Pathward Financial (CASH) Resumen de Acciones
Pathward Financial, Inc. opera como holding bancario de Pathward, National Association, que ofrece diversos productos y servicios bancarios en Estados Unidos. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 5/6 |
| Crecimiento futuro | 1/6 |
| Rendimiento pasado | 3/6 |
| Salud financiera | 4/6 |
| Dividendos | 0/6 |
Recompensas
Análisis de riesgos
No se han detectado riesgos en CASH a partir de nuestros controles de riesgos.
CASH Community Fair Values
Create NarrativeSee what 9 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Competidores de Pathward Financial, Inc.
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | US$78.78 |
| Máximo en las últimas 52 semanas | US$101.26 |
| Mínimo de 52 semanas | US$65.87 |
| Beta | 0.60 |
| Cambio en 1 mes | -9.10% |
| Variación en 3 meses | -5.43% |
| Cambio de 1 año | 4.86% |
| Variación en 3 años | 64.50% |
| Variación en 5 años | 58.26% |
| Variación desde la OPV | 2,455.03% |
Noticias y actualizaciones recientes
Recent updates
Actualización de narrativa • Jul 24
CASH: Share Repurchases And Index Additions Will Drive Future Upside Potential
Analysts have trimmed their price targets on Pathward Financial to a range centered around $101, down from $107.50. They cited recent earnings that fell short of expectations due to higher provisioning and softer pre provision net revenue.Actualización de narrativa • Jun 18
CASH: Honor Roll Recognition And Dividend Stability Will Drive Future Upside Potential
Analysts have raised their price target on Pathward Financial stock by $8 to reflect updated views on the company, citing their latest research as support for the new level. What’s in the News for Pathward Financial Declared a Q3 2026 cash dividend of $0.05 per share, payable on July 1 to shareholders of record on June 11, according to recent company announcements.Actualización de narrativa • Jun 04
CASH: Partner Wins And Strong Q1 Tax Season Will Drive Upside Potential
Analysts have lifted their fair value estimate for Pathward Financial by $4 to $107.50, citing updated assumptions for revenue growth, profit margins, and a lower future P/E multiple. This revision is supported by recent research that highlights above-peer returns, a below-peer roughly 10x 2026 P/E, and potential upside from new partner wins and a strong Q1 tax season.Seeking Alpha • Apr 28
Pathward Financial: Credit Deterioration Is Concerning (Downgrade)
Summary Pathward Financial is downgraded to "Sell" due to deteriorating credit quality and insufficient loan loss reserves. Despite stable capital ratios and aggressive buybacks, NPLs have nearly tripled to 2.39%, with reserves now covering less than 1x NPLs. Loan growth remains robust, but underwriting standards appear lax, increasing exposure to riskier credits as government guarantees decline. At 10x earnings, valuation is seen as full; a more attractive entry would be near $70 or 8x earnings given elevated credit risk. Read the full article on Seeking AlphaActualización de narrativa • Apr 23
CASH: Partner Wins And Tax Season Strength Will Support Fairly Valued Upside Potential
The analyst price target for Pathward Financial has shifted to $107. Analysts cite above-peer returns, a below-peer 10x 2026 P/E multiple, and potential upside from conservative estimates and additional partner wins as key drivers of this change.Actualización de narrativa • Apr 09
CASH: Partner Wins And Tax Season Strength Will Support Fairly Priced Returns
Analysts have kept their average price target for Pathward Financial roughly unchanged at about $103.50, with recent research pointing to above peer returns, a below peer 10x 2026 P/E, and potential upside from partner wins and a strong Q1 tax season. Analyst Commentary Recent research focuses on how Pathward Financial’s return profile, valuation, and near term catalysts fit together, with most commentary pointing to a constructive setup but also highlighting a few areas to watch.Actualización de narrativa • Mar 25
CASH: Partner Wins And Tax Season Strength Will Drive P E Re Rating
Narrative update The fair value estimate for Pathward Financial has been revised to $103.50 from $100.00 as analysts factor in recent Overweight and Outperform views, a $107 price target, and expectations that above peer returns and potential partner wins could support a higher future P/E multiple. Analyst Commentary Recent research updates highlight a mix of optimism around Pathward Financial’s earnings power and valuation, alongside some areas where expectations could prove too optimistic if business conditions or partner activity do not line up with forecasts.Actualización de narrativa • Mar 10
CASH: Buybacks And Auditor Shift Will Shape Future P E Re Rating Profile
Analysts have adjusted their price target on Pathward Financial to $100, largely reflecting updated views on its fair value, discount rate, revenue growth, profit margin, and future P/E assumptions following recent research that included an upgrade to Outperform by Keefe Bruyette analysts. Analyst Commentary Recent research behind the move to a US$100 price target reflects a mix of optimism about Pathward Financial’s positioning and some caution around execution and valuation risks.Actualización de narrativa • Feb 24
CASH: Buybacks And Auditor Change Will Shape Future P E Re Rating Profile
Analysts have revised their price target on Pathward Financial to reflect an updated future P/E assumption of 11.55 from 10.91, with the change supported by recent research that includes an upgrade to Outperform. Analyst Commentary Analysts updating their outlook on Pathward Financial are using the higher future P/E assumption of 11.55 to frame both the upside potential and the execution risks that could affect whether the company grows into that valuation.Actualización de narrativa • Feb 09
CASH: Buybacks And Auditor Change Will Shape Future Re Rating Risk Profile
Narrative Update on Pathward Financial The analyst price target for Pathward Financial has been revised to US$100.00 from US$100.00, and analysts cite updated assumptions around revenue growth, profit margins, and a slightly lower future P/E multiple as the key drivers behind this change. Analyst Commentary Bullish analysts framing the recent upgrade highlight how the updated assumptions on growth, margins, and the future P/E multiple still leave room for the stock to work if management delivers consistently on its plan.Actualización de narrativa • Jan 24
CASH: Lower Discount Rate And Buybacks Will Support Re Rating
Analysts have raised their price target on Pathward Financial from US$88 to US$100, citing updated assumptions around fair value, discount rate, revenue growth, profit margins, and future P/E following recent research upgrades. Analyst Commentary Recent research updates highlight a shift in sentiment toward Pathward Financial, with some analysts adopting a more constructive stance on execution and valuation.Seeking Alpha • Dec 26
Pathward Financial: Strong Growth At A Fair Price
Summary Pathward's business has an unusually heavy reliance on debit card fee income which has helped it deliver great value to shareholders by growing at a fast pace. The growth prospects overshadow the risks that are currently present and the strong past performance is likely to persist given a lower pace of rate cuts for 2025. Valuation appears to be fair within the context of Pathward's business and its growth potential and recent price developments indicate an opportunity. Read the full article on Seeking Alpha
Nueva narrativa • Sep 24
Innovative Banking Tech Powers Profit And Expands Market Footprint
Pathward Financial's focus on loan sourcing and underwriting optimization promises higher risk-adjusted returns, boosting profitability.Seeking Alpha • Sep 11
Pathward Financial: A Profitable Bank Priced For A Collapse In Profitability
Summary Pathward Financial has increased its NOPAT and ROIC despite declining revenues, showcasing improved profitability and efficient capital allocation. The firm’s stable deposit portfolio and significant non-interest income make it resilient to economic volatility and lower interest rates. Pathward has generated nearly 40% of its market cap in free cash flow since 2019, highlighting strong financial health. Trading at a significant discount, Pathward offers a compelling investment opportunity with a 35% upside to its zero-growth value. Read the full article on Seeking AlphaSeeking Alpha • Jul 14
Pathward Financial: After A Nice Move Higher, Shares Justify Even More Upside
Summary Pathward Financial shares have increased by 14.5% since April, outperforming the S&P 500. The company continues to show attractive growth in net interest income and non-interest income. Asset quality is high, with strong returns on assets and equity, making Pathward Financial a solid buy opportunity. Read the full article on Seeking AlphaArtículo de análisis • Jun 15
Here's Why Pathward Financial (NASDAQ:CASH) Has Caught The Eye Of Investors
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Seeking Alpha • Apr 08
Pathward Financial: Bullish Stance Unchanged
Summary Pathward Financial, Inc. stock has underperformed in recent months, with only a 6.4% increase compared to the S&P 500's 19% increase. Despite the underperformance, the company's financial results show positive growth in net interest income and asset value. Pathward Financial shares are undervalued, and the company's high-quality assets suggest potential for future growth. Read the full article on Seeking AlphaArtículo de análisis • Mar 14
We Ran A Stock Scan For Earnings Growth And Pathward Financial (NASDAQ:CASH) Passed With Ease
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Rentabilidad de los accionistas
| CASH | US Banks | Mercado US | |
|---|---|---|---|
| 7D | -5.3% | -0.7% | -0.9% |
| 1Y | 4.9% | 17.8% | 13.9% |
Rentabilidad vs. Industria: Los resultados de CASH fueron inferiores a los de la industria US Banks, que obtuvo un rendimiento del 17.8% el año pasado.
Rentabilidad vs. Mercado: CASH obtuvo unos resultados inferiores a los del mercado US, que fueron del 13.9% el año pasado.
Volatilidad de los precios
| CASH volatility | |
|---|---|
| CASH Average Weekly Movement | 3.8% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.3% |
| 10% least volatile stocks in US Market | 2.9% |
Precio estable de las acciones: CASH no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado US.
Volatilidad a lo largo del tiempo: La volatilidad semanal de CASH (4%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1954 | 1,182 | Brett Pharr | www.pathwardfinancial.com |
Pathward Financial, Inc. opera como holding bancario de Pathward, National Association, que ofrece diversos productos y servicios bancarios en Estados Unidos. Opera a través de tres segmentos: Consumidor, Comercial y Servicios Corporativos/Otros. La empresa ofrece cuentas de depósito a la vista, cuentas de ahorro y cuentas de ahorro del mercado monetario.
Resumen de fundamentos de Pathward Financial, Inc.
| Estadísticas fundamentales de CASH | |
|---|---|
| Capitalización bursátil | US$1.63b |
| Beneficios(TTM) | US$175.56m |
| Ingresos (TTM) | US$752.03m |
9.3x
Ratio precio-beneficio (PE)1.9x
Precio/valor contable ¿Está CASH sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de CASH | |
|---|---|
| Ingresos | US$752.03m |
| Coste de los ingresos | US$0 |
| Beneficio bruto | US$752.03m |
| Otros gastos | US$576.48m |
| Beneficios | US$175.56m |
Últimos beneficios comunicados
Jun 30, 2026
Próxima fecha de beneficios
n/a
| Beneficios por acción (BPA) | 8.45 |
| Margen bruto | 100.00% |
| Margen de beneficio neto | 23.34% |
| Ratio deuda/patrimonio | 23.6% |
¿Cómo se ha desempeñado CASH a largo plazo?
Ver rendimiento histórico y comparativaDividendos
0.3%
Rentabilidad actual por dividendo2%
Ratio de pagos¿Paga CASH dividendos fiables?
Ver historial de dividendos e índices de referencia de CASH| fechas de dividendos de Pathward Financial | |
|---|---|
| Fecha ex dividendo | Sep 10 2026 |
| Fecha de pago de dividendos | Oct 01 2026 |
| Días hasta ex dividendo | 5 days |
| Días hasta la fecha de pago de dividendos | 16 days |
¿Paga CASH dividendos fiables?
Ver historial de dividendos e índices de referencia de CASHAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/09/14 23:55 |
| Precio de las acciones al final del día | 2026/09/14 00:00 |
| Beneficios | 2026/06/30 |
| Ingresos anuales | 2025/09/30 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Pathward Financial, Inc. está cubierta por 6 analistas. 3 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Timothy Switzer | Keefe, Bruyette, & Woods |
| Manuel Navas | Piper Sandler Companies |