Preferred Bank

Informe acción NasdaqGS:PFBC

Capitalización de mercado: US$1.2b

Preferred Bank Dirección

Dirección controles de criterios 4/4

El CEO de Preferred Bank es Li Yu , nombrado en Jan 1993, tiene una permanencia de 33.42 años. compensación anual total es $4.47M, compuesta por 22.6% salario y 77.4% primas, incluidas acciones y opciones de la empresa. posee directamente un 5.77% de las acciones de la empresa, por valor de $66.95M. La antigüedad media del equipo directivo y de la junta directiva es de 14.8 años y 22.4 años, respectivamente.

Información clave

Li Yu

Chief Executive Officer (CEO)

US$4.5m

Compensación total

Porcentaje del salario del CEO22.61%
Permanencia del CEO33.4yrs
Participación del CEO5.8%
Permanencia media de la dirección14.8yrs
Promedio de permanencia en la Junta Directiva22.4yrs

Actualizaciones recientes de la dirección

Recent updates

Actualización de narrativa Apr 20

PFBC: Future Returns Will Reflect Fine Tuned Expectations And Balanced Execution Risks

Analysts have trimmed their price targets on Preferred Bank by $6 to $12 to around $100 as they recalibrate expectations for revenue growth, profit margins, and future P/E assumptions, while keeping the modeled fair value steady at $100.50. Analyst Commentary Recent research updates on Preferred Bank have centered on resetting price targets and ratings to reflect revised expectations for growth, profitability, and appropriate P/E levels, while the modeled fair value has stayed close to US$100.
Seeking Alpha Apr 10

It's A Bit Premature To Downgrade Preferred Bank

Summary Preferred Bank receives a reaffirmed soft "Buy" rating, though recent net interest margin declines temper enthusiasm. PFBC’s net interest margin fell to 3.74%, with loan yields dropping as adjustable-rate loans reprice lower amid declining rates. Asset quality remains robust, with return on assets at 1.82% and return on equity at 17.59%, both above peer averages. Valuation is attractive on P/E (8.2x), but elevated uninsured and brokered deposits and rising non-performing loans warrant close monitoring. Read the full article on Seeking Alpha
Actualización de narrativa Apr 04

PFBC: Future Returns Will Reflect Recalibrated Expectations And Moderated Execution Confidence

Narrative Update on Preferred Bank The analyst price target for Preferred Bank has been trimmed from $107 to about $100.50, as analysts align their views with recent target cuts from firms such as Piper Sandler and Brean Capital while factoring in updated assumptions on fair value, discount rate, growth, profitability, and future P/E. Analyst Commentary Recent Street research on Preferred Bank reflects a more measured stance, with multiple firms revisiting both ratings and price targets.
Artículo de análisis Dec 27

Preferred Bank's (NASDAQ:PFBC) Shareholders Will Receive A Bigger Dividend Than Last Year

Preferred Bank ( NASDAQ:PFBC ) will increase its dividend on the 20th of January to $0.80, which is 6.7% higher than...
Seeking Alpha Feb 04

Preferred Bank: Limited Impact From LA Wildfires Expected

Summary Preferred Bank is a U.S. regional bank specialized in mortgage lending. Q4 2024 results were negatively impacted by a one-off rental expense. The outlook for Q1 2025 shows that quarterly EPS should recover half of the rental-expense-induced decline, even as costs remain elevated. Looking further ahead, the bank's 95% reliance on net interest income indicates some remaining drag from Fed policy normalization on the net interest margin. This is more than priced into the share price, with the stock trading at only 9.5x its 2024 earnings. Credit costs are currently very low, with the key risk to consider being whether Preferred Bank can maintain its exceptional performance in terms of efficiency and underwriting standards. Read the full article on Seeking Alpha
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Nueva narrativa Sep 24

Interest Rate Strategy Buoyed By Fixed-Rate Shift, Yet Profit Margins Face Headwinds

Anticipated interest rate relief and strategic shift from floating to fixed-rate loans suggest improved net interest income and earnings stability.
Seeking Alpha Jun 03

Preferred Bank: Interesting Dividend But Under Certain Conditions

Summary Preferred Bank is a small bank with strong performance and a fast-growing dividend, making it attractive to investors. The bank's profitability is above average, with a high loan yield and positive asset results. The CEO believes that the U.S. economy is resilient and that the worst is behind us, but the bank needs to improve its balance sheet structure to prepare for potential rate reductions. Read the full article on Seeking Alpha
Artículo de análisis Apr 27

US$87.75 - That's What Analysts Think Preferred Bank (NASDAQ:PFBC) Is Worth After These Results

Preferred Bank ( NASDAQ:PFBC ) just released its latest first-quarter results and things are looking bullish. The...
Seeking Alpha Mar 12

Preferred Bank Still Remains A Solid Prospect

Summary Preferred Bank's shares have underperformed the broader market, but revenue and profits have remained positive. The bank's 2023 fiscal year showed positive growth in net interest income and net income, despite some weakness in non-interest income. Deposits and loan values have increased, while securities have decreased. The bank is trading at a low price-to-earnings multiple, but is expensive relative to book value. Read the full article on Seeking Alpha
Artículo de análisis Nov 16

If EPS Growth Is Important To You, Preferred Bank (NASDAQ:PFBC) Presents An Opportunity

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Artículo de análisis Jul 22

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Artículo de análisis Mar 31

Preferred Bank (NASDAQ:PFBC) Has Announced That It Will Be Increasing Its Dividend To $0.55

Preferred Bank's ( NASDAQ:PFBC ) dividend will be increasing from last year's payment of the same period to $0.55 on...
Artículo de análisis Mar 10

Do Preferred Bank's (NASDAQ:PFBC) Earnings Warrant Your Attention?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Artículo de análisis Dec 19

Preferred Bank (NASDAQ:PFBC) Will Pay A Larger Dividend Than Last Year At $0.55

Preferred Bank ( NASDAQ:PFBC ) has announced that it will be increasing its periodic dividend on the 20th of January to...

Análisis de compensación del CEO

¿Cómo ha cambiado la remuneración de Li Yu en comparación con los beneficios de Preferred Bank?
FechaCompensación totalSalarioIngresos de la empresa
Mar 31 2026n/an/a

US$135m

Dec 31 2025US$4mUS$1m

US$134m

Sep 30 2025n/an/a

US$129m

Jun 30 2025n/an/a

US$126m

Mar 31 2025n/an/a

US$127m

Dec 31 2024US$4mUS$1m

US$131m

Sep 30 2024n/an/a

US$136m

Jun 30 2024n/an/a

US$141m

Mar 31 2024n/an/a

US$145m

Dec 31 2023US$5mUS$1m

US$150m

Sep 30 2023n/an/a

US$154m

Jun 30 2023n/an/a

US$151m

Mar 31 2023n/an/a

US$141m

Dec 31 2022US$5mUS$958k

US$129m

Sep 30 2022n/an/a

US$116m

Jun 30 2022n/an/a

US$107m

Mar 31 2022n/an/a

US$100m

Dec 31 2021US$5mUS$950k

US$95m

Sep 30 2021n/an/a

US$90m

Jun 30 2021n/an/a

US$81m

Mar 31 2021n/an/a

US$74m

Dec 31 2020US$4mUS$950k

US$69m

Sep 30 2020n/an/a

US$68m

Jun 30 2020n/an/a

US$71m

Mar 31 2020n/an/a

US$75m

Dec 31 2019US$5mUS$950k

US$78m

Compensación vs. Mercado: La compensación total ($USD4.47M) de Li está en línea con el promedio de empresas de tamaño similar en el mercado US ($USD3.70M).

Compensación vs. Ingresos: La compensación de Li ha sido consistente con los resultados de la empresa en el último año.


CEO

Li Yu (85 yo)

33.4yrs
Permanencia
US$4,467,850
Compensación

Mr. Li Yu founded Preferred Bank and has been its Chairman since December 1991 and has been its Chief Executive Officer since 1993 and served as its President from 1993 to August 22, 2012. He serves as Cor...


Equipo directivo

NombrePosiciónPermanenciaCompensaciónPropiedad
Li Yu
Chairman33.4yrsUS$4.47m5.77%
$ 67.0m
Wellington Chen
President & COO14.8yrsUS$1.88m0.20%
$ 2.3m
Edward Czajka
Executive VP & CFO20.1yrsUS$1.24m0.30%
$ 3.5m
Nick Pi
Executive VP & Chief Risk Officer1.1yrsUS$1.15m0.038%
$ 445.0k
Johnny Hsu
Executive VP & Deputy COO8.4yrsUS$1.04m0.057%
$ 662.7k
Stella Chen
Senior Vice Presidentno dataUS$172.26ksin datos
Robert Kosof
Executive Vice President of Commercial Lendingno dataUS$476.86ksin datos
Sandy Ho
Executive VP & Regional Managerno dataUS$169.42ksin datos
Erika Chi
Executive Vice Presidentno datasin datossin datos
Ted Hsu
Executive Vice Presidentno datasin datossin datos
Alice Huang
Executive Vice Presidentno datasin datossin datos
Pamela Lau
Executive Vice Presidentno datasin datossin datos
14.8yrs
Permanencia media
66yo
Promedio de edad

Equipo directivo experimentado: El equipo directivo de PFBC es experimentado (14.8 años antigüedad media).


Miembros de la Junta

NombrePosiciónPermanenciaCompensaciónPropiedad
Li Yu
Chairman34.5yrsUS$4.47m5.77%
$ 67.0m
J. Belliston
Independent Director23.4yrsUS$208.39k0.18%
$ 2.0m
Wayne Wu
Independent Director13yrsUS$182.39k0.13%
$ 1.5m
Gary Nunnelly
Independent Director35.4yrsUS$202.89k0.26%
$ 3.1m
Chih-Wei Wu
Independent Director13.6yrsUS$170.89k0.011%
$ 127.4k
William C. Cheng
Independent Director31.4yrsUS$197.39k0.51%
$ 6.0m
Clark Hsu
Independent Vice Chairman of the Board21.4yrsUS$197.89k0.86%
$ 9.9m
Kathleen Shane
Independent Director7.3yrsUS$193.89k0.083%
$ 960.3k
22.4yrs
Permanencia media
71.5yo
Promedio de edad

Junta con experiencia: Los miembros de la junta directiva de PFBC son experimentados ( 22.4 años antigüedad media).


Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/06/09 01:54
Precio de las acciones al final del día2026/06/09 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

Preferred Bank está cubierta por 11 analistas. 5 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Stephen MossB. Riley Securities, Inc.
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.