BPER Banca SpA

Informe acción BIT:BPE

Capitalización de mercado: €23.9b

BPER Banca Dirección

Dirección controles de criterios 3/4

El CEO de BPER Banca es Gianni Giacomo Papa , nombrado en Apr 2024, tiene una permanencia de 2.08 años. compensación anual total es €3.39M, compuesta por 34.2% salario y 65.8% primas, incluidas acciones y opciones de la empresa. posee directamente un 0.018% de las acciones de la empresa, por valor de €4.24M. La antigüedad media del equipo directivo y de la junta directiva es de 3.1 años y 5.1 años, respectivamente.

Información clave

Gianni Giacomo Papa

Chief Executive Officer (CEO)

€3.4m

Compensación total

Porcentaje del salario del CEO34.18%
Permanencia del CEO2.1yrs
Participación del CEO0.02%
Permanencia media de la dirección3.1yrs
Promedio de permanencia en la Junta Directiva5.1yrs

Actualizaciones recientes de la dirección

Recent updates

Actualización de narrativa May 19

BPE: Excess Capital Distributions Will Support A Constructive Forward Outlook

Analysts have nudged the fair value estimate for BPER Banca up to about €13.93 from roughly €13.74. This reflects recent price target cuts, multiple downgrades to Hold or Neutral, and the view that the stock already factors in expectations for using excess capital for higher distributions.
Actualización de narrativa May 03

BPE: Merger Vote And Recalibrated Earnings Outlook Are Expected To Unlock Upside

Analysts have trimmed BPER Banca's fair value estimate by €0.10 to €14.50, reflecting updated views on discount rates, revenue growth, profit margins and future P/E after a mix of recent target moves and a fresh neutral initiation on the stock. Analyst Commentary Recent research points to a mixed but generally constructive stance on BPER Banca, with some firms trimming fair value assumptions while others highlight room for upside based on execution and earnings power.
Actualización de narrativa Apr 18

BPE: Mixed Research Views And Merger Plans Will Shape Future Risk Reward

Narrative Update BPER Banca's updated analyst price target moves slightly higher to about €12.51 from roughly €12.08, as analysts factor in revised assumptions for revenue growth, profit margins, discount rate, and a modestly lower future P/E multiple following mixed recent research including price target adjustments and a new neutral initiation. Analyst Commentary Recent research on BPER Banca presents a mixed picture, with some analysts turning more cautious even as others see room for upside.
Actualización de narrativa Apr 04

BPE: Upcoming Merger And Earnings Milestones Will Support Constructive Outlook

Analysts have raised their average price target on BPER Banca to about €13.74 from roughly €13.09, reflecting updated assumptions on fair value, discount rate, revenue growth, profit margins and future P/E following recent research from firms including Deutsche Bank, Goldman Sachs and Morgan Stanley. Analyst Commentary Recent research on BPER Banca highlights both supportive and cautious views around the bank's valuation, execution and growth profile, reflected in the updated price targets and fresh coverage.
Actualización de narrativa Mar 21

BPE: Rising Confidence In Merger Outlook Is Expected To Unlock Further Upside

Analyst price targets for BPER Banca have increased, with recent research indicating a new level of around €13.40, up from €12.10 previously. This revision is supported by updated assumptions on discount rates, revenue growth, profit margins and future P/E estimates.
Actualización de narrativa Mar 07

BPE: Higher Street Views And Refined Assumptions Will Support Upside Potential

BPER Banca's analyst price target has moved higher, with the fair value estimate shifting from €11.79 to €12.08 as analysts factor in updated Street targets from €12.10 to €13.40 and refreshed assumptions on discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent research updates on BPER Banca have centered on revisions to fair value estimates and price targets, reflecting refreshed assumptions on discount rate, revenue, margins and future P/E multiples.
Actualización de narrativa Feb 20

BPE: Higher Fair Estimate Will Reflect Rising Confidence In Preferred Bank

Analysts have raised their price targets on BPER Banca, with our fair value estimate moving from €13.52 to €14.60 as they factor in updated assumptions on discount rates, revenue, margins and future P/E multiples. Analyst Commentary Recent Street research points to a more constructive tone around BPER Banca, with several bullish analysts adjusting their fair value assumptions.
Actualización de narrativa Feb 06

BPE: Market Perform Shift And Revised Assumptions Will Shape Balanced Risk Outlook

Analysts have inched up their fair value estimate for BPER Banca to €11.79 from €11.20, with a slightly higher Street price target of €11.60 helping to frame this recalibration, despite a recent downgrade to Market Perform. Analyst Commentary Bearish analysts are signalling a more cautious stance on BPER Banca, even as fair value estimates and the latest price target sit slightly above current levels.
Actualización de narrativa Jan 23

BPE: Index Shift And Buyback Plans Will Shape Balanced Future Prospects

Analysts have nudged their target for BPER Banca higher, with our fair value estimate moving from €12.00 to about €13.09. This reflects updated views on discount rate, revenue growth, profit margin and future P/E assumptions drawn from recent research, including both a higher price target alongside a downgrade to Market Perform, and an upgrade to Buy with a higher target price.
Actualización de narrativa Jan 09

BPE: Higher Fair Estimate Signals Confidence In Preferred Italian Bank

Analysts have raised their fair value estimate for BPER Banca from €12.10 to about €13.52. This change reflects a series of recent price target increases and broadly supportive views on the stock among covering firms.
Actualización de narrativa Dec 20

BPE: Higher Fair Value And Index Moves Will Shape Balanced Risk Outlook

The analyst fair value estimate for BPER Banca has risen from approximately EUR 7.55 to EUR 11.20, as analysts incorporate stronger expectations for revenue growth, slightly higher profitability, and a sector-leading position reflected in a series of recent price target hikes across the Street. Analyst Commentary Recent Street research on BPER Banca presents a more nuanced picture, with some Bearish analysts tempering enthusiasm despite the higher consensus fair value.
Actualización de narrativa Dec 06

BPE: Index Inclusion And Buyback Plans Will Drive Future Momentum

Analysts have nudged their price target for BPER Banca slightly higher to EUR 12.00, reflecting improved expectations for revenue growth and margins, while noting the bank's growing status as a preferred Italian name despite some valuation driven rating adjustments. Analyst Commentary Recent research updates on BPER Banca highlight a mixed but generally constructive stance, with several firms acknowledging the bank as a preferred Italian banking exposure even as some recommendations moderate on valuation grounds.
Actualización de narrativa Nov 22

BPE: Strong Sector Position And Index Inclusion Will Drive Further Momentum

Analysts have raised the fair value estimate for BPER Banca from €11.40 to €12.00. This reflects enhanced profit margins and sector-wide upgrades, despite mixed rating changes.
Actualización de narrativa Nov 01

BPE: Share Momentum And Fair Value Will Drive Cautious Optimism Ahead

The analyst price target for BPER Banca has seen a notable shift, as recent updates from analysts reflect increased optimism and revised targets ranging from €10.30 to €12.50. This has been supported by stronger valuations and sustained growth prospects for the bank.
Actualización de narrativa Oct 18

Digital Transformation And ESG Lending Will Shape Future Expansion

Analysts have increased their price target for BPER Banca from €10.73 to €11.40, reflecting optimism about the bank's revenue growth outlook and its preferred status among Italian banks, despite recent valuation concerns. Analyst Commentary Recent analyst actions highlight a nuanced outlook for BPER Banca, with growing optimism around the bank's growth trajectory and value, tempered by some caution over recent share price appreciation.
Actualización de narrativa Oct 03

Digital Transformation And ESG Lending Will Shape Future Expansion

Analysts have raised their price target for BPER Banca from €10.57 to €10.73. They cite improved revenue growth and profit margin expectations, which support a more optimistic outlook.
Actualización de narrativa Sep 13

Digital Transformation And ESG Lending Will Shape Future Expansion

The consensus Analyst Price Target for BPER Banca has increased, primarily reflecting a notable decline in its future P/E multiple, which enhances perceived value and supports the revised fair value of €10.57. What's in the News BPER Banca raised its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.
Actualización de narrativa Aug 29

Digital Transformation And ESG Lending Will Shape Future Expansion

The upward revision in BPER Banca’s price target reflects a significant decrease in its future P/E ratio alongside a modest improvement in net profit margin, raising fair value from €9.75 to €10.16. What's in the News BPER Banca upgraded its 2025 total revenue guidance from EUR 5.4 billion to EUR 5.5 billion.
Actualización de narrativa Aug 08

Digital Transformation And ESG Lending Will Shape Future Expansion

A strong upward revision in BPER Banca’s revenue growth forecast has outweighed a modest decline in net profit margin, prompting analysts to raise their fair value estimate from €9.06 to €9.60. Valuation Changes Summary of Valuation Changes for BPER Banca The Consensus Analyst Price Target has risen from €9.06 to €9.60.
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Nueva narrativa Nov 25

Tactical Initiatives Drive Growth But Analysts Warn Of Profit Margin Squeeze And Higher Costs

BPER Banca's strategic initiatives focus on enhancing efficiency, modernizing operations, and leveraging economies of scale to boost revenue and improve margins.

Análisis de compensación del CEO

¿Cómo ha cambiado la remuneración de Gianni Giacomo Papa en comparación con los beneficios de BPER Banca?
FechaCompensación totalSalarioIngresos de la empresa
Mar 31 2026n/an/a

€2b

Dec 31 2025n/an/a

€2b

Sep 30 2025n/an/a

€2b

Jun 30 2025n/an/a

€2b

Mar 31 2025n/an/a

€1b

Dec 31 2024€3m€1m

€1b

Compensación vs. Mercado: La compensación total ($USD3.93M) de Gianni está en línea con el promedio de empresas de tamaño similar en el mercado Italian ($USD3.92M).

Compensación vs. Ingresos: Datos insuficientes para comparar la compensación de Gianni con los resultados de la empresa.


CEO

Gianni Giacomo Papa (69 yo)

2.1yrs
Permanencia
€3,385,353
Compensación

Dr. Gianni Franco Giacomo Papa serves as Chairman of the board of Banca Popolare di Sondrio (SUISSE) SA from 2026. Dr. Giacomo serves as CEO of BPER Banca S.p.A. since April 2024 and has been its Director...


Equipo directivo

NombrePosiciónPermanenciaCompensaciónPropiedad
Gianni Giacomo Papa
CEO & Director2.1yrs€3.39m0.018%
€ 4.2m
Simone Marcucci
Chief Financial Officer1.8yrssin datossin datos
Elvio Sonnino
Vice GM & COO3.1yrssin datossin datos
Marco Mandelli
Chief Corporate & Investment Banking Officer3.1yrssin datossin datos
Massimiliano Baga
Chief Information Officer3.1yrssin datossin datos
Nicola Sponghi
Head of Investor Relationsno datasin datossin datos
Carlo Appetiti
Chief Compliance Officer1.3yrssin datossin datos
Paolo Mazza
Chief General Counsel3.1yrssin datossin datos
Andrea Merenda
Chief Human Resource Officer2.3yrssin datossin datos
Matteo Bigarelli
Head of Equity Investments and Special Projectsno datasin datossin datos
Michele Pisani
Chief AML Officer3.1yrssin datossin datos
Roberto Rovere
Chief Audit Officer3.1yrssin datossin datos
3.1yrs
Permanencia media
63yo
Promedio de edad

Equipo directivo experimentado: El equipo directivo de BPE se considera experimentado (3.1 años antigüedad media).


Miembros de la Junta

NombrePosiciónPermanenciaCompensaciónPropiedad
Gianni Giacomo Papa
CEO & Director5.1yrs€3.39m0.018%
€ 4.2m
Fabio Cerchiai
Chairmanno data€358.00ksin datos
Gianfranco Farre
Non-executive Directorno data€87.00ksin datos
Silvia Bocci
Chair of the Board of Statutory Auditors1.4yrssin datossin datos
Elena Beccalli
Independent Director5.1yrs€141.00ksin datos
Monica Pilloni
Independent Director5.1yrs€160.00ksin datos
Angela Cossellu
Non-Executive Independent Directorno data€97.00ksin datos
Silvia Candini
Independent Director5.9yrs€139.00ksin datos
Maria Cappello
Independent Director5.1yrs€142.00ksin datos
Elisa Valeriani
Non-Executive Independent Director4.9yrs€133.00ksin datos
Antonio Cabras
Independent Deputy Chair of the Board of Directorsno data€178.00ksin datos
Matteo Cordero Montezemolo
Non-Executive Independent Directorno data€94.00ksin datos
5.1yrs
Permanencia media
58yo
Promedio de edad

Junta con experiencia: La junta directiva de BPE se considera experimentada (5.1 años de antigüedad promedio).


Análisis de la empresa y estado de los datos financieros

DatosÚltima actualización (huso horario UTC)
Análisis de la empresa2026/05/24 01:30
Precio de las acciones al final del día2026/05/22 00:00
Beneficios2026/03/31
Ingresos anuales2025/12/31

Fuentes de datos

Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.

PaqueteDatosMarco temporalEjemplo Fuente EE.UU. *
Finanzas de la empresa10 años
  • Cuenta de resultados
  • Estado de tesorería
  • Balance
Estimaciones del consenso de analistas+3 años
  • Previsiones financieras
  • Objetivos de precios de los analistas
Precios de mercado30 años
  • Precios de las acciones
  • Dividendos, escisiones y acciones
Propiedad10 años
  • Accionistas principales
  • Información privilegiada
Gestión10 años
  • Equipo directivo
  • Consejo de Administración
Principales avances10 años
  • Anuncios de empresas

* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.

A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.

Modelo de análisis y copo de nieve

Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.

Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.

Métricas industriales y sectoriales

Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.

Fuentes analistas

BPER Banca SpA está cubierta por 23 analistas. 10 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.

AnalistaInstitución
Irene RossettoBanca Akros S.p.A. (ESN)
Juan Lopez CoboBanco Santander
Paola SabbioneBarclays