Unipol Assicurazioni (UNI) Aperçu de l'action
Unipol Assicurazioni S.p.A., avec ses filiales, fournit des produits et des services d'assurance principalement en Italie. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 4/6 |
| Croissance future | 2/6 |
| Performances passées | 5/6 |
| Santé financière | 4/6 |
| Dividendes | 4/6 |
Récompenses
Analyse des risques
UNI Community Fair Values
Create NarrativeSee what 31 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Unipol Assicurazioni S.p.A. Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | €26.48 |
| Plus haut sur 52 semaines | €26.86 |
| Plus bas sur 52 semaines | €16.29 |
| Bêta | 0.59 |
| Variation sur 1 mois | 9.42% |
| Variation sur 3 mois | 22.42% |
| Variation sur 1 an | 60.83% |
| Variation sur 3 ans | 434.19% |
| Variation sur 5 ans | 507.62% |
| Évolution depuis l'introduction en bourse | -95.59% |
Nouvelles et mises à jour récentes
Mise à jour du récit • Jul 06
UNI: Future Returns Will Rely On Ratings Strength And 2026 Dividend Policy
Analysts have modestly raised their price target for Unipol Assicurazioni to €26.60 from €25.22, reflecting updated fair value estimates that incorporate slightly higher projected revenue growth, profit margins and a revised future P/E assumption. What’s in the News for Unipol Assicurazioni AM Best affirms Unipol Assicurazioni’s Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a" (Excellent), with a stable outlook, citing a very strong balance sheet, strong operating performance and appropriate enterprise risk management (Source: AM Best).
Nouveau récit • Jun 27
Health And Bancassurance Expansion Will Drive Stronger Long Term Earnings Resilience
Catalysts About Unipol Assicurazioni Unipol Assicurazioni is an Italian insurance group active in Life, Non Life, health and bancassurance, with a growing contribution from banking activities. What are the underlying business or industry changes driving this perspective?Mise à jour du récit • Jun 22
UNI: Future Returns Will Hinge On 2026 Dividend And Stable Profit Outlook
The analyst price target for Unipol Assicurazioni has been adjusted slightly higher, from about €24.23 to approximately €25.22. Analysts attribute this change to updated fair value estimates supported by unchanged discount rate assumptions and revised profit margin and future P/E inputs.
Nouveau récit • Jun 12
Health And Bancassurance Momentum Will Shape Future Earnings And Capital Choices
Catalysts About Unipol Assicurazioni Unipol Assicurazioni operates in life and non life insurance, including motor, health, property and bancassurance, with exposure to both retail and corporate clients. What are the underlying business or industry changes driving this perspective?Recent updates
Mise à jour du récit • Jul 06
UNI: Future Returns Will Rely On Ratings Strength And 2026 Dividend Policy
Analysts have modestly raised their price target for Unipol Assicurazioni to €26.60 from €25.22, reflecting updated fair value estimates that incorporate slightly higher projected revenue growth, profit margins and a revised future P/E assumption. What’s in the News for Unipol Assicurazioni AM Best affirms Unipol Assicurazioni’s Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a" (Excellent), with a stable outlook, citing a very strong balance sheet, strong operating performance and appropriate enterprise risk management (Source: AM Best).Nouveau récit • Jun 27
Health And Bancassurance Expansion Will Drive Stronger Long Term Earnings Resilience
Catalysts About Unipol Assicurazioni Unipol Assicurazioni is an Italian insurance group active in Life, Non Life, health and bancassurance, with a growing contribution from banking activities. What are the underlying business or industry changes driving this perspective?Mise à jour du récit • Jun 22
UNI: Future Returns Will Hinge On 2026 Dividend And Stable Profit Outlook
The analyst price target for Unipol Assicurazioni has been adjusted slightly higher, from about €24.23 to approximately €25.22. Analysts attribute this change to updated fair value estimates supported by unchanged discount rate assumptions and revised profit margin and future P/E inputs.Nouveau récit • Jun 12
Health And Bancassurance Momentum Will Shape Future Earnings And Capital Choices
Catalysts About Unipol Assicurazioni Unipol Assicurazioni operates in life and non life insurance, including motor, health, property and bancassurance, with exposure to both retail and corporate clients. What are the underlying business or industry changes driving this perspective?Mise à jour du récit • Jun 04
UNI: Future Returns Will Rely On 2026 Dividend As Key Catalyst
Analysts have nudged their price target for Unipol Assicurazioni higher from about €23.00 to around €24.23, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Unipol Assicurazioni announced an annual dividend of €1.12 per share.Mise à jour du récit • Apr 27
UNI: Future Returns Will Rely On Stable Dividend And Unchanged Core Assumptions
Analysts have kept their price target for Unipol Assicurazioni broadly unchanged at €23.0, reflecting stable assumptions on fair value, discount rate, growth and profitability in their latest models. What's in the News Unipol Assicurazioni S.p.A. announced an annual dividend of €1.12 per share, with payment scheduled for May 20, 2026.Mise à jour du récit • Apr 13
UNI: Future Returns Will Depend On Steady Dividend And Unchanged Core Assumptions
Analysts have reaffirmed their price target for Unipol Assicurazioni at €23.0, citing consistent assumptions on the discount rate, revenue growth, profit margin and forward P/E as the basis for keeping their view unchanged. What's in the News An annual dividend of €1.12 per share has been announced, with payment scheduled for May 20, 2026, ex date May 18, 2026, and record date May 19, 2026 (Key Developments).Mise à jour du récit • Mar 30
UNI: Future Returns Will Rely On Dividend Outlook And Refined Assumptions
Analysts have raised their price target on Unipol Assicurazioni from €21.77 to €23.00, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Annual dividend of €1.12 per share announced, with ex date on May 18, 2026, record date on May 19, 2026, and payment on May 20, 2026 (company event filing).Mise à jour du récit • Feb 08
UNI: Future Returns Will Rely On Upcoming Board Decisions And Refined Assumptions
Analysts have raised their price target for Unipol Assicurazioni from €21.17 to €21.77, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E that they consider to better reflect the stock's current risk and earnings profile. What's in the News Board meeting on February 19, 2026 to review preliminary consolidated results for 2025, giving you an early look at how last year’s numbers shape up (company event calendar).Mise à jour du récit • Jan 25
UNI: Future Returns Will Rely On Steady Assumptions And Upcoming Board Decisions
Analysts have slightly increased their price target for Unipol Assicurazioni to €21.17 from €21.15, citing updated assumptions around fair value and future P/E multiples while keeping other key inputs broadly consistent. What's in the News Board meeting scheduled for December 18, 2025, to address the integration of the board committee and other business items (company event filing).Article d’analyse • Jan 14
Investors Don't See Light At End Of Unipol Assicurazioni S.p.A.'s (BIT:UNI) Tunnel
With a price-to-earnings (or "P/E") ratio of 12.9x Unipol Assicurazioni S.p.A. ( BIT:UNI ) may be sending bullish...Mise à jour du récit • Jan 10
UNI: Future Returns Will Rely On Stable Assumptions And Upcoming Governance Decisions
Analysts have kept their price target for Unipol Assicurazioni steady at €21.15, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E in their latest update. What's in the News A board meeting is scheduled for December 18, 2025, to consider integrating the board committee structure and to review other business issues, indicating that decisions on governance organization are forthcoming (Key Developments).Mise à jour du récit • Dec 19
UNI: Future Performance Will Reflect Stable Assumptions And Slightly Stronger Profitability
The analyst price target for Unipol Assicurazioni has been modestly raised from €20.80 to €21.15, as analysts point to slightly stronger expected profit margins and a marginally higher future earnings multiple to support the upward revision. Valuation Changes Fair Value: risen slightly from €20.80 to €21.15 per share, reflecting a modest upward revision in the intrinsic valuation.Mise à jour du récit • Dec 04
UNI: Stable Assumptions And Pricing Will Guide Future Performance Outlook
Analysts have modestly raised their price target on Unipol Assicurazioni to €20.80 from €20.80, reflecting broadly unchanged assumptions on discount rate, revenue growth, profit margin, and future P E multiples that continue to support their valuation framework. Valuation Changes The fair value estimate remains unchanged at €20.80, indicating no revision to the core valuation output.Mise à jour du récit • Nov 20
UNI: Profitability Improvements And Discount Rate Changes Will Inform Future Performance
Analysts have raised their price target for Unipol Assicurazioni from €20.35 to €20.80, citing incremental improvements in profitability and an updated view on the company’s discount rate. Valuation Changes The Fair Value Estimate has increased slightly from €20.35 to €20.80.Mise à jour du récit • Nov 04
UNI: Confidence in Margins and Buyback Will Support Future Share Performance
Analysts have raised their price target for Unipol Assicurazioni from €19.42 to €20.35. This reflects modest improvements in projected fair value, a slight reduction in discount rate, and increased confidence in profit margins.Mise à jour du récit • Oct 21
Analysts Lift Unipol Assicurazioni Price Target as Margins and Valuation Improve Amid Buyback Update
Analysts have increased their price target for Unipol Assicurazioni from €19.20 to €19.42, citing gradual improvements in the company’s projected discount rate and profit margin outlook. What's in the News Unipol Assicurazioni completed the repurchase of 450,000 shares, representing 0.06% of the company, for €5.32 million under the buyback announced on October 14, 2024 (Key Developments).Mise à jour du récit • Sep 05
Digitalization And Bancassurance Partnerships Will Unlock New Insurance Opportunities
With minimal changes in both the consensus Future P/E (from 12.26x to 12.31x) and discount rate (steady at 9.04%), analysts have left their near-term valuation outlook for Unipol Assicurazioni virtually unchanged, resulting in only a marginal increase in the price target from €19.12 to €19.20. Valuation Changes Summary of Valuation Changes for Unipol Assicurazioni The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €19.12 to €19.20.
Nouveau récit • Nov 25
Innovative Strategies And Bancassurance Drive New Growth Horizons In Insurance Industry
Unipol Gruppo's premium increase strategy and risk reduction initiatives are set to boost revenue in motor and non-motor segments.Rendement pour les actionnaires
| UNI | IT Insurance | IT Marché | |
|---|---|---|---|
| 7D | -0.3% | 0.7% | -0.6% |
| 1Y | 60.8% | 12.1% | 25.3% |
Rendement vs Industrie: UNI a dépassé le secteur Italian Insurance qui a rapporté 12.1 % au cours de l'année écoulée.
Rendement vs marché: UNI a dépassé le marché Italian qui a rapporté 25.3 % au cours de l'année écoulée.
Volatilité des prix
| UNI volatility | |
|---|---|
| UNI Average Weekly Movement | 4.1% |
| Insurance Industry Average Movement | 3.2% |
| Market Average Movement | 4.6% |
| 10% most volatile stocks in IT Market | 8.0% |
| 10% least volatile stocks in IT Market | 3.0% |
Cours de l'action stable: UNI n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché Italian.
Volatilité au fil du temps: La volatilité hebdomadaire de UNI ( 4% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1961 | 12,590 | Matteo Laterza | www.unipol.it |
Unipol Assicurazioni S.p.A., avec ses filiales, fournit des produits et des services d'assurance principalement en Italie. La société exerce ses activités dans les secteurs de l'assurance non-vie, de l'assurance-vie et de la holding et autres activités. Elle propose des solutions de couverture des risques pour les véhicules, les embarcations de sport et les voyages, les habitations et les condominiums, le travail lié aux entreprises, les commerçants, les professionnels et la protection juridique, la protection contre les accidents et la santé, ainsi que les investissements et la protection sociale.
Unipol Assicurazioni S.p.A. Résumé des fondamentaux
| UNI statistiques fondamentales | |
|---|---|
| Capitalisation boursière | €18.94b |
| Bénéfices(TTM) | €1.49b |
| Recettes(TTM) | €10.92b |
12.7x
Ratio P/E1.7x
Ratio P/SLe site UNI est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| UNI compte de résultat (TTM) | |
|---|---|
| Recettes | €10.92b |
| Coût des recettes | €8.79b |
| Marge brute | €2.13b |
| Autres dépenses | €635.00m |
| Les revenus | €1.49b |
Derniers bénéfices déclarés
Mar 31, 2026
Prochaine date de publication des résultats
Aug 06, 2026
| Résultat par action (EPS) | 2.09 |
| Marge brute | 19.49% |
| Marge bénéficiaire nette | 13.67% |
| Ratio dettes/capitaux propres | 46.7% |
Quelles ont été les performances à long terme de UNI?
Voir les performances historiques et les comparaisonsDividendes
4.2%
Rendement actuel des dividendes54%
Ratio de distributionAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/07/12 10:36 |
| Cours de l'action en fin de journée | 2026/07/10 00:00 |
| Les revenus | 2026/03/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
|
| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d'analyse utilisé pour générer ce rapport sont disponibles sur notre page Github, nous proposons également des guides pour apprendre à utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Unipol Assicurazioni S.p.A. est couverte par 15 analystes. 5 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Francesco Previtera | Banca Akros S.p.A. (ESN) |
| Alessia Magni | Barclays |
| Michael Huttner | Berenberg |