Standard Life (SDLF) Aperçu de l'action
Standard Life plc opère dans le secteur de l'épargne à long terme et de la retraite en Europe. Plus de détails
| Score flocon de neige | |
|---|---|
| Évaluation | 3/6 |
| Croissance future | 4/6 |
| Performances passées | 0/6 |
| Santé financière | 1/6 |
| Dividendes | 4/6 |
SDLF Community Fair Values
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Analyst Price Targets
Standard Life plc Concurrents
Historique des prix et performances
| Historique des cours de bourse | |
|---|---|
| Prix actuel de l'action | UK£9.18 |
| Plus haut sur 52 semaines | UK£9.21 |
| Plus bas sur 52 semaines | UK£6.15 |
| Bêta | 0.89 |
| Variation sur 1 mois | 9.68% |
| Variation sur 3 mois | 22.86% |
| Variation sur 1 an | 41.48% |
| Variation sur 3 ans | 68.47% |
| Variation sur 5 ans | 34.37% |
| Évolution depuis l'introduction en bourse | 16.14% |
Nouvelles et mises à jour récentes
Mise à jour du récit • Jul 16
SDLF: Capital Light Deal Synergies And Dividends May Support Measured Re Rating
Analysts have nudged the fair value estimate for Standard Life higher to £9.95 from £9.75, citing recent increases in Street price targets and commentary that highlights potential synergy benefits and a capital light growth profile. Analyst Commentary on Standard Life Recent Street research on Standard Life points to a more constructive tone, with several bullish analysts adjusting price targets higher and citing the company’s capital light growth profile as a key support for valuation.Mise à jour du récit • Jun 30
SDLF: Capital Light Aegon UK Deal Will Drive Future Re Rating
Standard Life's analyst fair value has been lifted to £9.75 from £9.18, reflecting a modestly lower discount rate, slightly less steep revenue decline assumptions, firmer profit margin estimates and recent Street price target increases to £9.75, which analysts link to the expected benefits of the Aegon UK acquisition and a more capital light model. Analyst Commentary Street research on Standard Life has recently tilted more positive, with several bullish analysts lifting price targets and, in one case, upgrading the stock alongside a higher valuation range.
Mise à jour du récit • Jun 16
SDLF: Aegon UK Integration Risk Will Likely Cap Future Share Upside
Analysts have lifted their price target for Standard Life to £9.50 from £6.20, citing expectations that the planned Aegon UK acquisition, potential cost and revenue synergies, and a capital light growth profile could support the updated fair value assumptions and a slightly higher future P/E multiple. Analyst Commentary Recent JPMorgan commentary has been a key driver of renewed interest in Standard Life, with the broker lifting its price target to 950 GBp and upgrading the stock to Overweight from Underweight.
Mise à jour du récit • Jun 02
SDLF: Capital Light Shift And Aegon Deal Will Shape Future Return Profile
Standard Life's analyst price target has been lifted from £6.20 to £9.50 per share, with analysts citing the expected benefits from the Aegon UK acquisition and the company's capital light growth profile as key drivers of the rerating. Analyst Commentary Recent Street research has focused on the impact of the Aegon UK transaction, the shift toward a capital light growth profile, and how these factors feed into Standard Life's valuation and execution risk.Recent updates
Mise à jour du récit • Jul 16
SDLF: Capital Light Deal Synergies And Dividends May Support Measured Re Rating
Analysts have nudged the fair value estimate for Standard Life higher to £9.95 from £9.75, citing recent increases in Street price targets and commentary that highlights potential synergy benefits and a capital light growth profile. Analyst Commentary on Standard Life Recent Street research on Standard Life points to a more constructive tone, with several bullish analysts adjusting price targets higher and citing the company’s capital light growth profile as a key support for valuation.Mise à jour du récit • Jun 30
SDLF: Capital Light Aegon UK Deal Will Drive Future Re Rating
Standard Life's analyst fair value has been lifted to £9.75 from £9.18, reflecting a modestly lower discount rate, slightly less steep revenue decline assumptions, firmer profit margin estimates and recent Street price target increases to £9.75, which analysts link to the expected benefits of the Aegon UK acquisition and a more capital light model. Analyst Commentary Street research on Standard Life has recently tilted more positive, with several bullish analysts lifting price targets and, in one case, upgrading the stock alongside a higher valuation range.Mise à jour du récit • Jun 16
SDLF: Aegon UK Integration Risk Will Likely Cap Future Share Upside
Analysts have lifted their price target for Standard Life to £9.50 from £6.20, citing expectations that the planned Aegon UK acquisition, potential cost and revenue synergies, and a capital light growth profile could support the updated fair value assumptions and a slightly higher future P/E multiple. Analyst Commentary Recent JPMorgan commentary has been a key driver of renewed interest in Standard Life, with the broker lifting its price target to 950 GBp and upgrading the stock to Overweight from Underweight.Mise à jour du récit • Jun 02
SDLF: Capital Light Shift And Aegon Deal Will Shape Future Return Profile
Standard Life's analyst price target has been lifted from £6.20 to £9.50 per share, with analysts citing the expected benefits from the Aegon UK acquisition and the company's capital light growth profile as key drivers of the rerating. Analyst Commentary Recent Street research has focused on the impact of the Aegon UK transaction, the shift toward a capital light growth profile, and how these factors feed into Standard Life's valuation and execution risk.Mise à jour du récit • May 15
SDLF: Capital Light Aegon UK Integration Will Support Future Re Rating
Analysts have lifted their price target for Standard Life from £6.20 to £9.50 per share, citing growing confidence in the Aegon UK acquisition, expected capital light growth and potential upside from cost and revenue synergies. Analyst Commentary Bullish analysts are pointing to the Aegon UK transaction and Standard Life's capital light model as key reasons for a more constructive view on the stock.Mise à jour du récit • Apr 30
SDLF: Higher Margins And Lower P/E Will Still Restrain Share Upside
Narrative Update on Standard Life Standard Life's analyst price targets have moved higher by roughly £0.70 to £0.71 per share, with analysts pointing to slightly firmer profit margin assumptions and a modestly lower forward P/E multiple as the key drivers of this reset. Analyst Commentary Recent research points to a tighter range of expectations around Standard Life, with price target resets framed around updated margin assumptions and revised P/E inputs.Mise à jour du récit • Apr 16
SDLF: Higher Future P/E Assumptions Will Likely Constrain Post Rebrand Share Upside
Analysts have lifted the Standard Life price target to £6.20 from £6.05, reflecting updated assumptions around a higher discount rate, softer revenue and margin expectations, and a higher future P/E multiple in line with recent positive research on peers such as Phoenix Group. Analyst Commentary Recent research on Phoenix Group has been a key reference point for how the market is thinking about UK life insurers, including Standard Life.Mise à jour du récit • Apr 01
SDLF: Higher Sector P E Assumptions Will Support Re Rating
Analysts have lifted their average price target on Standard Life by £0.66 to reflect updated views on profitability, revised P/E assumptions, and sector research that has recently pushed Phoenix Group targets higher across several firms. Analyst Commentary Recent Street research on Phoenix Group, a key peer for Standard Life, has tilted more constructive, with several reports updating price targets and ratings.Mise à jour du récit • Mar 18
SDLF: Lower Discount Rate And Higher P E Range Will Support Re Rating
Analysts have raised their fair value estimate for Standard Life from £8.80 to £9.18, citing updated assumptions on discount rates, more cautious expectations for revenue and profit margins, and a higher future P/E multiple in line with recent price target moves seen across peers such as Phoenix Group. Analyst Commentary Recent research on Phoenix Group provides a useful backdrop for how the market is thinking about life insurers, and it helps explain why some bullish analysts are comfortable assigning a higher fair value to Standard Life.Mise à jour du récit • Mar 04
SDLF: Peer Repricing And Brand Shift Will Shape Future Return Profile
The analyst price target for Standard Life has been revised higher to £7.58 per share, with analysts pointing to modest adjustments in the discount rate, revenue trend assumptions, profit margin expectations, and future P/E estimates informed by recent sector research on Phoenix Group. Analyst Commentary Recent research on Phoenix Group is feeding into how analysts think about Standard Life, especially around long term cash generation, capital strength, and the sustainability of payout assumptions that sit behind the new £7.58 target.Mise à jour du récit • Feb 18
PHNX: Higher P/E Expectations And Mixed Ratings Will Shape Future Return Profile
Analysts have lifted their price targets on Phoenix Group Holdings, with recent moves like a £0.66 and £0.15 increase from major firms supporting a higher fair value estimate of about £7.58 per share. This comes even as they factor in slightly softer revenue growth, a modestly lower discount rate, stable profit margins and a higher future P/E of around 8.85x.Mise à jour du récit • Feb 04
PHNX: Future Earnings Multiple Compression Will Likely Limit Post Upgrade Share Upside
Analysts have nudged their price targets for Phoenix Group Holdings higher, with updated fair value estimates moving from £5.93 to £6.05 as they factor in slightly lower discount rates, a small improvement in expected revenue contraction, firmer profit margins, and a lower future P/E multiple supported by recent mixed rating actions from major banks. Analyst Commentary Recent research paints a mixed picture for Phoenix Group Holdings, with one major upgrade sitting alongside more cautious moves.Mise à jour du récit • Jan 21
PHNX: Lower Discount Rate And Execution Assumptions Will Support Stronger Share Price
Analysts have nudged their average price target for Phoenix Group Holdings higher to £7.55 from £7.20, citing updated return and risk assumptions, including a slightly lower discount rate, adjusted expectations for revenue and margins, and a modestly lower future P/E multiple. Analyst Commentary Recent Street research around Phoenix Group Holdings has centered on how updated assumptions feed into valuation, especially around discount rates, revenue and margins, and the forward P/E used in models.Mise à jour du récit • Jan 07
PHNX: Future Earnings Multiple Compression Will Likely Restrain Share Upside
Analysts have nudged their average price target for Phoenix Group Holdings slightly higher to £8.52 from £8.50, citing updated assumptions on fair value, discount rate, revenue trends, profit margin and future P/E levels. Analyst Commentary The small move in the average price target to £8.52 reflects fine tuning of valuation inputs rather than a major shift in conviction.Mise à jour du récit • Dec 16
PHNX: Margin Gains And Cash Generation Will Support Stronger Share Price
Phoenix Group Holdings' analyst price target has inched up by GBP 0.02 to GBP 8.52 per share, as analysts point to improving profit margin expectations and a more attractive forward valuation, despite still-muted revenue growth. Analyst Commentary Bullish analysts are highlighting the recent uptick in the price target to 852 GBp per share as evidence that improving fundamentals are starting to be reflected in market expectations, even as near term revenue trends remain restrained.Mise à jour du récit • Dec 02
PHNX: Adjusted Outlook And Cautious Optimism Will Influence Shareholder Returns
Analysts have raised their price target for Phoenix Group Holdings from £8.50 to £8.52, citing ongoing confidence in the company's financial outlook and future valuation metrics. Analyst Commentary Recent updates from the analyst community highlight both confidence and lingering caution regarding Phoenix Group Holdings’ growth prospects and operational execution.Mise à jour du récit • Nov 18
PHNX: Profit Margin Gains And Improved Outlook Will Shape Long-Term Performance
Phoenix Group Holdings’ analyst price target was increased slightly by £0.02 to £8.52, as analysts cite improved profit margins and a marginally higher fair value estimate in their outlook. Analyst Commentary Analysts have provided updated perspectives on Phoenix Group Holdings following recent price target adjustments.Mise à jour du récit • Sep 19
Digital Transformation Will Improve Customer Engagement And Efficiency
The upward revision in Phoenix Group Holdings’ price target reflects improved revenue growth forecasts, despite a rising future P/E, resulting in a new consensus fair value of £6.95. Valuation Changes Summary of Valuation Changes for Phoenix Group Holdings The Consensus Analyst Price Target has risen slightly from £6.79 to £6.95.Mise à jour du récit • Sep 04
Digital Transformation Will Improve Customer Engagement And Efficiency
With both the future P/E ratio and net profit margin remaining stable, analysts maintained their fair value estimate for Phoenix Group Holdings at £6.79. Valuation Changes Summary of Valuation Changes for Phoenix Group Holdings The Consensus Analyst Price Target remained effectively unchanged, at £6.79.
Nouveau récit • Feb 09
Integrating Heritage And Open Divisions And Targeting £250 Million In Cost Savings Will Improve Operational Efficiency
Integration of divisions aims to streamline operations, enhancing customer experience and net margins through cost reduction and efficiency.Rendement pour les actionnaires
| SDLF | GB Insurance | GB Marché | |
|---|---|---|---|
| 7D | 1.9% | 2.0% | 2.4% |
| 1Y | 41.5% | 19.4% | 18.4% |
Rendement vs Industrie: SDLF a dépassé le secteur UK Insurance qui a rapporté 19.4 % au cours de l'année écoulée.
Rendement vs marché: SDLF a dépassé le marché UK qui a rapporté 18.4 % au cours de l'année écoulée.
Volatilité des prix
| SDLF volatility | |
|---|---|
| SDLF Average Weekly Movement | 2.8% |
| Insurance Industry Average Movement | 3.3% |
| Market Average Movement | 5.1% |
| 10% most volatile stocks in GB Market | 10.6% |
| 10% least volatile stocks in GB Market | 2.7% |
Cours de l'action stable: SDLF n'a pas connu de volatilité de prix significative au cours des 3 derniers mois par rapport au marché UK.
Volatilité au fil du temps: La volatilité hebdomadaire de SDLF ( 3% ) est restée stable au cours de l'année écoulée.
À propos de l'entreprise
| Fondée | Salariés | PDG | Site web |
|---|---|---|---|
| 1782 | 5,519 | Andy Briggs | www.thephoenixgroup.com |
Standard Life plc exerce ses activités dans le domaine de l'épargne et de la retraite à long terme en Europe. Elle exerce ses activités par l'intermédiaire des segments Solutions de retraite, Pensions et épargne, With-Profits, et Europe et autres. La société propose des retraites professionnelles à cotisations définies, de l'épargne de détail pour la retraite, des obligations internationales et des produits d'épargne et de retraite traditionnels ; des revenus de retraite à prestations définies, des rentes viagères et à réduction de revenu, des rentes à terme fixe et des fonds gérés lissés.
Standard Life plc Résumé des fondamentaux
| SDLF statistiques fondamentales | |
|---|---|
| Capitalisation boursière | UK£9.19b |
| Bénéfices(TTM) | -UK£472.00m |
| Recettes(TTM) | UK£28.96b |
0.3x
Ratio P/S-19.5x
Ratio P/ELe site SDLF est-il surévalué ?
Voir Juste valeur et analyse de l'évaluationBénéfices et recettes
| SDLF compte de résultat (TTM) | |
|---|---|
| Recettes | UK£28.96b |
| Coût des recettes | UK£26.89b |
| Marge brute | UK£2.07b |
| Autres dépenses | UK£2.54b |
| Les revenus | -UK£472.00m |
Derniers bénéfices déclarés
Dec 31, 2025
Prochaine date de publication des résultats
Sep 07, 2026
| Résultat par action (EPS) | -0.47 |
| Marge brute | 7.14% |
| Marge bénéficiaire nette | -1.63% |
| Ratio dettes/capitaux propres | 582.9% |
Quelles ont été les performances à long terme de SDLF?
Voir les performances historiques et les comparaisonsDividendes
6.1%
Rendement actuel des dividendes-117%
Ratio de distributionAnalyse de l'entreprise et données financières
| Données | Dernière mise à jour (heure UTC) |
|---|---|
| Analyse de l'entreprise | 2026/07/28 07:37 |
| Cours de l'action en fin de journée | 2026/07/28 00:00 |
| Les revenus | 2025/12/31 |
| Revenus annuels | 2025/12/31 |
Sources de données
Les données utilisées dans notre analyse de l'entreprise proviennent de S&P Global Market Intelligence LLC. Les données suivantes sont utilisées dans notre modèle d'analyse pour générer ce rapport. Les données sont normalisées, ce qui peut entraîner un délai avant que la source ne soit disponible.
| Paquet | Données | Cadre temporel | Exemple de source américaine * |
|---|---|---|---|
| Finances de l'entreprise | 10 ans |
| |
| Estimations consensuelles des analystes | +3 ans |
|
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| Prix du marché | 30 ans |
| |
| Propriété | 10 ans |
| |
| Gestion | 10 ans |
| |
| Principaux développements | 10 ans |
|
* Exemple pour les titres américains ; pour les titres non américains, des formulaires réglementaires et des sources équivalentes sont utilisés.
Sauf indication contraire, toutes les données financières sont basées sur une période annuelle mais mises à jour trimestriellement. C'est ce qu'on appelle les données des douze derniers mois (TTM) ou des douze derniers mois (LTM). En savoir plus.
Modèle d'analyse et flocon de neige
Les détails du modèle d’analyse utilisé pour générer ce rapport sont disponibles sur notre page Github ; nous proposons également des guides sur la façon d’utiliser nos rapports et des tutoriels sur YouTube.
Découvrez l'équipe de classe mondiale qui a conçu et construit le modèle d'analyse Simply Wall St.
Indicateurs de l'industrie et du secteur
Nos indicateurs de secteur et de section sont calculés toutes les 6 heures par Simply Wall St. Les détails de notre processus sont disponibles sur Github.
Sources des analystes
Standard Life plc est couverte par 26 analystes. 4 de ces analystes ont soumis les estimations de revenus ou de bénéfices utilisées comme données d'entrée dans notre rapport. Les soumissions des analystes sont mises à jour tout au long de la journée.
| Analyste | Institution |
|---|---|
| Larissa Van Deventer | Barclays |
| Andrew Broadfield | Barclays |
| Claudia Gaspari | Barclays |