Banco Santander Resultados de beneficios anteriores
Pasado controles de criterios 4/6
Banco Santander ha aumentado sus beneficios a una tasa media anual de 21.4%, mientras que los beneficios de la industria de Banks han experimentado un crecimiento de 21.7% anual. Los ingresos han ido creciendo a una tasa media de 6.7% al año. La rentabilidad financiera de Banco Santander es de 12.8%, y sus márgenes netos son de 26.3%.
Información clave
21.40%
Tasa de crecimiento de los beneficios
24.91%
Tasa de crecimiento del BPA
| Crecimiento de la industria Banks | 20.45% |
| Tasa de crecimiento de los ingresos | 6.72% |
| Rentabilidad financiera | 12.77% |
| Margen neto | 26.32% |
| Próxima actualización de resultados | 22 Jul 2026 |
Actualizaciones de resultados anteriores recientes
Recent updates
Actualización de narrativa • Apr 24
SAN: Share Buybacks And Rising Cash Dividends Will Support Future Upside
Analysts have made a small upward adjustment to Banco Santander's price target, lifting it from €11.90 to about €11.94, reflecting updates to fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The General Shareholders’ Meeting on 27 March 2026 approved an amendment to the bylaws article relating to capital and the number of shares.Actualización de narrativa • Apr 10
SAN: Expanded Buybacks And Higher Cash Dividends Will Support Future Upside
Analysts have slightly adjusted their price target for Banco Santander to €11.90 from €11.95, reflecting updated assumptions around discount rates, revenue growth, profit margins, and future P/E levels. What's in the News Shareholders approved an amendment to the Bylaws article relating to capital and the number of shares at the General Shareholders' Meeting on 27 March 2026 (Key Developments).Actualización de narrativa • Mar 26
SAN: Ongoing Buybacks And Rising Dividend Payouts Will Support Future Upside Potential
Analysts have made a slight downward adjustment to Banco Santander's price target, moving it from €11.98 to €11.95, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News Banco Santander has completed a share buyback of 1,403,170,478 shares, representing 8.98% of its share capital, for a total of €7,016.34m under the program announced on October 5, 2023 (Key Developments).Actualización de narrativa • Mar 12
SAN: Rising Dividends And Buybacks Will Support Attractive Future Return Potential
Analysts have nudged their price target on Banco Santander higher from about €11.47 to roughly €11.98. This reflects updated assumptions around slightly lower discount rates, higher projected revenue growth, modestly stronger profit margins and a reduced future P/E multiple.Actualización de narrativa • Feb 26
SAN: Dividend Plans And Buybacks Will Support Fairly Balanced Return Prospects
Analysts have adjusted their price target for Banco Santander to €11.47 from €10.73, citing updated assumptions for revenue growth, profit margins, discount rate, and forward P/E that they see as better aligned with the bank's current fundamentals. What's in the News The board plans to submit a final cash dividend of €0.125 per share against 2025 profit for approval at the AGM expected on 27 March 2026.Actualización de narrativa • Feb 10
SAN: Buybacks And Earnings Assumptions Will Support Fairly Balanced Return Prospects
Analysts have nudged their price target on Banco Santander higher to €10.73 from €10.34, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. These changes reflect their latest assessment of the bank's risk and earnings profile.Actualización de narrativa • Jan 27
SAN: Dividend Payout And Earnings Guidance Will Support Fairly Balanced Return Prospects
Analysts have raised their price target for Banco Santander from €9.68 to €10.34, citing updated assumptions that include slightly higher revenue growth and profit margins, a modestly lower discount rate, and a small adjustment to the assumed future P/E multiple. What's in the News Banco Santander has scheduled a special or extraordinary shareholders meeting for November 28, 2025, in São Paulo, Brazil, at Avenida Presidente Juscelino Kubitschek 2041, Mezanino, Vila Nova Conceicao (Key Developments).Actualización de narrativa • Jan 12
SAN: Dividend Payout And Revenue Outlook Will Support Fairly Balanced Return Prospects
Analysts have inched their price target for Banco Santander higher, lifting fair value by €0.15 to €9.68 as slightly lower discount rate assumptions, a marginally stronger profit margin outlook and a modestly higher future P/E expectation offset small adjustments to revenue growth forecasts. What's in the News Banco Santander has called a special or extraordinary shareholders meeting for November 28, 2025 in São Paulo, Brazil, with a follow up special or extraordinary meeting scheduled for January 15, 2026 at the same Avenida Presidente Juscelino Kubitschek address in Vila Nova Conceição, São Paulo (Key Developments).Actualización de narrativa • Dec 15
SAN: Dividend Payout And Revenue Outlook Will Support Balanced Return Prospects
Analysts have nudged their price target for Banco Santander higher to €9.53 from €9.46. This reflects marginally stronger expectations for revenue growth, profitability, and valuation multiples under a slightly lower discount rate.Actualización de narrativa • Nov 30
SAN: Revenue Outlook And Upcoming Dividend Are Expected To Drive Stable Returns
Analysts have raised their price target for Banco Santander from €9.30 to €9.46, reflecting slight improvements in projected revenue growth and profit margins. What's in the News Banco Santander will hold Special/Extraordinary Shareholders Meetings on October 16, 2025 and November 28, 2025 in São Paulo, Brazil (company filing).Actualización de narrativa • Nov 16
SAN: Revenue Guidance And Dividends To Support Steady Performance Ahead
Analysts have raised their price target for Banco Santander from €9.19 to €9.30, citing improved profit margin forecasts and a slightly reduced discount rate as key factors supporting the upward revision. What's in the News Banco Santander announced an interim cash dividend of 11.5 euro cents per share to be paid from 3 November 2025.Actualización de narrativa • Nov 01
SAN: Upcoming Dividend And Profit Margin Outlook Will Steady Future Value
Analysts have raised their price target for Banco Santander from €8.83 to €9.19, citing an improved profit margin outlook and a slightly lower discount rate as key factors behind the update. What's in the News Banco Santander, S.A. will hold a Special/Extraordinary Shareholders Meeting on October 16, 2025, in São Paulo, Brazil (Key Developments).Actualización de narrativa • Oct 18
Digital Banking And Latin America Urbanization Will Unlock New Value
Analysts have raised the fair value estimate for Banco Santander from €8.65 to €8.83, citing modest improvements in projected profit margins and revenue growth expectations. What's in the News Banco Santander's board of directors approved an interim cash dividend of 11.5 euro cents per share.Artículo de análisis • Oct 18
Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's
Banco Santander, S.A.'s ( BME:SAN ) dividend will be increasing from last year's payment of the same period to €0.0932...Actualización de narrativa • Oct 04
Digital Banking And Latin America Urbanization Will Unlock New Value
Analysts have raised their price target for Banco Santander from €8.20 to €8.65, citing modest improvements in revenue growth and profit margin projections along with a slightly lower discount rate. What's in the News A Special/Extraordinary Shareholders Meeting is scheduled for October 16, 2025, in São Paulo, Brazil (Key Developments) A Board Meeting is set for July 29, 2025, to discuss interim condensed consolidated financial statements for the six months ended June 30, 2025 (Key Developments) A Board Meeting is planned for February 25, 2025, to review consolidated annual accounts for 2024 and to consider payment of a complementary dividend (Key Developments) An upcoming Analyst/Investor Day has been announced (Key Developments) Valuation Changes The consensus analyst price target has increased from €8.20 to €8.65.Artículo de análisis • Oct 03
Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year
Banco Santander, S.A. ( BME:SAN ) has announced that it will be increasing its dividend from last year's comparable...Actualización de narrativa • Sep 19
Digital Banking And Latin America Urbanization Will Unlock New Value
Driven by modest improvements in both revenue growth and net profit margin forecasts, analysts have raised their price target for Banco Santander from €8.00 to €8.20. What's in the News Santander and Barclays are the only remaining contenders to acquire Banco de Sabadell's UK unit, TSB; a sale decision is expected soon, with BBVA pursuing a potential takeover of Sabadell.Actualización de narrativa • Sep 04
Digital Banking And Latin America Urbanization Will Unlock New Value
Banco Santander’s consensus price target was maintained at €8.00, as a marginally higher future P/E multiple offset steady revenue growth projections. What's in the News Banco Santander is one of two main contenders to acquire Banco de Sabadell’s UK unit, TSB, alongside Barclays, with both banks in the final bidding stages.Artículo de análisis • Jun 25
Here's Why We Think Banco Santander (BME:SAN) Is Well Worth Watching
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Nueva narrativa • Feb 09
Banco Santander set to boost capital revenues and RoTE by 2025
Banco Santander is present in Europe (Germany, Austria, Belgium, Denmark, Spain, Finland, Isle of Man, Italy, Norway, Poland, Portugal and the UK); North America (USA, Mexico); South America (Argentin
Nueva narrativa • Nov 07
Santander's Global Expansion And Innovation Set To Drive Impressive Revenue Growth And Efficiency Gains
Strategic expansions in digital onboarding and cross-border operations enhance revenue growth and fee income globally.Desglose de ingresos y gastos
Desglose de ingresos y gastos
Cómo gana y gasta dinero Banco Santander. Basado en los últimos beneficios reportados, en base a los últimos doce meses (LTM).
Historial de beneficios e ingresos
| Fecha | Ingresos | Beneficios | Gastos G+A | Gastos de I+D |
|---|---|---|---|---|
| 31 Mar 26 | 47,374 | 12,468 | 24,025 | 0 |
| 31 Dec 25 | 46,836 | 11,937 | 24,168 | 0 |
| 30 Sep 25 | 50,674 | 12,799 | 25,257 | 0 |
| 30 Jun 25 | 50,158 | 12,576 | 25,347 | 0 |
| 31 Mar 25 | 46,868 | 10,891 | 24,321 | 0 |
| 31 Dec 24 | 47,810 | 10,713 | 24,595 | 0 |
| 30 Sep 24 | 46,608 | 10,682 | 24,494 | 0 |
| 30 Jun 24 | 47,566 | 10,747 | 24,886 | 0 |
| 31 Mar 24 | 47,699 | 10,701 | 25,406 | 0 |
| 31 Dec 23 | 43,261 | 9,526 | 24,064 | 0 |
| 30 Sep 23 | 44,142 | 9,545 | 25,137 | 0 |
| 30 Jun 23 | 42,918 | 9,486 | 24,373 | 0 |
| 31 Mar 23 | 41,718 | 9,104 | 23,946 | 0 |
| 31 Dec 22 | 41,947 | 9,076 | 23,344 | 0 |
| 30 Sep 22 | 41,120 | 9,025 | 22,641 | 0 |
| 30 Jun 22 | 40,442 | 8,756 | 21,899 | 0 |
| 31 Mar 22 | 39,886 | 8,493 | 21,273 | 0 |
| 31 Dec 21 | 39,007 | 7,558 | 20,857 | 0 |
| 30 Sep 21 | 36,698 | 5,574 | 20,191 | 0 |
| 30 Jun 21 | 35,605 | 5,157 | 19,999 | 0 |
| 31 Mar 21 | 33,289 | -8,046 | 19,982 | 0 |
| 31 Dec 20 | 31,840 | -9,323 | 20,593 | 0 |
| 30 Sep 20 | 34,633 | -6,860 | 18,624 | 0 |
| 30 Jun 20 | 36,271 | -8,089 | 20,618 | 0 |
| 31 Mar 20 | 38,959 | 4,559 | 19,714 | 0 |
| 31 Dec 19 | 40,936 | 5,920 | 22,758 | 0 |
| 30 Sep 19 | 40,130 | 5,648 | 22,298 | 0 |
| 30 Jun 19 | 39,398 | 6,697 | 20,873 | 0 |
| 31 Mar 19 | 39,339 | 7,012 | 22,232 | 0 |
| 31 Dec 18 | 39,326 | 7,250 | 19,797 | 0 |
| 30 Sep 18 | 39,460 | 6,761 | 22,295 | 0 |
| 30 Jun 18 | 39,891 | 6,272 | 22,414 | 0 |
| 31 Mar 18 | 39,664 | 6,371 | 22,489 | 0 |
| 31 Dec 17 | 39,402 | 6,224 | 22,410 | 0 |
| 30 Sep 17 | 37,966 | 6,310 | 21,941 | 0 |
| 30 Jun 17 | 36,531 | 6,564 | 21,423 | 0 |
| 31 Mar 17 | 35,743 | 6,104 | 21,002 | 0 |
| 31 Dec 16 | 34,478 | 5,870 | 20,617 | 0 |
| 30 Sep 16 | 33,607 | 4,312 | 20,677 | 0 |
| 30 Jun 16 | 33,884 | 4,310 | 20,770 | 0 |
| 31 Mar 16 | 34,457 | 5,590 | 20,972 | 0 |
| 31 Dec 15 | 35,181 | 5,690 | 21,191 | 0 |
| 30 Sep 15 | 36,649 | 7,143 | 20,914 | 0 |
| 30 Jun 15 | 36,019 | 7,144 | 20,644 | 0 |
Ingresos de calidad: SAN tiene ganancias de alta calidad.
Margen de beneficios creciente: Los actuales márgenes de beneficio (26.3%) de SAN son superiores a los del año pasado (23.2%).
Análisis del flujo de caja libre vs. Beneficios
Análisis del crecimiento de los beneficios en el pasado
Tendencia de beneficios: SAN ha pasado a ser rentable en los últimos 5 años, con un crecimiento de los beneficios de 21.4% al año.
Acelerando crecimiento: El crecimiento de los beneficios de SAN en el último año (14.5%) está por debajo de su media de 5 años (21.4% al año).
Beneficios vs. Industria: El crecimiento de los beneficios de SAN en el último año (14.5%) superó al de la industria Banks 2%.
Rentabilidad financiera
Alta ROE: La rentabilidad financiera de SAN (12.8%) se considera baja.
Rentabilidad económica
Rendimiento del capital invertido
Descubre empresas con buenos resultados en el pasado
Análisis de la empresa y estado de los datos financieros
| Datos | Última actualización (huso horario UTC) |
|---|---|
| Análisis de la empresa | 2026/05/21 12:36 |
| Precio de las acciones al final del día | 2026/05/21 00:00 |
| Beneficios | 2026/03/31 |
| Ingresos anuales | 2025/12/31 |
Fuentes de datos
Los datos utilizados en nuestro análisis de empresas proceden de S&P Global Market Intelligence LLC. Los siguientes datos se utilizan en nuestro modelo de análisis para generar este informe. Los datos están normalizados, lo que puede introducir un retraso desde que la fuente está disponible.
| Paquete | Datos | Marco temporal | Ejemplo Fuente EE.UU. * |
|---|---|---|---|
| Finanzas de la empresa | 10 años |
| |
| Estimaciones del consenso de analistas | +3 años |
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| Precios de mercado | 30 años |
| |
| Propiedad | 10 años |
| |
| Gestión | 10 años |
| |
| Principales avances | 10 años |
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* Ejemplo para valores de EE.UU., para no EE.UU. se utilizan formularios y fuentes normativas equivalentes.
A menos que se especifique lo contrario, todos los datos financieros se basan en un periodo anual, pero se actualizan trimestralmente. Esto se conoce como datos de los últimos doce meses (TTM) o de los últimos doce meses (LTM). Más información.
Modelo de análisis y copo de nieve
Los detalles del modelo de análisis utilizado para generar este informe están disponibles en nuestra página de Github, también tenemos guías sobre cómo utilizar nuestros informes y tutoriales en Youtube.
Conozca al equipo de talla mundial que diseñó y construyó el modelo de análisis Simply Wall St.
Métricas industriales y sectoriales
Simply Wall St calcula cada 6 horas nuestras métricas sectoriales y de sección. Los detalles de nuestro proceso están disponibles en Github.
Fuentes analistas
Banco Santander, S.A. está cubierta por 38 analistas. 16 de esos analistas presentaron las estimaciones de ingresos o ganancias utilizadas como datos para nuestro informe. Las estimaciones de los analistas se actualizan a lo largo del día.
| Analista | Institución |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Thomas Andrew Rayner | Barclays |
| Cecilia Romero Reyes | Barclays |