Salud financiera de hoja de balance de OptimumBank Holdings

Salud financiera controles de criterios 6/6

OptimumBank Holdings tiene unos activos totales de $945.2M y un patrimonio total de $92.7M. Los depósitos totales ascienden a $806.5M y los préstamos totales a $768.9M. Obtiene un margen de interés neto de 3.8%. Dispone de suficientes provisiones para préstamos dudosos, que actualmente ascienden a 0.3% del total de préstamos. El efectivo y las inversiones a corto plazo ascienden a $131.6M.

Información clave

10.2x

Ratio activos-patrimonio

3.8%

Margen de interés neto

Depósitos totales	US$806.51m
Ratio de créditos sobre depósitos	Adecuado
Préstamos dudosos	0.3%
Provisión para préstamos dudosos	Suficiente
Ratio actual	Bajo
Efectivo y equivalentes	US$131.60m

Actualizaciones recientes sobre salud financiera

No hay actualizaciones

Recent updates

Here's Why OptimumBank Holdings (NASDAQ:OPHC) Has Caught The Eye Of Investors

Nov 09

Does OptimumBank Holdings (NASDAQ:OPHC) Deserve A Spot On Your Watchlist?

Dec 19

Should You Be Adding OptimumBank Holdings (NASDAQ:OPHC) To Your Watchlist Today?

Aug 12

OptimumBank reports Q2 results

Aug 09

OptimumBank expects $1.3M fee income from PPP loans

May 26

OptimumBank Holdings, Inc.'s (NASDAQ:OPHC) CEO Compensation Looks Acceptable To Us And Here's Why

May 19

A Quick Analysis On OptimumBank Holdings' (NASDAQ:OPHC) CEO Compensation

Dec 29

Análisis de la situación financiera

Historial y análisis de deuda-patrimonio

Hoja de balance

Análisis de instituciones financieras

Nivel de activos: El [ratio activos-patrimonio] de OPHC (10.2x) es moderado.

Provisión para préstamos dudosos: OPHC tiene suficiente provisión para préstamos dudosos (382%).

Pasivos de bajo riesgo: 95% del pasivo de OPHC se compone principalmente de fuentes de financiación de bajo riesgo.

Nivel de préstamo: OPHC tiene un nivel adecuado de ratio de endeudamiento sobre activos (81%).

Depósitos de bajo riesgo: El ratio préstamos-depositos de OPHC (95%) es apropiado.

Nivel de préstamos dudosos: OPHC tiene un nivel adecuado de préstamos dudosos (0.3%).

Salud financiera de hoja de balance de OptimumBank Holdings

Salud financiera controles de criterios 6/6

Información clave

Actualizaciones recientes sobre salud financiera

Recent updates

Third quarter 2024 earnings released: EPS: US$0.34 (vs US$0.17 in 3Q 2023)

Here's Why OptimumBank Holdings (NASDAQ:OPHC) Has Caught The Eye Of Investors

Investor sentiment improves as stock rises 16%

OptimumBank Holdings, Inc. has filed a Follow-on Equity Offering in the amount of $25 million.

OptimumBank Holdings, Inc. has filed a Follow-on Equity Offering in the amount of $25 million.

Second quarter 2024 earnings released: EPS: US$0.36 (vs US$0.18 in 2Q 2023)

Insufficient new directors

First quarter 2024 earnings released: EPS: US$0.31 (vs US$0.16 in 1Q 2023)

OptimumBank Holdings, Inc., Annual General Meeting, May 29, 2024

OptimumBank Holdings, Inc. announced that it has received $7.942998 million in funding

Full year 2023 earnings released: EPS: US$0.87 (vs US$0.68 in FY 2022)

New minor risk - Shareholder dilution

Third quarter 2023 earnings released: EPS: US$0.18 (vs US$0.11 in 3Q 2022)

Principal Executive Officer notifies of intention to sell stock

Second quarter 2023 earnings released: EPS: US$0.18 (vs US$0.16 in 2Q 2022)

OptimumBank Holdings, Inc., Annual General Meeting, Jun 27, 2023

First quarter 2023 earnings released: EPS: US$0.16 (vs US$0.17 in 1Q 2022)

Investor sentiment deteriorates as stock falls 16%

Full year 2022 earnings released: EPS: US$0.68 (vs US$1.62 in FY 2021)

Does OptimumBank Holdings (NASDAQ:OPHC) Deserve A Spot On Your Watchlist?

Third quarter 2022 earnings released: EPS: US$0.11 (vs US$0.21 in 3Q 2021)

Third quarter 2022 earnings released: EPS: US$0.11 (vs US$0.21 in 3Q 2021)

Optimumbank Holdings, Inc. and Optimumbank Announces Board Changes

Should You Be Adding OptimumBank Holdings (NASDAQ:OPHC) To Your Watchlist Today?

Second quarter 2022 earnings released: EPS: US$0.16 (vs US$0.14 in 2Q 2021)

OptimumBank reports Q2 results

Investor sentiment improved over the past week

First quarter 2022 earnings released: EPS: US$0.17 (vs US$0.11 in 1Q 2021)

Optimumbank and OptimumBank Holdings, Inc. Announces Board Resignation

OptimumBank Holdings, Inc. Announces Resignation of Chan Heng Fai Ambrose as Director

Insufficient new directors

OptimumBank Holdings, Inc., Annual General Meeting, Apr 26, 2022

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Investor sentiment improved over the past week

Insufficient new directors

Investor sentiment deteriorated over the past week

Third quarter 2021 earnings released: EPS US$0.21 (vs US$0.17 loss in 3Q 2020)

Second quarter 2021 earnings released: EPS US$0.14 (vs US$0.12 loss in 2Q 2020)

Independent Director Jeffry Wagner has left the company

OptimumBank expects $1.3M fee income from PPP loans

OptimumBank Holdings, Inc.'s (NASDAQ:OPHC) CEO Compensation Looks Acceptable To Us And Here's Why

First quarter 2021 earnings released: EPS US$0.11 (vs US$0.11 loss in 1Q 2020)

Full year 2020 earnings released: US$0.27 loss per share (vs US$0.58 loss in FY 2019)

New 90-day high: US$3.92

New 90-day high: US$3.55

A Quick Analysis On OptimumBank Holdings' (NASDAQ:OPHC) CEO Compensation

New 90-day high: US$3.28

Third quarter 2020 earnings released: US$0.17 loss per share

New 90-day high: US$3.15

New 90-day high: US$3.01

First half earnings released

OptimumBank Holdings, Inc. announced that it has received $2.5 million in funding

Análisis de la situación financiera

Historial y análisis de deuda-patrimonio

Hoja de balance

Análisis de instituciones financieras

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