Salud financiera de hoja de balance de Bank of Ayudhya

Salud financiera controles de criterios 5/6

Bank of Ayudhya tiene unos activos totales de THB2,859.4B y un patrimonio total de THB381.9B. Los depósitos totales ascienden a THB2,004.1B, y los préstamos totales a THB1,922.5B.

Información clave

7.2x

Ratio activos-patrimonio

n/a

Margen de interés neto

Depósitos totales	฿1.92t
Ratio de créditos sobre depósitos	Adecuado
Préstamos dudosos	3.8%
Provisión para préstamos dudosos	Suficiente
Ratio actual	Bajo
Efectivo y equivalentes	฿64.76b

Actualizaciones recientes sobre salud financiera

No hay actualizaciones

Recent updates

Análisis de la situación financiera

Historial y análisis de deuda-patrimonio

Hoja de balance

Análisis de instituciones financieras

Nivel de activos: El ratio activos-patrimonio de BAY (7.2x) es bajo.

Provisión para préstamos dudosos: BAY tiene suficiente provisión para préstamos dudosos (128%).

Pasivos de bajo riesgo: 80% del pasivo de BAY se compone principalmente de fuentes de financiación de bajo riesgo.

Nivel de préstamo: BAY tiene un nivel adecuado de ratio de endeudamiento sobre activos (69%).

Depósitos de bajo riesgo: El ratio préstamos-depositos de BAY (100%) es apropiado.

Nivel de préstamos dudosos: BAY tiene un alto nivel de préstamos dudosos (3.4%).

Salud financiera de hoja de balance de Bank of Ayudhya

Salud financiera controles de criterios 5/6

Información clave

Actualizaciones recientes sobre salud financiera

Recent updates

Investor sentiment improves as stock rises 16%

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

First half dividend of ฿0.40 announced

Bank of Ayudhya Public Company Limited Announces Interim Cash Dividend for the Six-Month Period Ended June 30, 2024, Payable on September 26, 2024

Price target decreased by 12% to ฿26.00

Second quarter 2024 earnings: EPS and revenues exceed analyst expectations

New major risk - Revenue and earnings growth

Upcoming dividend of ฿0.45 per share

Bank of Ayudhya Public Company Limited Approves Dividend for the Six Months Ended December 31, 2023, Payable on May 23, 2024

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Full year 2023 earnings: EPS in line with analyst expectations despite revenue beat

Bank of Ayudhya Public Company Limited Proposes Dividend for the Six-Month Period Ended December 31, 2023, Payable on May 23, 2024

Final dividend of ฿0.45 announced

New major risk - Revenue and earnings growth

Full year 2023 earnings: EPS in line with analyst expectations despite revenue beat

Price target decreased by 12% to ฿33.00

Third quarter 2023 earnings: EPS in line with analyst expectations despite revenue beat

Upcoming dividend of ฿0.40 per share at 2.5% yield

Second quarter 2023 earnings: EPS in line with analyst expectations despite revenue beat

Bank of Ayudhya Public Company Limited Announces Interim Cash Dividend for the Six-Month Period Ended June 30, 2023, Payable on September 21, 2023

Second quarter 2023 earnings: EPS in line with analyst expectations despite revenue beat

Bank of Ayudhya Public Company Limited (SET:BAY) completed the acquisition of 50% of stake in SHBank Finance Company Limited from Saigon - Hanoi Commercial Joint Stock Bank (HNX:SHB).

Upcoming dividend of ฿0.45 per share at 2.9% yield

First quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

Bank of Ayudhya Public Company Limited (SET:BAY) entered into an agreement to acquire Consumer Finance Business of Home Credit in Indonesia from PT. Home Credit Indonesia for € 209 million.

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

Less than half of directors are independent

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

Upcoming dividend of ฿0.40 per share

Bank of Ayudhya Public Company Limited Announces Interim Cash Dividend for the Six-Month Period Ended June 30, 2022, Payable on September 22, 2022

Second quarter 2022 earnings: Revenues in line with analyst expectations

Bank of Ayudhya Public Company Limited Announces Board Changes

Bank of Ayudhya Public Company Limited (SET : BAY) entered into sale and purchase agreement to acquire 99.1% in Capital Nomura Securities Public Company Limited from Nomura Asia Investment (Singapore) Pte. Ltd. for THB 5.5 billion.

Bank of Ayudhya Public Company Limited (SET : BAY) entered into sale and purchase agreement to acquire 99.1% in Capital Nomura Securities Public Company Limited from Nomura Asia Investment (Singapore) Pte. Ltd. for THB 5.5 billion.

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Upcoming dividend of ฿0.45 per share

Less than half of directors are independent

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

Bank of Ayudhya Public Company Limited, Annual General Meeting, Apr 28, 2022

Bank of Ayudhya Public Company Limited Proposes Dividend for the Six Months Period Ended December 31, 2021, Payable on May 26, 2022

Full year 2021 earnings: Revenues exceed analysts expectations while EPS lags behind

Consensus forecasts updated

Third quarter 2021 earnings released: EPS ฿0.86 (vs ฿0.83 in 3Q 2020)

Upcoming dividend of ฿0.40 per share

Second quarter 2021 earnings released: EPS ฿1.98 (vs ฿0.89 in 2Q 2020)

Second quarter 2021 earnings released: EPS ฿1.98 (vs ฿0.89 in 2Q 2020)

Price target increased to ฿34.67

First quarter 2021 earnings released: EPS ฿0.88 (vs ฿0.96 in 1Q 2020)

Investor sentiment deteriorated over the past week

Upcoming dividend of ฿0.35 per share

Consensus forecasts updated

First quarter 2021 earnings released: EPS ฿0.88 (vs ฿0.96 in 1Q 2020)

New 90-day high: ฿35.75

Investor sentiment improved over the past week

Full year 2020 earnings released: EPS ฿3.13 (vs ฿4.45 in FY 2019)

Revenue and earnings miss expectations

Full year 2020 earnings released: EPS ฿3.13

Revenue and earnings miss expectations

New 90-day high: ฿35.00

Price target raised to ฿26.76

Investor sentiment improved over the past week

New 90-day high: ฿33.25

New 90-day high: ฿26.50

Third quarter 2020 earnings released: EPS ฿0.83

Revenue and earnings beat expectations

New 90-day high: ฿22.40

Market bids up stock over the past week

Third quarter earnings released

Third-quarter earnings released: Earnings beat expectations

Bank of Ayudhya Public Company Limited (SET:BAY) completed the acquisition of 50% stake in SB Finance Company, Inc. from Security Bank Corporation (PSE:SECB).

New 90-day low: ฿18.80

Bank of Ayudhya Public Company Limited (SET:BAY) agreed to acquire 50% stake in SB Finance Company, Inc. from Security Bank Corporation (PSE:SECB) for approximately PHP 1.8 billion.

New 90-day low: ฿19.50

New 90-day low - ฿20.90