Consumer Portfolio Services Dirección
Dirección controles de criterios 3/4
El CEO de Consumer Portfolio Services es Charles Bradley , nombrado en Jan 1992, tiene una permanencia de 34.5 años. compensación anual total es $2.16M, compuesta por 46.1% salario y 53.9% primas, incluidas acciones y opciones de la empresa. posee directamente un 19.03% de las acciones de la empresa, por valor de $39.40M. La antigüedad media del equipo directivo y de la junta directiva es de 3.6 años y 6.8 años, respectivamente.
Información clave
Charles Bradley
Chief Executive Officer (CEO)
US$2.2m
Compensación total
| Porcentaje del salario del CEO | 46.15% |
| Permanencia del CEO | 34.5yrs |
| Participación del CEO | 19.0% |
| Permanencia media de la dirección | 3.6yrs |
| Promedio de permanencia en la Junta Directiva | 6.8yrs |
Actualizaciones recientes de la dirección
Recent updates
Consumer Portfolio Services: Always Risky, And Macro Isn't Currently The Most Robust
Summary Consumer Portfolio Services operates in subprime auto lending, securitizing used car loans and retaining some risky exposure on the books. CPSS trades at a discounted P/B of 0.68x, reflecting market expectations of significant asset losses amid rising charge-offs and macro uncertainty, also cheaper than peers. Rising net charge-offs, potential Q2 pressure from higher rates and falling used car values, and macro risks temper any relative value case for CPSS. Not all negative signals, though. While relative valuation versus peers appears attractive, the high-risk subprime exposure and macro sensitivity warrant caution and avoidance at this stage. Read the full article on Seeking AlphaFewer Investors Than Expected Jumping On Consumer Portfolio Services, Inc. (NASDAQ:CPSS)
Consumer Portfolio Services, Inc.'s ( NASDAQ:CPSS ) price-to-earnings (or "P/E") ratio of 11.2x might make it look like...Consumer Portfolio Services: Added To Watchlist
Summary CPSS faces elevated delinquency rates, but forecasts suggest potential improvement in used car delinquencies by 2025, indicating a possible turnaround. Despite rising delinquencies, CPSS has achieved 12% year-over-year portfolio growth and improved operational efficiency through AI-driven processes. CPSS trades at a 30% discount to book value, presenting a potential upside if delinquency rates stabilize and portfolio quality improves. Read the full article on Seeking Alpha
Surging Loan Originations And Tech Innovations Promise Bright Future For Financial Growth
Expansion in loan origination and strategic focus on technology upgrades signify potential for revenue growth and operational efficiency improvements.Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks
With a price-to-earnings (or "P/E") ratio of 6.1x Consumer Portfolio Services, Inc. ( NASDAQ:CPSS ) may be sending very...Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Doing What It Can To Lift Shares
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 17x, you may...Consumer Portfolio Services, Inc. (NASDAQ:CPSS) Could Be Riskier Than It Looks
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 17x, you may...With EPS Growth And More, Consumer Portfolio Services (NASDAQ:CPSS) Makes An Interesting Case
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Do Consumer Portfolio Services' (NASDAQ:CPSS) Earnings Warrant Your Attention?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Here's Why Consumer Portfolio Services (NASDAQ:CPSS) Has Caught The Eye Of Investors
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Consumer Portfolio Services GAAP EPS of $0.91, revenue of $82.01M
Consumer Portfolio Services press release (NASDAQ:CPSS): Q2 GAAP EPS of $0.91. Revenue of $82.01M (+22.8% Y/Y). Pretax income of $34.2 million, a 147% increase over the prior year period. New contract purchases of $548.1 million, a 33.7% increase over the first quarter of 2022. Pretax income for the second quarter of 2022 was $34.2 million compared to pretax income of $13.9 million in the second quarter of 2021, an increase of $20.3 million. Total operating expenses for the second quarter of 2022 were $47.8 million compared to $52.9 million for the 2021 period for a decrease of $5.1 million, or 9.6%.Consumer Portfolio Services doubles credit facility to $200M
Consumer Portfolio Services (NASDAQ:CPSS) increased the capacity of its credit agreement with Ares Agent Services from $100M to $200M. Company may borrow on a revolving basis through January 31, 2024, after which CPS will have the option to repay the outstanding loans in full or to allow them to amortize through January 31, 2028.Análisis de compensación del CEO
| Fecha | Compensación total | Salario | Ingresos de la empresa |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$20m |
| Dec 31 2025 | US$2m | US$995k | US$19m |
| Sep 30 2025 | n/a | n/a | US$19m |
| Jun 30 2025 | n/a | n/a | US$19m |
| Mar 31 2025 | n/a | n/a | US$19m |
| Dec 31 2024 | US$4m | US$995k | US$19m |
| Sep 30 2024 | n/a | n/a | US$21m |
| Jun 30 2024 | n/a | n/a | US$27m |
| Mar 31 2024 | n/a | n/a | US$36m |
| Dec 31 2023 | US$4m | US$995k | US$45m |
| Sep 30 2023 | n/a | n/a | US$52m |
| Jun 30 2023 | n/a | n/a | US$67m |
| Mar 31 2023 | n/a | n/a | US$79m |
| Dec 31 2022 | US$11m | US$995k | US$86m |
| Sep 30 2022 | n/a | n/a | US$91m |
| Jun 30 2022 | n/a | n/a | US$79m |
| Mar 31 2022 | n/a | n/a | US$63m |
| Dec 31 2021 | US$5m | US$995k | US$48m |
| Sep 30 2021 | n/a | n/a | US$33m |
| Jun 30 2021 | n/a | n/a | US$23m |
| Mar 31 2021 | n/a | n/a | US$16m |
| Dec 31 2020 | US$4m | US$995k | US$22m |
| Sep 30 2020 | n/a | n/a | US$18m |
| Jun 30 2020 | n/a | n/a | US$16m |
| Mar 31 2020 | n/a | n/a | US$14m |
| Dec 31 2019 | US$4m | US$995k | US$5m |
Compensación vs. Mercado: La compensación total de Charles($USD2.16M) está por encima de la media de empresas de tamaño similar en el mercado US ($USD1.66M).
Compensación vs. Ingresos: La compensación de Charles ha sido consistente con los resultados de la empresa en el último año.
CEO
Charles Bradley (66 yo)
Mr. Charles E. Bradley, Jr. had been the President of Consumer Portfolio Services, Inc. since March 1, 1991 until December 02, 2022 and has been its Director since March 1, 1991. He serves as is its Chairm...
Equipo directivo
| Nombre | Posición | Permanencia | Compensación | Propiedad |
|---|---|---|---|---|
| CEO & Chairman | 34.5yrs | US$2.16m | 19.03% $ 39.4m | |
| President | 13.3yrs | US$937.90k | 2.11% $ 4.4m | |
| CFO & Executive VP | 3.8yrs | US$775.04k | 1.7% $ 3.5m | |
| Secretary & Independent Director | no data | US$107.20k | 1.07% $ 2.2m | |
| Executive Vice President of Sales & Originations | 5.5yrs | US$388.34k | 2.28% $ 4.7m | |
| Senior Vice President of Human Resources | 3.6yrs | sin datos | 0.26% $ 531.9k | |
| Senior EVP & Chief Risk Officer | less than a year | US$1.05m | 0.0046% $ 9.5k | |
| Executive Vice President of Systems | 23.5yrs | US$383.53k | 1.09% $ 2.3m | |
| Senior Vice President of Systems | 3.6yrs | sin datos | sin datos | |
| Senior Vice President of Servicing | 3.1yrs | sin datos | 0.20% $ 417.6k | |
| Senior VP & General Counsel | 3.1yrs | sin datos | 0.012% $ 25.2k | |
| Senior Vice President of Servicing | 3.1yrs | sin datos | 0.37% $ 759.3k |
Equipo directivo experimentado: El equipo directivo de CPSS se considera experimentado (3.6 años antigüedad media).
Miembros de la Junta
| Nombre | Posición | Permanencia | Compensación | Propiedad |
|---|---|---|---|---|
| CEO & Chairman | 35.3yrs | US$2.16m | 19.03% $ 39.4m | |
| Secretary & Independent Director | 19.9yrs | US$107.20k | 1.07% $ 2.2m | |
| Independent Director | 25yrs | US$107.20k | 0.90% $ 1.9m | |
| Independent Director | 3.9yrs | US$73.50k | sin datos | |
| Independent Director | 3.9yrs | US$75.00k | sin datos | |
| Independent Director | 4.6yrs | US$92.30k | 0.014% $ 29.6k | |
| Independent Director | 19.1yrs | US$98.80k | 2.01% $ 4.2m | |
| Director | less than a year | sin datos | 0.17% $ 343.6k | |
| Independent Director | 6.8yrs | US$84.40k | 0.14% $ 289.2k |
Junta con experiencia: La junta directiva de CPSS se considera experimentada (6.8 años de antigüedad promedio).
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/07/29 19:52 |
| Precio de las acciones al final del día | 2026/07/29 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
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| Propiedad | 10 años |
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| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Consumer Portfolio Services, Inc. está cubierta por 4 analistas. 0 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| John Rowan | Brean Capital Historical (Janney Montgomery) |
| David Scharf | Citizens JMP Securities, LLC |
| John Hecht | Jefferies LLC |