Bread Financial Holdings Resultados de beneficios anteriores

Pasado controles de criterios 2/6

Los beneficios de Bread Financial Holdings han disminuido a una tasa media anual de -1.7%, mientras que en la industria Consumer Finance los beneficios crecieron en un 12.4% anualmente. Los ingresos han ido disminuyendo a una tasa media de 6.1% al año. La rentabilidad financiera de Bread Financial Holdings es de 15.4%, y sus márgenes netos son de 18.9%.

Información clave

-1.7%

Tasa de crecimiento de los beneficios

-1.2%

Tasa de crecimiento del BPA

Crecimiento de la industria Consumer Finance	9.8%
Tasa de crecimiento de los ingresos	-6.1%
Rentabilidad financiera	15.4%
Margen neto	18.9%
Última actualización de beneficios	30 Jun 2024

Actualizaciones de resultados anteriores recientes

Recent updates

Desglose de ingresos y gastos

Cómo gana y gasta dinero Bread Financial Holdings. Basado en los últimos beneficios reportados, en base a los últimos doce meses (LTM).

Historial de beneficios e ingresos

DB:LID Ingresos, gastos y beneficios (USD Millions)
Fecha	Ingresos	Beneficios	Gastos G+A
30 Jun 24	2,579	487	1,415
31 Mar 24	2,548	417	1,438
31 Dec 23	3,060	737	1,467
30 Sep 23	2,867	559	1,453
30 Jun 23	2,815	519	1,484
31 Mar 23	2,686	468	1,449
31 Dec 22	2,232	224	1,369
30 Sep 22	2,383	418	1,270
30 Jun 22	2,397	490	1,204
31 Mar 22	2,687	740	1,148
31 Dec 21	2,728	797	1,165
30 Sep 21	2,352	743	1,739
30 Jun 21	2,390	671	1,501
31 Mar 21	2,206	446	1,264
31 Dec 20	2,032	208	1,049
30 Sep 20	2,861	331	178
30 Jun 20	3,134	319	171
31 Mar 20	3,488	415	188
31 Dec 19	2,862	497	1,209
30 Sep 19	4,036	687	237
30 Jun 19	4,126	855	262
31 Mar 19	4,130	944	273
31 Dec 18	4,108	946	267
30 Sep 18	4,576	964	296
30 Jun 18	5,049	908	324
31 Mar 18	5,493	822	355
31 Dec 17	3,879	769	252
30 Sep 17	5,818	528	392
30 Jun 17	5,781	502	390
31 Mar 17	5,802	438	387
31 Dec 16	5,769	432	366
30 Sep 16	5,802	566	358
30 Jun 16	5,611	487	356
31 Mar 16	5,458	545	349
31 Dec 15	5,441	552	353
30 Sep 15	5,262	460	361
30 Jun 15	5,070	495	345
31 Mar 15	4,911	502	317
31 Dec 14	4,617	492	302
30 Sep 14	4,289	557	273
30 Jun 14	4,077	526	260
31 Mar 14	3,858	505	253
31 Dec 13	3,668	496	234
30 Sep 13	3,514	462	235

Ingresos de calidad: LID tiene ganancias de alta calidad.

Margen de beneficios creciente: Los actuales márgenes de beneficio (18.9%) de LID son superiores a los del año pasado (18.4%).

Análisis del flujo de caja libre vs. Beneficios

Análisis del crecimiento de los beneficios en el pasado

Tendencia de beneficios: Los beneficios de LID han disminuido en un 5.2% al año en los últimos 5 años.

Acelerando crecimiento: LID ha tenido un crecimiento negativo de los beneficios en el último año, por lo que no puede compararse con su media de 5 años.

Beneficios vs. Industria: LID tuvo un crecimiento negativo de los beneficios (-6.2%) durante el año pasado, lo que dificulta la comparación con la media de la industria Consumer Finance (4.9%).

Bread Financial Holdings Resultados de beneficios anteriores

Pasado controles de criterios 2/6

Información clave

Actualizaciones de resultados anteriores recientes

First quarter 2022 earnings released: EPS: US$4.23 (vs US$5.76 in 1Q 2021)

Full year 2021 earnings: EPS in line with expectations, revenues disappoint

Full year 2021 earnings: EPS in line with expectations, revenues disappoint

Alliance Data Systems Corporation Reports Net Charge-Offs for the Month Ended December 31, 2021

Third quarter 2021 earnings released: EPS US$4.49 (vs US$2.80 in 3Q 2020)

Second quarter 2021 earnings released: EPS US$5.50 (vs US$0.81 in 2Q 2020)

Recent updates

Investor sentiment deteriorates as stock falls 16%

Investor sentiment improves as stock rises 16%

New minor risk - Share price stability

Second quarter dividend of US$0.21 announced

Bread Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common Stock, Payable on September 13, 2024

Praniti Lakhwara Joins the Bread Financial Holdings, Inc.’s Board as an Independent Director

Bread Financial Holdings, Inc. Elects John J. Fawcett as Director

First quarter dividend of US$0.21 announced

Bread Financial Holdings, Inc. Declares Quarterly Cash Dividend, Payable on June 14, 2024

Bread Financial Holdings, Inc., Annual General Meeting, May 14, 2024

Bread Financial Holdings, Inc. (NYSE:BFH) announces an Equity Buyback for $30 million worth of its shares.

Bread Financial Holdings, Inc. (NYSE:BFH) announces an Equity Buyback for $300 million worth of its shares.

Investor sentiment improves as stock rises 21%

Fourth quarter dividend of US$0.21 announced

New minor risk - Financial position

Bread Financial Holdings, Inc. Declares Dividend on Common Stock, Payable on March 15, 2024

Bread Financial™ Announces Appointment of Allegra Driscoll as Executive Vice President and Chief Technology Officer

Upcoming dividend of US$0.21 per share at 2.9% yield

Bread Financial Holdings, Inc. Declares Dividend on Common Stock, Payable on Dec. 15, 2023

Bread Financial Holdings, Inc. Appoints Joyce St. Clair as Independent Director, Member of the Board's Compensation Human Capital Committee and Risk Committee

Upcoming dividend of US$0.21 per share at 2.1% yield

Bread Financial Holdings, Inc. Provides Earnings Guidance for the Full Year 2023

Bread Financial Holdings, Inc. (NYSE:BFH) entered into a definitive agreement to acquire Consumer Credit Portfolio of Dell Technologies Inc. (NYSE:DELL).

Bread Financial Holdings, Inc. Appoints Joyce St. Clair as Independent Director and Member of Risk Committee and Compensation & Human Capital Committee

Insufficient new directors

Investor sentiment improves as stock rises 15%

Upcoming dividend of US$0.21 per share at 3.4% yield

Investor sentiment deteriorates as stock falls 17%

Upcoming dividend of US$0.21 per share at 2.2% yield

Bread Financial Holdings, Inc. Provides Earnings Guidance for the First Half and Full Year of 2023

Investor sentiment improves as stock rises 17%

Upcoming dividend of US$0.21 per share

Bread Financial Holdings, Inc.(NYSE:BFH) dropped from S&P 400 Financials (Sector)

Bread Financial Declares Dividend on Common Stock, Payable on December 16, 2022

Bread Financial Holdings, Inc.(NYSE:BFH) dropped from S&P Software & Services Select Industry Index

Bread Financial Holdings, Inc. Provides Earnings Guidance for the Full Year 2022

Investor sentiment improved over the past week

Independent Director recently bought €190k worth of stock

Upcoming dividend of US$0.21 per share

High number of new directors

Bread Financial Declares Dividend on Common Stock, Payable on September 16, 2022

Investor sentiment improved over the past week

Investor sentiment deteriorated over the past week

Upcoming dividend of US$0.21 per share

First quarter 2022 earnings released: EPS: US$4.23 (vs US$5.76 in 1Q 2021)

High number of new directors

Bread Financial Holdings, Inc., Annual General Meeting, May 24, 2022

Bread Financial™ and Victoria’s Secret Launch New Co-Brand Mastercard®, Renew Long-Standing Partnership

Full year 2021 earnings: EPS in line with expectations, revenues disappoint

Upcoming dividend of US$0.21 per share

Full year 2021 earnings: EPS in line with expectations, revenues disappoint

Alliance Data Systems Corporation Reports Net Charge-Offs for the Month Ended December 31, 2021

Alliance Data Systems Corporation (NYSE:ADS) entered into an agreement to acquire NFL Extra Points Credit Card Portfolio from NFL Enterprises LLC.

Upcoming dividend of US$0.21 per share

Third quarter 2021 earnings released: EPS US$4.49 (vs US$2.80 in 3Q 2020)

Upcoming dividend of US$0.21 per share

Second quarter 2021 earnings released: EPS US$5.50 (vs US$0.81 in 2Q 2020)

Senior VP & Chief Accounting Officer recently sold €120k worth of stock

Upcoming dividend of US$0.21 per share

First quarter 2021 earnings released: EPS US$5.76 (vs US$0.63 in 1Q 2020)

Alliance Data Systems Corporation Reports Net Charge-Offs for the Three Months Ended March 31, 2021

Petco Health and Wellness Company, Inc. Announces Revolutionary Credit Card Program in Partnership with Alliance Data and Mastercard

Executive VP & CFO has left the company

Alliance Data Systems Corporation Reports Net-charge-Offs for the Month Ended February 28, 2021

Full year 2020 earnings released: EPS US$6.17 (vs US$11.26 in FY 2019)

Revenue beats expectations

New 90-day high: €73.76

Investor sentiment improved over the past week

New 90-day high: €68.43