Unipol Assicurazioni (UNI) Resumen de Acciones
Unipol Assicurazioni S.p.A., junto con sus filiales, ofrece productos y servicios de seguros principalmente en Italia. Saber más
| Puntuación del snowflake | |
|---|---|
| Valoración | 4/6 |
| Crecimiento futuro | 1/6 |
| Rendimiento pasado | 5/6 |
| Salud financiera | 5/6 |
| Dividendos | 4/6 |
Recompensas
Análisis de riesgos
UNI Community Fair Values
Create NarrativeSee what 32 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Competidores de Unipol Assicurazioni S.p.A.
Historial de precios y rendimiento
| Precios históricos de las acciones | |
|---|---|
| Precio actual de la acción | €27.77 |
| Máximo en las últimas 52 semanas | €29.44 |
| Mínimo de 52 semanas | €16.87 |
| Beta | 0.59 |
| Cambio en 1 mes | 3.81% |
| Variación en 3 meses | 28.56% |
| Cambio de 1 año | 51.50% |
| Variación en 3 años | 454.29% |
| Variación en 5 años | 450.56% |
| Variación desde la OPV | -95.38% |
Noticias y actualizaciones recientes
Actualización de narrativa • Aug 17
UNI: Capital Increase And Index Inclusion Will Shape Fairly Balanced Outlook
Analysts have raised their price target on Unipol Assicurazioni to €29.00 from €23.10, reflecting updated assumptions around discount rate, revenue, profit margin and future P/E levels. What’s in the News for Unipol Assicurazioni Unipol Assicurazioni has called a special or extraordinary shareholders meeting for 30 July 2026 at 10:30 W.
Actualización de narrativa • Aug 03
UNI: Future Returns Will Rely On Capital Increase Plans And Index Inclusion
Analysts have raised their price target for Unipol Assicurazioni from €26.60 to €28.70, citing updated assumptions for fair value, profit margin and future P/E as the main factors behind the new estimate. What’s in the News for Unipol Assicurazioni Unipol Assicurazioni has called a special and extraordinary shareholders meeting for 30 July 2026 at 10:30 W.
Actualización de narrativa • Jul 20
UNI: Index Additions Will Support A Higher Future P/E
Analysts have raised their price target for Unipol Assicurazioni to €32.50 from €31.80, citing updated assumptions around fair value, revenue growth and future P/E as the main reasons for the revision. What's in the News Unipol Assicurazioni S.p.A. has scheduled a Special/Extraordinary Shareholders Meeting for Jul 30, 2026, at 10:30 W.Recent updates
Actualización de narrativa • Aug 17
UNI: Capital Increase And Index Inclusion Will Shape Fairly Balanced Outlook
Analysts have raised their price target on Unipol Assicurazioni to €29.00 from €23.10, reflecting updated assumptions around discount rate, revenue, profit margin and future P/E levels. What’s in the News for Unipol Assicurazioni Unipol Assicurazioni has called a special or extraordinary shareholders meeting for 30 July 2026 at 10:30 W.Actualización de narrativa • Aug 03
UNI: Future Returns Will Rely On Capital Increase Plans And Index Inclusion
Analysts have raised their price target for Unipol Assicurazioni from €26.60 to €28.70, citing updated assumptions for fair value, profit margin and future P/E as the main factors behind the new estimate. What’s in the News for Unipol Assicurazioni Unipol Assicurazioni has called a special and extraordinary shareholders meeting for 30 July 2026 at 10:30 W.Actualización de narrativa • Jul 20
UNI: Index Additions Will Support A Higher Future P/E
Analysts have raised their price target for Unipol Assicurazioni to €32.50 from €31.80, citing updated assumptions around fair value, revenue growth and future P/E as the main reasons for the revision. What's in the News Unipol Assicurazioni S.p.A. has scheduled a Special/Extraordinary Shareholders Meeting for Jul 30, 2026, at 10:30 W.Actualización de narrativa • Jul 06
UNI: Future Returns Will Rely On Ratings Strength And 2026 Dividend Policy
Analysts have modestly raised their price target for Unipol Assicurazioni to €26.60 from €25.22, reflecting updated fair value estimates that incorporate slightly higher projected revenue growth, profit margins and a revised future P/E assumption. What’s in the News for Unipol Assicurazioni AM Best affirms Unipol Assicurazioni’s Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a" (Excellent), with a stable outlook, citing a very strong balance sheet, strong operating performance and appropriate enterprise risk management (Source: AM Best).Nueva narrativa • Jun 27
Health And Bancassurance Expansion Will Drive Stronger Long Term Earnings Resilience
Catalysts About Unipol Assicurazioni Unipol Assicurazioni is an Italian insurance group active in Life, Non Life, health and bancassurance, with a growing contribution from banking activities. What are the underlying business or industry changes driving this perspective?Actualización de narrativa • Jun 22
UNI: Future Returns Will Hinge On 2026 Dividend And Stable Profit Outlook
The analyst price target for Unipol Assicurazioni has been adjusted slightly higher, from about €24.23 to approximately €25.22. Analysts attribute this change to updated fair value estimates supported by unchanged discount rate assumptions and revised profit margin and future P/E inputs.Nueva narrativa • Jun 12
Health And Bancassurance Momentum Will Shape Future Earnings And Capital Choices
Catalysts About Unipol Assicurazioni Unipol Assicurazioni operates in life and non life insurance, including motor, health, property and bancassurance, with exposure to both retail and corporate clients. What are the underlying business or industry changes driving this perspective?Actualización de narrativa • Jun 04
UNI: Future Returns Will Rely On 2026 Dividend As Key Catalyst
Analysts have nudged their price target for Unipol Assicurazioni higher from about €23.00 to around €24.23, citing updated assumptions on fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Unipol Assicurazioni announced an annual dividend of €1.12 per share.Actualización de narrativa • Apr 27
UNI: Future Returns Will Rely On Stable Dividend And Unchanged Core Assumptions
Analysts have kept their price target for Unipol Assicurazioni broadly unchanged at €23.0, reflecting stable assumptions on fair value, discount rate, growth and profitability in their latest models. What's in the News Unipol Assicurazioni S.p.A. announced an annual dividend of €1.12 per share, with payment scheduled for May 20, 2026.Actualización de narrativa • Apr 13
UNI: Future Returns Will Depend On Steady Dividend And Unchanged Core Assumptions
Analysts have reaffirmed their price target for Unipol Assicurazioni at €23.0, citing consistent assumptions on the discount rate, revenue growth, profit margin and forward P/E as the basis for keeping their view unchanged. What's in the News An annual dividend of €1.12 per share has been announced, with payment scheduled for May 20, 2026, ex date May 18, 2026, and record date May 19, 2026 (Key Developments).Actualización de narrativa • Mar 30
UNI: Future Returns Will Rely On Dividend Outlook And Refined Assumptions
Analysts have raised their price target on Unipol Assicurazioni from €21.77 to €23.00, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. What's in the News Annual dividend of €1.12 per share announced, with ex date on May 18, 2026, record date on May 19, 2026, and payment on May 20, 2026 (company event filing).Actualización de narrativa • Feb 08
UNI: Future Returns Will Rely On Upcoming Board Decisions And Refined Assumptions
Analysts have raised their price target for Unipol Assicurazioni from €21.17 to €21.77, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E that they consider to better reflect the stock's current risk and earnings profile. What's in the News Board meeting on February 19, 2026 to review preliminary consolidated results for 2025, giving you an early look at how last year’s numbers shape up (company event calendar).Actualización de narrativa • Jan 25
UNI: Future Returns Will Rely On Steady Assumptions And Upcoming Board Decisions
Analysts have slightly increased their price target for Unipol Assicurazioni to €21.17 from €21.15, citing updated assumptions around fair value and future P/E multiples while keeping other key inputs broadly consistent. What's in the News Board meeting scheduled for December 18, 2025, to address the integration of the board committee and other business items (company event filing).Artículo de análisis • Jan 14
Investors Don't See Light At End Of Unipol Assicurazioni S.p.A.'s (BIT:UNI) Tunnel
With a price-to-earnings (or "P/E") ratio of 12.9x Unipol Assicurazioni S.p.A. ( BIT:UNI ) may be sending bullish...Actualización de narrativa • Jan 10
UNI: Future Returns Will Rely On Stable Assumptions And Upcoming Governance Decisions
Analysts have kept their price target for Unipol Assicurazioni steady at €21.15, citing unchanged assumptions around fair value, discount rate, revenue growth, profit margin and future P/E in their latest update. What's in the News A board meeting is scheduled for December 18, 2025, to consider integrating the board committee structure and to review other business issues, indicating that decisions on governance organization are forthcoming (Key Developments).Actualización de narrativa • Dec 19
UNI: Future Performance Will Reflect Stable Assumptions And Slightly Stronger Profitability
The analyst price target for Unipol Assicurazioni has been modestly raised from €20.80 to €21.15, as analysts point to slightly stronger expected profit margins and a marginally higher future earnings multiple to support the upward revision. Valuation Changes Fair Value: risen slightly from €20.80 to €21.15 per share, reflecting a modest upward revision in the intrinsic valuation.Actualización de narrativa • Dec 04
UNI: Stable Assumptions And Pricing Will Guide Future Performance Outlook
Analysts have modestly raised their price target on Unipol Assicurazioni to €20.80 from €20.80, reflecting broadly unchanged assumptions on discount rate, revenue growth, profit margin, and future P E multiples that continue to support their valuation framework. Valuation Changes The fair value estimate remains unchanged at €20.80, indicating no revision to the core valuation output.Actualización de narrativa • Nov 20
UNI: Profitability Improvements And Discount Rate Changes Will Inform Future Performance
Analysts have raised their price target for Unipol Assicurazioni from €20.35 to €20.80, citing incremental improvements in profitability and an updated view on the company’s discount rate. Valuation Changes The Fair Value Estimate has increased slightly from €20.35 to €20.80.Actualización de narrativa • Nov 04
UNI: Confidence in Margins and Buyback Will Support Future Share Performance
Analysts have raised their price target for Unipol Assicurazioni from €19.42 to €20.35. This reflects modest improvements in projected fair value, a slight reduction in discount rate, and increased confidence in profit margins.Actualización de narrativa • Oct 21
Analysts Lift Unipol Assicurazioni Price Target as Margins and Valuation Improve Amid Buyback Update
Analysts have increased their price target for Unipol Assicurazioni from €19.20 to €19.42, citing gradual improvements in the company’s projected discount rate and profit margin outlook. What's in the News Unipol Assicurazioni completed the repurchase of 450,000 shares, representing 0.06% of the company, for €5.32 million under the buyback announced on October 14, 2024 (Key Developments).Actualización de narrativa • Sep 05
Digitalization And Bancassurance Partnerships Will Unlock New Insurance Opportunities
With minimal changes in both the consensus Future P/E (from 12.26x to 12.31x) and discount rate (steady at 9.04%), analysts have left their near-term valuation outlook for Unipol Assicurazioni virtually unchanged, resulting in only a marginal increase in the price target from €19.12 to €19.20. Valuation Changes Summary of Valuation Changes for Unipol Assicurazioni The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €19.12 to €19.20.
Nueva narrativa • Nov 25
Innovative Strategies And Bancassurance Drive New Growth Horizons In Insurance Industry
Unipol Gruppo's premium increase strategy and risk reduction initiatives are set to boost revenue in motor and non-motor segments.Rentabilidad de los accionistas
| UNI | IT Insurance | Mercado IT | |
|---|---|---|---|
| 7D | -3.7% | -1.3% | -1.6% |
| 1Y | 51.5% | 8.0% | 18.2% |
Rentabilidad vs. Industria: UNI superó a la industria Italian Insurance, que obtuvo un rendimiento del 8% el año pasado.
Rentabilidad vs. Mercado: UNI superó al mercado Italian, que obtuvo un rendimiento del 18.2% el año pasado.
Volatilidad de los precios
| UNI volatility | |
|---|---|
| UNI Average Weekly Movement | 4.0% |
| Insurance Industry Average Movement | 2.7% |
| Market Average Movement | 4.2% |
| 10% most volatile stocks in IT Market | 7.9% |
| 10% least volatile stocks in IT Market | 2.8% |
Precio estable de las acciones: UNI no ha tenido una volatilidad de precios significativa en los últimos 3 meses en comparación con el mercado Italian.
Volatilidad a lo largo del tiempo: La volatilidad semanal de UNI (4%) se ha mantenido estable durante el año pasado.
Acerca de la empresa
| Fundada | Empleados | CEO | Página web |
|---|---|---|---|
| 1961 | 12,334 | Matteo Laterza | www.unipol.it |
Unipol Assicurazioni S.p.A., junto con sus filiales, ofrece productos y servicios de seguros principalmente en Italia. La empresa opera a través de los segmentos de negocio de seguros no de vida, seguros de vida y sociedades de cartera y otros negocios. Ofrece soluciones de cobertura de riesgos para vehículos, embarcaciones deportivas y viajes; hogar y condominios; trabajo relacionado con empresas, comerciantes, profesionales y protección jurídica; protección de accidentes y salud; e inversiones y bienestar.
Resumen de fundamentos de Unipol Assicurazioni S.p.A.
| Estadísticas fundamentales de UNI | |
|---|---|
| Capitalización bursátil | €19.74b |
| Beneficios(TTM) | €1.72b |
| Ingresos (TTM) | €11.51b |
11.6x
Ratio precio-beneficio (PE)1.7x
Ratio precio-ventas (PS)¿Está UNI sobrevalorada?
Ver valor justo y análisis de valoraciónBeneficios e Ingresos
| Cuenta de resultados (TTM) de UNI | |
|---|---|
| Ingresos | €11.51b |
| Coste de los ingresos | €8.80b |
| Beneficio bruto | €2.71b |
| Otros gastos | €994.00m |
| Beneficios | €1.72b |
Últimos beneficios comunicados
Jun 30, 2026
Próxima fecha de beneficios
Nov 12, 2026
| Beneficios por acción (BPA) | 2.40 |
| Margen bruto | 23.58% |
| Margen de beneficio neto | 14.94% |
| Ratio deuda/patrimonio | 39.9% |
¿Cómo se ha desempeñado UNI a largo plazo?
Ver rendimiento histórico y comparativaDividendos
4.0%
Rentabilidad actual por dividendo47%
Ratio de pagosAnálisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/08/21 21:22 |
| Precio de las acciones al final del día | 2026/08/21 00:00 |
| Beneficios | 2026/06/30 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
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| Propiedad | 10 años |
| |
| Gestión | 10 años |
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| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Unipol Assicurazioni S.p.A. está cubierta por 16 analistas. 5 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Francesco Previtera | Banca Akros S.p.A. (ESN) |
| Alessia Magni | Barclays |
| Michael Huttner | Berenberg |