The Bancorp, Inc.

Informe acción NasdaqGS:TBBK

Capitalización de mercado: US$2.5b

Bancorp Resultados de beneficios anteriores

Pasado controles de criterios 4/6

Bancorp ha aumentado sus beneficios a una tasa media anual de 18.8%, mientras que los beneficios de la industria de Banks han experimentado un crecimiento de 2.8% anual. Los ingresos han ido creciendo a una tasa media de 13.4% al año. La rentabilidad financiera de Bancorp es de 33.2%, y sus márgenes netos son de 43.5%.

Información clave

18.80%

Tasa de crecimiento de los beneficios

23.85%

Tasa de crecimiento del BPA

Crecimiento de la industria Banks 11.18%
Tasa de crecimiento de los ingresos13.36%
Rentabilidad financiera33.16%
Margen neto43.49%
Última actualización de beneficios31 Mar 2026

Actualizaciones de resultados anteriores recientes

Recent updates

Seeking Alpha Mar 20

The Bancorp: Uncertainty Is The Only Thing Preventing An Upgrade

Summary The Bancorp remains rated 'Hold due to ongoing concerns over fintech loan credit losses and net interest margin compression. TBBK targets aggressive EPS growth (15%–30% CAGR) and aims for $8.25 EPS by 2027, with ambitious ROE and ROA goals. Despite declining net interest income and rising fintech loan loss provisions, overall profitability improved and fintech fee revenues grew in 2025. TBBK trades at a low forward P/E (6.4x by 2027) but commands a premium on price-to-book metrics versus peers, reflecting asset quality. Read the full article on Seeking Alpha
Artículo de análisis Feb 04

Newsflash: The Bancorp, Inc. (NASDAQ:TBBK) Analysts Have Been Trimming Their Revenue Forecasts

Today is shaping up negative for The Bancorp, Inc. ( NASDAQ:TBBK ) shareholders, with the analysts delivering a...
Actualización del análisis Jan 25

TBBK: Share Repurchases And New CFO Will Support Future Earnings Power

Analysts have maintained their price target for Bancorp at $76.50, indicating essentially unchanged views on the discount rate, revenue growth, profit margin, and forward P/E assumptions that together support a consistent longer-term outlook for the shares. What's in the News The Bancorp, Inc.
Actualización del análisis Jan 10

TBBK: Buybacks And New CFO Will Shape Future Earnings Outlook

Analysts have kept their price target for Bancorp broadly unchanged at US$76.50, reflecting largely steady assumptions around fair value, discount rate, revenue growth, profit margins, and future P/E in their latest update. What's in the News The Bancorp, Inc.
Actualización del análisis Dec 25

TBBK: Share Repurchases And New CFO Will Shape Future Earnings Path

Analysts have modestly raised their price target on Bancorp to 76.50 dollars. This reflects steady confidence in the bank's long term earnings power despite only marginal tweaks to discount rate, revenue growth, and profitability assumptions.
Actualización del análisis Dec 11

TBBK: Share Repurchases And New CFO Will Shape Earnings Outlook

Analysts have modestly increased their price target on Bancorp to align with an updated fair value estimate of 76.50 dollars per share, reflecting stable discount rate, revenue growth, profit margin, and forward P E assumptions. What's in the News The Bancorp appointed Dominic C.
Actualización del análisis Nov 27

TBBK: Share Buyback And New CFO Appointment Will Drive Earnings Upside

Analysts made no changes to their price target for Bancorp. They are maintaining it at $76.50, citing stable underlying metrics and consistent financial projections.
Actualización del análisis Nov 13

TBBK: Share Buyback And New CFO Will Drive Earnings Momentum

Analysts have raised their price target for Bancorp from $70.50 to $76.50. They cite improved revenue growth projections and a reassessment of future profitability and valuation metrics.
Actualización del análisis Oct 29

Expanding Fintech Partnerships Will Drive Future Success

Analysts have revised Bancorp's fair value estimate slightly downward from $70.76 to $70.50 due to concerns about a significant projected decline in revenue growth, even though stronger profit margins are anticipated. What's in the News TIAA Wealth Management & Advice Solutions launched new securities-backed lending and digital estate planning services through strategic partnerships with The Bancorp and Trust & Will.
Artículo de análisis Jul 10

Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Seeking Alpha Mar 29

The Bancorp: A Change Of Opinion Justifies An Upgrade

Summary Initially bullish on The Bancorp, I downgraded it to 'hold' due to its high valuation, but now I believe a soft 'buy' is justified. The Bancorp's unique fintech focus, including payment facilitation and specialty lending, differentiates it from traditional banks and drives significant non-interest income. Despite mixed financial performance, The Bancorp's high asset quality and strong growth prospects, including a forecasted EPS of $5.25 for 2025, support its premium valuation. Long-term growth plans, including reaching $1 billion in annual revenue by 2030 and maintaining high returns on equity and assets, make The Bancorp a compelling investment. Read the full article on Seeking Alpha
Seeking Alpha Dec 30

The Bancorp: Strong Upside Potential

Summary Bancorp's diversified revenue and fintech focus, alongside strong asset growth and efficient capital management, underpin its robust performance and attractive growth prospects. Despite some credit challenges, Bancorp's management maintains a low NPL ratio and strong reserve coverage, ensuring risk is well-managed. The company's commitment to share repurchases and stable NIM projections for 2025 highlight its strategic capital allocation and growth potential. The current valuation, with a fair P/E ratio and price below the 50-day moving average, suggests a good entry now. Read the full article on Seeking Alpha
Artículo de análisis Dec 24

What Does The Future Hold For The Bancorp, Inc. (NASDAQ:TBBK)? These Analysts Have Been Cutting Their Estimates

Today is shaping up negative for The Bancorp, Inc. ( NASDAQ:TBBK ) shareholders, with the analysts delivering a...
Artículo de análisis Dec 22

Do Bancorp's (NASDAQ:TBBK) Earnings Warrant Your Attention?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Artículo de análisis Oct 27

Analysts Just Published A Bright New Outlook For The Bancorp, Inc.'s (NASDAQ:TBBK)

Shareholders in The Bancorp, Inc. ( NASDAQ:TBBK ) may be thrilled to learn that the analysts have just delivered a...
Seeking Alpha Oct 09

The Bancorp: No Downgrade Just Yet, But It Could Be On The Horizon

Summary The Bancorp has shown strong growth in deposits, loans and securities, with net income rising from $49 million to $53.7 million year-over-year. Despite a significant drop in cash, the shift toward higher-yielding loans and securities is positive, with loans yielding 8% and securities 4.82%. The Bancorp remains fundamentally solid with low debt and high asset quality, boasting a return on assets of 2.77% and return on equity of 27.10%. While shares are expensive on a price to book basis, they're cheap on a price to earnings basis. A 10-15% rise without fundamental changes may warrant a downgrade. Read the full article on Seeking Alpha
User avatar
Nuevo análisis Sep 24

Fintech Innovations And Critical Growth Propel The Company To New Financial Heights

Expansion in B2B payments and consumer fintech loans indicates a strategy focused on revenue growth through fintech activities, enhancing net margins and earnings.
Artículo de análisis Sep 17

Should You Be Adding Bancorp (NASDAQ:TBBK) To Your Watchlist Today?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Seeking Alpha Jul 27

The Bancorp: Fintech Solutions Push The Bank To New All-Time Highs

Summary The Bancorp is performing exceptionally well in 2024, with a 35% YTD increase and potential for new all-time highs. TBBK's emphasis on fintech has led to strong growth, profitability, and efficiency, with a focus on non-interest income and low-cost deposits. Management's long-term vision for TBBK as a "tech-bank" aims for high profitability, with potential ROE above 40% and ROA above 4%. Read the full article on Seeking Alpha
Seeking Alpha May 06

The Bancorp Deserves More Time For The Bullish Thesis To Play Out

Summary The Bancorp's focus on building up its payments ecosystem has led to a significant premium in its stock price relative to other banks. The bank's financial performance has been impressive, with net interest income and non-interest income increasing, leading to higher net profits. The quality of The Bancorp's assets is high, with a low percentage of uninsured deposits and a strong return on assets and equity. Read the full article on Seeking Alpha
Artículo de análisis Apr 22

Does Bancorp (NASDAQ:TBBK) Deserve A Spot On Your Watchlist?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Seeking Alpha Feb 04

The Bancorp: An Atypical Bank That Keeps Growing

Summary The Bancorp has reported positive Q4 2023 results, with increased profitability ratios and a 54% increase in EPS. TBBK does not issue dividends but tends to purchase its own shares. TBBK's future profitability may be impacted by changes in interest rates, but management is implementing strategies to mitigate potential risks. Read the full article on Seeking Alpha

Desglose de ingresos y gastos

Cómo gana y gasta dinero Bancorp. Basado en los últimos beneficios reportados, en base a los últimos doce meses (LTM).


Historial de beneficios e ingresos

NasdaqGS:TBBK Ingresos, gastos y beneficios (USD Millions)
FechaIngresosBeneficiosGastos G+AGastos de I+D
31 Mar 265312312020
31 Dec 255262281980
30 Sep 255232281940
30 Jun 255162241900
31 Mar 255022181850
31 Dec 244952181800
30 Sep 244722061740
30 Jun 244642041700
31 Mar 244572001690
31 Dec 234481921680
30 Sep 234431891670
30 Jun 234161691640
31 Mar 233841501560
31 Dec 223471301490
30 Sep 223261171510
30 Jun 223151151480
31 Mar 223121131490
31 Dec 213131101500
30 Sep 213081071480
30 Jun 213051021490
31 Mar 21294931470
31 Dec 20273811430
30 Sep 20253591410
30 Jun 20250571400
31 Mar 20234471360
31 Dec 19241511380
30 Sep 19233541340
30 Jun 19283951300
31 Mar 19275911280
31 Dec 18271881270
30 Sep 18271681250
30 Jun 18207141280
31 Mar 18207251280
31 Dec 17196171270
30 Sep 1716841320
30 Jun 17155-51340
31 Mar 17138-401390
31 Dec 16129-571400
30 Sep 16200-131360
30 Jun 16192-191290
31 Mar 16204-31220
31 Dec 1516751180
30 Sep 15147-11120
30 Jun 15148131080

Ingresos de calidad: TBBK tiene ganancias de alta calidad.

Margen de beneficios creciente: Los actuales márgenes de beneficio (43.5%) de TBBK son superiores a los del año pasado (43.5%).


Análisis del flujo de caja libre vs. Beneficios


Análisis del crecimiento de los beneficios en el pasado

Tendencia de beneficios: Los beneficios de TBBK han crecido un 18.8% al año en los últimos 5 años.

Acelerando crecimiento: El crecimiento de los beneficios de TBBK en el último año (5.9%) está por debajo de su media de 5 años (18.8% al año).

Beneficios vs. Industria: El crecimiento de los beneficios de TBBK en el último año (5.9%) no superó al de la industria Banks 22.7%.


Rentabilidad financiera

Alta ROE: La rentabilidad financiera (33.2%) de TBBK se considera alta.


Rentabilidad económica


Rendimiento del capital invertido


Descubre empresas con buenos resultados en el pasado

Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/07 06:17
Precio de las acciones al final del día2026/05/07 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

The Bancorp, Inc. está cubierta por 6 analistas. 3 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Andrew StappB. Riley Securities, Inc.
John HechtCitizens JMP Securities, LLC
Timothy SwitzerKeefe, Bruyette, & Woods