Financial Institutions Crecimiento futuro
Future controles de criterios 0/6
Se prevé un crecimiento anual de los beneficios y los ingresos de Financial Institutions de 2.9% y 6.7% respectivamente, mientras que el BPA crecerá en un 4.6% al año.
Información clave
2.9%
Tasa de crecimiento de los beneficios
4.56%
Tasa de crecimiento del BPA
| Crecimiento de los beneficios de Banks | 6.9% |
| Tasa de crecimiento de los ingresos | 6.7% |
| Rentabilidad financiera futura | n/a |
| Cobertura de analistas | Low |
| Última actualización | 08 Jul 2026 |
Actualizaciones recientes sobre el crecimiento futuro
Recent updates
Actualización de narrativa • Jun 19
FISI: Future Returns Will Reflect Stable Execution And Completed Buyback Support
Analysts have raised their price target on Financial Institutions stock by $1 to reflect updated views on the company’s valuation, citing recent Street research as support for the change. What’s in the News for Financial Institutions Financial Institutions completed its previously announced share repurchase program, buying back a total of 500,066 shares for $15.91 million under the authorization announced on September 22, 2025.Actualización de narrativa • Jun 02
FISI: Future Returns Will Reflect Steady Execution And Ongoing Buyback Support
Analysts have nudged their 12 month price target for Financial Institutions to $39, a $1 increase. They cite updated Street research that refines assumptions around fair value, discount rate, revenue growth, profit margin and future P/E without materially changing the overall valuation framework.Actualización de narrativa • May 14
FISI: Future Returns Will Reflect Steady Execution And Supportive Capital Management
Analysts have raised their price target on Financial Institutions by $1 to $38.50, citing updated assumptions around fair value, discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a modestly higher fair value for Financial Institutions, with the price target adjusted by $1 to $38.50.Actualización de narrativa • Apr 28
FISI: Future Returns Will Reflect Stable Capital Returns And Credit Cost Discipline
Analysts have raised their 12‑month price target for Financial Institutions by $0.50 to reflect slightly adjusted fair value, discount rate and P/E assumptions following recent research updates from Keefe Bruyette and Piper Sandler. Analyst Commentary Bullish Takeaways Bullish analysts see the higher price targets as consistent with their updated fair value work, suggesting the recent research inputs support the current valuation framework rather than forcing a major reset.Actualización de narrativa • Apr 13
FISI: Future Returns Will Balance Higher Capital Returns And Credit Cost Discipline
Analysts recently raised their blended price target for Financial Institutions by $6, supported by updated views on fair value, discount rate, growth, margins, and future P/E assumptions as reflected in the latest research from major brokerages. Analyst Commentary Bullish Takeaways Bullish analysts view the latest price target increases of $4 and $2 as support for a higher fair value range, reflecting updated assumptions on earnings power and capital returns.Actualización de narrativa • Mar 29
FISI: Future Returns Will Reflect Higher Capital Returns And Stable Credit Costs
Narrative Update on Financial Institutions The Street price target for Financial Institutions has increased by $6 in total, as analysts reference updated fair value estimates and small adjustments to the discount rate, revenue growth, profit margin, and future P/E assumptions to support their revised views. Analyst Commentary Recent Street research on Financial Institutions centers on revised price targets that reflect refreshed fair value work and updated model inputs for growth, margins, and P/E assumptions.Actualización de narrativa • Mar 15
FISI: Future Returns Will Reflect Stable Credit Costs And Rising Capital Returns
Analysts have raised their price targets on Financial Institutions by $4 and $2, reflecting updated assumptions for the discount rate, profit margin, and future P/E. These changes leave their overall fair value estimate broadly unchanged at about $37.Actualización de narrativa • Mar 01
FISI: Future Returns Will Reflect Stable Credit Costs And Capital Deployment
Analysts have increased their price targets on Financial Institutions by $2 to $4, citing stable fair value estimates supported by steady assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research points to a tighter range of fair value outcomes for Financial Institutions, with updated price targets framed around consistent assumptions for discount rates, revenue growth, profit margins, and future P/E.Seeking Alpha • Feb 20
Financial Institutions, Inc.: Back On Track After A Challenging Year
Summary Financial Institutions, Inc. rebounded after a challenging 2024 marked by restructuring and significant losses. The company's return on assets reached 1.27% in Q4 2025, and return on equity came in at an impressive 12.53%. After ending 2024 at $24.45, tangible book value per share for FISI rose to $27.84 at the end of 2025, a 13.9% improvement. I assign FISI a cautious Buy rating, recognizing improved fundamentals but remaining attentive to operational risks ahead. Read the full article on Seeking AlphaActualización de narrativa • Feb 15
FISI: Future Returns Will Reflect Calibrated Expectations For Credit Costs And Capital Decisions
Narrative Update on Financial Institutions Analysts lifted their price target on Financial Institutions by $1, reflecting refreshed assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. This was supported by recent research updates from firms that raised their targets by $4 and $2.Actualización de narrativa • Feb 01
FISI: Future Returns Will Balance Subordinated Debt Costs And Credit Trends
Analysts now see fair value at $36.00 versus $34.00 previously, reflecting updated assumptions on discount rates, revenue growth, profit margins, and future P/E levels for financial institutions. What's in the News Reported fourth quarter 2025 net charge offs of $2.4 million, equal to 0.21% of average loans on an annualized basis, compared with $2.1 million or 0.18% in the third quarter of 2025 and $2.8 million or 0.25% in the fourth quarter of 2024 (Key Developments).Artículo de análisis • Mar 11
Financial Institutions (NASDAQ:FISI) Has Announced That It Will Be Increasing Its Dividend To $0.31
Financial Institutions, Inc. ( NASDAQ:FISI ) will increase its dividend from last year's comparable payment on the 2nd...Seeking Alpha • Feb 09
Financial Institutions, Inc.: Time For A Downgrade
Summary Financial Institutions' stock has outperformed the market, but recent valuation and mixed financial performance prompt a downgrade to 'hold'. The company's restructuring efforts improved long-term income potential, but short-term losses and declining deposits are concerns. Despite affordable price-to-book ratios, the price-to-earnings multiple is higher than preferred, reducing the margin of safety. Asset quality and return metrics are decent but not exceptional, making it prudent to adopt a cautious stance. Read the full article on Seeking AlphaSeeking Alpha • Oct 31
Financial Institutions: Good Dividend Yield; Room For Price Upside Despite The Recent Rally
Summary Loan growth will likely remain subdued as rate cuts will lift demand, but lackluster economic activity will dampen the demand for credit products. A large chunk of low-yielding loans and securities are scheduled to mature soon. Reinvestment will lift the margin. Financial Institutions is offering a dividend yield of 4.9% with an implied payout ratio of only 37%. The December 2025 target price suggests a double-digit price upside from the October 29 closing price. Read the full article on Seeking Alpha
Nueva narrativa • Sep 24
Fraud Incident And Divestitures Threaten Financial Stability Amid Modest Growth Projections
Recent deposit-related fraud and divestiture of SDN Insurance Agency indicate financial vulnerabilities and potential impacts on diversification and revenue growth.Seeking Alpha • Aug 12
Financial Institutions Offers Some Additional Upside From Here
Summary Financial Institutions stock has surged 49.9% since November 2023, outperforming the S&P 500. Despite this surge, shares still look cheap, both relative to earnings and book value. While it's not the best prospect out there, these qualities do make it generally appealing. Read the full article on Seeking AlphaArtículo de análisis • May 30
Should Shareholders Reconsider Financial Institutions, Inc.'s (NASDAQ:FISI) CEO Compensation Package?
Key Insights Financial Institutions' Annual General Meeting to take place on 5th of June Total pay for CEO Marty...Artículo de análisis • May 26
Financial Institutions (NASDAQ:FISI) Is Due To Pay A Dividend Of $0.30
Financial Institutions, Inc. ( NASDAQ:FISI ) has announced that it will pay a dividend of $0.30 per share on the 2nd of...Seeking Alpha • May 13
Financial Institutions: Dividend Yield Over 6%, High Potential Price Upside
Summary Earnings will be lower this year relative to last year because of the fraudulent activity reported in 1Q. After a disappointing 1Q performance, loan growth will bounce back thanks to the sale of the insurance business as well as regional economic strength. The margin will likely turn around, but the average for 2024 will still be lower than the average for 2023. The December 2024 target price suggests a high expected price upside of 21%. FISI is offering a dividend yield of 6.4%, at an implied payout ratio of 49%. Read the full article on Seeking AlphaPrevisiones de crecimiento de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Flujo de caja libre | Flujo de caja operativo | Núm. de analistas medio |
|---|---|---|---|---|---|
| 12/31/2027 | 270 | 82 | N/A | N/A | 2 |
| 12/31/2026 | 259 | 79 | N/A | N/A | 2 |
| 3/31/2026 | 239 | 78 | 27 | 32 | N/A |
| 12/31/2025 | 233 | 73 | 13 | 19 | N/A |
| 9/30/2025 | 117 | -29 | 21 | 24 | N/A |
| 6/30/2025 | 103 | -36 | 28 | 33 | N/A |
| 3/31/2025 | 109 | -28 | 70 | 75 | N/A |
| 12/31/2024 | 111 | -43 | 72 | 77 | N/A |
| 9/30/2024 | 217 | 49 | -3 | 2 | N/A |
| 6/30/2024 | 221 | 50 | 40 | 44 | N/A |
| 3/31/2024 | 208 | 39 | 13 | 17 | N/A |
| 12/31/2023 | 200 | 49 | 8 | 11 | N/A |
| 9/30/2023 | 198 | 51 | 70 | 75 | N/A |
| 6/30/2023 | 198 | 51 | 61 | 67 | N/A |
| 3/31/2023 | 200 | 52 | 88 | 96 | N/A |
| 12/31/2022 | 200 | 55 | 125 | 134 | N/A |
| 9/30/2022 | 206 | 63 | 144 | 151 | N/A |
| 6/30/2022 | 206 | 66 | 117 | 124 | N/A |
| 3/31/2022 | 206 | 71 | 87 | 97 | N/A |
| 12/31/2021 | 210 | 76 | 64 | 73 | N/A |
| 9/30/2021 | 198 | 70 | 53 | 63 | N/A |
| 6/30/2021 | 191 | 66 | 56 | 64 | N/A |
| 3/31/2021 | 179 | 56 | 56 | 59 | N/A |
| 12/31/2020 | 155 | 37 | 39 | 43 | N/A |
| 9/30/2020 | 153 | 36 | 33 | 37 | N/A |
| 6/30/2020 | 152 | 37 | 34 | 39 | N/A |
| 3/31/2020 | 152 | 37 | 42 | 47 | N/A |
| 12/31/2019 | 162 | 47 | N/A | 58 | N/A |
| 9/30/2019 | 160 | 42 | N/A | 55 | N/A |
| 6/30/2019 | 155 | 40 | N/A | 64 | N/A |
| 3/31/2019 | 154 | 40 | N/A | 63 | N/A |
| 12/31/2018 | 150 | 38 | N/A | 65 | N/A |
| 9/30/2018 | 148 | 42 | N/A | 62 | N/A |
| 6/30/2018 | 143 | 39 | N/A | 54 | N/A |
| 3/31/2018 | 136 | 33 | N/A | 56 | N/A |
| 12/31/2017 | 133 | 32 | N/A | 46 | N/A |
| 9/30/2017 | 129 | 30 | N/A | 45 | N/A |
| 6/30/2017 | 128 | 30 | N/A | 46 | N/A |
| 3/31/2017 | 128 | 31 | N/A | 37 | N/A |
| 12/31/2016 | 127 | 30 | N/A | 47 | N/A |
| 9/30/2016 | 125 | 28 | N/A | 45 | N/A |
| 6/30/2016 | 123 | 28 | N/A | 44 | N/A |
| 3/31/2016 | 119 | 28 | N/A | 42 | N/A |
| 12/31/2015 | 117 | 27 | N/A | 43 | N/A |
| 9/30/2015 | 115 | 28 | N/A | 32 | N/A |
Previsiones de crecimiento futuro de los analistas
Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (2.9% por año) de FISI está por debajo de la tasa de ahorro (3.5%).
Beneficios vs. Mercado: Se prevé que los beneficios (2.9% al año) de FISI crezcan menos que el mercado US (18% al año).
Beneficios de alto crecimiento: Se prevé que los beneficios de FISI crezcan, pero no significativamente.
Ingresos vs. Mercado: Se prevé que los ingresos (6.7% al año) de FISI crezcan más despacio que el mercado de US (12.8% al año).
Ingresos de alto crecimiento: Se prevé que los ingresos 6.7% al año) de FISI crezcan más despacio que 20% al año.
Previsiones de crecimiento de los beneficios por acción
Rentabilidad financiera futura
ROE futura: Datos insuficientes para determinar si la rentabilidad financiera de FISI se prevé que sea elevada dentro de 3 años.
Descubre empresas en crecimiento
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/07/16 10:15 |
| Precio de las acciones al final del día | 2026/07/16 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
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| Propiedad | 10 años |
| |
| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Financial Institutions, Inc. está cubierta por 4 analistas. 2 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Richard Weiss | Brean Capital Historical (Janney Montgomery) |
| Damon DelMonte | Keefe, Bruyette, & Woods |
| Manuel Navas | Piper Sandler Companies |