CVB Financial Crecimiento futuro
Future controles de criterios 5/6
Se prevé un crecimiento anual de los beneficios y los ingresos de CVB Financial de 28% y 23.4% respectivamente, mientras que el BPA crecerá en un 13.4% al año.
Información clave
28.0%
Tasa de crecimiento de los beneficios
13.35%
Tasa de crecimiento del BPA
| Crecimiento de los beneficios de Banks | 8.2% |
| Tasa de crecimiento de los ingresos | 23.4% |
| Rentabilidad financiera futura | n/a |
| Cobertura de analistas | Low |
| Última actualización | 27 Apr 2026 |
Actualizaciones recientes sobre el crecimiento futuro
Recent updates
Actualización de narrativa • Apr 26
CVBF: Heritage Commerce Merger And Buybacks Will Support Future Earnings Repricing
Analysts lifted their fair value estimate for CVB Financial's shares to $23.80 from $23.50, citing updated assumptions for revenue growth, profit margins, the discount rate, and the future P/E multiple that they view as better reflecting the company's current outlook. Analyst Commentary Recent research commentary around the US$23.80 fair value estimate for CVB Financial points to a mix of supportive and cautious views.Actualización de narrativa • Jan 27
CVBF: Heritage Commerce Deal And Buybacks Will Reshape Future Earnings Profile
Narrative Update on CVB Financial Analysts have lifted their price target on CVB Financial by $0.70 to $23.50, citing updated assumptions for revenue growth of 24.08%, a profit margin of 41.14% and a future P/E of 8.74. They also note support from recent Street research, including a higher target at Keefe Bruyette and positive views on the Heritage Commerce acquisition.Artículo de análisis • Dec 19
CVB Financial (NASDAQ:CVBF) Will Pay A Dividend Of $0.20
The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...Seeking Alpha • Oct 29
CVB Financial: Earnings Outlook Remains Stable, Maintaining A Buy Rating
Summary The factors that will buoy loan growth are: strong pipelines, anticipation of CRE price decline, and team expansion. The margin will likely remain stable. It is barely sensitive to rate changes. I’m expecting earnings to be largely stable. I’m maintaining a buy rating based on a price upside of 8.2% and dividend yield of 4.2%. Read the full article on Seeking AlphaArtículo de análisis • Sep 21
CVB Financial (NASDAQ:CVBF) Will Pay A Dividend Of $0.20
CVB Financial Corp. ( NASDAQ:CVBF ) will pay a dividend of $0.20 on the 16th of October. This makes the dividend yield...Artículo de análisis • Jun 29
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20
CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the 24th of July...Artículo de análisis • Dec 21
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20
The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...
Nueva narrativa • Sep 24
Enduring Dividends And Operational Efficiency Clashes With Looming Revenue And Profit Challenges
Strategic reductions in noninterest expenses and efficient capital management indicate improved operational efficiency and future earnings enhancement.Artículo de análisis • Sep 20
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20
CVB Financial Corp.'s ( NASDAQ:CVBF ) investors are due to receive a payment of $0.20 per share on 14th of October. The...Artículo de análisis • Jul 01
CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20
The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...Seeking Alpha • Jun 07
CVB Financial: Attractively Valued, But Earnings Likely To Dip
Summary The upcoming falling interest-rate environment will likely squeeze the margin. I’m expecting earnings to fall by 12% to $1.39 per share. The year-end target price suggests an upside of around 12.7%. CVBF is offering a good dividend yield of 4.8%. Read the full article on Seeking AlphaSeeking Alpha • Mar 15
CVB Financial: Navigating Through A Tough CRE Backdrop
Summary CVB Financial Corp. has seen a 25% decline in its shares since December 2023 due to concerns about the regional bank sector. Despite this, CVB Financial had its second most profitable year in 2023 and has been consistently profitable since 1977. The bank has a conservative approach, targeting privately held businesses in California, but its high exposure to commercial real estate is a concern. With low valuations, a nearly five percent dividend yield, and recent insider buying; the stock merited further investigation. A full investment analysis of CVB Financial follows in the paragraphs below. Read the full article on Seeking AlphaArtículo de análisis • Jan 27
CVB Financial Corp. (NASDAQ:CVBF) Yearly Results: Here's What Analysts Are Forecasting For This Year
Last week, you might have seen that CVB Financial Corp. ( NASDAQ:CVBF ) released its full-year result to the market...Artículo de análisis • Sep 24
CVB Financial's (NASDAQ:CVBF) Dividend Will Be $0.20
The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...Seeking Alpha • Oct 19
CVB Financial GAAP EPS of $0.46 beats by $0.02, revenue of $144.93M beats by $1.63M
CVB Financial press release (NASDAQ:CVBF): Q3 GAAP EPS of $0.46 beats by $0.02. Revenue of $144.93M (+27.4% Y/Y) beats by $1.63M.Seeking Alpha • Oct 08
CVB Financial: Prospects Of Strong Earnings Growth Appear Priced In
Summary Mostly thanks to very sticky deposit costs, the margin will significantly expand as market interest rates rise. Loan growth will likely dip from the second quarter’s level. However, California’s economic activity will likely keep it at a decent level. The December 2022 target price suggests a sizable downside from the current market price. Further, CVBF is offering a decent dividend yield. Earnings of CVB Financial Corp. (CVBF) will significantly benefit from rising interest rates as the deposit cost is highly sticky. Further, California’s economic activity will likely sustain loan growth, which will provide some support to the bottom line. Overall, I'm expecting CVB Financial to report earnings of $1.58 per share for 2022, up 1% year-over-year. For 2023, I'm expecting earnings to surge by 23% to $1.93 per share. The year-end target price suggests a sizable downside from the current market price. Based on the total expected return, I'm adopting a hold rating on CVB Financial. Deposit Costs to Remain Unaffected by Rising Interest Rates CVB Financial Corp’s deposit cost is very sticky because the deposit book is heavy on non-interest-bearing deposits. These deposits made up a massive 63% of total deposits at the end of June 2022. It is therefore no surprise that the deposit costs increased by only one basis point during the second quarter of the year as the federal funds rate increased by 125 basis points. During the last rate up-cycle as well the deposit costs remained quite sticky. The management mentioned in the latest conference call that the cost of funds increased by only eight basis points during the last rate cycle when short-term rates grew by 225 basis points. Meanwhile, loans will take some time to reprice due to the presence of some fixed-rate loans. The results of the management's interest-rate sensitivity analysis given in the 10-Q filing show that a 200-basis points hike in interest rates can boost the net interest income by 5.46% during the first year, and 9.93% during the first two years of the rate hike. 2Q 2022 10-Q Filing Considering these factors, I'm expecting the margin to grow by 25 basis points in the second half of 2022 and 30 basis points in 2023. California’s Economy to Play a Key Role in Loan Growth CVB Financial Corp’s loan portfolio grew by 1.1% during the second quarter of 2022, taking the first half’s loan growth to 10.1%. The growth in the first half of the year was mostly attributable to the acquisition of Suncrest Bank. The company has historically relied on acquisitions for growth. These acquisitions include not just whole banks but also banking teams. Apart from acquired growth, CVB Financial Corp’s loan growth has remained lackluster. I'm expecting organic growth to continue to remain low in future quarters. High borrowing costs will further hurt the loan growth outlook. On the other hand, strong economic activity bodes well for credit demand in CVB Financial Corp’s markets. The company has locations all over California, with a majority clustered in Los Angeles. As shown below, the trend line for California’s coincident economic activity index is now steeper than before the pandemic. Federal Reserve Bank of Philadelphia A rising tide can lift all boats. Therefore, I believe California’s rapidly improving economic activity can sustain CVB Financial Corp’s loan growth even though the management has historically not been too successful in achieving organic growth. Overall, I'm expecting loan growth to dip from the second quarter’s level to 0.75% every quarter till the end of 2023. Expecting Earnings to be Flattish this Year Before Surging Next Year The anticipated margin expansion will be the chief driver of earnings in the next year and a half. Subdued loan growth will likely provide further support to the bottom line. On the other hand, the provisioning will likely be a bit high as it was unusually elevated during the first half of the year. Non-performing loans were 0.21% while allowances were 0.92% of total loans at the end of June 2022. As a result, I’m satisfied with the existing reserves relative to the portfolio's credit risk. Further, the management uses the GDP, unemployment rate, and commercial real estate price in the index to determine its provisioning for expected loan losses, as mentioned in the latest earnings presentation. As the market's view on GDP and unemployment rate hasn't changed much over this quarter, I'm not expecting these economic variables to significantly push up provisions. Instead, I'm expecting loan additions to be the primary driver of provisioning through the end of 2023. Overall, I'm expecting the provisioning to decline from the second quarter’s level but remain at an above-average level. Considering these factors, I'm expecting CVB Financial Corp. to report earnings of $1.58 per share for 2022, up by just 1% year-over-year. For 2023, I’m expecting earnings to grow by 23% to $1.93 per share. The following table shows my income statement estimates. FY18 FY19 FY20 FY21 FY22E FY23E Income Statement Net interest income 349 436 416 415 493 575 Provision for loan losses 2 5 24 (26) 11 10 Non-interest income 43 59 50 47 51 51 Non-interest expense 180 199 193 190 222 232 Net income - Common Sh. 152 207 177 212 223 271 EPS - Diluted ($) 1.24 1.48 1.30 1.56 1.58 1.93 Source: SEC Filings, Earnings Releases, Author's Estimates (In USD million unless otherwise specified) Actual earnings may differ materially from estimates because of the risks and uncertainties related to inflation, and consequently the timing and magnitude of interest rate hikes. Further, a stronger or longer-than-anticipated recession can increase the provisioning for expected loan losses beyond my estimates. Equity Book Value to Suffer from High Interest Rates CVB Financial has a large balance of available-for-sale (“AFS”) securities, which made up 24% of total earning assets at the end of June 2022. As interest rates increase, the market value of AFS fixed-rate securities will fall leading to unrealized losses. These losses will skip the income statement and flow directly to the equity book value account. As a result of accumulated unrealized losses in the first half of the year, the tangible book value per share has already fallen from $10.3 at the end of December 2021 to $8.5 at the end of June 2022. Further erosion is likely in the coming quarters as the Federal Reserve is projecting a further 125 to 150 basis points hike in the fed funds rate till the end of 2023. On the other hand, retained earnings will lift the equity book value. The following table shows my balance sheet estimates.Artículo de análisis • Sep 25
CVB Financial (NASDAQ:CVBF) Is Increasing Its Dividend To $0.20
The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will be paying its dividend of $0.20 on the 20th...Seeking Alpha • Sep 21
CVB Financial raises dividend 5.3% to $0.20/share
CVB Financial (NASDAQ:CVBF) declares $0.20/share quarterly dividend, 5.3% increase from prior dividend of $0.19. Forward yield 2.97% Payable Oct. 20; for shareholders of record Oct. 5; ex-div Oct. 4. See CVBF Dividend Scorecard, Yield Chart, & Dividend Growth.Previsiones de crecimiento de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Flujo de caja libre | Flujo de caja operativo | Núm. de analistas medio |
|---|---|---|---|---|---|
| 12/31/2027 | 804 | 330 | N/A | N/A | 5 |
| 12/31/2026 | 709 | 226 | N/A | N/A | 5 |
| 3/31/2026 | 519 | 208 | 237 | 242 | N/A |
| 12/31/2025 | 519 | 208 | 217 | 221 | N/A |
| 9/30/2025 | 509 | 204 | 247 | 251 | N/A |
| 6/30/2025 | 508 | 202 | 236 | 241 | N/A |
| 3/31/2025 | 507 | 202 | 209 | 214 | N/A |
| 12/31/2024 | 505 | 199 | 245 | 250 | N/A |
| 9/30/2024 | 518 | 197 | 219 | 224 | N/A |
| 6/30/2024 | 527 | 204 | 233 | 237 | N/A |
| 3/31/2024 | 534 | 209 | 299 | 303 | N/A |
| 12/31/2023 | 545 | 220 | 291 | 296 | N/A |
| 9/30/2023 | 550 | 237 | 314 | 318 | N/A |
| 6/30/2023 | 556 | 244 | 302 | 307 | N/A |
| 3/31/2023 | 558 | 247 | 264 | 269 | N/A |
| 12/31/2022 | 541 | 234 | 268 | 274 | N/A |
| 9/30/2022 | 510 | 216 | 255 | 262 | N/A |
| 6/30/2022 | 487 | 201 | 248 | 253 | N/A |
| 3/31/2022 | 471 | 193 | 218 | 223 | N/A |
| 12/31/2021 | 484 | 212 | 191 | 195 | N/A |
| 9/30/2021 | 485 | 214 | 179 | 184 | N/A |
| 6/30/2021 | 484 | 212 | 153 | 159 | N/A |
| 3/31/2021 | 472 | 202 | 152 | 157 | N/A |
| 12/31/2020 | 440 | 177 | 180 | 185 | N/A |
| 9/30/2020 | 443 | 178 | 194 | 199 | N/A |
| 6/30/2020 | 445 | 181 | 218 | 223 | N/A |
| 3/31/2020 | 461 | 194 | 224 | 229 | N/A |
| 12/31/2019 | 484 | 207 | N/A | 208 | N/A |
| 9/30/2019 | 485 | 199 | N/A | 196 | N/A |
| 6/30/2019 | 469 | 187 | N/A | 179 | N/A |
| 3/31/2019 | 431 | 168 | N/A | 173 | N/A |
| 12/31/2018 | 391 | 152 | N/A | 165 | N/A |
| 9/30/2018 | 352 | 126 | N/A | 149 | N/A |
| 6/30/2018 | 332 | 117 | N/A | 142 | N/A |
| 3/31/2018 | 332 | 110 | N/A | 127 | N/A |
| 12/31/2017 | 326 | 104 | N/A | 138 | N/A |
| 9/30/2017 | 320 | 113 | N/A | 131 | N/A |
| 6/30/2017 | 311 | 109 | N/A | 129 | N/A |
| 3/31/2017 | 304 | 106 | N/A | 149 | N/A |
| 12/31/2016 | 296 | 101 | N/A | 125 | N/A |
| 9/30/2016 | 294 | 103 | N/A | 118 | N/A |
| 6/30/2016 | 296 | 105 | N/A | 115 | N/A |
| 3/31/2016 | 294 | 106 | N/A | 109 | N/A |
| 12/31/2015 | 292 | 99 | N/A | 106 | N/A |
| 9/30/2015 | 290 | 96 | N/A | 107 | N/A |
| 6/30/2015 | 283 | 92 | N/A | 105 | N/A |
Previsiones de crecimiento futuro de los analistas
Ingresos vs. Tasa de ahorro: El pronóstico de crecimiento de los beneficios (28% al año) de CVBF es superior a la tasa de ahorro (3.5%).
Beneficios vs. Mercado: Se prevé que los beneficios (28% al año) de CVBF crezcan más rápidamente que el mercado US (16.8% al año).
Beneficios de alto crecimiento: Se espera que los beneficios de CVBF crezcan significativamente en los próximos 3 años.
Ingresos vs. Mercado: Se prevé que los ingresos (23.4% al año) de CVBF crezcan más rápidamente que los del mercado US (11.7% al año).
Ingresos de alto crecimiento: Se prevé que los ingresos (23.4% al año) de CVBF crezcan más rápidamente que un 20% al año.
Previsiones de crecimiento de los beneficios por acción
Rentabilidad financiera futura
ROE futura: Datos insuficientes para determinar si la rentabilidad financiera de CVBF se prevé que sea elevada dentro de 3 años.
Descubre empresas en crecimiento
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/15 11:26 |
| Precio de las acciones al final del día | 2026/05/15 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
|
|
| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
|
* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
CVB Financial Corp. está cubierta por 16 analistas. 5 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Joseph Gladue | B. Riley Securities, Inc. |
| Michael Diana | Cantor Fitzgerald & Co. |
| Jeannette Daroosh | Citizens JMP Securities, LLC |