Visa Inc.

Informe acción NYSE:V

Capitalización de mercado: US$654.7b

Visa Crecimiento futuro

Future controles de criterios 2/6

Se prevé un crecimiento anual de los beneficios y los ingresos de Visa de 11% y 9.4% por año respectivamente. Se prevé que el BPA crezca en un 13.1% al año. Se espera que la rentabilidad financiera sea de 80.2% en 3 años.

Información clave

11.0%

Tasa de crecimiento de los beneficios

13.10%

Tasa de crecimiento del BPA

Crecimiento de los beneficios de Diversified Financial8.3%
Tasa de crecimiento de los ingresos9.4%
Rentabilidad financiera futura80.20%
Cobertura de analistas

Good

Última actualización09 Jul 2026

Actualizaciones recientes sobre el crecimiento futuro

No hay actualizaciones

Recent updates

Seeking Alpha • Jul 06

Visa Is Fundamentally Robust, But I'll Wait For Better Entry Points

Summary Visa demonstrates robust performance and adaptability amid accelerating digital payments and macroeconomic volatility. V's deep banking ties, e-wallet integration, and defensive business model drive resilience and growth in the evolving digital economy. Untapped potential in emerging markets and strong liquidity position support ongoing operations and dividend sustainability. Despite bullish technicals and solid fundamentals, current valuation appears stretched, warranting patience for a better entry point. Read the full article on Seeking Alpha
Actualización de narrativa • Jun 26

V: AI And Stablecoin Commerce Will Extend Network Strength Despite Fee Headwinds

Visa’s analyst price targets have been adjusted by single digit to low double digit amounts in recent weeks, with some firms raising targets by $9 to $10 and others trimming them by $11 to $50, as analysts reassessed discount rates, long term P/E assumptions and other valuation inputs instead of making major changes to growth or margin expectations. Analyst Commentary Recent Street research on Visa highlights a mix of optimism and caution, with multiple fresh initiations and price target moves clustering around changes to discount rates and long term P/E inputs rather than large shifts in growth forecasts.
Artículo de análisis • Jun 16

Visa (V) Stock Could Be 24.6% Undervalued After OpenAI And Stablecoin Push

Visa (V) has put AI driven commerce and programmable money at the center of its story, with new capabilities around agentic payments, stablecoin settlement and tokenized deposits drawing fresh attention to Visa stock. See our latest analysis for Visa. Visa stock has been in focus after the OpenAI partnership and new AI, stablecoin and token capabilities, yet the share price is still down year to date, with long term total shareholder returns remaining solid over three and five years. If...
Actualización de narrativa • Jun 09

V: Stablecoin And AI Initiatives Will Sustain Network Advantage Into New Partnerships

Visa's analyst price target has been nudged higher by about $0.09, with analysts citing slight adjustments in discount rates, revenue growth, profit margins, and expected future P/E as the basis for the change. Analyst Commentary Recent Street research on Visa shows a mix of fresh bullish initiations, target increases, and meaningful target cuts.
Actualización de narrativa • May 26

V: Preferred List Support Will Sustain Network Advantage Into New Partnerships

Visa's analyst fair value target has been adjusted slightly higher to about $399 as analysts factor in updated assumptions for discount rate, growth, profitability and future P/E, following a mix of recent target increases and reductions across Wall Street coverage. Analyst Commentary Recent research on Visa highlights a mix of higher and lower price targets, along with fresh initiations, which together help explain why the overall analyst fair value estimate has shifted only modestly.
Actualización de narrativa • Apr 30

V: Preferred List Support And New Partnerships Will Sustain Network Advantage

Visa's analyst price target is effectively unchanged, with a slight move to $395.71, as analysts balance revised fair value and P/E expectations against updated assumptions for revenue growth and profit margins. Analyst Commentary Recent research shows a mix of optimism and caution around Visa, with several firms adjusting price targets and ratings in both directions.
Nueva narrativa • Apr 18

Visa 04-2026

Visa executes steadily on its three-pillar strategy: Consumer Payments volume growing 8-9% in constant dollars driven by secular cash-to-card conversion and cross-border recovery; CMS at ~20% initially decelerating to ~12% by FY30; VAS sustaining 20-25% growth before decelerating to ~15% by FY32 as the business matures. The DOJ antitrust case resolves with a monetary settlement and limited routing adjustments — painful but not structurally disruptive to the debit network economics.
Nueva narrativa • Apr 11

Visa and the Case for Patience in Premium Businesses

When considering the hypothetical question of what I would buy in the aftermath of another global financial crisis–type event, a few key criteria come to mind. The ideal company should be financially sound, likely to be indiscriminately sold off alongside other financial stocks and well positioned to recover strongly regardless of the future direction of the economic system.
Actualización de narrativa • Apr 03

V: Preferred List Support And New Partnerships Will Sustain Network Moat

Visa's analyst price target has been trimmed by about $3 to roughly $397, as analysts fine tune fair value, growth, and P/E assumptions following a mix of target cuts and fresh bullish initiations across recent research. Analyst Commentary Recent research shows a split view on Visa, with some firms trimming price targets while others are initiating or reinstating coverage with constructive ratings and inclusion on preferred lists.
Nueva narrativa • Mar 28

Visa - A Fundamental and Historical Valuation

Business Overview Key Metrics Total: 9.5/17 +2✅✅ Projected Operating Margin: 65.63% +0 ⚠️ Projected 5-Year Revenue CAGR: 9.43% +2 ✅✅ Last 5-Year ROIC: 39.70% +1 ✅ Estimated Cost of Capital: 6.26% (lower than ROIC) -1 ❌ Last 5-Year Shares Outstanding CAGR: +0.15% +1 ✅ Projected 5-Year EPS CAGR: 12.38% +1 ✅ Projected 5-Year Dividend CAGR: 12.50% +1.5 ✅ Estimated Debt Rating: Aa3 +2 ✅✅ Morningstar Moat: Wide +0 ⚠️ Morningstar Uncertainty: Medium Business Valuation To calculate the intrinsic value of the company I'll use multiple methods: Discounted Cash Flows (DCF) - Intrinsic value is estimated by projecting its free cash flows over the next 10 years and discounting them to present value using the estimated cost of capital ; EPS Growth - the fair value is estimated by projected the Earnings Per Share CAGR for the next 5 Years and then, given its current and historic values of PE, come up with a PE for the 5th Year. This will give us its price 5 Years from now using the formula: Price = EPS x PE that we then discount using the estimated cost of capital; Historical P/E - we assume mean reversion to the historical P/E values; Historical EV/EBITDA - we assume mean reversion to the historical EV/EBITDA values.
Actualización de narrativa • Mar 19

V: Cross Border Partnerships And Preferred List Status Will Sustain Network Moat

Visa analyst price targets have edged higher to $400.20, with analysts citing continued inclusion on preferred idea lists, recent upgrades, and generally constructive views on large card networks as reasons to maintain a premium P/E assumption. Analyst Commentary Recent research on Visa reflects a mix of optimism around execution and resilience, alongside some valuation and sector level caution.
Actualización de narrativa • Mar 05

V: Stablecoin Settlement And Cross Border Partnerships Will Sustain Network Moat

The analyst price target for Visa has been reduced by about $0.60 to roughly $400, as analysts refine their discount rate and P/E assumptions while still highlighting recurring inclusion on preferred idea lists and multiple Buy ratings as support for the long-term story. Analyst Commentary Recent research shows a mix of optimism around Visa long term positioning alongside some valuation and regulatory caution.
Actualización de narrativa • Feb 19

V: Stablecoin Expansion Will Sustain Cross Border Network Moat

The analyst price target for Visa has been adjusted modestly higher to $400.81, with analysts pointing to a mix of fresh Buy and Outperform upgrades, its relative value compared to Mastercard, and generally supportive views from recent research updates. Analyst Commentary Recent research on Visa offers a mix of supportive and cautious views, with several firms updating ratings and price targets in both directions.
Actualización de narrativa • Feb 05

V: Stablecoin Settlement And Advisory Work Will Sustain Cross Border Network Moat

Our analyst price target for Visa has been trimmed by about US$1 to reflect a slightly lower fair value and P/E assumption, even as analysts highlight constructive views following recent upgrades and mixed target resets across the Street. Analyst Commentary Recent Street research on Visa reflects a mix of upbeat ratings shifts and recalibrated price targets, giving you a more balanced picture of how analysts are thinking about valuation, execution and growth prospects.
Actualización de narrativa • Jan 22

V: Stablecoin Settlement Push Will Sustain Defensible Cross Border Network Moat

Visa's analyst price target has been adjusted slightly higher to about US$398 from roughly US$396. Analysts point to steady assumptions around revenue growth, profit margins and future P/E as the key drivers of the updated view.
Actualización de narrativa • Jan 08

V: Stablecoin Expansion And Cross Border Strength Will Sustain Defensible Network Moat

Analysts have made a modest upward adjustment to their fair value estimate for Visa to about US$395.85. This change is supported by recent initiations that highlight the company's network scale, central role in payments processing, and strong cross border trends as key factors for their higher price targets.
Actualización de narrativa • Dec 22

V: Stablecoin Expansion Will Sustain Durable Network Moat In Coming Years

Analysts have nudged their blended price target on Visa slightly lower by about $0.45 per share to roughly $395, as a modestly higher discount rate partially offsets improving expectations for revenue growth, profit margins, and the long term earnings multiple. This outlook is supported by recent Buy and Overweight initiations that highlight the company's network scale, brand strength, and favorable cross border and pricing trends.
Actualización de narrativa • Dec 08

V: Stablecoin Expansion And Cross-Border Trends Will Sustain Durable Network Moat

We raise our fair value estimate for Visa modestly to approximately $396 from about $391, as analysts highlight the company’s durable network moat, improving revenue growth and margin outlook, and supportive cross border and pricing trends despite isolated downgrades tied to litigation concerns. Analyst Commentary Street research remains broadly constructive on Visa, with several firms initiating coverage at positive ratings and lifting price targets, even as a couple of downgrades surface around litigation and near term earnings constraints.
Artículo de análisis • Nov 01

Visa (NYSE:V) Is Increasing Its Dividend To $0.67

Visa Inc. ( NYSE:V ) will increase its dividend from last year's comparable payment on the 1st of December to $0.67...
Seeking Alpha • Apr 24

Visa: 3 Reasons To Buy, 3 Reasons To Hold, Earnings Preview

Summary Visa boasts a 97.8% gross margin, turning almost all operating cash into free cash flow due to low capex, making it highly profitable. In this article, I summarize how Visa works and why it can keep growing at a fast pace despite its massive size. I point out why Q2 earnings are crucial for Visa, as we will see how the company prepares to handle its operations in a changing trade environment. Read the full article on Seeking Alpha

Previsiones de crecimiento de beneficios e ingresos

NYSE:V - Estimaciones futuras de los analistas y datos financieros pasados (USD Millions)
FechaIngresosBeneficiosFlujo de caja libreFlujo de caja operativoNúm. de analistas medio
9/30/202855,46330,24729,79730,46225
9/30/202750,33127,47427,40229,93336
9/30/202645,56424,36123,26623,89234
3/31/202643,02722,03321,18522,756N/A
12/31/202541,39120,59222,92824,443N/A
9/30/202540,00019,85321,57723,059N/A
6/30/202538,89320,06022,08323,485N/A
3/31/202537,62119,64220,50821,889N/A
12/31/202436,80219,70520,39721,732N/A
9/30/202435,92619,45718,69319,950N/A
6/30/202434,91818,81818,96020,213N/A
3/31/202434,14118,10819,72820,876N/A
12/31/202333,35117,70019,12120,198N/A
9/30/202332,65316,98919,69620,755N/A
6/30/202331,83116,23918,65519,704N/A
3/31/202330,98315,48418,17019,159N/A
12/31/202230,18714,86417,74218,788N/A
9/30/202229,31014,63017,87918,849N/A
6/30/202228,08214,27416,06116,944N/A
3/31/202226,93713,45515,27916,106N/A
12/31/202125,47712,84115,22815,946N/A
9/30/202124,10512,00814,52215,227N/A
6/30/202122,64710,56512,68713,352N/A
3/31/202121,35410,33711,29311,940N/A
12/31/202021,47910,3599,37310,078N/A
9/30/202021,84610,4759,70410,440N/A
6/30/202022,88211,33111,56912,386N/A
3/31/202023,88512,03411,91812,768N/A
12/31/201923,52511,932N/A13,365N/A
9/30/201922,97711,650N/A12,784N/A
6/30/201922,27411,478N/A12,218N/A
3/31/201921,67410,735N/A12,570N/A
12/31/201821,25310,380N/A13,422N/A
9/30/201820,6099,942N/A12,941N/A
6/30/201820,0309,264N/A12,232N/A
3/31/201819,3559,004N/A12,033N/A
12/31/201718,7596,903N/A9,513N/A
9/30/201718,3586,467N/A9,317N/A
6/30/201717,7646,279N/A8,893N/A
3/31/201716,8294,702N/A5,659N/A
12/31/201615,9785,990N/A6,103N/A
9/30/201615,0825,929N/A5,574N/A
6/30/201614,3925,560N/A4,856N/A
3/31/201614,2806,842N/A6,664N/A
12/31/201514,0636,685N/A6,802N/A
9/30/201513,8806,313N/A6,584N/A

Previsiones de crecimiento futuro de los analistas

Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (11% al año) de V es superior a la tasa de ahorro (3.5%).

Beneficios vs. Mercado: Se prevé que los beneficios (11% al año) de V crezcan menos que el mercado US (18.2% al año).

Beneficios de alto crecimiento: Se prevé que los beneficios de V crezcan, pero no significativamente.

Ingresos vs. Mercado: Se prevé que los ingresos (9.4% al año) de V crezcan más despacio que el mercado de US (12.9% al año).

Ingresos de alto crecimiento: Se prevé que los ingresos 9.4% al año) de V crezcan más despacio que 20% al año.

Previsiones de crecimiento de los beneficios por acción

Rentabilidad financiera futura

ROE futura: Se prevé que la rentabilidad financiera de V sea muy elevada dentro de 3 años (80.2%).

Descubre empresas en crecimiento

7D

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1Y

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/07/09 11:08
Precio de las acciones al final del día2026/07/09 00:00
Beneficios2026/03/31
Ingresos anuales2025/09/30

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también contamos con guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Visa Inc. está cubierta por 57 analistas. 36 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Stephen BiggarArgus Research Company
David KoningBaird
Harshita RawatBernstein