actuellement 1.6% du total des prêts. Les liquidités et les placements à court terme représentent $80.9M.

Informations clés

10.6x

Ratio actifs/fonds propres

2.5%

Marge d'intérêt nette

Total des dépôts	US$3.32b
Ratio prêts/dépôts	Approprié
Prêts irrécouvrables	1.6%
Provision pour créances douteuses	Faible
Ratio de liquidité générale	Faible
Trésorerie et équivalents	US$80.86m

Mises à jour récentes de la santé financière

Pas de mise à jour

Recent updates

Alerus Financial Corporation GAAP EPS of $0.52 misses by $0.03, revenue of $52.02M misses by $2.88M

Jul 27

Alerus Financial appoints Jon Hendry as chief technology officer

Jul 20

Alerus Financial completes acquisition of Metro Phoenix Bank holding company

Jul 01

Alerus Financial (NASDAQ:ALRS) Is Paying Out A Larger Dividend Than Last Year

May 29

Alerus Financial (NASDAQ:ALRS) Has Announced That It Will Be Increasing Its Dividend To US$0.18

May 15

Analyse de la situation financière

Historique et analyse du ratio d'endettement

Bilan

Analyse des institutions financières

Niveau d'actif: Le ratio actifs/capitaux propres de ALRS ( 10.6 x) est modéré.

Provision pour créances douteuses: ALRS a une faible provision pour créances douteuses ( 82 %).

Passifs à faible risque: 90% du passif de ALRS est constitué principalement de sources de financement à faible risque.

Niveau de prêt: ALRS a un niveau approprié de ratio prêts/actifs ( 73% ).

Dépôts à faible risque: Le ratio prêts/dépôts de ALRS ( 90% ) est approprié.

Niveau des créances douteuses: ALRS a un niveau approprié de créances douteuses ( 1.6 %).

Alerus Financial Bilan de santé

Santé financière contrôle des critères 5/6

Informations clés

Mises à jour récentes de la santé financière

Recent updates

Consensus EPS estimates fall by 19%

New minor risk - Earnings quality

New minor risk - Shareholder dilution

Insufficient new directors

Third quarter 2024 earnings: EPS and revenues miss analyst expectations

Alerus Financial Corporation Reports Net Charge Off for the Third Quarter Ended September 30, 2024

Alerus Financial Corporation completed the acquisition of HMN Financial, Inc. (NasdaqGM:HMNF) from a group of shareholders.

Consensus EPS estimates increase by 14%

Alerus Financial Corporation to Report Q3, 2024 Results on Oct 29, 2024

Upcoming dividend of US$0.20 per share

Second quarter dividend of US$0.20 announced

Alerus Financial Corporation Declares Regular Quarterly Cash Dividend, Payable on October 11, 2024

Price target increased by 8.6% to US$23.75

Consensus EPS estimates increase by 20%

Second quarter 2024 earnings: Revenues exceed analysts expectations while EPS lags behind

Alerus Financial Corporation Reports Net Charge-Offs for the Second Quarter Ended June 30, 2024

Investor sentiment improves as stock rises 16%

Alerus Financial Corporation to Report Q2, 2024 Results on Jul 24, 2024

Alerus Financial Corporation Hires Equipment Finance Team

Alerus Financial (NASDAQ:ALRS) Is Increasing Its Dividend To $0.20

First quarter dividend increased to US$0.20

Alerus Financial Corporation Declares Cash Dividend on Common Shares, Payable on July 15, 2024

Consensus EPS estimates fall by 19%, revenue upgraded

Alerus Financial Corporation (NasdaqCM:ALRS) entered into an agreement to acquire HMN Financial, Inc. (NasdaqGM:HMNF) for approximately $120 million

First quarter 2024 earnings: Revenues and EPS in line with analyst expectations

Alerus Financial Corporation to Report Q1, 2024 Results on Apr 24, 2024

Now 21% undervalued after recent price drop

Alerus Financial Corporation, Annual General Meeting, May 07, 2024

Now 21% undervalued after recent price drop

Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Upcoming dividend of US$0.19 per share

Fourth quarter dividend of US$0.19 announced

Alerus Financial Corporation Declares Regular Quarterly Cash Dividend, Payable on April 12, 2024

Alerus Financial Corporation Appoints Forrest Wilson as Executive Vice President and Chief Retirement Services Officer, Effective February 26, 2024

Less than half of directors are independent

Alerus Financial Corporation Announces Resignation of Michael Mathews as Member of Board of Directors

Now 21% overvalued after recent price rise

Price target increased by 7.9% to US$22.67

Full year 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Alerus Financial Corporation to Report Q4, 2023 Results on Jan 24, 2024

Price target increased by 7.4% to US$19.33

Upcoming dividend of US$0.19 per share at 3.4% yield

Alerus Financial Corporation Declares Regular Quarterly Cash Dividend, Payable on January 12, 2024

Alerus Financial Corporation Appoints Nikki Sorum and John Uribe to its Board of Directors

Price target decreased by 7.1% to US$18.00

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Alerus Financial Corporation to Report Q3, 2023 Results on Oct 25, 2023

Upcoming dividend of US$0.19 per share at 3.9% yield

Alerus Financial Corporation Declares Regular Quarterly Cash Dividend, Payable on October 13, 2023

Alerus Financial Corporation Announces Executive Changes

Second quarter 2023 earnings: EPS exceeds analyst expectations

Alerus Financial Corporation to Report Q2, 2023 Results on Jul 26, 2023

Price target increased by 12% to US$18.75

Upcoming dividend of US$0.19 per share at 4.1% yield

Investor sentiment improves as stock rises 17%

Alerus Financial (NASDAQ:ALRS) Is Increasing Its Dividend To $0.19

Alerus Financial Corporation Declares Cash Dividend on Common Shares, Payable on July 14, 2023

Price target decreased by 10% to US$17.67

Price target decreased by 9.5% to US$19.00

Full year 2022 earnings: EPS and revenues miss analyst expectations

Price target decreased by 7.8% to US$19.67

Now 20% undervalued after recent price drop

Upcoming dividend of US$0.18 per share at 3.7% yield

Consensus EPS estimates fall by 18%

Full year 2022 earnings: EPS and revenues miss analyst expectations

Alerus Financial Corporation to Report Q4, 2022 Results on Jan 25, 2023

Upcoming dividend of US$0.18 per share

Less than half of directors are independent

Alerus Financial Corporation Declares Regular Quarterly Cash Dividend for Common Share, Payable on January 13, 2023

Alerus Financial Corporation Reports Net Charge-Offs for the Third Quarter Ended September 30, 2022

Third quarter 2022 earnings: EPS and revenues miss analyst expectations

Alerus Financial Corporation Announces Resignation of Jill Schurtz as Member of the Board of Directors

Alerus Financial Corporation to Report Q3, 2022 Results on Oct 26, 2022

Upcoming dividend of US$0.18 per share

Alerus Financial Corporation Declares Regular Quarterly Cash Dividend, Payable on October 14, 2022