Inter & Co Crecimiento futuro
Future controles de criterios 6/6
Se prevé un crecimiento anual de los beneficios y los ingresos de Inter & Co de 22.7% y 21.5% por año respectivamente. Se prevé que el BPA crezca en un 25.1% al año. Se espera que la rentabilidad financiera sea de 21.2% en 3 años.
Información clave
22.7%
Tasa de crecimiento de los beneficios
25.14%
Tasa de crecimiento del BPA
| Crecimiento de los beneficios de Banks | 8.1% |
| Tasa de crecimiento de los ingresos | 21.5% |
| Rentabilidad financiera futura | 21.16% |
| Cobertura de analistas | Good |
| Última actualización | 20 Apr 2026 |
Actualizaciones recientes sobre el crecimiento futuro
Recent updates
INTR: Upcoming Governance Changes And Investor Day Will Support Earnings Repricing
Analysts have trimmed their 12 month price target for Inter & Co to $12.50, citing updated assumptions that keep fair value steady at $12.50 while reflecting slightly revised views on the discount rate, revenue growth, profit margin, and future P/E. What's in the News Inter & Co scheduled its 2026 Annual General Meeting for April 29, 2026, to be held virtually and at the company offices, with shareholders of record as of March 23, 2026 invited to participate (company filing).
INTR: Miami Branch And Governance Changes Will Support Cross Border Banking Upside
Inter & Co's updated analyst price target holds steady at $10.25, with analysts attributing the change to small refinements in the discount rate and forward P/E assumptions rather than any major shift in the core outlook. What's in the News Inter & Co plans to hold its 2026 Annual General Meeting on April 29, 2026, both virtually and at the company offices, with shareholders of record as of March 23, 2026 eligible to receive notice of the meeting (company filing).
Inter&Co - 60/30/30 Plan
# ======================================================== INTER&CO (INBR32 / INTR) MONETIZATION AND OPERATIONAL LEVERAGE THESIS March 2026 | Base: 4Q25 Earnings Release, Q4 2025 Conference Call and Comparative Sector Analysis This is a personal investment thesis, prepared based on public data, earnings releases, and the official transcript of the 4Q25 conference call held on February 11, 2026. It does not constitute a recommendation to buy or sell securities.INTR: Miami Branch Approval Will Support Cross Border Banking Earnings Repricing
Analysts have modestly revised their price target on Inter & Co, keeping fair value steady at $12.50, as small tweaks to the discount rate, revenue growth, profit margin and future P/E assumptions largely offset each other in their models. What's in the News Inter received regulatory approval from the Florida Office of Financial Regulation and the Federal Reserve to establish a state licensed international banking branch in Miami.INTR: Miami Digital Banking Branch Will Support Higher Future Earnings Multiple
Analysts have raised their price target on Inter & Co shares from $11.50 to $12.50, reflecting updated assumptions about revenue growth, profit margins, and future P/E multiples within their valuation models. What's in the News Inter & Co is planning an Analyst/Investor Day, giving management a platform to explain its business model, capital allocation priorities, and long term ambitions directly to shareholders and potential investors (Key Developments).INTR: Miami Branch Expansion Will Support Cross Border Banking Upside
Analysts have modestly raised their fair value estimate for Inter & Co to about $10.25 from roughly $9.69, reflecting updated views on discount rate assumptions, revenue growth expectations, profit margins, and forward P/E levels. What's in the News Inter & Co received regulatory approval from the Florida Office of Financial Regulation and the Federal Reserve to establish a state licensed international banking branch in Miami, Florida, focused on digital first cross border services for individuals and businesses (Key Developments).
INTR: Florida Banking Branch Expansion Will Present Overhyped Risk For Future Returns
Analysts have lifted their fair value estimate for Inter & Co from US$5.31 to US$6.15 as they factor in higher expected revenue growth, a slightly lower discount rate, and a more modest future P/E assumption, while keeping profit margin expectations broadly in line with prior views. What's in the News Inter has received regulatory approval from the Florida Office of Financial Regulation and the Federal Reserve to establish a state licensed international banking branch in Florida, with the branch based in Miami and focused on cross border services for individuals and businesses.INTR: Florida Digital Banking Expansion Will Support Higher Future Earnings Multiple
Analysts have nudged their price target on Inter & Co up from US$11.30 to US$11.50, linking this modest change to slightly adjusted assumptions on the discount rate, revenue growth, profit margin, and future P/E multiples. What's in the News Inter received regulatory approval from the Florida Office of Financial Regulation and the Federal Reserve to establish a state licensed international banking branch in Florida, centered in Miami (Key Developments).INTR: Slight Assumption Tweaks Will Keep Fair Value View Largely Intact
Analysts have inched down their fair value estimate for Inter & Co to about US$9.69 from roughly US$9.73, citing slightly adjusted assumptions for the discount rate, long term revenue growth, profit margin, and future P/E multiples. Valuation Changes The fair value estimate was trimmed slightly from about US$9.73 to about US$9.69 per share.Inter & Co Vs. Nu: Which Is The Best Neobank Option For 2026?
Jan 02INTR: Stronger Revenue Outlook Will Support Increased Future Earnings Multiple
Narrative Update on Inter & Co Analysts have raised their fair value estimate for Inter & Co from approximately $9.90 to $11.30 per share, reflecting slightly stronger projected revenue growth that more than offsets a modestly lower profit margin outlook and a somewhat higher expected future P/E multiple. Valuation Changes The Fair Value Estimate has risen moderately from $9.92 to $11.30 per share, implying a higher intrinsic value for Inter & Co. The Discount Rate has edged down slightly from 11.94 percent to about 11.71 percent, modestly lowering the required return applied in the valuation.INTR: Modest Revenue Increases And Margin Dips Will Sustain Current Value
Inter & Co.'s fair value price target has been raised by analysts from $9.30 to $9.73. This reflects optimism based on modest improvements in revenue growth and a slightly reduced discount rate, despite a dip in projected profit margins.INTR: Revenue And Margins Will Support Steady Prospects Near Current Value
Analysts have raised their price target for Inter & Co. from $8.83 to $9.30, citing improved revenue growth projections and slightly enhanced profit margins as key drivers for the upward revision. Valuation Changes Fair Value: increased slightly, moving from $8.83 to $9.30.INTR: Marginally Improved Margins And Revenue Are Expected To Sustain Fair Value
Analyst Price Target Update for Inter & Co Analysts have raised their price target for Inter & Co to $8.83 from $8.73, citing marginally improved revenue growth and profit margins in their updated models. Valuation Changes Fair Value Estimate has risen slightly, from $8.73 to $8.83.Mobile Banking And Digital Payments Will Unlock Latin America Potential
Analysts have raised their price target for Inter & Co., increasing the estimated fair value from $8.38 to $8.73 per share. They cited improved outlooks on revenue growth and profit margin expectations.Mobile Banking And Digital Payments Will Unlock Latin America Potential
Inter & Co's consensus price target increased to $8.38, primarily driven by a sharp improvement in future valuation expectations as reflected in the substantial drop in its forward P/E ratio. Valuation Changes Summary of Valuation Changes for Inter & Co The Consensus Analyst Price Target has risen slightly from $8.21 to $8.38.Why Investors Are Sleeping On Inter's Long-Term Potential
Feb 24Inter Price Is Too Low Despite The Risks, It Is An Opportunity
Feb 12Inter & Co Q3: Recent Drop In Stock Is An Opportunity
Nov 28If EPS Growth Is Important To You, Inter & Co (NASDAQ:INTR) Presents An Opportunity
Nov 23
Expanding Financial Horizons With A Cutting-Edge Super App And AI Innovations
Inter & Co's Super App and innovation initiatives leverage diverse services and AI solutions, enhancing customer engagement, sales conversions, and monetization.Inter & Co Q2: Excellent Results, Thesis Materializing
Sep 18Is Now The Time To Put Inter & Co (NASDAQ:INTR) On Your Watchlist?
Aug 09Inter & Co: New Strategy Being Executed Impeccably
Apr 20Inter & Co: Financial Super App Faces A Growth Test In 2024
Apr 03Inter & Co's Q4 Earnings: Defaults Taking A Dip, Bold Plan Gaining Ground
Feb 14Previsiones de crecimiento de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Flujo de caja libre | Flujo de caja operativo | Núm. de analistas medio |
|---|---|---|---|---|---|
| 12/31/2028 | 15,369 | 3,095 | N/A | N/A | 8 |
| 12/31/2027 | 12,965 | 2,456 | N/A | N/A | 10 |
| 12/31/2026 | 10,742 | 1,878 | N/A | N/A | 10 |
| 12/31/2025 | 5,985 | 1,312 | -4,920 | -4,350 | N/A |
| 9/30/2025 | 5,628 | 1,213 | -2,769 | -2,189 | N/A |
| 6/30/2025 | 5,311 | 1,120 | -2,949 | -2,581 | N/A |
| 3/31/2025 | 4,935 | 1,011 | -5,313 | -4,770 | N/A |
| 12/31/2024 | 4,601 | 907 | -6,902 | -6,393 | N/A |
| 9/30/2024 | 4,180 | 783 | -7,453 | -7,026 | N/A |
| 6/30/2024 | 3,833 | 631 | -7,281 | -6,707 | N/A |
| 3/31/2024 | 3,527 | 474 | -3,087 | -2,772 | N/A |
| 12/31/2023 | 3,211 | 302 | -1,739 | -1,465 | N/A |
| 9/30/2023 | 3,020 | 184 | -2,095 | -1,752 | N/A |
| 6/30/2023 | 2,749 | 62 | -3,247 | -2,919 | N/A |
| 3/31/2023 | 2,632 | -3 | -3,565 | -3,326 | N/A |
| 12/31/2022 | 2,479 | -11 | -3,485 | -3,206 | N/A |
| 9/30/2022 | 2,290 | -94 | -2,545 | -2,313 | N/A |
| 6/30/2022 | 2,171 | -29 | -2,331 | -2,121 | N/A |
| 3/31/2022 | 1,797 | -48 | -4,376 | -4,074 | N/A |
| 12/31/2021 | 1,626 | -36 | -6,093 | -5,805 | N/A |
| 9/30/2021 | 1,332 | -5 | -6,584 | -6,317 | N/A |
| 6/30/2021 | 1,036 | -61 | -6,208 | -5,938 | N/A |
| 3/31/2021 | 1,103 | 18 | -5,766 | -5,530 | N/A |
| 12/31/2020 | 907 | 10 | -4,894 | -4,741 | N/A |
| 9/30/2020 | 823 | 35 | -3,900 | -3,750 | N/A |
| 6/30/2020 | 800 | 67 | -2,806 | -2,669 | N/A |
| 3/31/2020 | 649 | 57 | -2,451 | -2,336 | N/A |
| 12/31/2019 | 635 | 79 | -1,799 | -1,723 | N/A |
| 9/30/2019 | 563 | 123 | N/A | -847 | N/A |
| 6/30/2019 | 531 | 131 | N/A | -464 | N/A |
| 3/31/2019 | 451 | 69 | N/A | -195 | N/A |
| 12/31/2018 | 409 | 68 | N/A | -230 | N/A |
| 9/30/2018 | 373 | 16 | N/A | -375 | N/A |
| 6/30/2018 | 320 | 8 | N/A | -296 | N/A |
| 3/31/2018 | 286 | 53 | N/A | -293 | N/A |
| 12/31/2017 | 260 | 48 | N/A | -63 | N/A |
| 12/31/2016 | 238 | 25 | N/A | 367 | N/A |
| 12/31/2015 | 204 | 33 | N/A | -21 | N/A |
Previsiones de crecimiento futuro de los analistas
Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (22.7% al año) de INTR es superior a la tasa de ahorro (3.4%).
Beneficios vs. Mercado: Se prevé que los beneficios (22.7% al año) de INTR crezcan más rápidamente que el mercado US (15.8% al año).
Beneficios de alto crecimiento: Se espera que los beneficios de INTR crezcan significativamente en los próximos 3 años.
Ingresos vs. Mercado: Se prevé que los ingresos (21.5% al año) de INTR crezcan más rápidamente que los del mercado US (11.1% al año).
Ingresos de alto crecimiento: Se prevé que los ingresos (21.5% al año) de INTR crezcan más rápidamente que un 20% al año.
Previsiones de crecimiento de los beneficios por acción
Rentabilidad financiera futura
ROE futura: Se prevé que la rentabilidad financiera de INTR sea alta dentro de 3 años (21.2%)
Descubre empresas en crecimiento
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/01 09:57 |
| Precio de las acciones al final del día | 2026/05/01 00:00 |
| Beneficios | 2025/12/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Inter & Co, Inc. está cubierta por 19 analistas. 12 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Rafael Reis | BB Banco de Investimento S.A. |
| Mario Lucio Pierry | BofA Global Research |
| Victor Schabbel | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |