Salud financiera de hoja de balance de AlRayan Bank Q.P.S.C
Salud financiera controles de criterios 2/6
AlRayan Bank Q.P.S.C tiene unos activos totales de QAR175.0B y un patrimonio total de QAR25.1B. Los depósitos totales ascienden a QAR8.4B, y los préstamos totales a QAR110.3B.
Información clave
7x
Ratio activos-patrimonio
n/a
Margen de interés neto
| Depósitos totales | ر.ق8.41b |
| Ratio de créditos sobre depósitos | Alto |
| Préstamos dudosos | 4.9% |
| Provisión para préstamos dudosos | Bajo |
| Ratio actual | Bajo |
| Efectivo y equivalentes | ر.ق3.69b |
Actualizaciones recientes sobre salud financiera
No hay actualizaciones
Recent updates
Actualización de narrativa • May 04
MARK: Dividend Approval And Higher Margins Will Support Future Upside Potential
Analysts have trimmed their QAR 2.49 fair value estimate for AlRayan Bank Q.P.S.C. to QAR 2.47 per share, citing updated assumptions for the discount rate, revenue trends, profit margins, and future P/E multiples. What's in the News Shareholders approved a cash dividend distribution for AlRayan Bank Q.P.S.C at the Annual General Meeting held on 15 March 2026.Actualización de narrativa • Apr 20
MARK: Dividend Confirmation And Stable Assumptions Will Support Future Upside Potential
Analysts have slightly adjusted their price target for AlRayan Bank Q.P.S.C., with the updated fair value now set at QAR 2.49. This reflects only marginal changes to key inputs such as the discount rate, expected revenue trend and future P/E assumptions.Actualización de narrativa • Apr 05
MARK: Dividend Approval And Stable Assumptions Will Support Future Returns
Analysts have made a small adjustment to their QAR price target for AlRayan Bank Q.P.S.C., reflecting slightly lower discount rate and future P/E assumptions while keeping fair value broadly unchanged. What's in the News Shareholders approved a cash dividend distribution of QAR 0.11 per share, equal to 11% of the nominal share value, for the year ended 31 December 2025, at the Annual General Meeting on 15 March 2026 (Key Developments).Actualización de narrativa • Mar 22
MARK: Dividend Stability And Recent Approval Will Support Future Returns
Analysts have kept their QAR fair value estimate for AlRayan Bank Q.P.S.C. broadly unchanged, with only marginal tweaks to the discount rate, revenue growth, profit margin and future P/E assumptions. This has led to a stable overall price target and indicates that their core view on the bank remains intact.Actualización de narrativa • Mar 08
MARK: Dividend Outlook And Meeting Date Will Shape Future Returns
Analysts have adjusted their price target on AlRayan Bank Q.P.S.C. slightly lower, reducing it by QAR0.08 to reflect updated assumptions around fair value, revenue trends, profit margins, the discount rate and future P/E expectations. What's in the News AlRayan Bank Q.P.S.C. announced an annual dividend of QAR 0.1100 per share, with an ex-date set for March 16, 2026, and a record date of March 15, 2026 (Key Developments).Actualización de narrativa • Feb 22
MARK: Unchanged Fair Value And Meeting Date Will Shape Future Returns
Analysts have kept their QAR price target for AlRayan Bank Q.P.S.C. effectively unchanged, reflecting only minimal adjustments to inputs such as the discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News A board meeting is scheduled for January 21, 2026, to consider approval of AlRayan Bank Q.P.S.C.'s 2025 financial results (Key Developments).Actualización de narrativa • Feb 06
MARK: Higher Margin Assumptions And Lower P/E Will Shape Future Returns
Analysts have adjusted their price targets for AlRayan Bank Q.P.S.C., reflecting updated assumptions that now combine a slightly lower discount rate, weaker revenue growth expectations, a higher profit margin of about 95% and a modestly lower forward P/E of roughly 24.5x. What's in the News A board meeting is scheduled for January 21, 2026, to consider approval of AlRayan Bank Q.P.S.C.'s 2025 financial results (Key Developments).Actualización de narrativa • Jan 23
MARK: Higher Future P/E And Stronger Margins Will Support Further Upside
Analysts have revised their price target on AlRayan Bank Q.P.S.C., citing a higher assumed future P/E of 26.16x and a stronger profit margin of 75.65%, while also accounting for a steeper 37.15% revenue contraction. What's in the News AlRayan Bank Q.P.S.C. has scheduled a board meeting for Jan 21, 2026.Actualización de narrativa • Jan 08
MARK: Stable Margins And Slightly Lower P/E Will Support Future Upside
Analysts have slightly reduced their price target for AlRayan Bank Q.P.S.C., reflecting small adjustments to fair value, discount rate, and forward P/E assumptions, while keeping revenue growth and profit margin expectations broadly consistent. Valuation Changes Fair Value: Trimmed marginally from QAR 2.56575 to QAR 2.56075, indicating a very small reduction in the estimated equity value per share.Actualización de narrativa • Dec 19
MARK: Stable Margins And Higher Required Return Will Support Future Upside
Analysts have nudged their price target on AlRayan Bank Q.P.S.C. slightly higher to QAR 2.57 from QAR 2.57, reflecting a marginally increased discount rate and stable expectations for revenue growth, profit margins, and forward valuation multiples. Valuation Changes Fair Value Estimate remains effectively unchanged at QAR 2.57 per share, indicating stable intrinsic valuation assumptions.Actualización de narrativa • Dec 05
MARK: Stable Margins And Slightly Higher Discount Rate Will Support Future Upside
Analysts have modestly maintained their outlook on AlRayan Bank Q.P.S.C., keeping the price target effectively unchanged around $2.57 per share, as minor tweaks to discount rates and forward valuation assumptions did not materially alter their view of the bank's earnings and growth profile. Valuation Changes Fair Value Estimate remains unchanged at QAR 2.57 per share, reflecting a stable intrinsic value assessment.Actualización de narrativa • Nov 21
MARK: Strong Profit Margins And Discount Rate Increases Signal Future Upside
Analysts have slightly adjusted their price target for AlRayan Bank Q.P.S.C. to QAR 2.57. This change reflects marginal changes in core forecast assumptions and valuation metrics.Actualización de narrativa • Nov 04
MARK: Digitization And Diversification Will Secure Lasting Banking Advantage
Analysts have lowered their price target for AlRayan Bank Q.P.S.C., reducing the fair value estimate from QAR 2.69 to QAR 2.57. They cite a marginally softer revenue outlook and a slightly reduced discount rate, while maintaining a positive view on the company's profitability.Actualización de narrativa • Oct 09
Digitization And Diversification Will Secure Lasting Banking Advantage
Analysts have raised their price target for AlRayan Bank Q.P.S.C. from QAR 2.63 to QAR 2.69. This reflects a modest upward revision based on slight improvements in forward valuation metrics and updated financial assumptions.Actualización de narrativa • Sep 06
Digitization And Diversification Will Secure Lasting Banking Advantage
With both the discount rate and future P/E ratio for AlRayan Bank Q.P.S.C remaining essentially flat, analysts have made no material adjustments to their outlook, resulting in an unchanged consensus fair value price target of QAR2.62. Valuation Changes Summary of Valuation Changes for AlRayan Bank Q.P.S.C The Consensus Analyst Price Target remained effectively unchanged, at QAR2.62.
Nueva narrativa • Dec 04
Technological Investments And Asset Quality Improvements Will Boost Future Earnings
Strategic investments and technology could enhance future revenue by improving operational efficiency and customer acquisition despite short-term costs.Análisis de la situación financiera
Historial y análisis de deuda-patrimonio
Hoja de balance
Análisis de instituciones financieras
Nivel de activos: El ratio activos-patrimonio de MARK (7x) es bajo.
Provisión para préstamos dudosos: MARK tiene una baja provisión para préstamos dudosos (82%).
Pasivos de bajo riesgo: 94% de los pasivos de MARK se componen principalmente de fuentes de financiación de mayor riesgo.
Nivel de préstamo: MARK tiene un nivel adecuado de ratio de endeudamiento sobre activos (63%).
Depósitos de bajo riesgo: El ratio préstamos-depósitos de MARK(1312%) es elevado.
Nivel de préstamos dudosos: MARK tiene un alto nivel de préstamos dudosos (4.9%).
Descubre empresas con salud financiera
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/17 19:04 |
| Precio de las acciones al final del día | 2026/05/17 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
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| Propiedad | 10 años |
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| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
AlRayan Bank Q.P.S.C. está cubierta por 7 analistas. 3 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Rahul Shah | Deutsche Bank |
| Elena Sanchez-Cabezudo | EFG-Hermes Research |