Annonce • Mar 19
Equifax Inc., Annual General Meeting, May 07, 2026 Equifax Inc., Annual General Meeting, May 07, 2026. Location: the ritz-carlton, st. louis, 100 carondelet plaza, missouri 63105, st. louis United States Board Change • Mar 02
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 4 experienced directors. 5 highly experienced directors. Independent Director Barbara Larson was the last director to join the board, commencing their role in 2024. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Annonce • Feb 27
Equifax Inc. Appoints David Smith as President of U.S. Information Solutions, Effective March 2, 2026 Equifax Inc. has named David Smith as President of U.S. Information Solutions (USIS) effective March 2, 2026. In this role, Smith will continue to drive the business unit's post-cloud transformation growth, leveraging EFX.AI and the company's proprietary data to create innovative solutions that bring decision intelligence to Equifax customers and help create new financial opportunities for consumers. Smith joins Equifax from Truist Financial Corporation where he most recently served as the Head of Consumer Lending. At Truist, Smith led the creation of the Consumer Lending division, integrating multiple businesses to drive growth and enhance the customer experience. As Head of Consumer Lending, he was responsible for a $4 billion business spanning real estate lending, unsecured personal lending, indirect lending, and consumer capital markets. While at Truist, Smith oversaw improvements in the usage of AI scoring models, data aggregation, and decisioning for lending to improve underwriter productivity as well as approval and loss rates. Prior to Truist, Smith served in a number of leadership roles, including President of Financial Services at KWx, a holding company for affiliated businesses to Keller Williams Realty International. His industry experience also includes 13 years at Citi, where he held several mortgage and retail banking leadership positions, culminating his career there as Managing Director, CEO and President of CitiMortgage. Smith holds a Bachelor of Science from the University of Utah and a Master of Business Administration from the University of Colorado Denver. Annonce • Feb 26
Equifax Inc. Approves Cash Dividend for the First Quarter of 2026, Payable on March 17, 2026 Equifax Inc. announced that the Equifax Board of Directors approved a 12% increase in the company's quarterly cash dividend for the first quarter of 2026. The new quarterly cash dividend is $0.56 per share, subject to future declaration by the Company's Board of Directors. For the first quarter of 2026, the cash dividend of $0.56 per share is payable on March 17, 2026 to shareholders of record as of the close of business on March 9, 2026. Equifax has paid cash dividends for more than 100 consecutive years. Reported Earnings • Feb 07
Full year 2025 earnings released: EPS: US$5.36 (vs US$4.88 in FY 2024) Full year 2025 results: EPS: US$5.36 (up from US$4.88 in FY 2024). Revenue: US$6.07b (up 6.9% from FY 2024). Net income: US$660.3m (up 9.3% from FY 2024). Profit margin: 11% (in line with FY 2024). Revenue is forecast to grow 8.3% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Professional Services industry in Europe. Annonce • Feb 04
Equifax Inc. Provides Earnings Guidance for the First Quarter and Full Year 2026 Equifax Inc. provided earnings guidance for the first quarter and full year 2026. For the quarter, the company expects reported revenue in the range of $1.597 billion to $1.627 billion.
For the full year, the company expects reported revenue in the range of $6.660 billion to $6.780 billion. The company
issuing full-year 2026 guidance midpoint expectation for revenue of $6.72 billion, up about 10.5% on a reported basis and about 10% on an organic constant currency basis. The company's 2026 guidance reflects an assumption that the U.S. Mortgage market will be down low single digits in 2026 compared to 2025 as well as an assumption that 100% of mortgage credit scores will be FICO scores. As U.S. mortgage customers convert to the lower-priced and higher-performing Vantage scores, The company expects significant margin expansion. Annonce • Jan 30
Equifax Launches Credit Abuse Risk Model to Help Protect Lenders Against the Rising Financial Impact of First-Party Fraud Equifax announced the launch of Credit Abuse Risk, a new predictive model that uses FCRA-regulated data and is designed to help protect lenders against first-party fraud and drive more confident lending decisions. As the financial impact of first-party fraud continues to rise, Credit Abuse Risk was developed to uncover atypical patterns indicative of two types of fraudulent activities: loan stacking, when an individual quickly applies for multiple loans with no intent to repay those loans, and credit washing, when a person tries to remove accurate, but negative information from a credit report. These patterns can be identified during qualification offers, account origination, or portfolio review. This allows lenders to modify loan terms based on FCRA-compliant insights. Credit Abuse Risk features include: Enhanced insights: The model focuses on behavioral indicators that provide a clear view of atypical credit activity. Targeted decisioning: Specifically designed to address the lifecycle of fraud, from the building of inflated credit profiles to a sudden influx of disputes on unpaid accounts that falls outside the normal range, without limiting the important consumer protections to correct inaccurate or incomplete credit data. Comprehensive portfolio protection: Provides lenders with important insights across all credit tiers. Actionable intelligence: Allows lenders to make real-time, regulated decisions on credit terms for a consumer, providing an FCRA-compliant score with adverse action reason codes. Annonce • Jan 29
Equifax Launches Employment Insights Solutions for Auto Dealers Equifax Inc. announced the launch of two new Employment Insights solutions designed to provide a more complete picture of a buyer's financial profile earlier in the car-buying process. Delivered alongside the Equifax Consumer Credit Report, the offerings provide auto dealers with access to verified data from The Work Number®?, the nation's largest centralized commercial database of employment and income information. The Employment Insights solutions offer information at two different points in the auto dealer workflow - prequalification and financing - to enable a faster, more reliable process. By leveraging The Work Number, the solutions help auto dealers move beyond self-reported data to make faster data-driven decisions based on verified consumer information. Delivered at the early shopping or prequalification stage, Employment Insights for Prequalification helps dealers better understand a buyer's purchasing power before a full credit application is submitted. The report includes the applicant's calculated total annual income and active employment record and tenure, allowing dealers to: Understand the potential buyer's purchasing power. Gain confidence in debt-to-income (DTI) and payment-to-income (PTI) calculations to offer right-sized deals. Tailor sales experiences based on the buyer's verified ability to pay. Customize offers based on the consumer's employment status and ability to pay. Annonce • Jan 27
Equifax Announces the Launch of Income Confirm Equifax announced the launch of Income Confirm, a new product that delivers verified employment and income data from The Work Number alongside an Equifax Consumer Credit Report. This integration provides lenders with a more comprehensive view of applicant risk and financial capacity during credit card origination. Speed and accuracy are critical for consumers and lenders during the credit card application process. Income Confirm supports the decisioning and credit line assignment stages of the lending process, providing the applicant's current job status and calculated annual income to help lenders better assess risk and expedite approvals. Leveraging data from The Work Number, Income Confirm provides the following data points alongside the Equifax Consumer Credit Report, where available: Employee Name/SSN: Gain confidence in the name of the potential borrower; Employer Name: Provides the applicant's current or most recent employer name from The Work Number, allowing lenders to verify the applicant-stated employer information; Employment Status: Provides the applicant's current employment status, helping lenders confirm whether the applicant is employed; Annualized Income: Provides the applicant's calculated annual income to help optimize the decisioning and credit line assignment processes, and customize the ideal offering for the applicant. Annonce • Jan 23
Equifax Inc. Introduces Enhanced Synthetic Identity Fraud Detection Equifax Inc. announced the launch of Synthetic Identity Risk, a next-generation fraud detection product that leverages AI capabilities to help businesses identify and prevent synthetic identity fraud, a complex and growing challenge that forces lenders to absorb significant financial loss. This new product leverages sophisticated machine learning algorithms to uncover fraud patterns that traditional methods may miss, detecting and flagging potential fraudulent activity before it impacts a company's bottom line. Synthetic identity fraud occurs when fraudsters couple elements of a real identity and manufactured components to create a new, fraudulent identity. These fabricated identities are used to fraudulently open credit accounts or obtain loans, on which the fraudsters eventually stop making payments. Because these fabricated applicants often appear legitimate, synthetic identities can go undetected for long periods of time, leaving lenders exposed to significant charge-offs and revenue loss. According to Equifax data, the average cost or charged-off loss per known synthetic identity is approximately $13,000. Leveraging patent-pending technology, Synthetic Identity Risk analyzes identity data, credit history and behavioral signals to assess the likelihood of synthetic identity activity. Synthetic Identity Risk can be used to detect potential fraud at account opening or it can be used as an account management tool to continuously identify hidden portfolio risk. Applying a holistic approach allows enterprises to make informed, real-time decisions about identity verification and fraud prevention. Annonce • Jan 22
Equifax Inc. to Report Q4, 2025 Results on Feb 04, 2026 Equifax Inc. announced that they will report Q4, 2025 results at 6:30 AM, US Eastern Standard Time on Feb 04, 2026 Annonce • Dec 18
Equifax Secures 27 New Patents in the Second Half of 2025 Equifax®? secured 27 patents in the second half of 2025, bringing the total number of new patents secured for the year to 62. Twenty of these new patents support the company's approach to artificial intelligence (AI), further complementing its EFX.AI™? strategy and helping to accelerate the development of cloud-based, AI-enabled solutions that help to create new financial opportunities for consumers. As of November 2025, Equifax has nearly 700 issued or pending patents spanning 15 countries, encompassing distinctive techniques to accelerate the use of AI, including machine learning for data & analytics and risk modeling. More than 320 of the organization's pending and approved patents support its approach to responsible AI, with many of these patented AI techniques used in customer-facing solutions. The custom-built Equifax Cloud is a top-tier global technology and security infrastructure that continues to set the company apart in the industry. Backed by a multi-year, approximately $3 billion investment in security and technology, The Equifax Cloud and custom data fabric enable the organization to drive AI innovation and maximize EFX.AI capabilities for faster solution implementation, new product innovation, cloud-native model deployment and expedited consumer decisioning. The latest technology and innovation covered by the most recent Equifax patents include: Production-Ready Attributes Creation and Management for Software Development (Australia) - This patent describes features of the Equifax Ignite®? and I [9]nterConnect®? platforms that allow for more effective attribute management, allowing customers to quickly move from analytics to production. It describes a computing system that uses attribute templates in a production-reading programming language to determine and generate attribute definitions. These attribute definitions are more easily deployed to the production environment and can also be monitored more effectively to ensure performance. Consolidation of Data Sources for Expedited Validation of Risk Assessment Data (U.S.) - This patent describes a machine-learning system that creates a more accurate and complete "integrated risk score" by combining traditional and alternative data, data not historically contained in traditional credit reports--including rental, utility, and telecom payments. This system enables Equifax to provide a more comprehensive and equitable risk evaluation and improve decision-making. Solutions like Financial Durability Measures provide more insight into a household's likely financial resilience. Secure Online Access Control to Prevent Identification Information Misuse (Australia)- This patent describes a central security system for managing and protecting digital resources, aiming to prevent online fraud. It creates a "secure resource management system" that acts as a secure resource management system" that allows the company to drive AI innovation and maximize the value of the company to drive AI innovation. Annonce • Dec 11
Equifax Inc. Introduces Income Qualify to Deliver Insights Earlier in the Mortgage Lending Process and Help Lenders Manage Costs Equifax Inc. announced the launch of Income Qualify, a new product that delivers income and employment insights from The Work Number to mortgage lenders during the prequalification and pre-approval phase as a value add alongside the Equifax consumer credit file. Currently lenders are limited in their ability to confidently make prequalification offers. Income Qualify provides verified income and employment data earlier in the process, empowering mortgage lenders to conduct an initial assessment faster and with less burden on the borrower. This helps reduce risk in the lending process and supports affordability in the home buying process. Leveraging data from The Work Number, Income Qualify provides the following data points alongside the Equifax Mortgage Credit Report, where available: Name/SSN: Gain confidence in the name of the potential borrower; Employer Name: Capture the name of the borrower's employer, helping to reduce employer name match errors during later submission to Government-Sponsored Enterprise platforms; Tenure: Provides confidence in the borrower's job tenure and informs the lender on future income data needs for underwriting; Prior-Year Total Income: Allows for high-level debt-to-income (DTI) ratio assessment and categorical confirmation of data provided on an application. With this information available before origination, Income Qualify can help lenders assess borrowers earlier in the loan process. Additionally, it can help lenders manage costs by making more informed purchases of The Work Number at origination. Annonce • Nov 18
Equifax Inc. (NYSE:EFX) acquired Vault Verify LLC. Equifax Inc. (NYSE:EFX) acquired Vault Verify LLC on November 17, 2025. Vault Verify, an Equifax company, is now a part of the Equifax Workforce Solutions business unit. The Vault Verify team has assumed roles with Workforce Solutions.
Equifax Inc. (NYSE:EFX) completed the acquisition of Vault Verify LLC on November 17, 2025. Annonce • Nov 14
Equifax Assists Regulated Businesses with AML Compliance Equifax is assisting regulated businesses with the introduction of new AML Compliance Solutions designed to ease the burden of AML (anti-money laundering) regulatory compliance for financial services firms and related industries by flagging potential associations between a prospect and activities that may indicate potential money laundering. The latest AML solution from Equifax uses Artificial Intelligence (AI) to provide organizations that receive, handle and disperse currency with a robust, near real-time offering that screens and monitors individuals and entities against a broad range of global sanctions, enforcement and high-risk businesses lists. Organizations such as banks, credit unions, online payment platforms, brokerages, life insurance providers, real estate law firms and virtual asset service providers can help ensure they are engaging with a person or entity that is clear of any sanctions or watchlists. There are a multitude of screening sources that must be researched for an organization to meet the requirements of the laws associated with preventing, detecting and reporting money laundering scenarios, and managing multiple searches can lead to potential missed matches. This new offering solves the challenge of managing multiple screening resources by offering users access to over 150 sanctions and watchlists and 30,000 adverse news sources globally through a single platform. The platform leverages a proprietary Intelligent Match Engine (IME) that uses the latest advances in AI and machine learning by incorporating vectors that improve the error-prone and costly nature of traditional logic matching. IME is utilized in initial screening, portfolio monitoring and portfolio remediation, which is designed to lead to improved match accuracy and reduced false positives, as well as time and cost savings. The newest AML Compliance offering includes four unique options to support customers' ongoing compliance efforts: Portfolio Monitoring: Ongoing, continuous monitoring of customer portfolios supports due diligence throughout the life of customers. The platform's real-time callback mechanism allows for immediate notification of alerts instead of having to wait for daily or weekly processing periods. Human Analyst Review: A global team of experienced human professionals are available to conduct manual false positive reviews utilizing customer-specific policies for alert/no alert. Portfolio Remediations: Also known as look-backs, Equifax is available to perform portfolio remediations when the need arises. Remediations can be done against all data sources and are reviewed by a human analyst prior to portfolio return. Case Management UI: A purpose-built UI designed for the unique needs of AML compliance teams to allow for efficient review, management and disposition of alerts. Declared Dividend • Nov 10
Third quarter dividend of US$0.50 announced Shareholders will receive a dividend of US$0.50. Ex-date: 24th November 2025 Payment date: 15th December 2025 Dividend yield will be 1.1%, which is lower than the industry average of 1.8%. Sustainability & Growth Dividend is well covered by both earnings (33% earnings payout ratio) and cash flows (24% cash payout ratio). The dividend has increased by an average of 5.6% per year over the past 10 years and has been stable with no material reductions to payments, indicating a long track record of dividend growth and stability. EPS is expected to grow by 76% over the next 3 years, which should provide support to the dividend and adequate earnings cover. Annonce • Nov 06
Equifax Inc. Declares Quarterly Dividend, Payable on December 15, 2025 Equifax Inc. announced that the Equifax Board of Directors declared a quarterly dividend of $0.50 per share, payable on December 15, 2025, to shareholders of record as of the close of business on November 24, 2025. Equifax has paid cash dividends for more than 100 consecutive years. Annonce • Oct 30
Equifax Introduces Unemployment Claims Power of Attorney Manager Equifax®? announced the Power of Attorney Manager, a centralized digital platform designed to help transform how employers manage the power of attorney (POA) process for unemployment claims (UC). Powered by the Equifax Cloud™?, the UC Power of Attorney Manager helps streamline the POA process, allowing employers to submit, track, and complete POAs across multiple entities digitally to help save time and reduce administrative burden. When employers engage third-party experts to support their UC programs, they are typically required to complete POA forms provided by their state unemployment agencies. Each state has a POA process as part of its UC management. This makes the process more complex, especially for large employers with multiple entities and employees in multiple states, and in states where employers are required to register third-party administrators online. The UC Power of Attorney Manager consolidates POAs through a central portal, sorting documents by the state's signature requirements, using AI to review completed POAs for improved accuracy, and providing step-by-step instructions for each form, including steps for registering third party administrators online. This enables employers to reduce manual review, helping them respond to claims faster while improving accuracy with state requirements. The UC Power of attorney Manager, available now, joins the entire range of Equifax UC management services developed to help employers reduce unemployment risk and better control costs through more automation and stronger regulatory practices. These are part of a broad portfolio of Equifax HR management solutions that help employers with their evolving payroll, tax management, and regulatory needs. Reported Earnings • Oct 21
Third quarter 2025 earnings released: EPS: US$1.30 (vs US$1.14 in 3Q 2024) Third quarter 2025 results: EPS: US$1.30 (up from US$1.14 in 3Q 2024). Revenue: US$1.54b (up 7.2% from 3Q 2024). Net income: US$160.2m (up 13% from 3Q 2024). Profit margin: 10% (in line with 3Q 2024). Revenue is forecast to grow 8.6% p.a. on average during the next 3 years, compared to a 5.7% growth forecast for the Professional Services industry in Europe. Annonce • Oct 17
Equifax Inc. Introduces Equifax Ignite®? AI Advisor Equifax Inc. announced the launch of Equifax Ignite®? AI Advisor, a new solution designed to help lenders pinpoint new opportunities, grow accounts, and make confident informed decisions at speed on one platform. Powered by a secure Agentic-AI enabled data and analytics engine on the Equifax Cloud™?, Equifax Ignite AI Advisor is built with Equifax Amplify AI™?. Part of a growing suite of Equifax AI-enabled solutions and new to the Equifax Ignite ecosystem, EquifaxIgnite AI Advisor has been purpose-built to empower busy lenders to quickly build comprehensive, actionable views of what matters most to their business by forgoing the everyday complexities associated with data and analytics. Equifax Ignite AI Advisor uses a lender's own data, alongside data provided by Equifax, to create clear, actionable insights that drive more-informed decision-making. These insights are secure and not shared outside of the lender's own view. Through a no- setup consultative experience, the solution delivers support for smaller and mid-sized financial institutions that may have limited access to dedicated data-scientists. Using natural language, Equifax Ignite AI advisor recommends actions a lender can take to resolve a potential issue, drive growth, or otherwise optimize lending workflows and outcomes. Equifax Ignite AI advisor enables lenders to: Benchmark Against the Competition - Compare key metrics like delinquency against peers, origination risk changes over time, and market share relative to peer performance. Find Growth Opportunities - Get practical recommendations for actions to take based on intelligence into wallet share and performance against peers. Make Confident Decisions - Ask questions through a generative AI chat with complementary visual dashboardrations, dynamic charts and graphs, to easily compare information, discover new trends and create new offers for consumers. Level the Playing Field - Obtain curated AI-driven insights that can benefit small and mid-sized financial institutions who may have limited access to in-house data scientists. Annonce • Oct 07
Equifax Inc. to Report Q3, 2025 Results on Oct 21, 2025 Equifax Inc. announced that they will report Q3, 2025 results at 6:30 AM, US Eastern Standard Time on Oct 21, 2025 Annonce • Jul 25
Equifax Introduces New Mortgage Verification Solution Equifax launched a new solution, All Employers Within 90 DaysTM, in support of its commitment to providing an extensive set of verification solutions for the mortgage industry. Powered by The Work Number®, All Employers Within 90 DaysTM allows credentialed lenders to verify a borrower's income and employment information from the previous 90 days. Developed in response to customer feedback, the new solution — which provides a narrow verification period — may be particularly useful for situations when a borrower has been employed at the same job for a long period of time and therefore employment records beyond 90 days are not needed. In addition to launching All Employers Within 90 DaysTM, Equifax has introduced modifications to its existing All Employers Within 12 MonthsTM and All Employers Within 24 MonthsTM offerings. Those modifications support lenders with a smoother billing process for those services, resulting in more aligned processing. With these enhancements and modifications, lenders can choose the solutions they need and the time frame that is most effective for both the borrower and the lender, helping provide a faster time to close and more lender flexibility. Each solution also benefits from the leading security capabilities of Equifax, helping ensure that both borrowers and lenders can be confident their information is protected. Through The Work Number database, Equifax is the leading commercial source of consolidated employment information in the United States. This data can help credentialed verifiers with a permissible purpose — such as mortgage lenders — instantly verify potential borrowers' employment and income, enabling a streamlined mortgage process. Annonce • Jul 18
Equifax Inc. Provides Earnings Guidance for the Year 2024 Equifax Inc. provided earnings guidance for the year 2024. The company maintaining full-year 2024 guidance with midpoint expectation for revenue of $5.720 billion, up 8.6%, with strong non-mortgage local currency revenue growth of over 10% and Adjusted EPS of $7.35. Annonce • Jul 04
Equifax Inc. to Report Q2, 2024 Results on Jul 17, 2024 Equifax Inc. announced that they will report Q2, 2024 results After-Market on Jul 17, 2024 Annonce • Jun 20
Equifax Introduces Secondary Education Diploma Verification Solution for Employers Equifax has introduced an education verification solution designed to help employers and background screeners verify high school diploma data during the pre-hire process. The solution, Talent Report™ High School, provides instant verification of available U.S. high school diploma data through an exclusive integration with the National Student Clearinghouse®. Many industries and job roles require a high school diploma, which means employers or background screeners need to verify a candidate's educational credentials before offering a job. According to the Bureau of Labor Statistics, industries that require a high school diploma have more projected openings over the next decade than any other education level, which offers employers a unique opportunity to draw from this talent pool. By automating and improving access to data that is often hard to verify, Talent Report High School provides instant access to available high school diploma data. It can streamline the verification process for employers by using a single, centralized data source to enable them to hire applicants faster and to provide a unified ordering experience. Talent Report High School is powered by the TotalVerify™ data hub from Equifax and the Equifax Cloud™. It provides 24/7 access to high school diploma data through the Equifax partnership with the National Student Clearinghouse, which offers immediate verification of more than 9 million diplomas from over 4,700 high schools. Talent Report High School is available now. Annonce • May 08
Equifax Announces Executive Changes Equifax announced the appointment of Chad Borton as Executive Vice President and President of Workforce Solutions. Borton, who most recently served as President of SoFi Bank and Executive Vice President of SoFi Lending, succeeds Rudy Ploder, who is retiring from Equifax following 20 years of distinguished leadership. Under Borton's leadership, SoFi Bank grew to more than $26 billion in assets and $21 billion in deposits. Prior to SoFi, Chad served as President of USAA Bank. He also held executive leadership positions at Fifth Third Bank and JPMorgan Chase, and served financial services clients during his tenure at McKinsey. Borton served on active duty in the United States Army. He holds a B.S. in Business Economics and Public Policy from Indiana University and an MBA from Harvard Business School. Annonce • Apr 24
Equifax Workforce Solutions Launches Forms HQ, Expanding the PeopleHQ™ Portal Equifax® launched of Forms HQ, a new offering designed to help automate the delivery, completion, and tracking of essential employee forms, including those related to onboarding, tax withholding, state requirements, annual notices, offboarding and more. It is the latest innovation within the PeopleHQ™ portal, an Equifax Cloud-native solution that brings together multiple best-in-class employer services in a single, more unified experience. Forms HQ supports employers in four critical areas: Employee Experience: provides guided processes, chat options, and a more accessible design that is compatible with any device, with both text and email notification options. Regulatory: helps employers keep up with changing regulations and better deliver the right form at any time of the employee lifecycle — including onboarding, active employment and offboarding. Automation: helps reduce manual tasks by streamlining employee packets with more configurable and automated actions to help drive workflows. Applicant Review: offers ability to pull data from applicant tracking systems (ATS), which can reduce the amount of time from application to interview by helping minimize errors and providing a more detailed audit trail. Annonce • Apr 18
Equifax Inc. Provides Earnings Guidance for the Second Quarter of 2024 and Maintains Earnings Guidance for the Full Year 2024 Equifax Inc. provided earnings guidance for the second quarter of 2024 and maintained earnings guidance for the full year 2024. For the quarter, the company expects reported revenue to be $1.410 billion to $1.430 billion, Reported Revenue Growth to be 7.0% to 8.5%.For the year, the company expected reported revenue to be $5.670 billion to $5.770 billion, Reported Revenue Growth to be 7.7% to 9.6%. Annonce • Apr 05
Equifax Inc. to Report Q1, 2024 Results on Apr 17, 2024 Equifax Inc. announced that they will report Q1, 2024 results at 4:00 PM, US Eastern Standard Time on Apr 17, 2024 Annonce • Mar 23
Equifax Inc., Annual General Meeting, May 02, 2024 Equifax Inc., Annual General Meeting, May 02, 2024, at 08:00 Central Standard Time. Location: The Ritz-Carlton, St. Louis 100 Carondelet Plaza St. Louis Missouri United States Agenda: To consider Election of Nine Directors; to consider Advisory Vote to Approve Named Executive Officer Compensation (“Say-on-Pay”); to consider Ratification of Appointment of Ernst & Young LLP as Independent Registered Public Accounting Firm for 2024 ; and to consider other matters. Annonce • Jan 26
Equifax Inc. to Report Q4, 2023 Results on Feb 07, 2024 Equifax Inc. announced that they will report Q4, 2023 results After-Market on Feb 07, 2024 Annonce • Nov 03
Equifax Board of Directors Declares Quarterly Dividend, Payable on December 15, 2023 Equifax Inc. declared a quarterly dividend of $0.39 per share, payable on December 15, 2023, to shareholders of record as of the close of business on November 24, 2023. Annonce • Oct 28
Equifax to Expand I-9 Anywhere with New Virtual Option Equifax®? is addressing the growing demand for flexible, remote onboarding services by offering a virtual component of its award-winning I-9 Anywhere®? solution. This enhancement will make it easier for eligible employers to streamline their onboarding processes and enhance new hire experiences. The new capability will align with the recent U.S. Department of Homeland Security (DHS) announcement enabling employers who participate in E-Verify and are in good standing to have the option to conduct Form I-9 verification electronically and with a live video call interaction. The virtual option will complement the existing I-9 Anywhere in-person process. It will provide employers who participate in E- Verify and are in good standing with the flexibility to have the new hire schedule an in-person appointment at an I-9 Anywhere location or through a video call in order to complete the necessary employment documentation. Equifax Workforce Solutions expects to launch the new I-9 Anywhere virtual option prior to the end of the year, and remains committed to driving innovation and expanding its leading onboarding solution suite. Annonce • Oct 21
Equifax Inc. Announces Resignation of Heather H. Wilson from Board of Directors On October 17, 2023, Heather H. Wilson notified the Board of Directors of Equifax Inc. of her intent to resign from the Board to pursue other endeavors. Her resignation was effective as of October 17, 2023. Ms. Wilson was appointed to the Board in February 2019. Her decision to resign from the Board was not related to any disagreement with the Company on any matter relating to its operations, policies or practices. Annonce • Oct 19
Equifax Inc. Reduces Revenue Guidance for 2023 Equifax Inc. reduced revenue Guidance for 2023. For the period, the company is reducing full year 2023 guidance at the midpoint to revenue of $5.256 billion. Annonce • Oct 06
Equifax Inc. to Report Q3, 2023 Results on Oct 18, 2023 Equifax Inc. announced that they will report Q3, 2023 results at 4:00 PM, US Eastern Standard Time on Oct 18, 2023 Annonce • Aug 25
Equifax Declares Quarterly Dividend, Payable on September 15, 2023 Equifax announced that the Board of Directors declared a quarterly dividend of $0.39 per share, payable on September 15, 2023, to shareholders of record as of theclose of business on September 6, 2023. Annonce • Aug 17
Equifax Inc. Introduces Smart Screen Portfolio of Consumer Reports Equifax®? has launched Smart Screen, a new portfolio of consumer reports. Leveraging the Equifax Cloud and the TotalVerify data hub, Smart Screen accelerates the delivery of criminal background checks when required by background screeners, employers and government agencies as part of their established hiring and background screening processes. Smart Screen reports instantly inform a background screener, employer or government agency when an applicant has no records within a proprietary U.S. incarceration data network. Available to credentialed users through web-based interfaces, Smart Screen 'no incarceration records found' reports are consumer reports as defined by the Fair Credit Reporting Act (FCRA) and can only be used by organizations with a permissible purpose. When a Smart Screen report is not available, the system provides a 'more research is needed' output, which is not a consumer report and may not be used for a permissible purpose. Smart Screen joins the extensive Equifax Workforce Solutions portfolio of data-driven solutions that support pre-employment, government, lending and other use cases. The TotalVerify data hub is comprised of proprietary Equifax and partner-sourced data types, including employment and income information from The Work Number as well as data covering education, professional certifications, identity, incarceration, sanctions and more. Annonce • Jul 22
Equifax Inc. Provides Earnings Guidance for the Third Quarter and Full Year of 2023 Equifax Inc. provided earnings guidance for the third quarter and full year of 2023. For the quarter, the company expects reported revenue to be between $1.320 billion and $1.340 billion.For the year, the company expects reported revenue to be between $5.270 billion and $5.330 billion. Annonce • Jul 07
Equifax Inc. to Report Q2, 2023 Results on Jul 19, 2023 Equifax Inc. announced that they will report Q2, 2023 results After-Market on Jul 19, 2023 Annonce • Jun 21
Equifax Inc. Launches Industry's First Pre-Employment Verification Service Tailored to the Hourly Workforce Equifax Inc. has introduced the industry's first pre-employment verification solution specifically tailored to employers recruiting, retaining and engaging an hourly workforce. In a competitive hourly talent market, the new Talent Report Hourly solution supports better-informed hiring decisions by providing a full view of the applicant's work experience, including their employment history and student enrollment status. This can help support employers as they seek to accommodate employee class schedules and recognize relevant work experience, which can lead to lower turnover and improved retention. According to recent Equifax data, today's hourly workforce is projected to account for more than 79% of annual new hires. While these employees play a vital role in business operations, they may be applying for multiple jobs at once and therefore only have a few minutes to spend on an application. Additionally, less than 30% of companies provide feedback to hourly workers during the recruitment process. However, savvy employers recognize that an intentional dialogue with hourly candidates - supported by relevant data - can help them build a foundation for greater success. Talent Report Hourly is available only to credentialed employers and background screeners. The candidate agrees to having the report provided as part of the application and pre-employment screening process. Talent Report Hourly provides a candidate's previous three years of employment history sourced from The Work Number®?, the centralized source of income and employment information in the United States. It also includes a candidate's postsecondary enrollment status and institution name for the previous six months, sourced from the National Student Clearinghouse, which covers 97% of all enrollments at Title IV, degree-granting institutions in the United States. These unique insights are powered by the TotalVerify™? data hub from Equifax, a more accurate, single source for delivering multi-data solutions. Annonce • May 17
Equifax Helps Employers Combat Unemployment Fraud with New Unemployment Claims Fraud Watch Solution Equifax has launched Unemployment Claims Fraud Watch, a new solution that leverages the market-leading Unemployment Cost Management services of Equifax Workforce Solutions along with the alerting capabilities of the company's identity theft protection services. Employers can add Unemployment Claims Fraud Watch as a benefit to help employees combat identity theft and have greater peace of mind, while helping reduce the administrative burden on their HR departments. A recent U.S. Government Accountability Office (GAO) report estimated that more than $60 billion may have been paid out in fraudulent unemployment insurance benefits during the pandemic. With the new Unemployment Claims Fraud Watch solution, an employee can receive a direct notification when a claim is submitted in their name, providing an early warning of potential fraud. Features of Unemployment Claims Fraud Watch include proactive monitoring for claims filed using employees' identities; direct notifications when a claim is submitted in their name; and support from identity experts to help employees report and resolve the fraud. In addition, employees enrolled in identity theft protection services receive ongoing support to help keep thieves from opening new, fraudulent accounts both now and in the future, helping mitigate the chance of repeat fraud. Annonce • May 06
Equifax Declares Quarterly Dividend, Payable on June 15, 2023 Equifax announced that the Equifax Board of Directors declared a quarterly dividend of $0.39 per share, payable on June 15, 2023, to shareholders of record as of the close of business on May 25, 2023. Equifax has paid cash dividends for more than 100 consecutive years. Annonce • May 04
Equifax Introduces New Kount Essentials Application for Small Businesses on the Shopify App Store Equifax®? is introducing a new Kount Essentials fraud detection and prevention application on the Shopify App Store. Specifically designed to address the fraud challenges faced by the platform's millions of small business merchants, this enhanced technology is easy to implement and customize for businesses of all sizes. The new Kount Essentials app on the Shopify App Store provides unique capabilities designed to meet the needs of small businesses, including: "Plug-and-play" installation and onboarding - Kount fraud services can be integrated into a Shopify store with just a few clicks. No coding is required for integration -- the app installs directly in the Shopify Admin. Immediate results - With the ability to install in just minutes, businesses have award-winning Kount fraud protection from Equifax running in the background immediately. In-app decisioning - Kount Essentials results can easily be viewed from the merchant's Shopify dashboard, enabling easy, real-time data analysis. Kount Essentials compliments the advanced functionality already built into the Kount Advanced plan for Shopify. With available features including everything from proven-effective machine learning and decades of data to on-demand support and customizable policies, merchants can now access a fraud solution on Shopify that is just as unique as their business. Annonce • Feb 09
Equifax Inc. Provides Earnings Guidance for the First Quarter and Full Year 2023 Equifax Inc. provided earnings guidance for the first quarter and full year 2023. For the quarter, the company expects Reported Revenue to be in the range of $1.270 billion to $1.290 billion, Reported Revenue Growth to be in the range of (6.8)% to (5.4)%.For the full year, the company expects Reported Revenue to be in the range of $5.275 billion to $5.375 billion, Reported Revenue Growth to be in the range of 3.0% to 4.9%. Annonce • Feb 03
Equifax Inc. Announces Executive Changes Equifax Inc. announced that Karen Fichuk, Executive Board member for Randstad N.V., and former Chief Executive Officer for Randstad North America, has been elected to its board of directors. The Equifax board now consists of eleven directors, including ten independent directors. Fichuk's election is part of the Board's regular succession planning process in connection with the scheduled retirement of independent director Robert W. Selander in May 2023. Fichuk is currently an Executive Board member for Randstad N.V., where she also served nearly four years as the Chief Executive Officer of North America. Under her leadership, Randstad North America navigated the changing world of work in the face of the COVID-19 pandemic and achieved revenue growth. Prior to joining Randstad, Fichuk spent more than 25 years at Nielsen Holdings PLC, a global information services leader, where she most recently served as President, Developed Markets. In this role, she led 4,000 employees across North America and Western Europe transforming the business model from client service to a product sales organization. Fichuk holds a Bachelor of Science degree from Colorado State University and sits on the Global Leadership Council of the Colorado State University College of Business. Annonce • Feb 02
Equifax Inc. (NYSE:EFX) acquired The Food Industry Credit Bureau business of Profile Credit Inc. Equifax Inc. (NYSE:EFX) acquired The Food Industry Credit Bureau business of Profile Credit Inc. on February 1, 2023. The Profile Credit credit bureau business is now part of Equifax Canada. The acquisition is not anticipated to have a material impact on 2023 Equifax financial results.Equifax Inc. (NYSE:EFX) completed the acqsuitiion of The Food Industry Credit Bureau business of Profile Credit Inc. on February 1, 2023. Annonce • Jan 27
Equifax Inc. to Report Q4, 2022 Results on Feb 08, 2023 Equifax Inc. announced that they will report Q4, 2022 results After-Market on Feb 08, 2023 Reported Earnings • Jul 22
Second quarter 2022 earnings released: EPS: US$1.64 (vs US$1.77 in 2Q 2021) Second quarter 2022 results: EPS: US$1.64 (down from US$1.77 in 2Q 2021). Revenue: US$1.32b (up 6.6% from 2Q 2021). Net income: US$200.6m (down 6.7% from 2Q 2021). Profit margin: 15% (down from 17% in 2Q 2021). The decrease in margin was driven by higher expenses. Over the next year, revenue is forecast to grow 3.5%, compared to a 10% growth forecast for the industry in Germany. Upcoming Dividend • May 17
Upcoming dividend of US$0.39 per share Eligible shareholders must have bought the stock before 24 May 2022. Payment date: 15 June 2022. Payout ratio is a comfortable 25% and this is well supported by cash flows. Trailing yield: 0.8%. Lower than top quartile of German dividend payers (4.3%). Lower than average of industry peers (2.4%). Reported Earnings • Apr 27
First quarter 2022 earnings released: EPS: US$1.82 (vs US$1.66 in 1Q 2021) First quarter 2022 results: EPS: US$1.82 (up from US$1.66 in 1Q 2021). Revenue: US$1.36b (up 12% from 1Q 2021). Net income: US$221.8m (up 10.0% from 1Q 2021). Profit margin: 16% (in line with 1Q 2021). Over the next year, revenue is forecast to grow 4.8%, compared to a 9.8% growth forecast for the industry in Germany. Reported Earnings • Apr 21
First quarter 2022 earnings released: EPS: US$1.82 (vs US$1.66 in 1Q 2021) First quarter 2022 results: EPS: US$1.82 (up from US$1.66 in 1Q 2021). Revenue: US$1.36b (up 12% from 1Q 2021). Net income: US$221.8m (up 10.0% from 1Q 2021). Profit margin: 16% (in line with 1Q 2021). Over the next year, revenue is forecast to grow 6.2%, compared to a 9.6% growth forecast for the industry in Germany. Reported Earnings • Feb 10
Full year 2021 earnings: Revenues and EPS in line with analyst expectations Full year 2021 results: EPS: US$6.11 (up from US$4.28 in FY 2020). Revenue: US$4.92b (up 19% from FY 2020). Net income: US$744.2m (up 43% from FY 2020). Profit margin: 15% (up from 13% in FY 2020). The increase in margin was driven by higher revenue. Revenue was in line with analyst estimates. Over the next year, revenue is forecast to grow 8.5%, compared to a 9.6% growth forecast for the industry in Germany. Upcoming Dividend • Nov 16
Upcoming dividend of US$0.39 per share Eligible shareholders must have bought the stock before 23 November 2021. Payment date: 15 December 2021. Trailing yield: 0.6%. Lower than top quartile of German dividend payers (3.2%). Lower than average of industry peers (1.8%). Reported Earnings • Oct 21
Third quarter 2021 earnings released: EPS US$1.69 (vs US$1.85 in 3Q 2020) The company reported a soft third quarter result with weaker earnings and profit margins, although revenues improved. Third quarter 2021 results: Revenue: US$1.22b (up 14% from 3Q 2020). Net income: US$205.4m (down 8.4% from 3Q 2020). Profit margin: 17% (down from 21% in 3Q 2020). The decrease in margin was driven by higher expenses. Reported Earnings • Jul 23
Second quarter 2021 earnings released: EPS US$1.77 (vs US$0.79 in 2Q 2020) The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2021 results: Revenue: US$1.23b (up 26% from 2Q 2020). Net income: US$215.1m (up 124% from 2Q 2020). Profit margin: 17% (up from 9.8% in 2Q 2020). The increase in margin was driven by higher revenue. Upcoming Dividend • May 17
Upcoming dividend of US$0.39 per share Eligible shareholders must have bought the stock before 24 May 2021. Payment date: 15 June 2021. Trailing yield: 0.7%. Lower than top quartile of German dividend payers (3.3%). Lower than average of industry peers (2.0%). Executive Departure • May 12
Independent Director has left the company On the 6th of May, Siri Marshall's tenure as Independent Director ended after 14.8 years in the role. We don't have any record of a personal shareholding under Siri's name. Siri is the only executive to leave the company over the last 12 months. Valuation Update With 7 Day Price Move • Apr 29
Investor sentiment improved over the past week After last week's 19% share price gain to US$191, the stock trades at a forward P/E ratio of 38x. Average forward P/E is 26x in the Professional Services industry in Europe. Simply Wall St's valuation model estimates the intrinsic value at €210 per share. Reported Earnings • Apr 24
First quarter 2021 earnings released: EPS US$1.66 (vs US$0.93 in 1Q 2020) The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2021 results: Revenue: US$1.21b (up 27% from 1Q 2020). Net income: US$201.6m (up 79% from 1Q 2020). Profit margin: 17% (up from 12% in 1Q 2020). The increase in margin was driven by higher revenue. Analyst Estimate Surprise Post Earnings • Mar 01
Revenue beats expectations Revenue exceeded analyst estimates by 1.2%. Over the next year, revenue is forecast to grow 7.5%, compared to a 7.1% growth forecast for the Professional Services industry in Germany. Reported Earnings • Mar 01
Full year 2020 earnings released: EPS US$4.28 (vs US$3.18 loss in FY 2019) The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$4.13b (up 18% from FY 2019). Net income: US$520.1m (up US$904.2m from FY 2019). Profit margin: 13% (up from net loss in FY 2019). Reported Earnings • Feb 12
Full year 2020 earnings released: EPS US$4.28 (vs US$3.30 loss in FY 2019) The company reported a strong full year result with improved earnings, revenues and profit margins. Full year 2020 results: Revenue: US$4.13b (up 18% from FY 2019). Net income: US$520.1m (up US$918.9m from FY 2019). Profit margin: 13% (up from net loss in FY 2019). The move to profitability was primarily driven by higher revenue. Analyst Estimate Surprise Post Earnings • Feb 12
Revenue beats expectations Revenue exceeded analyst estimates by 1.2%. Over the next year, revenue is forecast to grow 6.8%, compared to a 4.4% growth forecast for the Professional Services industry in Germany.