Salud financiera de hoja de balance de BDO Unibank
Salud financiera controles de criterios 5/6
BDO Unibank has total assets of ₱4,802.6B and total equity of ₱570.2B. Total deposits are ₱3,740.1B, and total loans are ₱3,022.1B. It earns a Net Interest Margin of 4.6%. It has sufficient allowance for bad loans, which are currently at 2.5% of total loans. Cash and short-term investments are ₱432.1B.
Información clave
8.4x
Ratio activos-patrimonio
4.6%
Margen de interés neto
| Depósitos totales | ₱3.74t |
| Ratio de créditos sobre depósitos | Adecuado |
| Préstamos dudosos | 2.5% |
| Provisión para préstamos dudosos | Suficiente |
| Ratio actual | Bajo |
| Efectivo y equivalentes | ₱432.12b |
Actualizaciones recientes sobre salud financiera
No hay actualizaciones
Recent updates
Análisis de la situación financiera
Historial y análisis de deuda-patrimonio
Hoja de balance
Análisis de instituciones financieras
Nivel de activos: BDO's Assets to Equity ratio (8.4x) is low.
Provisión para préstamos dudosos: BDO has a sufficient allowance for bad loans (153%).
Pasivos de bajo riesgo: 88% of BDO's liabilities are made up of primarily low risk sources of funding.
Nivel de préstamo: BDO has an appropriate level of Loans to Assets ratio (63%).
Depósitos de bajo riesgo: BDO's Loans to Deposits ratio (81%) is appropriate.
Nivel de préstamos dudosos: BDO has a high level of bad loans (2.5%).