Triumph Financial (TFIN) Resumen de Acciones
Triumph Financial, Inc. es un holding financiero que presta servicios de banca, factoring, pagos e inteligencia en Estados Unidos. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 0/6 |
| Crecimiento futuro | 3/6 |
| Rendimiento pasado | 4/6 |
| Salud financiera | 5/6 |
| Dividendos | 0/6 |
Recompensas
Análisis de riesgos
No se han detectado riesgos en TFIN a partir de nuestros controles de riesgos.
TFIN Community Fair Values
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Analyst Price Targets
Competidores de Triumph Financial, Inc.
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$71.19 |
| Máximo en las últimas 52 semanas | US$77.84 |
| Mínimo de 52 semanas | US$46.43 |
| Beta | 1.4 |
| Cambio en 1 mes | 5.69% |
| Variación en 3 meses | 20.60% |
| Cambio de 1 año | 24.92% |
| Variación en 3 años | 19.05% |
| Variación en 5 años | -11.97% |
| Variación desde la OPV | 458.35% |
Noticias y actualizaciones recientes
TFIN: Refreshed Margins And P/E Assumptions Will Shape Balanced Future Returns
Analysts have nudged their price target on Triumph Financial higher, with fair value moving from $67.80 to $68.80, citing updated assumptions around discount rate, revenue growth, profit margin and future P/E following recent Street research such as the Raymond James upgrade. Analyst Commentary Bullish Takeaways Bullish analysts see the recent upgrade as support for the refreshed fair value range, with the updated P/E assumptions viewed as more aligned with the stock's perceived quality and business mix.TFIN: Higher Margins And Mixed Ratings Will Shape Balanced Future Returns
Analysts have increased their fair value estimate for Triumph Financial from $66.75 to $67.80, citing modestly lower revenue growth assumptions, a higher profit margin outlook, and a slightly reduced future P/E multiple as the key drivers of the updated price target. Analyst Commentary Recent Street research has focused on how Triumph Financial is executing against expectations and how that lines up with current valuation levels.TFIN: Freight Partnership And Mixed Ratings Will Shape Balanced Future Returns
Triumph Financial's analyst price target has been adjusted slightly to $66.75. Analysts cite a mixed set of updates that include a modest change in fair value assumptions, a small tweak to expected revenue growth and profit margin, and differing views on the shares as reflected in recent target and rating moves.Recent updates
TFIN: Refreshed Margins And P/E Assumptions Will Shape Balanced Future Returns
Analysts have nudged their price target on Triumph Financial higher, with fair value moving from $67.80 to $68.80, citing updated assumptions around discount rate, revenue growth, profit margin and future P/E following recent Street research such as the Raymond James upgrade. Analyst Commentary Bullish Takeaways Bullish analysts see the recent upgrade as support for the refreshed fair value range, with the updated P/E assumptions viewed as more aligned with the stock's perceived quality and business mix.TFIN: Higher Margins And Mixed Ratings Will Shape Balanced Future Returns
Analysts have increased their fair value estimate for Triumph Financial from $66.75 to $67.80, citing modestly lower revenue growth assumptions, a higher profit margin outlook, and a slightly reduced future P/E multiple as the key drivers of the updated price target. Analyst Commentary Recent Street research has focused on how Triumph Financial is executing against expectations and how that lines up with current valuation levels.TFIN: Freight Partnership And Mixed Ratings Will Shape Balanced Future Returns
Triumph Financial's analyst price target has been adjusted slightly to $66.75. Analysts cite a mixed set of updates that include a modest change in fair value assumptions, a small tweak to expected revenue growth and profit margin, and differing views on the shares as reflected in recent target and rating moves.TFIN: Freight Payment Partnership And Balanced Risk Reward Will Support Future Upside
Analysts have edged their price expectations for Triumph Financial higher, with the latest Street research highlighting a $4 increase in one target to $70 and describing the setup as a more balanced risk and reward as the shares trade closer to this level. Analyst Commentary Recent research points to a more balanced setup for Triumph Financial as the share price moves closer to the cited US$70 target level.TFIN: Freight Payment Partnerships Will Support Upside As Risk Reward Improves
Analysts have raised their price target on Triumph Financial to $70, a $4 increase. They note that the shares now appear to offer a more balanced risk and reward profile, with seasonally softer first quarter conditions already taken into account.TFIN: Freight Payment Partnerships Will Support Upside Despite Seasonal First Quarter Softness
Analysts have revised their price target on Triumph Financial by $4, reflecting updated assumptions around future P/E levels while citing a more balanced risk and reward profile as shares trade closer to existing targets and as the company enters a seasonally softer first quarter. Analyst Commentary Recent Street research on Triumph Financial has centered on valuation expectations and the timing of near term performance as shares trade closer to existing price targets.TFIN: Freight Payment Partnerships And Seasonal Weakness Will Shape Balanced Outlook
Narrative Update The analyst price target for Triumph Financial has moved modestly higher to an implied fair value of $67, with analysts pointing to refined assumptions on growth, margins, and a higher forward P/E multiple. Recent Street research highlights both a $4 target increase at one firm and a shift to a more neutral risk/reward stance as shares trade closer to existing targets.TFIN: Freight Payment Partnerships And Seasonal Caution Will Shape Balanced Outlook
Analysts have raised their fair value estimate for Triumph Financial by $1 to $66, citing a more balanced risk/reward profile after a recent downgrade to Neutral. The shares are now trading closer to published price targets, with the seasonally softer first quarter also taken into account.TFIN: Cost Discipline And Freight Partnerships Will Support Earnings Through Transportation Weakness
Narrative Update: Triumph Financial Our analyst price target for Triumph Financial moves modestly higher to US$65.00 from US$64.25. This reflects analyst views that recent cost controls and efficiency efforts, highlighted in Q3 expense commentary and a higher FY26 EPS forecast, support slightly stronger long term revenue growth assumptions, despite some pressure on recent revenue and margin metrics.TFIN: Cost Discipline Will Support Earnings Amid Transportation Cycle Headwinds
Analysts have raised their fair value estimate for Triumph Financial from $60.50 to $64.25, citing stronger cost controls that are driving earnings outperformance and supporting a higher long term valuation multiple, despite moderating revenue growth and margin assumptions. Analyst Commentary Analyst commentary around Triumph Financial has focused on the interplay between improving cost efficiency and softer top line trends, with the latest price target increase underscoring a more constructive long term earnings outlook.Triumph Financial: One Of The Last 8.5% Yielding Preferred Shares Remaining
Summary Triumph Financial specializes in the transportation sector and offers a preferred share yielding nearly 8.5% at a discount. TFIN's net interest spread and margin are declining but remain higher than many of its peers. Loan growth remains strong year-over-year, but deposit volatility has pushed the loan-to-deposit ratio to 100%, increasing reliance on external financing. Despite sector concentration and rising nonperforming assets, TFINP's high yield compensates for risks, making it attractive for income-focused investors. Read the full article on Seeking AlphaTriumph Financial: 8.4% Yielding Preferred Shares Are A Great Income Option
Summary Triumph Financial's preferred shares offer an attractive 8.4% yield, presenting a great entry opportunity for income investors amid recent market volatility. The bank's unique structure stabilizes net interest margins despite fluctuating interest rates, maintaining net interest income above pre-pandemic levels. Robust loan and deposit growth, with loans and deposits up over 10% year-over-year, supports the bank's financial stability and reduces reliance on external borrowing. While commercial real estate loans pose risks, the preferred shares remain insulated, ensuring continued dividend payouts and solid income for investors. Read the full article on Seeking AlphaTriumph Financial: No Change In Stance Just Yet
Summary Triumph Financial has a unique business model with a large factoring unit for small and medium trucking fleets, but recent stock performance has been disappointing. Despite growth in deposits and loans, a significant drop in net interest margin and rising non-interest expenses have hurt profitability. The company's price to earnings multiple is high, and it underperforms peers in return on assets and return on equity. While the long-term potential in the transportation sector is promising, current volatility and high valuation suggest maintaining a 'hold' rating for now. Read the full article on Seeking Alpha
Freight Challenges Loom But Tech Innovations And Partnerships Signal Future Revenue Growth
Strategic partnerships and innovation in AI/ML aim to drive significant revenue growth and improve net margins by lowering operational costs.Triumph Financial: Still Too Speculative To Warrant Optimism
Summary Triumph Financial is not a traditional bank; it has a significant factoring unit for trucking fleets and a robust payments platform. Despite some balance sheet improvements, declining net interest income and high valuation multiples make Triumph Financial less attractive. The payments division shows strong growth, but the trucking industry's challenges and the bank's high uninsured deposit exposure are concerning. Given its unique assets and potential rate cut benefits, I maintain a speculative 'hold' rating, though a downgrade is possible. Read the full article on Seeking AlphaTriumph Financial: Upgrading 8.3% Yielding Preferred Shares To A Buy
Summary Triumph Financial struggled as interest rates rose, but has shown improvement since last year. Despite some challenges, Triumph Financial has managed to maintain a healthy net interest income and strong asset yields. The bank's deposit growth has improved, reducing concerns about its loan to deposit ratio, making the preferred shares a buy. Read the full article on Seeking AlphaRentabilidad de los accionistas
| TFIN | US Banks | Mercado US | |
|---|---|---|---|
| 7D | 0.9% | 3.8% | -0.1% |
| 1Y | 24.9% | 23.3% | 26.3% |
Rentabilidad vs. Industria: TFIN superó a la industria US Banks, que obtuvo un rendimiento del 23.3% el año pasado.
Rentabilidad vs. Mercado: TFIN obtuvo unos resultados inferiores a los del mercado US, que fueron del 26.3% el año pasado.
Volatilidad de los precios
| TFIN volatility | |
|---|---|
| TFIN Average Weekly Movement | 5.5% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.6% |
| 10% least volatile stocks in US Market | 3.1% |
Precio estable de las acciones: TFIN no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de TFIN (5%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 2003 | 1,443 | Aaron Graft | triumph.io |
Triumph Financial, Inc. es un holding financiero que presta servicios de banca, factoring, pagos e inteligencia en Estados Unidos. Ofrece productos de depósito, como cheques, ahorros, mercado monetario y certificados de depósito; y productos de préstamo, como préstamos para bienes inmuebles comerciales, construcción comercial, terrenos y desarrollo de terrenos, bienes inmuebles residenciales, agricultura y préstamos al consumo, así como préstamos comerciales e industriales, préstamos para equipos, préstamos basados en activos, préstamos empresariales para capital circulante y fines operativos, y préstamos de crédito líquido. La empresa también ofrece servicios de banca electrónica, tarjetas de débito, servicios de corretaje de seguros, servicios de almacén hipotecario y servicios de factoraje de transporte; servicios de pago, auditoría y otros servicios bancarios para la industria del transporte por carretera; y el producto LoadPay, una cuenta bancaria digital desarrollada para transportistas, así como proporciona servicios y puntuación de rendimiento y evaluación comparativa a la industria del transporte por carretera.
Resumen de fundamentos de Triumph Financial, Inc.
| Estadísticas fundamentales de TFIN | |
|---|---|
| Capitalización bursátil | US$1.63b |
| Beneficios(TTM) | US$28.49m |
| Ingresos (TTM) | US$442.02m |
¿Está TFIN sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de TFIN | |
|---|---|
| Ingresos | US$442.02m |
| Coste de los ingresos | US$0 |
| Beneficio bruto | US$442.02m |
| Otros gastos | US$413.53m |
| Beneficios | US$28.49m |
Últimos beneficios comunicados
Mar 31, 2026
Próxima fecha de beneficios
n/a
| Beneficios por acción (BPA) | 1.20 |
| Margen bruto | 100.00% |
| Margen de beneficio neto | 6.45% |
| Ratio deuda/patrimonio | 15.1% |
¿Cómo se ha desempeñado TFIN a largo plazo?
Ver rendimiento histórico y comparativaAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/06/04 17:40 |
| Precio de las acciones al final del día | 2026/06/04 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Triumph Financial, Inc. está cubierta por 13 analistas. 4 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Harold Goetsch | B. Riley Securities, Inc. |
| null null | D.A. Davidson & Co. |
| Gary Tenner | D.A. Davidson & Co. |