Aflac (AFL) Resumen de Acciones
Aflac Incorporated, a través de sus filiales, ofrece productos de seguros complementarios de salud y vida. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 3/6 |
| Crecimiento futuro | 0/6 |
| Rendimiento pasado | 3/6 |
| Salud financiera | 3/6 |
| Dividendos | 5/6 |
Recompensas
Análisis de riesgos
AFL Community Fair Values
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Analyst Price Targets
Competidores de Aflac Incorporated
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$113.60 |
| Máximo en las últimas 52 semanas | US$119.32 |
| Mínimo de 52 semanas | US$96.95 |
| Beta | 0.62 |
| Cambio en 1 mes | 2.79% |
| Variación en 3 meses | -3.03% |
| Cambio de 1 año | 6.87% |
| Variación en 3 años | 70.39% |
| Variación en 5 años | 104.68% |
| Variación desde la OPV | 190,891.78% |
Noticias y actualizaciones recientes
Seeking Alpha • May 06
Aflac: An Insurer To Buy After Impressive Q1 Results, Even As Valuation Rises
Summary Aflac remains a Buy despite a Q1 earnings miss, supported by organic policy growth, proven dividend increases, and robust balance sheet strength. Growth catalysts include new policy sales, expanding Asian market presence, and niche segments like pet insurance, though revenue trends remain uneven. Margins and expense ratios are favorable, with A-level credit ratings and conservative leverage, but forward P/E multiples signal some overvaluation and more muted near-term upside. Dividend growth (+16% YoY) and a low payout ratio (~30%) reinforce AFL's appeal for income investors, while technicals support a bullish trend as well after a recovery signal. Read the full article on Seeking Alpha
Actualización del análisis • May 01
AFL: Future Returns Will Balance Reinsurance Moves With Cautious Earnings Expectations
Narrative Update on Aflac The consensus analyst price target for Aflac has edged lower by a few dollars to $111.86, as analysts factor in more cautious revenue growth assumptions alongside slightly stronger profit margin and future P/E inputs. Analyst Commentary Recent research on Aflac reflects a mixed but mostly cautious tone, with several firms trimming price targets by small amounts and one lifting its target and reinitiating coverage at a neutral stance.Actualización del análisis • Apr 17
AFL: Future Returns Will Reflect Mixed Earnings Outlook And Product Expansion
Aflac's updated fair value estimate has been trimmed from $113 to about $111.86 as analysts consolidate mixed price target moves. This reflects slightly softer assumptions on revenue growth, profit margins, and future P/E while still seeing support from recent target adjustments across major firms.Actualización del análisis • Apr 03
AFL: Future Returns Will Reflect Capital Strength And Earnings Execution Risks
Narrative Update The analyst price target framework for Aflac now centers around $113. This reflects updated Street work, with some firms raising targets toward $118 and others trimming into the $101 to $120 range as analysts refresh earnings estimates and extend their valuation horizons.Recent updates
Seeking Alpha • May 06
Aflac: An Insurer To Buy After Impressive Q1 Results, Even As Valuation Rises
Summary Aflac remains a Buy despite a Q1 earnings miss, supported by organic policy growth, proven dividend increases, and robust balance sheet strength. Growth catalysts include new policy sales, expanding Asian market presence, and niche segments like pet insurance, though revenue trends remain uneven. Margins and expense ratios are favorable, with A-level credit ratings and conservative leverage, but forward P/E multiples signal some overvaluation and more muted near-term upside. Dividend growth (+16% YoY) and a low payout ratio (~30%) reinforce AFL's appeal for income investors, while technicals support a bullish trend as well after a recovery signal. Read the full article on Seeking AlphaActualización del análisis • May 01
AFL: Future Returns Will Balance Reinsurance Moves With Cautious Earnings Expectations
Narrative Update on Aflac The consensus analyst price target for Aflac has edged lower by a few dollars to $111.86, as analysts factor in more cautious revenue growth assumptions alongside slightly stronger profit margin and future P/E inputs. Analyst Commentary Recent research on Aflac reflects a mixed but mostly cautious tone, with several firms trimming price targets by small amounts and one lifting its target and reinitiating coverage at a neutral stance.Actualización del análisis • Apr 17
AFL: Future Returns Will Reflect Mixed Earnings Outlook And Product Expansion
Aflac's updated fair value estimate has been trimmed from $113 to about $111.86 as analysts consolidate mixed price target moves. This reflects slightly softer assumptions on revenue growth, profit margins, and future P/E while still seeing support from recent target adjustments across major firms.Actualización del análisis • Apr 03
AFL: Future Returns Will Reflect Capital Strength And Earnings Execution Risks
Narrative Update The analyst price target framework for Aflac now centers around $113. This reflects updated Street work, with some firms raising targets toward $118 and others trimming into the $101 to $120 range as analysts refresh earnings estimates and extend their valuation horizons.Actualización del análisis • Mar 20
AFL: Future Returns Will Balance Cybersecurity Fallout And Capital Strength
Narrative update on Aflac The analyst price target framework for Aflac shifts modestly higher toward the recent Street range, reflecting updated EPS roll forward work, a slightly adjusted future P/E assumption to 16.36x, and analysts' mixed but constructive views that blend a higher $118 target with several reductions closer to $101 to $120. Analyst Commentary Recent research on Aflac is mixed, with some bullish analysts nudging targets higher while more cautious voices trim expectations.Actualización del análisis • Mar 05
AFL: Future Returns Will Weigh Cyber Breach Risks Against Capital Strength
Aflac's updated analyst price target edges higher to about $113, supported by analysts rolling their models to 2027 and 2028 EPS and fine tuning assumptions around slightly stronger profit margins and a modestly lower future P/E multiple. Analyst Commentary Recent Street research on Aflac highlights a mix of optimism and caution as analysts update their models and valuation frameworks out to 2027 and 2028.Actualización del análisis • Feb 19
AFL: Future Returns Will Balance Cyber Risk And Capital Strength
Analysts now see Aflac's fair value edging up by $1 to $111.69 per share, reflecting adjusted price targets that factor in updated views on revenue growth, profit margins, and future P/E multiples. Analyst Commentary Bullish and cautious voices are both active around Aflac right now, with recent price target trims reflecting fine tuning of expectations rather than a wholesale shift in views on execution or valuation.Actualización del análisis • Feb 05
AFL: Future Returns Will Reflect Capital Strength Versus Cyber And Insurance Headwinds
Narrative Update: Aflac The analyst price target for Aflac has been trimmed slightly, with a new fair value estimate of about $110.69 compared with $110.85 before. Analysts are factoring in updated sector views on life and P&C insurers, modest tweaks to revenue growth and margin assumptions, and only a small adjustment to future P/E expectations.Artículo de análisis • Jan 30
Aflac's (NYSE:AFL) Dividend Will Be Increased To $0.61
Aflac Incorporated ( NYSE:AFL ) has announced that it will be increasing its dividend from last year's comparable...Actualización del análisis • Jan 21
AFL: Future Returns Will Balance Capital Strength With Cyber And Sector Headwinds
Narrative Update on Aflac Aflac's updated analyst price target edges lower to about $111, as analysts moderate expectations for revenue growth and margins while still citing capital strength, cash flow, and sector consolidation as key supports. Analyst Commentary Recent research on Aflac reflects a mix of optimism about capital strength and cash flow, alongside caution around industry headwinds and valuation expectations.Actualización del análisis • Jan 06
AFL: Future Returns Will Reflect Stable Earnings Power And Capital Returns Balancing Cyber Risks
Analysts made only a small adjustment to their Aflac fair value estimate, with the target price moving from about $111.08 to $111.31 as they factor in recent price target revisions across the sector, softer pricing trends in some insurance lines, and generally steady modeling updates following calm recent earnings seasons. Analyst Commentary Street research around Aflac reflects a mix of optimism on company specific execution and caution around broader insurance pricing trends, which feeds into relatively modest adjustments to fair value estimates.Actualización del análisis • Dec 15
AFL: Future Performance Will Reflect Claims Tailwinds And Balanced Capital Return Execution
Analysts have modestly raised their price targets on Aflac, with recent upward revisions ranging from approximately $5 to $6 per share. They cite better than expected life insurance earnings, favorable claims experience, and resilient earnings trends despite macro uncertainties.Actualización del análisis • Dec 01
AFL: Future Performance Will Reflect Strength In Claims And Distribution Execution
Aflac's analyst price target increased modestly, with recent updates reflecting improved life insurance earnings and stable macro conditions as key factors cited by analysts. Analyst Commentary Recent updates from street research highlight several factors influencing Aflac's valuation targets, with analysts weighing both potential growth drivers and areas of caution.Artículo de análisis • Nov 18
Aflac's (NYSE:AFL) Dividend Will Be $0.58
The board of Aflac Incorporated ( NYSE:AFL ) has announced that it will pay a dividend on the 1st of December, with...Actualización del análisis • Nov 16
AFL: Future Earnings Outlook Will Reflect Improving Claims And Distribution Strength
The analyst price target for Aflac has increased modestly, with a $1 uptick in fair value to $111.00. Analysts point to stable industry conditions and improving claims experience supporting the outlook.Actualización del análisis • Nov 01
AFL: Earnings Stability And Strong Buybacks Will Support Balanced Outlook
Analysts have increased their price targets for Aflac, with upward revisions ranging from $1 to $6 per share. They cite stable earnings performance, as well as positive impacts from new product sales and favorable claims experience.Actualización del análisis • Oct 18
Custom Cancer Insurance And Digital Underwriting Will Drive Future Expansion
Aflac's analyst price target has been increased from $108.31 to $110.00. Analysts cite steady improvements in revenue growth, profit margins, and favorable claims experience as key factors supporting the upward revision.Actualización del análisis • Oct 04
Custom Cancer Insurance And Digital Underwriting Will Drive Future Expansion
Aflac's analyst price target has been raised slightly, with an increase of $2 to $108. Analysts highlight strong Q2 sales driven by new product rollouts and improved net interest income.Seeking Alpha • Jan 08
Aflac's Shares Are Overvalued
Summary Aflac Incorporated's heavy reliance on Japan, a market with weak long-term growth prospects, leads to relatively muted growth and significant currency risk exposure. Despite its strong financial position, Aflac's premium valuation compared to peers is unjustified given its average earnings momentum and low dividend yield. Aflac's strategy focuses on attracting younger customers in Japan but faces structural challenges due to the country's aging and shrinking population. For long-term investors, Manulife offers a better risk-reward proposition in the insurance sector compared to Aflac. Read the full article on Seeking AlphaSeeking Alpha • Nov 02
Insurer Aflac Quacks Away At Policy Growth And Low Debt Risk
Summary Aflac gets upgraded to Buy from my prior hold rating a year ago, driven by policy growth & retention in Q3 despite net earnings loss. Although the stock trades near a 10-year-high, it is still undervalued to key peers in terms of fwd P/E and trailing P/B ratios. A trend of dividend growth looks to continue its sustainability. The firm has low debt-to-equity vs peers, with strong credit ratings. Despite a large size of the market, Aflac is in a competitive industry with several large insurance brands to compete with. Read the full article on Seeking AlphaSeeking Alpha • Aug 26
Aflac: Double Digit Dividend Growth And Strong Portfolio Of Investments
Summary Aflac (AFL) has demonstrated financial strength through its increased revenue, net investment gains, and decreased benefits and claims. The current dividend yield remains modest at 1.8% but the dividend growth rate sits in the double digits. This is accompanied by an extremely health payout ratio. AFL's portfolio of debt investments, including middle market loans and commercial real estate, has helped generate higher revenues, but vulnerability exists with potential interest rate cuts and poor credit ratings. Read the full article on Seeking AlphaSeeking Alpha • Apr 22
Aflac Incorporated: Good Positioning But Risks From Japan
Summary Aflac recently reached its all-time high price, but has been showing signs of uncertainty lately. The company possesses a strong business foundation, poised to sustain a steady level of revenue in the foreseeable future, but exposure to macroeconomic scenarios creates uncertainty. I think it would be wise to hold off for now and monitor how the company adapts to the macroeconomic environment. There’s a chance we could buy in at a lower price later on. Read the full article on Seeking AlphaSeeking Alpha • Apr 09
Aflac: Growing Cancer Cases Will Lead To Higher Revenues
Summary Aflac remains a strong dividend-growth company, with a history of increasing dividends for 41 consecutive years. Cancer insurance sales are expected to be a major catalyst for long-term growth in both the Japanese and US markets. Despite missing revenue expectations in the latest earnings report, AFL's financials and outlook remain positive, with a focus on reducing expenses and increasing margins to mitigate short-term decreases. The dividend has grown at a double-digit CAGR over the last five-year period. Read the full article on Seeking AlphaRentabilidad de los accionistas
| AFL | US Insurance | Mercado US | |
|---|---|---|---|
| 7D | -0.06% | -1.5% | 3.2% |
| 1Y | 6.9% | -9.8% | 31.0% |
Rentabilidad vs. Industria: AFL superó a la industria US Insurance, que obtuvo un rendimiento del -9.8% el año pasado.
Rentabilidad vs. Mercado: AFL obtuvo unos resultados inferiores a los del mercado US, que fueron del 31% el año pasado.
Volatilidad de los precios
| AFL volatility | |
|---|---|
| AFL Average Weekly Movement | 2.4% |
| Insurance Industry Average Movement | 4.4% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Precio estable de las acciones: AFL no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de AFL (2%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1955 | 12,716 | Dan Amos | www.aflac.com |
Aflac Incorporated, a través de sus filiales, ofrece productos de seguros complementarios de salud y vida. Opera en dos segmentos, Aflac Japón y Aflac EE.UU. El segmento Aflac Japón ofrece productos de seguro contra el cáncer, médicos, de cuidados de enfermería, de vida entera y GIFT, así como productos de seguro WAYS y de dotación infantil, y Tsumitasu en Japón.
Resumen de fundamentos de Aflac Incorporated
| Estadísticas fundamentales de AFL | |
|---|---|
| Capitalización bursátil | US$57.72b |
| Beneficios(TTM) | US$4.64b |
| Ingresos (TTM) | US$18.11b |
12.5x
Ratio precio-beneficio (PE)3.2x
Ratio precio-ventas (PS)¿Está AFL sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de AFL | |
|---|---|
| Ingresos | US$18.11b |
| Coste de los ingresos | US$9.05b |
| Beneficio bruto | US$9.07b |
| Otros gastos | US$4.43b |
| Beneficios | US$4.64b |
Últimos beneficios comunicados
Mar 31, 2026
Próxima fecha de beneficios
Aug 06, 2026
| Beneficios por acción (BPA) | 9.11 |
| Margen bruto | 50.05% |
| Margen de beneficio neto | 25.60% |
| Ratio deuda/patrimonio | 48.0% |
¿Cómo se ha desempeñado AFL a largo plazo?
Ver rendimiento histórico y comparativaDividendos
2.1%
Rentabilidad actual por dividendo27%
Ratio de pagos¿Paga AFL dividendos fiables?
Ver historial de dividendos e índices de referencia de AFL| fechas de dividendos de Aflac | |
|---|---|
| Fecha ex dividendo | May 20 2026 |
| Fecha de pago de dividendos | Jun 01 2026 |
| Días hasta ex dividendo | 12 days |
| Días hasta la fecha de pago de dividendos | 24 days |
¿Paga AFL dividendos fiables?
Ver historial de dividendos e índices de referencia de AFLAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/07 10:56 |
| Precio de las acciones al final del día | 2026/05/07 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
|
* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Aflac Incorporated está cubierta por 30 analistas. 9 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |
| Jack Matten | BMO Capital Markets Equity Research |