Essent Group Ltd.

Informe acción NYSE:ESNT

Capitalización de mercado: US$5.7b

Essent Group Crecimiento futuro

Future controles de criterios 0/6

Se prevé que los beneficios de Essent Group disminuyan a un ritmo anual de 1.8%, mientras que sus ingresos anuales crecerán a un ritmo de 5.5% por año. Se espera que el BPA crezca en un 3.7% al año.

Información clave

-1.8%

Tasa de crecimiento de los beneficios

3.75%

Tasa de crecimiento del BPA

Crecimiento de los beneficios de Diversified Financial8.1%
Tasa de crecimiento de los ingresos5.5%
Rentabilidad financiera futuran/a
Cobertura de analistas

Low

Última actualización12 May 2026

Actualizaciones recientes sobre el crecimiento futuro

Artículo de análisis • Aug 11

Earnings Beat: Essent Group Ltd. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

NYSE:ESNT 1 Year Share Price vs Fair Value Explore Essent Group's Fair Values from the Community and select yours It's...

Recent updates

Seeking Alpha • May 21

Until The Housing Market Improves, Essent Group Looks Like A Value Trap

Summary Essent Group remains rated Hold despite Q1 2026 beats, as structural headwinds persist in the private mortgage insurance sector. ESNT's top-line growth has slowed, with rising losses and expenses; recent EPS gains are largely attributable to aggressive share buybacks. Market share for new insurance written continues to decline, though persistency rates remain industry-leading at 84.7%. With a 2.3% dividend yield and forward PE of 8.38, ESNT trades at a depressed valuation, but limited near-term catalysts constrain upside. Read the full article on Seeking Alpha
Actualización de narrativa • May 18

ESNT: Future Returns Will Reflect 2026 Buybacks And Earnings Power

Analysts lifted the fair value estimate for Essent Group by about $1.33 to $69.14. The change reflects recent adjustments to price targets that balance mixed target moves with updated views on revenue growth, margins, and future P/E assumptions.
Actualización de narrativa • Apr 27

ESNT: Future Returns Will Reflect 2026 Credit Conditions And Capital Actions

Analysts have made a modest upward adjustment to the fair value estimate for Essent Group, lifting the target by about $0.13 to $67.81 as they weigh recent mixed price target moves across major firms against relatively stable growth, profitability and P/E assumptions. Analyst Commentary Recent research on Essent Group reflects a mix of modest optimism and caution, with small target price adjustments rather than sweeping calls.
Actualización de narrativa • Apr 10

ESNT: Future Returns Will Depend On 2026 Credit And Capital Deployment

Analysts have trimmed the blended price target for Essent Group by a small amount, reflecting slightly lower fair value estimates around $67.69, as recent target cuts from firms at $63 sit alongside a higher $68 target. Updated assumptions for revenue growth, profit margins and future P/E multiples feed into the new view.
Actualización de narrativa • Mar 27

ESNT: Future Returns Will Rely On 2026 Mortgage And Credit Conditions

The analyst price target for Essent Group has been adjusted modestly lower to reflect a mix of reduced targets around $63 to $65 and higher targets up to $70, as analysts incorporate recent Q4 earnings and updated outlooks for credit conditions and mortgage activity. Analyst Commentary Recent research updates on Essent Group show a mix of cautious trimming and modest upward revisions to price targets.
Actualización de narrativa • Mar 11

ESNT: Future Returns Will Hinge On 2026 Mortgage And Credit Conditions

Analysts have modestly raised their blended price target on Essent Group to $68, pointing to recalibrated earnings expectations, a slightly lower discount rate, and updated P/E assumptions following recent Q4 results and sector level reviews. Analyst Commentary Recent Street research on Essent Group shows a mix of optimism and caution around the new US$68 blended price target, with different views on how much upside remains relative to execution risks and sector level trends.
Actualización de narrativa • Feb 23

ESNT: Future Returns Will Reflect 2026 Mortgage Conditions And Credit Risk

The analyst price target for Essent Group edges slightly lower to $68.31 from $68.63, reflecting modest adjustments to fair value and discount rate assumptions as analysts balance mixed target moves from Barclays, BofA, JPMorgan, and Goldman Sachs following recent results. Analyst Commentary Recent research on Essent Group shows a mix of cautious and constructive views, with price targets clustered in the low to high $60s and ratings ranging from Equal Weight and Neutral to Buy.
Actualización de narrativa • Feb 07

ESNT: Future Returns Will Reflect 2026 Credit Conditions And Mortgage Market Outlook

Narrative Update on Analyst Price Targets Analysts have made only a modest adjustment to their outlook on Essent Group, with the blended price target moving slightly given small tweaks to valuation inputs such as the discount rate and assumed future P/E. Recent Street research has clustered around a tight US$65 to US$70 target range, supported by expectations for steady sector conditions and a stable credit backdrop into 2026.
Actualización de narrativa • Jan 24

ESNT: Future Returns Will Hinge On Capital Returns And 2026 Credit Conditions

Analysts have raised their average price target for Essent Group by about $0.25, citing recent sector wide consumer finance updates and mixed target revisions that reflect both cautious views on credit risk and expectations for steadier mortgage and loan activity into 2026. Analyst Commentary Recent research on Essent Group reflects a generally balanced stance, with modest price target changes clustering in a tight US$65 to US$70 range and ratings that sit in the middle of the spectrum.
Actualización de narrativa • Jan 09

ESNT: Future Returns Will Depend On Buybacks Versus Credit Risk In 2026

Essent Group's updated analyst price target now implies a fair value of about US$68.38, up from roughly US$67.50, as analysts recalibrate their views around modest tweaks to growth, profitability, and future P/E assumptions after mixed target moves on recent Street research. Analyst Commentary Recent research on Essent Group reflects a mix of optimism and caution, with one major bank lifting its target and another trimming it slightly as they refresh their 2026 outlooks.
Actualización de narrativa • Dec 23

ESNT: Future Returns Will Hinge On Buyback Discipline Amid Macro Uncertainty

Analysts have nudged their price target on Essent Group slightly higher, from $67.25 to $67.50, citing modestly stronger revenue growth expectations that more than offset a marginally higher discount rate and essentially stable profitability and valuation multiples. Analyst Commentary Bullish Takeaways Bullish analysts view the higher price target as a reflection of resilient earnings power, with current valuation still seen as reasonable relative to long term growth prospects.
Actualización de narrativa • Dec 08

ESNT: Future Returns Will Depend On Execution Amid Larger Buyback And Macro Risks

Analysts have increased their price target on Essent Group by $4 to $71, reflecting slightly higher long term earnings expectations despite largely unchanged assumptions for fair value, discount rate, revenue growth, profit margins, and future valuation multiples. Analyst Commentary Recent research commentary reflects a generally constructive view on Essent Group, with modestly higher price targets signaling confidence in the company’s earnings power and balance sheet strength, while still acknowledging execution and macro risks.
Actualización de narrativa • Nov 24

ESNT: Future Returns Will Depend On Execution Amid Buybacks And Margin Headwinds

Analysts have slightly increased their price target for Essent Group from $67 to $71. This reflects ongoing confidence in the company's fundamentals despite modest adjustments to growth and margin projections.
Actualización de narrativa • Nov 05

ESNT: Future Results Will Depend On Sustaining Solid Credit And Expense Management

Analysts have raised their price target for Essent Group, increasing it by $4 to $71. They cite the company's solid quarterly performance and strong expense and tax management compared to peers.
Actualización de narrativa • Oct 22

Analysts Raise Essent Group Price Targets on Improved Credit Performance and Strong Execution

Analysts have raised their price targets for Essent Group, increasing the consensus from $67 to $71 as they cite improved credit performance, along with continued strength in expense and tax management. Analyst Commentary Following recent price target increases for Essent Group, analysts have shared insights into the core drivers affecting their updated outlooks on the firm.
Actualización de narrativa • Oct 08

Homeownership Trends And Digital Transformation Will Unlock Future Potential

Analysts have increased their price target for Essent Group, raising it from $66.25 to $67.50. They cite the company's improved revenue growth outlook and continued strong credit performance as key factors.
Artículo de análisis • Aug 11

Earnings Beat: Essent Group Ltd. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

NYSE:ESNT 1 Year Share Price vs Fair Value Explore Essent Group's Fair Values from the Community and select yours It's...
Seeking Alpha • Aug 29

Insuring Growth: Essent Group's Q2 Earnings Paint A Bright Picture

Summary Essent Group Ltd. is a Bermuda-based holding company specializing in private mortgage insurance, reinsurance, and related services, enhancing mortgage accessibility in the U.S. housing market. Since March 2018, Essent has transferred $1 billion of risk to investors via nine Radnor Re ILNs and $288 million through five XOL deals. Essent's PMI protects lenders from borrower defaults, enabling more people to obtain mortgages, especially those with smaller down payments, thus stabilizing the mortgage market. Essent also offers title insurance and settlement services, ensuring clear property titles and smoothing mortgage transactions for loan originators. Read the full article on Seeking Alpha
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Nueva narrativa • Aug 28

Elevated Interest Rates And Tactical Diversifications Poised To Bolster Earnings

Favorable demographics and housing supply/demand imbalance boost the value of insured properties, potentially lowering claim rates and increasing revenues.
Seeking Alpha • Dec 07

Essent: Still Worried About Unemployment

Summary ESNT is holding the line despite general pressures on its business, and offsets in the investment activities are much appreciated. Pricing is rational, and apparently, it has become secularly more disciplined over time since the revival of the industry after the GFC. However, outstanding questions around employment conditions which affect mortgages and ESNT's high price relative to historical levels make it uncompelling. Read the full article on Seeking Alpha

Previsiones de crecimiento de beneficios e ingresos

NYSE:ESNT - Estimaciones futuras de los analistas y datos financieros pasados (USD Millions)
FechaIngresosBeneficiosFlujo de caja libreFlujo de caja operativoNúm. de analistas medio
12/31/20271,410664N/AN/A2
12/31/20261,351663N/AN/A3
3/31/20261,279686819827N/A
12/31/20251,261690849856N/A
9/30/20251,264703837854N/A
6/30/20251,268715855867N/A
3/31/20251,262723854866N/A
12/31/20241,243729845862N/A
9/30/20241,238737842850N/A
6/30/20241,205739807816N/A
3/31/20241,152707787795N/A
12/31/20231,110696759763N/A
9/30/20231,029668717720N/A
6/30/20231,008668694697N/A
3/31/2023992728589593N/A
12/31/20221,001831585589N/A
9/30/20221,028865604608N/A
6/30/20221,049892610613N/A
3/31/20221,048820699702N/A
12/31/20211,029682707709N/A
9/30/20211,019624695698N/A
6/30/2021978544720722N/A
3/31/2021971399750753N/A
12/31/2020955413725728N/A
9/30/2020937436711714N/A
6/30/2020920456668670N/A
3/31/2020896578611614N/A
12/31/2019868556N/A590N/A
9/30/2019832537N/A564N/A
6/30/2019791509N/A548N/A
3/31/2019752484N/A542N/A
12/31/2018719467N/A625N/A
9/30/2018687501N/A603N/A
6/30/2018653464N/A567N/A
3/31/2018616424N/A513N/A
12/31/2017577380N/A369N/A
9/30/2017542280N/A327N/A
6/30/2017513261N/A296N/A
3/31/2017483241N/A284N/A
12/31/2016458223N/A275N/A
9/30/2016429204N/A265N/A
6/30/2016400186N/A257N/A
3/31/2016376170N/A245N/A
12/31/2015353157N/A227N/A
9/30/2015329142N/A211N/A
6/30/2015301126N/A198N/A

Previsiones de crecimiento futuro de los analistas

Ingresos vs. Tasa de ahorro: Se prevé que los beneficios de ESNT disminuyan en los próximos 3 años (-1.8% al año).

Beneficios vs. Mercado: Se prevé que los beneficios de ESNT disminuyan en los próximos 3 años (-1.8% al año).

Beneficios de alto crecimiento: Se prevé que los beneficios de ESNT disminuyan en los próximos 3 años.

Ingresos vs. Mercado: Se prevé que los ingresos (5.5% al año) de ESNT crezcan más despacio que el mercado de US (11.7% al año).

Ingresos de alto crecimiento: Se prevé que los ingresos 5.5% al año) de ESNT crezcan más despacio que 20% al año.

Previsiones de crecimiento de los beneficios por acción

Rentabilidad financiera futura

ROE futura: Datos insuficientes para determinar si la rentabilidad financiera de ESNT se prevé que sea elevada dentro de 3 años.

Descubre empresas en crecimiento

7D

1Y

7D

1Y

7D

1Y

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/21 08:28
Precio de las acciones al final del día2026/05/21 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Essent Group Ltd. está cubierta por 18 analistas. 5 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Mark DeVriesBarclays
Terry MaBarclays
Mihir BhatiaBofA Global Research