Old Second Bancorp (OSBC) Aperçu de l'action
Old Second Bancorp, Inc. est la holding bancaire de Old Second National Bank, qui fournit des services bancaires de proximité aux États-Unis. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 3/6 |
| Croissance future | 1/6 |
| Performances passées | 2/6 |
| Santé financière | 6/6 |
| Dividendes | 3/6 |
OSBC Community Fair Values
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Analyst Price Targets
Old Second Bancorp, Inc. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | US$25.29 |
| Plus haut sur 52 semaines | US$25.67 |
| Plus bas sur 52 semaines | US$16.43 |
| Bêta | 0.70 |
| Variation sur 1 mois | 7.07% |
| Variation sur 3 mois | 21.65% |
| Variation sur 1 an | 52.44% |
| Variation sur 3 ans | 56.21% |
| Variation sur 5 ans | 120.49% |
| Évolution depuis l'introduction en bourse | 524.44% |
Nouvelles et mises à jour récentes
Mise à jour du récit • Aug 01
OSBC: Fair Value Case Will Weigh Credit Stability Against Integration Execution Risks
Analysts have raised their fair value estimate for Old Second Bancorp to $27.50 from $25.33, reflecting updated views on credit quality, profitability, and forward P/E assumptions following recent research and price target increases up to $30. Analyst Commentary Recent research on Old Second Bancorp highlights both confidence in the bank's credit profile and some caution around execution risks.Mise à jour du récit • Jul 09
OSBC: Fair Value Case Will Balance Profitability With Integration And Credit Risks
Analysts have nudged the fair value estimate for Old Second Bancorp higher from about $23.20 to roughly $25.33, citing updated price targets around $26 and supporting views that profitability and current valuation remain key positives, even as integration and credit risks are monitored. Analyst Commentary Recent Street research on Old Second Bancorp points to a generally constructive stance, with fair value views clustering around the mid US$20s and analysts weighing profitability, integration progress, and credit trends against execution risk.Recent updates
Mise à jour du récit • Aug 01
OSBC: Fair Value Case Will Weigh Credit Stability Against Integration Execution Risks
Analysts have raised their fair value estimate for Old Second Bancorp to $27.50 from $25.33, reflecting updated views on credit quality, profitability, and forward P/E assumptions following recent research and price target increases up to $30. Analyst Commentary Recent research on Old Second Bancorp highlights both confidence in the bank's credit profile and some caution around execution risks.Mise à jour du récit • Jul 09
OSBC: Fair Value Case Will Balance Profitability With Integration And Credit Risks
Analysts have nudged the fair value estimate for Old Second Bancorp higher from about $23.20 to roughly $25.33, citing updated price targets around $26 and supporting views that profitability and current valuation remain key positives, even as integration and credit risks are monitored. Analyst Commentary Recent Street research on Old Second Bancorp points to a generally constructive stance, with fair value views clustering around the mid US$20s and analysts weighing profitability, integration progress, and credit trends against execution risk.Mise à jour du récit • Jun 22
OSBC: Buybacks And Overweight Rating Will Support Execution And Credit Risk Balance
Old Second Bancorp's analyst price target has been trimmed by $1, as analysts balance Piper Sandler's reduced target with Stephens' recent Overweight initiation and largely unchanged valuation inputs. Analyst Commentary Recent Street research on Old Second Bancorp reflects a mix of optimism on the stock's longer term potential and caution around nearer term execution and valuation, leading to only a modest trim to the overall price target.Article d’analyse • Jun 16
Old Second Bancorp (OSBC) Stock Could Be 5.1% Undervalued After Recent Board Change
Old Second Bancorp (OSBC) is back in focus after board member Dennis Klaeser resigned on June 5, 2026, and the company chose to reduce its board size instead of immediately filling the vacancy. See our latest analysis for Old Second Bancorp. The recent board change comes as Old Second Bancorp’s share price sits at $22.01, with a 30-day share price return of 7.73% and year to date gain of 12.99%. The 1-year total shareholder return of 33.28% and 3-year total shareholder return of 64.43% point...Mise à jour du récit • Jun 05
OSBC: Buybacks And Overweight Rating Will Offset Recent Cautious Repricing
Analysts have trimmed Old Second Bancorp's target slightly, reducing it by $1 as they factor in updated assumptions on discount rates, revenue growth, profit margins, and future P/E expectations, while recent Street research reflects a mix of caution and renewed coverage interest. Analyst Commentary Recent Street commentary around Old Second Bancorp highlights a mix of optimism on the stock's positioning and caution around the assumptions that drive its valuation, including discount rates, revenue growth, margins, and future P/E levels.Seeking Alpha • Jun 02
The Windy City Is Not Providing Much Tailwind For Old Second Bancorp
Summary Old Second Bancorp demonstrates strong net interest margin and operational efficiency but faces rising concerns for its asset quality. OSBC's Q1 2026 net interest margin reached 5.14%, supported by low-cost deposits and high-yielding loans, yet nonperforming loans and charge-offs are increasing. Loan and deposit growth are challenged by Chicago's weak macro environment, with rising unemployment and commercial real estate headwinds. I maintain a Neutral/Hold rating on OSBC, as operational strengths are balanced by significant credit and regional risks. Read the full article on Seeking AlphaMise à jour du récit • May 19
OSBC: Buybacks And Overweight Rating Will Support Future Upside Potential
Analysts have trimmed their price target on Old Second Bancorp by $0.20 to $23.20, reflecting updated views on growth, profitability and valuation following recent research updates from the Street. Analyst Commentary Recent research updates present a mixed picture for Old Second Bancorp, with some analysts focusing on upside potential and others highlighting execution and valuation risks.Mise à jour du récit • Apr 26
OSBC: Buybacks And Overweight Rating Will Support Future Return Potential
Analysts have trimmed their price target for Old Second Bancorp slightly to $23.40 from $23.60, citing updated assumptions around revenue growth, profit margins, and a lower forward P/E multiple following recent coverage updates, including the Overweight initiation at Stephens. Analyst Commentary Analyst commentary around Old Second Bancorp has focused on how updated assumptions for revenue growth, profitability, and valuation multiples stack up against its current execution.Mise à jour du récit • Apr 09
OSBC: Share Repurchases And Disciplined Execution Will Shape Future Return Profile
Analysts have nudged their price target on Old Second Bancorp slightly lower, trimming it by about $0.23 as they fine tune fair value, growth, and margin assumptions following recent coverage updates and target revisions. Analyst Commentary Bullish Takeaways Bullish analysts highlighting the new coverage initiation see room for the bank to execute on its business plan in a way that supports their constructive stance on the shares, even with only modest adjustments to fair value assumptions so far.Mise à jour du récit • Mar 26
OSBC: Share Repurchases And Refined Earnings Outlook Will Support Higher Multiple
Narrative Update on Old Second Bancorp The analyst price target for Old Second Bancorp has been raised by $1, with analysts pointing to their updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for the new target. Analyst Commentary Analysts raising the price target by $1 are updating their view of Old Second Bancorp based on revised assumptions around fair value, discount rate, revenue growth, profit margins and future P/E.Mise à jour du récit • Mar 08
OSBC: Share Repurchase Plan And Raised Outlook Will Support Earnings Multiple
Analysts have raised their price target on Old Second Bancorp by $1, citing updated views in their latest research on valuation, growth assumptions, and profitability metrics. Analyst Commentary Analysts raising their price target by $1 are effectively signaling a modest reassessment of Old Second Bancorp's valuation, based on their updated views on growth assumptions and profitability trends.Mise à jour du récit • Feb 21
OSBC: Share Repurchase Plan Will Support Higher Earnings Multiple Outlook
Analysts have raised their price target on Old Second Bancorp by $1 to $23.83, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Analysts describe the new US$23.83 price target as a fine tuning of their view of what they see as fair value for Old Second Bancorp, taking into account revenue growth assumptions, profitability and the P/E they are comfortable paying for the stock.Mise à jour du récit • Feb 06
OSBC: Higher Future P/E And Buyback Plan Will Support $23.80 Outlook
Narrative Update Overview Analysts have lifted their price target on Old Second Bancorp by about $0.90 to $23.80, citing updated fair value assumptions, a slightly higher discount rate, moderated revenue growth and margin expectations, and a higher future P/E estimate. Analyst Commentary Bullish analysts lifting the price target to $23.80 point to a revised view of Old Second Bancorp's earnings power and risk profile, rather than a single catalyst.Mise à jour du récit • Jan 22
OSBC: Post-Earnings Pullback And $23 Outlook Will Shape Future Share Path
Analysts have nudged their 12 month price target on Old Second Bancorp up by $1 to $23, citing what they see as an overdone post earnings pullback despite results and guidance that were in line with consensus. Analyst Commentary Bullish Takeaways Bullish analysts see the US$1 lift in the 12 month price target to US$23 as a sign that the recent share pullback may have moved the stock further below what they view as fair value.Mise à jour du récit • Jan 08
OSBC: Post-Earnings Pullback And Buybacks Will Support Future Share Rebound
Analysts have raised their price target on Old Second Bancorp to $23 from $22, describing the recent share pullback as overdone after earnings that were broadly in line with expectations. Analyst Commentary Analysts reviewing Old Second Bancorp are largely focusing on how the recent share pullback lines up with earnings and guidance that were in line with consensus expectations.Mise à jour du récit • Dec 19
OSBC: Post-Earnings Pullback Will Shape Returns Amid Credit And Buyback Trends
Analysts have modestly increased their price target on Old Second Bancorp from $21.75 to approximately $22.92, citing what they see as an overdone post earnings selloff despite results and guidance tracking broadly in line with expectations. Analyst Commentary Bullish Takeaways Bullish analysts argue that the recent share price weakness has created an attractive entry point, with the revised target price implying upside from current trading levels.Article d’analyse • Jul 19
Old Second Bancorp (NASDAQ:OSBC) Is Due To Pay A Dividend Of $0.06
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will pay a dividend of $0.06 per share on the 4th of...Article d’analyse • Jan 25
Old Second Bancorp (NASDAQ:OSBC) Has Announced A Dividend Of $0.06
Old Second Bancorp, Inc.'s ( NASDAQ:OSBC ) investors are due to receive a payment of $0.06 per share on 10th of...
Nouveau récit • Oct 20
Asset Quality Soars Amid Potential Revenue Dip For Growing Loan Portfolio
Improvements in asset quality and balance sheet management are set to strengthen net margins and earnings.Article d’analyse • Oct 19
Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be Increased To $0.06
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will be increasing its dividend from last year's...Article d’analyse • Jul 20
Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be $0.05
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) will pay a dividend of $0.05 on the 5th of August. The dividend yield is 1.2...Article d’analyse • Apr 21
Old Second Bancorp (NASDAQ:OSBC) Is Paying Out A Dividend Of $0.05
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) will pay a dividend of $0.05 on the 6th of May. This payment means the...Rendement pour les actionnaires
| OSBC | US Banks | US Marché | |
|---|---|---|---|
| 7D | 5.2% | -0.4% | 0.9% |
| 1Y | 52.4% | 26.2% | 17.5% |
Rendement vs Industrie: OSBC a dépassé le secteur US Banks qui a rapporté 26.2 % au cours de l'année écoulée.
Rendement vs marché: OSBC a dépassé le marché US qui a rapporté 17.5 % au cours de l'année écoulée.
Volatilité des prix
| OSBC volatility | |
|---|---|
| OSBC Average Weekly Movement | 2.9% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Cours de l'action stable: OSBC n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché US.
Volatilité au fil du temps: La volatilité hebdomadaire de OSBC ( 3% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1871 | 1,062 | Jim Eccher | www.oldsecond.com |
Old Second Bancorp, Inc. est le holding bancaire de Old Second National Bank qui fournit des services bancaires de proximité aux États-Unis. La société propose des produits de dépôt, notamment des comptes chèques pour les particuliers et les entreprises, des comptes NOW, des comptes du marché monétaire, des comptes d'épargne et d'autres comptes de dépôt à terme, ainsi que des certificats de dépôt et des comptes de retraite individuels. Elle propose également des produits de prêt, tels que des prêts commerciaux et industriels, des prêts immobiliers commerciaux, des prêts multifamiliaux, des prêts à la construction et au développement, des prêts immobiliers résidentiels, tels que des prêts hypothécaires résidentiels de premier et de second rang, des lignes de crédit sur valeur domiciliaire, des prêts à la consommation, y compris des prêts automobiles, des prêts à l'amélioration de l'habitat et des prêts à la signature, des prêts à tempérament et des prêts agricoles, des créances de financement de bail et des vérifications de découvert, ainsi que des opérations de dépôt en coffre-fort.
Old Second Bancorp, Inc. Résumé des fondamentaux
| OSBC statistiques fondamentales | |
|---|---|
| Capitalisation boursière | US$1.29b |
| Bénéfices(TTM) | US$92.42m |
| Recettes(TTM) | US$341.37m |
13.9x
Ratio P/E1.4x
Rapport P/BLe site OSBC est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| OSBC compte de résultat (TTM) | |
|---|---|
| Recettes | US$341.37m |
| Coût des recettes | US$0 |
| Marge brute | US$341.37m |
| Autres dépenses | US$248.95m |
| Les revenus | US$92.42m |
Derniers bénéfices déclarés
Jun 30, 2026
Prochaine date de publication des résultats
s/o
| Résultat par action (EPS) | 1.81 |
| Marge brute | 100.00% |
| Marge bénéficiaire nette | 27.07% |
| Ratio dettes/capitaux propres | 51.9% |
Quelles ont été les performances à long terme de OSBC?
Voir les performances historiques et les comparaisonsDividendes
1.1%
Rendement actuel des dividendes15%
Ratio de distributionLe site OSBC verse-t-il des dividendes fiables ?
Voir OSBC l'historique des dividendes et les indices de référence| Old Second Bancorp dates des dividendes | |
|---|---|
| Date ex-dividende | Jul 31 2026 |
| Date de paiement du dividende | Aug 10 2026 |
| Jours jusqu'au dividende Ex | 3 days |
| Jours jusqu'à la date de paiement du dividende | 7 days |
Le site OSBC verse-t-il des dividendes fiables ?
Voir OSBC l'historique des dividendes et les indices de référenceAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/07/31 06:14 |
| Cours de l'action en fin de journée | 2026/07/31 00:00 |
| Les revenus | 2026/06/30 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Old Second Bancorp, Inc. est couverte par 11 analystes. 6 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| null null | D.A. Davidson & Co. |
| Jeffrey Rulis | D.A. Davidson & Co. |
| David Konrad | Keefe, Bruyette, & Woods |