Old Second Bancorp (OSBC) Resumen de Acciones
Old Second Bancorp, Inc. opera como holding bancario de Old Second National Bank, que presta servicios bancarios comunitarios en Estados Unidos. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 4/6 |
| Crecimiento futuro | 1/6 |
| Rendimiento pasado | 2/6 |
| Salud financiera | 5/6 |
| Dividendos | 3/6 |
Recompensas
Análisis de riesgos
OSBC Community Fair Values
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Analyst Price Targets
Competidores de Old Second Bancorp, Inc.
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$22.99 |
| Máximo en las últimas 52 semanas | US$23.95 |
| Mínimo de 52 semanas | US$16.43 |
| Beta | 0.70 |
| Cambio en 1 mes | 6.63% |
| Variación en 3 meses | 8.49% |
| Cambio de 1 año | 21.32% |
| Variación en 3 años | 70.17% |
| Variación en 5 años | 88.44% |
| Variación desde la OPV | 467.65% |
Noticias y actualizaciones recientes
Actualización de narrativa • Jun 22
OSBC: Buybacks And Overweight Rating Will Support Execution And Credit Risk Balance
Old Second Bancorp's analyst price target has been trimmed by $1, as analysts balance Piper Sandler's reduced target with Stephens' recent Overweight initiation and largely unchanged valuation inputs. Analyst Commentary Recent Street research on Old Second Bancorp reflects a mix of optimism on the stock's longer term potential and caution around nearer term execution and valuation, leading to only a modest trim to the overall price target.Artículo de análisis • Jun 16
Old Second Bancorp (OSBC) Stock Could Be 5.1% Undervalued After Recent Board Change
Old Second Bancorp (OSBC) is back in focus after board member Dennis Klaeser resigned on June 5, 2026, and the company chose to reduce its board size instead of immediately filling the vacancy. See our latest analysis for Old Second Bancorp. The recent board change comes as Old Second Bancorp’s share price sits at $22.01, with a 30-day share price return of 7.73% and year to date gain of 12.99%. The 1-year total shareholder return of 33.28% and 3-year total shareholder return of 64.43% point...Actualización de narrativa • Jun 05
OSBC: Buybacks And Overweight Rating Will Offset Recent Cautious Repricing
Analysts have trimmed Old Second Bancorp's target slightly, reducing it by $1 as they factor in updated assumptions on discount rates, revenue growth, profit margins, and future P/E expectations, while recent Street research reflects a mix of caution and renewed coverage interest. Analyst Commentary Recent Street commentary around Old Second Bancorp highlights a mix of optimism on the stock's positioning and caution around the assumptions that drive its valuation, including discount rates, revenue growth, margins, and future P/E levels.Recent updates
Actualización de narrativa • Jun 22
OSBC: Buybacks And Overweight Rating Will Support Execution And Credit Risk Balance
Old Second Bancorp's analyst price target has been trimmed by $1, as analysts balance Piper Sandler's reduced target with Stephens' recent Overweight initiation and largely unchanged valuation inputs. Analyst Commentary Recent Street research on Old Second Bancorp reflects a mix of optimism on the stock's longer term potential and caution around nearer term execution and valuation, leading to only a modest trim to the overall price target.Artículo de análisis • Jun 16
Old Second Bancorp (OSBC) Stock Could Be 5.1% Undervalued After Recent Board Change
Old Second Bancorp (OSBC) is back in focus after board member Dennis Klaeser resigned on June 5, 2026, and the company chose to reduce its board size instead of immediately filling the vacancy. See our latest analysis for Old Second Bancorp. The recent board change comes as Old Second Bancorp’s share price sits at $22.01, with a 30-day share price return of 7.73% and year to date gain of 12.99%. The 1-year total shareholder return of 33.28% and 3-year total shareholder return of 64.43% point...Actualización de narrativa • Jun 05
OSBC: Buybacks And Overweight Rating Will Offset Recent Cautious Repricing
Analysts have trimmed Old Second Bancorp's target slightly, reducing it by $1 as they factor in updated assumptions on discount rates, revenue growth, profit margins, and future P/E expectations, while recent Street research reflects a mix of caution and renewed coverage interest. Analyst Commentary Recent Street commentary around Old Second Bancorp highlights a mix of optimism on the stock's positioning and caution around the assumptions that drive its valuation, including discount rates, revenue growth, margins, and future P/E levels.Seeking Alpha • Jun 02
The Windy City Is Not Providing Much Tailwind For Old Second Bancorp
Summary Old Second Bancorp demonstrates strong net interest margin and operational efficiency but faces rising concerns for its asset quality. OSBC's Q1 2026 net interest margin reached 5.14%, supported by low-cost deposits and high-yielding loans, yet nonperforming loans and charge-offs are increasing. Loan and deposit growth are challenged by Chicago's weak macro environment, with rising unemployment and commercial real estate headwinds. I maintain a Neutral/Hold rating on OSBC, as operational strengths are balanced by significant credit and regional risks. Read the full article on Seeking AlphaActualización de narrativa • May 19
OSBC: Buybacks And Overweight Rating Will Support Future Upside Potential
Analysts have trimmed their price target on Old Second Bancorp by $0.20 to $23.20, reflecting updated views on growth, profitability and valuation following recent research updates from the Street. Analyst Commentary Recent research updates present a mixed picture for Old Second Bancorp, with some analysts focusing on upside potential and others highlighting execution and valuation risks.Actualización de narrativa • Apr 26
OSBC: Buybacks And Overweight Rating Will Support Future Return Potential
Analysts have trimmed their price target for Old Second Bancorp slightly to $23.40 from $23.60, citing updated assumptions around revenue growth, profit margins, and a lower forward P/E multiple following recent coverage updates, including the Overweight initiation at Stephens. Analyst Commentary Analyst commentary around Old Second Bancorp has focused on how updated assumptions for revenue growth, profitability, and valuation multiples stack up against its current execution.Actualización de narrativa • Apr 09
OSBC: Share Repurchases And Disciplined Execution Will Shape Future Return Profile
Analysts have nudged their price target on Old Second Bancorp slightly lower, trimming it by about $0.23 as they fine tune fair value, growth, and margin assumptions following recent coverage updates and target revisions. Analyst Commentary Bullish Takeaways Bullish analysts highlighting the new coverage initiation see room for the bank to execute on its business plan in a way that supports their constructive stance on the shares, even with only modest adjustments to fair value assumptions so far.Actualización de narrativa • Mar 26
OSBC: Share Repurchases And Refined Earnings Outlook Will Support Higher Multiple
Narrative Update on Old Second Bancorp The analyst price target for Old Second Bancorp has been raised by $1, with analysts pointing to their updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for the new target. Analyst Commentary Analysts raising the price target by $1 are updating their view of Old Second Bancorp based on revised assumptions around fair value, discount rate, revenue growth, profit margins and future P/E.Actualización de narrativa • Mar 08
OSBC: Share Repurchase Plan And Raised Outlook Will Support Earnings Multiple
Analysts have raised their price target on Old Second Bancorp by $1, citing updated views in their latest research on valuation, growth assumptions, and profitability metrics. Analyst Commentary Analysts raising their price target by $1 are effectively signaling a modest reassessment of Old Second Bancorp's valuation, based on their updated views on growth assumptions and profitability trends.Actualización de narrativa • Feb 21
OSBC: Share Repurchase Plan Will Support Higher Earnings Multiple Outlook
Analysts have raised their price target on Old Second Bancorp by $1 to $23.83, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Analysts describe the new US$23.83 price target as a fine tuning of their view of what they see as fair value for Old Second Bancorp, taking into account revenue growth assumptions, profitability and the P/E they are comfortable paying for the stock.Actualización de narrativa • Feb 06
OSBC: Higher Future P/E And Buyback Plan Will Support $23.80 Outlook
Narrative Update Overview Analysts have lifted their price target on Old Second Bancorp by about $0.90 to $23.80, citing updated fair value assumptions, a slightly higher discount rate, moderated revenue growth and margin expectations, and a higher future P/E estimate. Analyst Commentary Bullish analysts lifting the price target to $23.80 point to a revised view of Old Second Bancorp's earnings power and risk profile, rather than a single catalyst.Actualización de narrativa • Jan 22
OSBC: Post-Earnings Pullback And $23 Outlook Will Shape Future Share Path
Analysts have nudged their 12 month price target on Old Second Bancorp up by $1 to $23, citing what they see as an overdone post earnings pullback despite results and guidance that were in line with consensus. Analyst Commentary Bullish Takeaways Bullish analysts see the US$1 lift in the 12 month price target to US$23 as a sign that the recent share pullback may have moved the stock further below what they view as fair value.Actualización de narrativa • Jan 08
OSBC: Post-Earnings Pullback And Buybacks Will Support Future Share Rebound
Analysts have raised their price target on Old Second Bancorp to $23 from $22, describing the recent share pullback as overdone after earnings that were broadly in line with expectations. Analyst Commentary Analysts reviewing Old Second Bancorp are largely focusing on how the recent share pullback lines up with earnings and guidance that were in line with consensus expectations.Actualización de narrativa • Dec 19
OSBC: Post-Earnings Pullback Will Shape Returns Amid Credit And Buyback Trends
Analysts have modestly increased their price target on Old Second Bancorp from $21.75 to approximately $22.92, citing what they see as an overdone post earnings selloff despite results and guidance tracking broadly in line with expectations. Analyst Commentary Bullish Takeaways Bullish analysts argue that the recent share price weakness has created an attractive entry point, with the revised target price implying upside from current trading levels.Artículo de análisis • Jul 19
Old Second Bancorp (NASDAQ:OSBC) Is Due To Pay A Dividend Of $0.06
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will pay a dividend of $0.06 per share on the 4th of...Artículo de análisis • Jan 25
Old Second Bancorp (NASDAQ:OSBC) Has Announced A Dividend Of $0.06
Old Second Bancorp, Inc.'s ( NASDAQ:OSBC ) investors are due to receive a payment of $0.06 per share on 10th of...
Nueva narrativa • Oct 20
Asset Quality Soars Amid Potential Revenue Dip For Growing Loan Portfolio
Improvements in asset quality and balance sheet management are set to strengthen net margins and earnings.Artículo de análisis • Oct 19
Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be Increased To $0.06
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will be increasing its dividend from last year's...Artículo de análisis • Jul 20
Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be $0.05
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) will pay a dividend of $0.05 on the 5th of August. The dividend yield is 1.2...Artículo de análisis • Apr 21
Old Second Bancorp (NASDAQ:OSBC) Is Paying Out A Dividend Of $0.05
Old Second Bancorp, Inc. ( NASDAQ:OSBC ) will pay a dividend of $0.05 on the 6th of May. This payment means the...Artículo de análisis • Jan 30
Here's Why We Think Old Second Bancorp (NASDAQ:OSBC) Is Well Worth Watching
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Rentabilidad de los accionistas
| OSBC | US Banks | Mercado US | |
|---|---|---|---|
| 7D | -1.4% | 2.8% | -0.7% |
| 1Y | 21.3% | 23.1% | 20.3% |
Rentabilidad vs. Industria: OSBC igualó a la industria US Banks, que obtuvo un rendimiento del 23.1% el año pasado.
Rentabilidad vs. Mercado: OSBC superó al mercado US, que obtuvo un rendimiento del 20.3% el año pasado.
Volatilidad de los precios
| OSBC volatility | |
|---|---|
| OSBC Average Weekly Movement | 3.5% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.2% |
Precio estable de las acciones: OSBC no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de OSBC (3%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1871 | 1,062 | Jim Eccher | www.oldsecond.com |
Old Second Bancorp, Inc. opera como holding bancario de Old Second National Bank, que presta servicios bancarios comunitarios en Estados Unidos. La empresa ofrece productos de depósito, como cuentas corrientes para particulares y empresas, cuentas NOW, cuentas del mercado monetario, cuentas de ahorro y otras cuentas de depósito a plazo fijo, así como certificados de depósito y cuentas de jubilación individuales. También ofrece productos de préstamo, como préstamos comerciales e industriales; préstamos inmobiliarios comerciales; préstamos multifamiliares; préstamos para la construcción y el desarrollo; préstamos inmobiliarios residenciales, como préstamos residenciales de primera y segunda hipoteca; líneas de crédito sobre el valor neto de la vivienda; préstamos al consumo, incluidos préstamos para vehículos de motor, mejoras en el hogar y préstamos a la firma; préstamos a plazos y agrícolas; cuentas por cobrar de financiación de arrendamientos y comprobación de sobregiros; y operaciones de depósito seguro.
Resumen de fundamentos de Old Second Bancorp, Inc.
| Estadísticas fundamentales de OSBC | |
|---|---|
| Capitalización bursátil | US$1.19b |
| Beneficios(TTM) | US$86.07m |
| Ingresos (TTM) | US$324.91m |
13.7x
Ratio precio-beneficio (PE)1.3x
Precio/valor contable ¿Está OSBC sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de OSBC | |
|---|---|
| Ingresos | US$324.91m |
| Coste de los ingresos | US$0 |
| Beneficio bruto | US$324.91m |
| Otros gastos | US$238.85m |
| Beneficios | US$86.07m |
Últimos beneficios comunicados
Mar 31, 2026
Próxima fecha de beneficios
Jul 22, 2026
| Beneficios por acción (BPA) | 1.67 |
| Margen bruto | 100.00% |
| Margen de beneficio neto | 26.49% |
| Ratio deuda/patrimonio | 36.3% |
¿Cómo se ha desempeñado OSBC a largo plazo?
Ver rendimiento histórico y comparativaDividendos
1.2%
Rentabilidad actual por dividendo15%
Ratio de pagosAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/07/07 07:06 |
| Precio de las acciones al final del día | 2026/07/07 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también contamos con guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Old Second Bancorp, Inc. está cubierta por 9 analistas. 5 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| null null | D.A. Davidson & Co. |
| Jeffrey Rulis | D.A. Davidson & Co. |
| David Konrad | Keefe, Bruyette, & Woods |