SLM (SLM) Resumen de Acciones
SLM Corporation, a través de sus filiales, origina y presta servicios de préstamos educativos privados a estudiantes y sus familias para financiar el coste de su educación en Estados Unidos. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 6/6 |
| Crecimiento futuro | 1/6 |
| Rendimiento pasado | 2/6 |
| Salud financiera | 3/6 |
| Dividendos | 2/6 |
Recompensas
Análisis de riesgos
SLM Community Fair Values
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Analyst Price Targets
Competidores de SLM Corporation
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$22.66 |
| Máximo en las últimas 52 semanas | US$34.97 |
| Mínimo de 52 semanas | US$17.77 |
| Beta | 1.02 |
| Cambio en 1 mes | 3.47% |
| Variación en 3 meses | -17.00% |
| Cambio de 1 año | -29.10% |
| Variación en 3 años | 50.66% |
| Variación en 5 años | 15.32% |
| Variación desde la OPV | 151.22% |
Noticias y actualizaciones recientes
Recent updates
Actualización del análisis • Apr 24
SLM: Credit Stability And Medical Graduate Lending Expansion Will Support Future Re Rating
Analysts have adjusted the blended price target on SLM slightly lower by about $1, reflecting recent cuts from several firms partly offset by a $2 increase. They are factoring in a more uncertain macro backdrop, modestly lower profit margin assumptions, and a slightly higher future P/E multiple.Actualización del análisis • Apr 10
SLM: Share Repurchases And Credit Stability Will Offset Persistent AI Risk Overhang
Analysts have trimmed the blended price target on SLM to about $29 as they factor in updated fair value assumptions, slightly lower profit margins and a modestly softer revenue outlook, while still keeping a relatively low future P/E in focus. Analyst Commentary Recent Street research on SLM clusters around a tighter valuation range, with most firms trimming price targets while reassessing growth, credit risk and the impact of AI on graduate outcomes.Actualización del análisis • Mar 27
SLM: Share Repurchases And Credit Stability Will Counter Persistent AI Risk Overhang
Narrative Update on SLM Analysts have trimmed SLM's average price target by a few dollars to around the high $20s, reflecting sector wide cuts tied to a more uncertain macro backdrop and ongoing debate around credit risk and AI driven pressure on graduate outcomes. Analyst Commentary Recent research on SLM centers on how macro uncertainty, potential AI disruption and credit risk feed into valuation and growth expectations.Actualización del análisis • Mar 12
SLM: Share Repurchases Will Counter AI And Credit Risk Overhang
Analysts have trimmed their average price target on SLM by about $0.90. This reflects a series of modest target cuts into the high $20s and low $30s as they factor in a more uncertain macro backdrop, credit risk concerns, and the ongoing AI related overhang.Actualización del análisis • Feb 26
SLM: Share Repurchases Will Offset Credit Risk And Support Future Returns
Analysts have trimmed their average price target for SLM by a small amount to reflect slightly higher perceived risk and modestly softer margin and fair value assumptions, citing mixed recent research where some firms raised targets while others lowered them, and one downgraded the stock on concerns about cyclical credit risk and structural pressures on the student lending model. Analyst Commentary Recent Street research on SLM highlights a split view, with some firms trimming price targets and others lifting them, while JPMorgan has turned more cautious on the shares.Actualización del análisis • Feb 09
SLM: Share Repurchases And Credit Discipline Will Drive Future Returns
Analysts have raised their price targets on SLM by about $2 to $3. This reflects a slightly lower assumed discount rate and mixed views on credit risk and the long term resilience of the company's business model.Artículo de análisis • Feb 03
SLM (NASDAQ:SLM) Is Due To Pay A Dividend Of $0.13
SLM Corporation ( NASDAQ:SLM ) will pay a dividend of $0.13 on the 16th of March. This means that the annual payment...Actualización del análisis • Jan 25
SLM: Higher Buybacks And Credit Discipline Will Support Future Returns
Analyst Price Target Narrative Update Analysts have nudged their SLM price targets higher by roughly $2 to $3, reflecting updated views on credit risk, college graduate job markets, and the long term resilience of the company’s business model in the face of AI related disruptions. Analyst Commentary Recent research on SLM reflects mixed sentiment, with some analysts revising price targets higher and others taking a more cautious stance on credit quality and the long term outlook for private student lending.Actualización del análisis • Jan 11
SLM: Reaffirmed Credit Guidance And Tighter Underwriting Will Support Future Returns
Analysts have trimmed their price target on SLM to about $31.82 from $31.91, reflecting concerns around asset-backed securities performance. At the same time, they point to management's reaffirmed credit guidance, tighter underwriting, and an increased profit margin outlook, alongside a slightly lower assumed P/E multiple.Actualización del análisis • Dec 15
SLM: Future Earnings Will Benefit From Resilient Credit Trends Amid Sector Volatility
Analysts have reduced their price target on SLM to approximately $31.90 from about $34.73, reflecting increased concerns about potential credit and ABS headwinds, despite still supportive long term earnings and consumer credit views. Analyst Commentary Recent Street research reflects a more balanced stance on SLM, with price targets moving lower on average but ratings largely remaining constructive, as analysts recalibrate expectations around credit performance, funding conditions, and the macro backdrop for student borrowers.Actualización del análisis • Nov 30
SLM: Future Earnings Will Benefit From Improving Credit Performance And Evolving Market Conditions
Analysts have modestly lowered their average price target for SLM to a range of $29 to $40. This shift reflects heightened concerns around credit quality, consumer health, and the resumption of student loan repayments, even as management maintains its credit guidance amid tighter market conditions.Actualización del análisis • Nov 16
SLM: Future Earnings Will Reflect Improved Credit Performance Amid Sector Uncertainty
Analysts have lowered their average price target for SLM by a notable margin. The shift from around $40 to $31 is due to rising concerns over credit trends, ABS performance, and macroeconomic headwinds, even as long-term guidance remains cautiously optimistic.Actualización del análisis • Nov 01
SLM: Lower Federal Student Loan Supply Will Boost Private Lending Demand
The analyst price target for SLM has decreased from around $35.18 to $34.73, reflecting concerns about credit quality, weaker revenue growth projections, and market headwinds as highlighted by recent analyst commentary. Analyst Commentary Recent analyst reports on SLM present a mix of optimism and caution.Artículo de análisis • Oct 28
SLM Corporation Just Missed Earnings - But Analysts Have Updated Their Models
SLM Corporation ( NASDAQ:SLM ) just released its latest third-quarter report and things are not looking great. Results...Actualización del análisis • Oct 18
Federal Loan Reforms Will Widen The Private Lending Market
Analysts have lowered SLM's average price target from approximately $38 to $35 per share, citing recent concerns over credit performance and cautious consumer trends, even though management has reaffirmed its guidance. Analyst Commentary Recent analyst updates reflect a divided outlook on SLM, with some expressing optimism about long-term earnings and credit management, while others raise concerns about short-term credit trends and macroeconomic headwinds.Actualización del análisis • Oct 04
Federal Loan Reforms Will Widen The Private Lending Market
Analysts have raised their price target for SLM to $40, up from previous estimates of $37. They cite continued strength in loan growth, improved credit performance, and new market opportunities for the company.Artículo de análisis • Jul 15
SLM Corporation's (NASDAQ:SLM) Shares Not Telling The Full Story
SLM Corporation's ( NASDAQ:SLM ) price-to-earnings (or "P/E") ratio of 11.6x might make it look like a buy right now...Seeking Alpha • Jul 03
SLM Corporation: Moderating Expectations, But Valuation Remains Hot; Uncertain Policy Optionality
Summary SLM Corporation has delivered strong results, but performance is likely to normalize due to higher funding costs and tougher year-over-year comparisons. Loan origination benefited from Discover's exit, but this sets a high bar for future growth as origination momentum slows. Net interest margins should stabilize in the low-to-mid 5% range, while asset quality remains solid but requires ongoing monitoring. Valuation appears stretched, and while policy changes could be a catalyst, uncertainty leads me to maintain a neutral (hold) rating. Read the full article on Seeking AlphaArtículo de análisis • Mar 31
SLM Corporation (NASDAQ:SLM) Doing What It Can To Lift Shares
With a price-to-earnings (or "P/E") ratio of 10.3x SLM Corporation ( NASDAQ:SLM ) may be sending bullish signals at the...Seeking Alpha • Mar 22
SLM Corporation: With Student Loan Policy Shifting, Sallie Mae Quietly Gains Ground
Summary SLM Corporation, a leader in private student loans, is poised to benefit from potential regulatory changes but faces short-term volatility due to economic uncertainties. Despite strong fundamentals and steady growth, recession fears and high valuation warrant a HOLD rating, aligning with the current quant rating. Investors should monitor economic conditions closely, as better entry points may emerge if uncertainties persist, despite long-term bullish prospects for SLM. Read the full article on Seeking AlphaSeeking Alpha • Jan 24
SLM Corporation: Lending Strength To Your Portfolio
Summary SLM Corporation has shown strong performance with a 50% one-year return, driven by increased private education loan originations and improved credit quality. SLM’s 2024 highlights include record loan originations, improved credit quality, and a robust capital return strategy, indicating management’s confidence in long-term growth. Despite regulatory risks and operational cash flow challenges, SLM’s appealing valuation and growth prospects make it a potential buy for investors comfortable with some uncertainty. The optimistic 2025 forecast, with expected EPS growth and lower forward P/E ratios, supports the case for potential upside in SLM’s stock. Read the full article on Seeking AlphaArtículo de análisis • Nov 26
Improved Earnings Required Before SLM Corporation (NASDAQ:SLM) Stock's 27% Jump Looks Justified
SLM Corporation ( NASDAQ:SLM ) shareholders have had their patience rewarded with a 27% share price jump in the last...Artículo de análisis • Oct 27
SLM (NASDAQ:SLM) Has Announced That It Will Be Increasing Its Dividend To $0.13
SLM Corporation ( NASDAQ:SLM ) will increase its dividend on the 16th of December to $0.13, which is 18% higher than...
Nuevo análisis • Aug 30
Boost In Credit Quality And Tactical Capital Returns Clashing With Revenue Declines And Analyst Concerns
Enhanced credit and loan performance metrics hint at potential for higher net margins and stronger net income through improved credit quality and loss mitigation programs.Artículo de análisis • Jul 12
SLM Corporation's (NASDAQ:SLM) Business And Shares Still Trailing The Market
With a price-to-earnings (or "P/E") ratio of 6.5x SLM Corporation ( NASDAQ:SLM ) may be sending very bullish signals at...Artículo de análisis • Apr 26
SLM (NASDAQ:SLM) Has Announced A Dividend Of $0.11
SLM Corporation ( NASDAQ:SLM ) will pay a dividend of $0.11 on the 17th of June. Based on this payment, the dividend...Artículo de análisis • Apr 11
Take Care Before Diving Into The Deep End On SLM Corporation (NASDAQ:SLM)
With a price-to-earnings (or "P/E") ratio of 8.2x SLM Corporation ( NASDAQ:SLM ) may be sending very bullish signals at...Rentabilidad de los accionistas
| SLM | US Consumer Finance | Mercado US | |
|---|---|---|---|
| 7D | -1.8% | -1.3% | 2.1% |
| 1Y | -29.1% | 8.3% | 30.6% |
Rentabilidad vs. Industria: Los resultados de SLM fueron inferiores a los de la industria US Consumer Finance, que obtuvo un rendimiento del 8.3% el año pasado.
Rentabilidad vs. Mercado: SLM obtuvo unos resultados inferiores a los del mercado US, que fueron del 30.6% el año pasado.
Volatilidad de los precios
| SLM volatility | |
|---|---|
| SLM Average Weekly Movement | 6.7% |
| Consumer Finance Industry Average Movement | 7.1% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Precio estable de las acciones: SLM no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de SLM (7%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1972 | 1,788 | Jon Witter | www.salliemae.com |
SLM Corporation, a través de sus filiales, origina y presta servicios de préstamos educativos privados a estudiantes y sus familias para financiar el coste de su educación en Estados Unidos. Ofrece cuentas de depósito minoristas, incluidas cuentas de ahorro de alto rendimiento, cuentas del mercado monetario y certificados de depósito; y cuentas ómnibus remuneradas. La empresa era conocida anteriormente como New BLC Corporation y cambió su nombre a SLM Corporation en diciembre de 2013.
Resumen de fundamentos de SLM Corporation
| Estadísticas fundamentales de SLM | |
|---|---|
| Capitalización bursátil | US$4.25b |
| Beneficios(TTM) | US$732.94m |
| Ingresos (TTM) | US$1.67b |
5.8x
Ratio precio-beneficio (PE)2.6x
Ratio precio-ventas (PS)¿Está SLM sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de SLM | |
|---|---|
| Ingresos | US$1.67b |
| Coste de los ingresos | US$0 |
| Beneficio bruto | US$1.67b |
| Otros gastos | US$932.50m |
| Beneficios | US$732.94m |
Últimos beneficios comunicados
Mar 31, 2026
Próxima fecha de beneficios
n/a
| Beneficios por acción (BPA) | 3.89 |
| Margen bruto | 100.00% |
| Margen de beneficio neto | 44.01% |
| Ratio deuda/patrimonio | 253.1% |
¿Cómo se ha desempeñado SLM a largo plazo?
Ver rendimiento histórico y comparativaDividendos
2.3%
Rentabilidad actual por dividendo14%
Ratio de pagos¿Paga SLM dividendos fiables?
Ver historial de dividendos e índices de referencia de SLM| fechas de dividendos de SLM | |
|---|---|
| Fecha ex dividendo | Jun 04 2026 |
| Fecha de pago de dividendos | Jun 15 2026 |
| Días hasta ex dividendo | 25 days |
| Días hasta la fecha de pago de dividendos | 36 days |
¿Paga SLM dividendos fiables?
Ver historial de dividendos e índices de referencia de SLMAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/07 20:26 |
| Precio de las acciones al final del día | 2026/05/07 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
|
* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
SLM Corporation está cubierta por 28 analistas. 7 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Terry Ma | Barclays |
| Bruce Harting | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |