Sezzle (SEZL) Resumen de Acciones
Sezzle Inc. opera como empresa de pagos con tecnología principalmente en Estados Unidos y Canadá. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 2/6 |
| Crecimiento futuro | 5/6 |
| Rendimiento pasado | 3/6 |
| Salud financiera | 5/6 |
| Dividendos | 0/6 |
Recompensas
Análisis de riesgos
SEZL Community Fair Values
Create NarrativeSee what 129 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Top Community Narratives
Competidores de Sezzle Inc.
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$105.45 |
| Máximo en las últimas 52 semanas | US$186.74 |
| Mínimo de 52 semanas | US$49.50 |
| Beta | 6.92 |
| Cambio en 1 mes | 28.18% |
| Variación en 3 meses | 68.05% |
| Cambio de 1 año | 3.73% |
| Variación en 3 años | n/a |
| Variación en 5 años | n/a |
| Variación desde la OPV | 680.34% |
Noticias y actualizaciones recientes
Sezzle And Pagaya Partner Up To Expand BNPL Operations
Summary Sezzle stands out as a compelling BNPL investment among recent IPOs in the sector. Modern BNPL players like AFRM and Afterpay have solved legacy financing challenges, fueling sector growth. SEZL's positioning leverages advancements in BNPL infrastructure and addresses retailer pain points. SEZL's recent partnership with PGY adds even more product offerings and opportunities to the company's portfolio. Read the full article on Seeking Alpha
SEZL: Credit Discipline And Partnerships Will Support Future Earnings Upside
Sezzle's analyst fair value estimate has moved up from $97.00 to about $114.67 as analysts factor in updated price targets and supporting views on revenue growth, profitability, and forward P/E assumptions. Analyst Commentary Recent Street research on Sezzle reflects both optimism and caution, which feeds directly into the higher fair value estimate and the range of price targets being published.Recent updates
Sezzle And Pagaya Partner Up To Expand BNPL Operations
Summary Sezzle stands out as a compelling BNPL investment among recent IPOs in the sector. Modern BNPL players like AFRM and Afterpay have solved legacy financing challenges, fueling sector growth. SEZL's positioning leverages advancements in BNPL infrastructure and addresses retailer pain points. SEZL's recent partnership with PGY adds even more product offerings and opportunities to the company's portfolio. Read the full article on Seeking AlphaSEZL: Credit Discipline And Partnerships Will Support Future Earnings Upside
Sezzle's analyst fair value estimate has moved up from $97.00 to about $114.67 as analysts factor in updated price targets and supporting views on revenue growth, profitability, and forward P/E assumptions. Analyst Commentary Recent Street research on Sezzle reflects both optimism and caution, which feeds directly into the higher fair value estimate and the range of price targets being published.
SEZL: Strong Execution And Credit Discipline Will Support Future Subscription Tailwind Reset
The analyst price target for Sezzle has been revised slightly lower to $99, with analysts citing strong recent results and what they view as an inexpensive valuation, while also flagging a more challenging growth setup in 2026 as earlier subscription and partnership tailwinds moderate. Analyst Commentary Bullish analysts are highlighting Sezzle as an inexpensive way to gain exposure to the buy now, pay later space, especially after the recent reset in expectations around 2026 growth.SEZL: Strong Execution And Credit Discipline Will Support Durable Future Upside
Analysts kept the Sezzle fair value estimate at $110.00, with only small tweaks to growth, margin, and P/E assumptions. They weighed a mix of recent Street views, including one firm calling the valuation inexpensive and others trimming price targets on expectations for a tougher growth backdrop after earlier product and partnership gains.SEZL: Strong Execution And Credit Discipline Will Support Future Upside
Sezzle's fair value estimate has been trimmed by $2.60 to $97.00 as analysts factor in slightly lower revenue growth assumptions, a modestly higher discount rate, and sector wide price target resets for specialty finance, even as profit margin expectations and long term P/E assumptions remain supportive. Analyst Commentary Recent Street research on Sezzle highlights a mix of optimism about execution and earnings power, alongside caution about sector pressures and a tougher growth backdrop over the next couple of years.SEZL: Strong Q4 Execution And Credit Discipline Will Support Future Upside
Analysts have nudged their Sezzle price target higher to $99, citing the recent Q4 beat with revenue up 32% year over year, adjusted EPS of $1.21, better credit loss provisioning, and solid underlying merchant sales growth. They are also factoring in a more mixed sector outlook and moderating benefits from past subscription and partnership initiatives.SEZL: Index Inclusion And Buybacks Will Support Future Earnings Upside
Our updated Sezzle narrative reflects a small trim in our fair value estimate, from $111.00 to $110.00, as analysts balance strong recent execution, including Q4 revenue growth of 32% and adjusted EPS of $1.21, against expectations for more moderate contributions from past growth initiatives and sector wide target resets in specialty finance. Analyst Commentary Recent Street research around Sezzle reflects a mix of optimism on execution and caution around the next leg of growth.
Sezzle's Profits to Soar with 27% Margin Boost
Bearish Investment Thesis on Sezzle Inc. (SEZL): Navigating the Perils of a Maturing BNPL Landscape Abstract Sezzle Inc.Sezzle's Profits to Soar with 27% Margin Boost
This overview balances recent growth performance, risks, valuation, and tactical signals (based on the most recent public filings and analyst research available): Bullish Investment Thesis (Why Buy / Hold) 1) Very Strong Growth & Profitability Execution Sezzle has delivered rapid revenue growth (>60–70% YoY) across 2024–2025 and record profitability, a rare achievement among BNPL peers. ( StockAnalysis ) Gross Merchandise Volume (GMV) crossed $1 B quarterly , while net income margins remain healthy (~22–30%).SEZL: Index Additions And Ongoing Buybacks Will Support Future Upside
Analysts have trimmed their Sezzle price target slightly, cutting the fair value estimate from $103.25 to $99.60 as they factor in updated sector views and modest tweaks to growth, discount rate, profit margin, and future P/E assumptions in line with recent specialty finance research. Analyst Commentary Recent Street updates on Sezzle have centered on modest price target trims and refreshed sector assumptions, rather than any major change in the fundamental story.
SEZL: Specialty Finance Reset Will Highlight Earnings Guidance And Index Inclusions
Sezzle's analyst fair value estimate has shifted from $111.00 to $82.00 as analysts incorporate updated views on specialty finance trends and broader macro factors affecting areas such as credit cards, auto lending, student lending, non prime lending, buy now pay later, and lease to own. Analyst Commentary Recent research reflects a slightly more cautious stance on Sezzle, with the latest published fair value and price target references converging around $82.SEZL: Share Repurchases And Index Inclusion Will Support Future Upside
Analysts reduced their fair value estimate for Sezzle from $108.50 to $103.25 and noted sector-wide adjustments to specialty finance price targets, reflecting updated views on macro conditions and on segments such as buy now, pay later and other non-prime lending categories. Analyst Commentary Recent research updates on Sezzle focus on recalibrating price targets within specialty finance, with analysts aligning Sezzle’s valuation with their broader sector outlook across buy now, pay later, non prime lending, and other credit categories.SEZL: Index Inclusion And Buybacks Will Support Future Upside Potential
Analysts now place Sezzle's fair value at $111.00, reduced from $150.00. This update reflects revised assumptions for revenue growth, profit margins, the discount rate, and a lower future P/E multiple.SEZL: Share Repurchases And Index Additions Will Drive Future Upside
Analysts have modestly raised their price target on Sezzle by about $0.00, reflecting slightly higher assumed discount rates and a marginally richer future P/E multiple while maintaining their prior fair value estimate of approximately $108.50. What's in the News The Board of Directors has authorized a new share repurchase plan, allowing Sezzle to buy back up to $100 million of common stock with no fixed expiration date (Key Developments).SEZL: Focused Consumer Niche Will Support Future Upside From Current Levels
Analysts have modestly reduced their price target on Sezzle, trimming it by approximately $26.50 to about $82.00 per share. They are weighing the company’s strong execution and rapid growth against a more narrowly focused business model and a relatively tight valuation range versus peers.SEZL: Sustained Focus On Core Segment Will Support Further Expansion
Analysts have left their price target for Sezzle unchanged at $108.50, citing the company's focused approach and consistent growth. However, they note that the competitive landscape keeps valuations in a narrow range.SEZL: Sustained Execution In Underserved Markets Will Drive Long-Term Expansion
Analysts have revised Sezzle’s fair value estimate downward from $119.25 to $108.50. They cite slightly slower revenue growth projections and ongoing competition among buy now, pay later providers as the main reasons for this change.Sezzle Inc.'s (NASDAQ:SEZL) Stock Retreats 25% But Earnings Haven't Escaped The Attention Of Investors
Unfortunately for some shareholders, the Sezzle Inc. ( NASDAQ:SEZL ) share price has dived 25% in the last thirty days...Digital Payments Expansion Will Unlock New Market Opportunities
The downward revision to Sezzle’s price target primarily reflects analysts’ reduced revenue growth expectations, with consensus forecasts trimmed from 33.5% to 30.1% annually, resulting in a lower fair value estimate of $119.25. What's in the News Sezzle completed a buyback of 678,529 shares (2% of outstanding) for $23.76 million.Digital Payments Expansion Will Unlock New Market Opportunities
Sezzle’s fair value estimate declined from $161.00 to $128.33, primarily driven by the collapse in its future P/E ratio, while net profit margin remained stable. What's in the News Sezzle has launched new features to address rising consumer financial pressures, including budgeting tools, price comparison, and auto-couponing, enhancing savings and user engagement.Sezzle: Profit Focus Might Not Be The Best For Long-Term Returns
Summary Sezzle's high efficiency in generating gross profit and net income is impressive, but may affect long-term returns due to increased competition and focus on short-term gains. Sezzle's strategy targets SMBs and younger customers with financial constraints, offering short-term BNPL services that avoid credit card interest costs, making it appealing for low-ticket purchases. Despite Sezzle's lighter balance sheet and innovative subscription services, increased competition and economic downturns pose significant risks, leading to a "hold" rating. Read the full article on Seeking AlphaSezzle Inc.'s (NASDAQ:SEZL) Stock Retreats 26% But Revenues Haven't Escaped The Attention Of Investors
The Sezzle Inc. ( NASDAQ:SEZL ) share price has fared very poorly over the last month, falling by a substantial 26...Market Participants Recognise Sezzle Inc.'s (NASDAQ:SEZL) Revenues Pushing Shares 38% Higher
Sezzle Inc. ( NASDAQ:SEZL ) shareholders are no doubt pleased to see that the share price has bounced 38% in the last...Sezzle Inc. (NASDAQ:SEZL) Stocks Pounded By 25% But Not Lagging Industry On Growth Or Pricing
Sezzle Inc. ( NASDAQ:SEZL ) shares have retraced a considerable 25% in the last month, reversing a fair amount of their...Sezzle Inc. Stock: The Massive Rally Will Face Tests Into 2025
Summary Shares of Sezzle have been one of the market's best performing stocks this year. The company is capturing strong growth from its buy-now-pay-later service subscription offering. Strong fundamentals support a positive outlook, but the stock could see renewed volatility into 2025 against a high bar of expectations. Read the full article on Seeking AlphaRentabilidad de los accionistas
| SEZL | US Diversified Financial | Mercado US | |
|---|---|---|---|
| 7D | 1.9% | 1.0% | -0.3% |
| 1Y | 3.7% | -9.6% | 26.7% |
Rentabilidad vs. Industria: SEZL superó a la industria US Diversified Financial, que obtuvo un rendimiento del -9.6% el año pasado.
Rentabilidad vs. Mercado: SEZL obtuvo unos resultados inferiores a los del mercado US, que fueron del 26.7% el año pasado.
Volatilidad de los precios
| SEZL volatility | |
|---|---|
| SEZL Average Weekly Movement | 15.5% |
| Diversified Financial Industry Average Movement | 6.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.2% |
Precio estable de las acciones: El precio de las acciones de SEZL ha sido volátil durante los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de SEZL(16%) se ha mantenido estable durante el último año, pero sigue siendo superior al 75% de las acciones de US.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 2016 | 201 | Charlie Youakim | www.sezzle.com |
Sezzle Inc. opera como empresa de pagos con tecnología principalmente en Estados Unidos y Canadá. La empresa ofrece la plataforma Sezzle, que proporciona una solución de pago a los consumidores que amplía el crédito en el punto de venta, lo que permite a los consumidores comprar y recibir la mercancía solicitada en el momento de la venta mientras pagan a plazos; Pay-in-Four, que permite a los consumidores pagar una cuarta parte del precio de compra por adelantado y, a continuación, otra cuarta parte del precio de compra cada dos semanas a lo largo de un total de seis semanas; Pay-in-Full, que permite a los consumidores pagar el valor total de su pedido por adelantado a través de la plataforma Sezzle sin la ampliación del crédito; y Pay-in-Two y otras opciones alternativas de pago a plazos, que permiten al consumidor pagar la mitad del valor de su pedido por adelantado y la segunda mitad en dos semanas. También ofrece Sezzle Virtual Card, que permite a los consumidores acceder a la Plataforma Sezzle en forma de comercios en tienda y en línea con comercios que no están integrados directamente con Sezzle; Sezzle Anywhere, un servicio de suscripción de pago que permite a los consumidores utilizar su Sezzle Virtual Card en cualquier comercio en línea o en tienda; Sezzle On-Demand, un servicio que permite a los consumidores que no están suscritos a Sezzle Anywhere utilizar la Plataforma Sezzle en cualquier comercio online o en tienda; Sezzle Premium, un servicio de suscripción de pago que permite a sus consumidores acceder a grandes comercios premium no integrados; y Sezzle Up, una función opt-in de la Plataforma Sezzle.
Resumen de fundamentos de Sezzle Inc.
| Estadísticas fundamentales de SEZL | |
|---|---|
| Capitalización bursátil | US$3.53b |
| Beneficios(TTM) | US$148.27m |
| Ingresos (TTM) | US$480.91m |
¿Está SEZL sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de SEZL | |
|---|---|
| Ingresos | US$480.91m |
| Coste de los ingresos | US$123.61m |
| Beneficio bruto | US$357.30m |
| Otros gastos | US$209.03m |
| Beneficios | US$148.27m |
Últimos beneficios comunicados
Mar 31, 2026
Próxima fecha de beneficios
n/a
| Beneficios por acción (BPA) | 4.41 |
| Margen bruto | 74.30% |
| Margen de beneficio neto | 30.83% |
| Ratio deuda/patrimonio | 73.4% |
¿Cómo se ha desempeñado SEZL a largo plazo?
Ver rendimiento histórico y comparativaAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/21 00:36 |
| Precio de las acciones al final del día | 2026/05/21 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
|
|
| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
|
* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Sezzle Inc. está cubierta por 11 analistas. 6 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Harold Goetsch | B. Riley Securities, Inc. |
| John Marrin | CLSA |
| Edmund Anthony Henning | CLSA |