nCino Dirección
Dirección controles de criterios 4/4
El CEO de nCino es Sean Desmond , nombrado en Feb 2025, tiene una permanencia de 1.25 años. compensación anual total es $3.09M, compuesta por 11.7% salario y 88.3% primas, incluidas acciones y opciones de la empresa. posee directamente un 1.16% de las acciones de la empresa, por valor de $22.41M. La antigüedad media del equipo directivo y de la junta directiva es de 3.3 años y 3.5 años, respectivamente.
Información clave
Sean Desmond
Chief Executive Officer (CEO)
US$3.1m
Compensación total
| Porcentaje del salario del CEO | 11.68% |
| Permanencia del CEO | 1.3yrs |
| Participación del CEO | 1.2% |
| Permanencia media de la dirección | 3.3yrs |
| Promedio de permanencia en la Junta Directiva | 3.5yrs |
Actualizaciones recientes de la dirección
Recent updates
Actualización del análisis • May 03
NCNO: AI Adoption And Banking Wins Will Support Future Repricing
The average analyst price target on nCino edges slightly lower to about $23.86 from $24.00, as analysts recalibrate expectations in response to a series of target cuts across the vertical software group that are only partly offset by a few upward revisions and an upgrade. Analyst Commentary Street research on nCino has turned more mixed, with a cluster of target cuts across the vertical software group and a smaller set of price target increases and an upgrade supporting the stock.Actualización del análisis • Apr 19
NCNO: AI Agent Adoption And Moat Resilience Will Support Repricing
Analysts have trimmed their average price targets on nCino by single to mid teens dollar amounts, with reductions of up to $15 partially offset by smaller $1 to $2 increases, as they reassess sector risks and the impact of AI on competitive moats in vertical software. Analyst Commentary Recent Street research on nCino points to a mixed setup, with several price target cuts offset by a smaller group of modest upward adjustments.Actualización del análisis • Apr 03
NCNO: AI Moat Resilience And Lending Workflow Adoption Will Support Repricing
The updated analyst price target for nCino has been revised to $24.00 from $33.14 as analysts reset valuation assumptions following a series of mixed target cuts and a few modest raises across the Street. Analyst Commentary Analysts are split on nCino, with several firms trimming price targets by wide margins while a smaller group is lifting targets or upgrading the stock.Seeking Alpha • Apr 01
nCino: The Picture Is Getting Better, But It's Not Cheap Enough For An Upgrade
Summary nCino delivered a strong Q4 FY2026, beating revenue and earnings expectations, and shares surged 19.4% after hours. Despite operational improvements and positive guidance for FY2027, NCNO remains a 'soft sell' due to elevated valuation, particularly on an EV/EBITDA basis. Growth is driven by expanding subscription revenue, international gains, and deepening customer relationships, with AI integration enhancing platform value and upsell potential. Management guides for FY2027 revenue of $639–$643 million and adjusted operating income of $165–$170 million, reflecting continued momentum but not enough for a rating upgrade. Read the full article on Seeking AlphaActualización del análisis • Mar 20
NCNO: AI Moat Resilience And Mortgage Workflow Automation Will Support Repricing
Analysts trimmed nCino's price target to $16 from $30, citing broad concern that the rapid spread of AI could pressure competitive moats across vertical software names and weigh on valuation support. Analyst Commentary Recent Street research has centered on how rapid AI adoption could affect nCino's long term positioning and valuation.Actualización del análisis • Mar 05
NCNO: AI Moat Execution And Buybacks Will Support Future Repricing
Analysts have cut their price target on nCino to $16 from $30, citing broad pressure across vertical software names as rapid AI adoption raises fresh questions about competitive moats and long term defensibility. Analyst Commentary Bullish Takeaways Some bullish analysts see the lower US$16 price target as a reset that better aligns expectations with current sector sentiment, which can reduce pressure on nCino to deliver near term outperformance.
Nuevo análisis • Mar 05
Slow AI Adoption And Tough Renewals Will Eventually Reward Patient Belief In Modernization
Catalysts About nCino nCino provides a unified cloud platform that financial institutions use to manage lending, onboarding, account opening and portfolio management. What are the underlying business or industry changes driving this perspective?Actualización del análisis • Feb 19
NCNO: AI Execution And Buybacks Will Support Future Multiple Expansion
Analysts have reduced their price target on nCino to $16 from $30. This reflects sector-wide pressure on vertical software valuations as rapid AI adoption raises new questions about competitive moats and long-term defensibility.
Nuevo análisis • Feb 18
AI Banking Adoption And International Expansion Will Support A Stronger Long Term Outlook
Catalysts About nCino nCino provides a unified, cloud based operating platform that helps financial institutions run lending, onboarding, account opening and portfolio management. What are the underlying business or industry changes driving this perspective?Artículo de análisis • Feb 16
Some Confidence Is Lacking In nCino, Inc. (NASDAQ:NCNO) As Shares Slide 33%
The nCino, Inc. ( NASDAQ:NCNO ) share price has fared very poorly over the last month, falling by a substantial 33...Actualización del análisis • Jan 22
NCNO: Q3 Beat And Raise Setup May Drive Future Multiple Expansion
Narrative Update The analyst price target for nCino has been trimmed by about US$0.64 to reflect slightly lower fair value. Analysts still highlight what they see as an achievable near term setup, a potential Q3 beat and raise, and progress toward FY25 ACV and Rule of 40 goals that could support the current P/E multiple.Actualización del análisis • Jan 08
NCNO: Potential Q3 Beat And Raise Could Drive Multiple Expansion
Analysts recently trimmed their nCino fair value estimate by about $0.75 to roughly $34.79, tying the adjustment to updated views on achievable near term performance targets, potential Q3 "beat and raise" outcomes, and expectations that progress toward FY25 ACV and Rule of 40 goals could still support P/E multiple expansion over time. Analyst Commentary Bullish Takeaways Bullish analysts see the current setup as achievable in the near term, which they argue reduces execution risk around upcoming quarters.Artículo de análisis • Dec 01
Is nCino, Inc. (NASDAQ:NCNO) Trading At A 25% Discount?
Key Insights Using the 2 Stage Free Cash Flow to Equity, nCino fair value estimate is US$32.92 nCino's US$24.70 share...Actualización del análisis • Aug 28
AI-Driven Banking And Cloud Platforms Will Expand Global Reach
nCino’s price target has been raised to $35.18 as stronger-than-expected Q2 results, accelerating subscription growth, strategic expansion initiatives, and increasing confidence in margin improvement outweigh valuation concerns and near-term reacceleration risks. Analyst Commentary Positive Q2 results with subscription revenue and profit exceeding expectations, notably driven by better-than-expected mortgage volumes and strong execution, supporting upward estimate revisions.Artículo de análisis • Jul 29
nCino (NASDAQ:NCNO) Is Making Moderate Use Of Debt
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...Nuevo análisis • May 17
AI Banking And nSight Launch Will Broaden Digital Banking Services
Strategic pivot to AI banking and product enhancements are expected to drive revenue growth and improve customer retention and efficiency.Artículo de análisis • May 06
Estimating The Fair Value Of nCino, Inc. (NASDAQ:NCNO)
Key Insights The projected fair value for nCino is US$27.26 based on 2 Stage Free Cash Flow to Equity nCino's US$22.25...Artículo de análisis • Apr 04
Risks Still Elevated At These Prices As nCino, Inc. (NASDAQ:NCNO) Shares Dive 28%
To the annoyance of some shareholders, nCino, Inc. ( NASDAQ:NCNO ) shares are down a considerable 28% in the last...Artículo de análisis • Mar 26
Is nCino (NASDAQ:NCNO) A Risky Investment?
Warren Buffett famously said, 'Volatility is far from synonymous with risk.' So it seems the smart money knows that...Seeking Alpha • Jan 15
nCino, Inc.: Rising Rates Heavily Impact Growth Outlook (Rating Downgrade)
Summary I am downgrading nCino, Inc. to a hold rating due to macroeconomic pressures and heightened competition impacting growth prospects. The higher-for-longer interest rate environment is negatively affecting the US housing market, leading to reduced mortgage demand and higher churn for NCNO. Given these challenges, I see limited upside for NCNO in the near term and recommend staying away from the stock. Read the full article on Seeking AlphaArtículo de análisis • Jan 12
Is nCino, Inc. (NASDAQ:NCNO) Trading At A 23% Discount?
Key Insights nCino's estimated fair value is US$42.20 based on 2 Stage Free Cash Flow to Equity Current share price of...Análisis de compensación del CEO
| Fecha | Compensación total | Salario | Ingresos de la empresa |
|---|---|---|---|
| Jan 31 2026 | n/a | n/a | US$5m |
| Oct 31 2025 | n/a | n/a | -US$22m |
| Jul 31 2025 | n/a | n/a | -US$34m |
| Apr 30 2025 | n/a | n/a | -US$29m |
| Jan 31 2025 | US$3m | US$361k | -US$38m |
| Oct 31 2024 | n/a | n/a | -US$18m |
| Jul 31 2024 | n/a | n/a | -US$29m |
| Apr 30 2024 | n/a | n/a | -US$34m |
| Jan 31 2024 | US$3m | US$328k | -US$42m |
| Oct 31 2023 | n/a | n/a | -US$65m |
| Jul 31 2023 | n/a | n/a | -US$72m |
| Apr 30 2023 | n/a | n/a | -US$83m |
| Jan 31 2023 | n/a | n/a | -US$103m |
| Oct 31 2022 | n/a | n/a | -US$89m |
| Jul 31 2022 | n/a | n/a | -US$79m |
| Apr 30 2022 | n/a | n/a | -US$65m |
| Jan 31 2022 | US$2m | US$290k | -US$49m |
Compensación vs. Mercado: La compensación total de Sean($USD3.09M) está por debajo de la media de empresas de tamaño similar en el mercado US ($USD5.48M).
Compensación vs. Ingresos: La compensación de Sean ha sido consistente con los resultados de la empresa en el último año.
CEO
Sean Desmond (51 yo)
1.3yrs
Permanencia
US$3,094,629
Compensación
Mr. Sean Desmond is CEO, President & Director of nCino, Inc. from February 3, 2025 and served as Chief Product Officer since 2024 until February 3, 2025 and served its as Chief Customer Success Officer sin...
Equipo directivo
| Nombre | Posición | Permanencia | Compensación | Propiedad |
|---|---|---|---|---|
| Co-Founder & Chairman of the Board | 14.4yrs | US$8.50m | 1.02% $ 19.7m | |
| CEO, President & Director | 1.3yrs | US$3.09m | 1.16% $ 22.4m | |
| CFO & Treasurer | 3.3yrs | US$3.46m | 0.41% $ 7.9m | |
| Chief Legal & Administrative Officer and Corporate Secretary | 4.7yrs | US$2.42m | 0.052% $ 1.0m | |
| Director of Operations | no data | sin datos | sin datos | |
| Vice President of Accounting | no data | sin datos | 0.047% $ 903.0k | |
| Head of Information Technology | no data | sin datos | sin datos | |
| Executive Vice President of Strategic Operations | no data | sin datos | sin datos | |
| Senior VP of Global Banking Strategy & Customer Advisory | 4.7yrs | sin datos | sin datos | |
| Managing Director of Australia & New Zealand | no data | sin datos | sin datos | |
| Executive Vice President of Global Revenue | no data | sin datos | sin datos | |
| Chief Information Security Officer | 2.3yrs | sin datos | sin datos |
3.3yrs
Permanencia media
53yo
Promedio de edad
Equipo directivo experimentado: El equipo directivo de NCNO se considera experimentado (3.3 años antigüedad media).
Miembros de la Junta
| Nombre | Posición | Permanencia | Compensación | Propiedad |
|---|---|---|---|---|
| Co-Founder & Chairman of the Board | 14.4yrs | US$8.50m | 1.02% $ 19.7m | |
| CEO, President & Director | 1.3yrs | US$3.09m | 1.16% $ 22.4m | |
| Independent Director | 13yrs | US$263.42k | 0.21% $ 4.1m | |
| Independent Director | 6.4yrs | US$223.11k | 0.064% $ 1.2m | |
| Lead Independent Director | 1.3yrs | sin datos | 0.0020% $ 39.0k | |
| Director | less than a year | sin datos | sin datos | |
| Independent Director | 6.4yrs | US$287.83k | 0.016% $ 315.9k | |
| Independent Director | 3.5yrs | US$247.48k | 0.020% $ 390.3k | |
| Director | less than a year | sin datos | sin datos |
3.5yrs
Permanencia media
58.5yo
Promedio de edad
Junta con experiencia: La junta directiva de NCNO se considera experimentada (3.5 años de antigüedad promedio).
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/11 19:22 |
| Precio de las acciones al final del día | 2026/05/11 00:00 |
| Beneficios | 2026/01/31 |
| Ingresos anuales | 2026/01/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
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| Propiedad | 10 años |
| |
| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
nCino, Inc. está cubierta por 22 analistas. 15 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Joseph Vruwink | Baird |
| Saket Kalia | Barclays |
| Koji Ikeda | BofA Global Research |