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FirstRand LimitedJSE:FSR Aktienübersicht

Marktkapitalisierung R512.4b
Aktienkurs
R92.07
R104.33
11.8% unterbewertet intrinsischer Abschlag
1Y27.1%
7D6.6%
1D
Wert des Portfolios
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FirstRand Limited

JSE:FSR Lagerbericht

Marktkapitalisierung: R512.4b

FirstRand (FSR) Aktienübersicht

FirstRand Limited bietet zusammen mit seinen Tochtergesellschaften Transaktions-, Kredit-, Anlage- und Versicherungsprodukte und -dienstleistungen in Südafrika, im übrigen Afrika, im Vereinigten Königreich und international an. Mehr Details

FSR grundlegende Analyse
Schneeflocken-Punktzahl
Bewertung3/6
Künftiges Wachstum4/6
Vergangene Leistung3/6
Finanzielle Gesundheit4/6
Dividenden4/6

FSR Community Fair Values

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FirstRand Limited Wettbewerber

Preisentwicklung & Leistung

Zusammenfassung der Höchst- und Tiefststände sowie der Veränderungen der Aktienkurse für FirstRand
Historische Aktienkurse
Aktueller AktienkursR93.73
52-Wochen-HochR100.84
52-Wochen-TiefR70.92
Beta0.57
1 Monat Veränderung6.51%
3 Monate Veränderung-3.64%
1 Jahr Veränderung27.06%
3 Jahre Veränderung57.61%
5 Jahre Veränderung65.13%
Veränderung seit IPO26,680.00%

Aktuelle Nachrichten und Updates

Narrativ-Update May 22

FSR: Earnings Quality And Resilient Positioning Will Support Future Upside

Analysts have trimmed their ZAR fair value estimate for FirstRand slightly to ZAR104.33 from ZAR104.45, reflecting updated assumptions around discount rates and earnings quality following recent research, including a downgrade highlighted by Citi. Analyst Commentary Recent commentary around FirstRand reflects a mix of confidence in the group’s long term positioning and a more cautious stance on how much of that quality is already captured in the share price, especially following the recent downgrade referenced in street research.
Analyseartikel May 07

If EPS Growth Is Important To You, FirstRand (JSE:FSR) Presents An Opportunity

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Narrativ-Update May 02

FSR: Higher Discount Rate Will Support More Resilient Future Returns

Analysts have maintained the fair value for FirstRand at ZAR104.45 per share, incorporating a slightly higher discount rate and modest adjustments to revenue growth, profit margin and future P/E inputs, as some have turned more cautious on the stock following a recent downgrade at Citi. Analyst Commentary Recent research around FirstRand has focused on how the current share price compares with the updated fair value of ZAR104.45, especially after the recent downgrade at Citi and the decision to apply a slightly higher discount rate.
Narrativ-Update Apr 11

FSR: Revised Risk Assumptions Will Support Richer Margins And Stronger Future Returns

Analysts have nudged their FirstRand fair value estimate slightly higher to around ZAR104.45 from about ZAR104.14, citing updated assumptions on discount rate, revenue growth, profit margin and future P/E after recent research including Citi's downgrade. Analyst Commentary Recent research has prompted a modest reassessment of FirstRand, with analysts refining their assumptions on discount rate, revenue growth, profit margin and future P/E.

Recent updates

Narrativ-Update May 22

FSR: Earnings Quality And Resilient Positioning Will Support Future Upside

Analysts have trimmed their ZAR fair value estimate for FirstRand slightly to ZAR104.33 from ZAR104.45, reflecting updated assumptions around discount rates and earnings quality following recent research, including a downgrade highlighted by Citi. Analyst Commentary Recent commentary around FirstRand reflects a mix of confidence in the group’s long term positioning and a more cautious stance on how much of that quality is already captured in the share price, especially following the recent downgrade referenced in street research.
Analyseartikel May 07

If EPS Growth Is Important To You, FirstRand (JSE:FSR) Presents An Opportunity

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Narrativ-Update May 02

FSR: Higher Discount Rate Will Support More Resilient Future Returns

Analysts have maintained the fair value for FirstRand at ZAR104.45 per share, incorporating a slightly higher discount rate and modest adjustments to revenue growth, profit margin and future P/E inputs, as some have turned more cautious on the stock following a recent downgrade at Citi. Analyst Commentary Recent research around FirstRand has focused on how the current share price compares with the updated fair value of ZAR104.45, especially after the recent downgrade at Citi and the decision to apply a slightly higher discount rate.
Narrativ-Update Apr 11

FSR: Revised Risk Assumptions Will Support Richer Margins And Stronger Future Returns

Analysts have nudged their FirstRand fair value estimate slightly higher to around ZAR104.45 from about ZAR104.14, citing updated assumptions on discount rate, revenue growth, profit margin and future P/E after recent research including Citi's downgrade. Analyst Commentary Recent research has prompted a modest reassessment of FirstRand, with analysts refining their assumptions on discount rate, revenue growth, profit margin and future P/E.
Narrativ-Update Mar 27

FSR: Governance Amendments Will Support Richer Margins And A Stronger Outlook

Analysts have nudged their price target on FirstRand slightly higher to around ZAR104 per share from about ZAR104 previously, citing updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E that together point to a modestly refined valuation rather than a major shift in view. What's in the News FirstRand has scheduled a Special or Extraordinary Shareholders Meeting for February 11, 2026, at 09:00 South Africa Standard Time.
Narrativ-Update Mar 11

FSR: Governance Rewrite And Richer Margins Will Support A Stronger Outlook

Analysts have adjusted their price target on FirstRand slightly higher to ZAR103.81 from ZAR102.88, pointing to updated assumptions around revenue growth, profit margins, and a lower forward P/E multiple as the key drivers of the change. What's in the News FirstRand has scheduled a Special or Extraordinary Shareholders Meeting for February 11, 2026, at 09:00 South Africa Standard Time.
Narrativ-Update Feb 24

FSR: Stable Outlook With Governance Changes And Audit Switch Shaping Future Risk Profile

Analysts have nudged their fair value estimate for FirstRand higher by ZAR1.00 to ZAR102.88, citing updated assumptions around the discount rate and future P/E that slightly adjust their long term outlook on the stock. What's in the News A special or extraordinary shareholders meeting is scheduled for February 11, 2026, at 09:00 South Africa Standard Time to discuss proposed amendments to FirstRand's Memorandum of Incorporation, which could affect governance and capital structure flexibility (Key Developments).
Narrativ-Update Feb 10

FSR: Stable Fair Value And Governance Changes Will Shape Future Risk Profile

Analysts have nudged their fair value estimate for FirstRand higher from R101.33 to R101.88, citing updated assumptions around the discount rate and future P/E as the key drivers of the target price change. What's in the News FirstRand has scheduled a special or extraordinary shareholders meeting for 11 February 2026 at 09:00 South Africa Standard Time to discuss proposed amendments to the group’s Memorandum of Incorporation, or MOI (Key Developments).
Narrativ-Update Jan 24

FSR: Stable Fair Value And Governance Changes Will Shape Future Risk Profile

Analysts have nudged their price target for FirstRand higher to R101.33 from R99.22, pointing to slightly refined assumptions around discount rates, revenue growth, profit margins and future P/E expectations. What's in the News FirstRand has scheduled a special or extraordinary shareholders meeting for February 11, 2026, giving investors a date to watch for potential company resolutions or structural decisions (Key Developments).
Narrativ-Update Jan 08

FSR: Stable Fair Value And Auditor Transition Will Shape Future Risk Profile

Analysts have raised their price target for FirstRand to R99.22, unchanged from the previous R99.22, reflecting updated model inputs on discount rates, revenue growth, profit margin and a slightly higher assumed future P/E of 15.00x. What's in the News Shareholders approved the appointment of KPMG Inc.
Narrativ-Update Dec 16

FSR: Improved Profitability And Lower Risk Will Support Further Share Upside

Analysts have nudged their price target for FirstRand higher by approximately R2.20 to around R99.20, citing slightly faster expected revenue growth, a modestly improved profit margin, and a marginally lower discount rate that supports a richer, but still reasonable, future P E multiple. What's in the News Shareholders approved the appointment of KPMG Inc.
Narrativ-Update Dec 01

FSR: Projected Revenue Gains And Higher Fair Value Will Support Upside Potential

Analysts have slightly raised their price target for FirstRand from R94.57 to R97.02, citing marginal improvements to forecasts for fair value and revenue growth, even though there have been only minor adjustments to key assumptions. Valuation Changes Fair Value has risen slightly from ZAR94.57 to ZAR97.02.
Narrativ-Update Nov 17

FSR: Reduced Discount Rate And Rising Margins Will Drive Future Upside

Analysts have raised their fair value estimate for FirstRand from R93.89 to R94.57 per share, citing improved profit margins and a lower discount rate as key drivers behind the upward revision. Valuation Changes Fair Value Estimate: Increased slightly from ZAR 93.89 to ZAR 94.57 per share.
Analyseartikel Nov 10

Here's Why We Think FirstRand (JSE:FSR) Might Deserve Your Attention Today

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Narrativ-Update Nov 01

FSR: Stable Discount Rate And Political Stability Will Drive Future Market Confidence

Narrative Update on FirstRand: Analyst Price Target Change FirstRand's analyst price target remains unchanged at R93.89. Analysts note that updated assumptions for discount rate, revenue growth, and profitability have not meaningfully impacted their overall valuation outlook.
Narrativ-Update Oct 18

Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities

Narrative Update on FirstRand: Analyst Price Target Revision Analysts have raised their fair value estimate for FirstRand from R93.14 to R93.89. This change reflects modest improvements in revenue growth assumptions and a slightly higher projected discount rate.
Narrativ-Update Oct 03

Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities

Analysts have raised their price target for FirstRand from R89.61 to R93.14. This reflects increased confidence in the company’s improving profit margins and consistent revenue performance.
Narrativ-Update Sep 16

Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities

FirstRand’s future P/E multiple has decreased while its net profit margin has improved, supporting a marginal increase in the consensus analyst price target from ZAR88.49 to ZAR89.61. What's in the News FirstRand raised its full-year earnings guidance for FY2025, now expecting low double-digit to mid-teens earnings growth, above its long-term target of nominal GDP + 0–3%.
Analyseartikel Jul 28

Should You Be Adding FirstRand (JSE:FSR) To Your Watchlist Today?

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
User avatar
Neues Narrativ Mar 09

Lower Inflation And Political Stability Will Stimulate Credit Growth Opportunities

Improved affordability and economic recovery could drive increased consumer and corporate credit demand, positively impacting revenue growth.

Aktionärsrenditen

FSRZA Diversified FinancialZA Markt
7D6.6%4.1%1.9%
1Y27.1%24.2%20.4%

Rendite im Vergleich zur Industrie: FSR übertraf die Branche ZA Diversified Financial , die im vergangenen Jahr eine Rendite von 24.2 erzielte.

Rendite vs. Markt: FSR übertraf den Markt ZA, der im vergangenen Jahr eine Rendite von 20.4 erzielte.

Preisvolatilität

Is FSR's price volatile compared to industry and market?
FSR volatility
FSR Average Weekly Movement4.5%
Diversified Financial Industry Average Movement4.6%
Market Average Movement5.0%
10% most volatile stocks in ZA Market10.6%
10% least volatile stocks in ZA Market3.3%

Stabiler Aktienkurs: FSR hatte in den letzten 3 Monaten im Vergleich zum ZA -Markt keine signifikante Preisvolatilität.

Volatilität im Zeitverlauf: FSRDie wöchentliche Volatilität (4%) ist im vergangenen Jahr stabil geblieben.

Über das Unternehmen

GegründetMitarbeiterCEOWebsite
196651,244Mary Vilakaziwww.firstrand.co.za

FirstRand Limited bietet zusammen mit seinen Tochtergesellschaften Transaktions-, Kredit-, Investment- und Versicherungsprodukte und -dienstleistungen in Südafrika, im übrigen Afrika, im Vereinigten Königreich und international an. Das Unternehmen bietet Einlagen- und Sparprodukte, Privatkredite, Vermögens- und Rechnungsfinanzierungen sowie gewerbliche Hypotheken für KMU, Wohnimmobilien und Mietkaufkredite an. Darüber hinaus bietet es Lebens- und Kurzzeitversicherungen, Fahrzeugfinanzierungen, Ratenkredite und Flottenmanagement sowie Firmenkunden- und Investmentbanking-Dienstleistungen an.

FirstRand Limited's Grundlagenzusammenfassung

Wie verhalten sich die Erträge und Einnahmen von FirstRand im Vergleich zum Marktanteil des Unternehmens?
FSR grundlegende Statistiken
MarktanteilR512.42b
Gewinn(TTM)R43.93b
Umsatz(TTM)R139.30b
11.9x
Kurs-Gewinn-Verhältnis
3.7x
Kurs-Umsatz-Verhältnis

Erträge & Einnahmen

Wichtige Rentabilitätsstatistiken aus dem letzten Ergebnisbericht (TTM)
FSR Gewinn- und Verlustrechnung (TTM)
EinnahmenR139.30b
Kosten der EinnahmenR1.76b
BruttogewinnR137.54b
Sonstige AusgabenR93.61b
GewinnR43.93b

Zuletzt gemeldete Gewinne

Dec 31, 2025

Datum des nächsten Gewinnberichts

Sep 10, 2026

Gewinn per Aktie (EPS)7.89
Bruttomarge98.74%
Nettogewinnspanne31.53%
Schulden/Eigenkapital-Verhältnis45.4%

Wie hat sich FSR auf lange Sicht entwickelt?

Historische Performance und Vergleiche

Dividenden

5.5%
Aktuelle Dividendenrendite
64%
Ausschüttungsquote

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/05/26 16:25
Aktienkurs zum Tagesende2026/05/26 00:00
Gewinne2025/12/31
Jährliche Einnahmen2025/06/30

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

FirstRand Limited wird von 22 Analysten beobachtet. 8 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Ilan StermerAnchor Stockbrokers Proprietary Limited
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Adrienne DamantAvior Capital Markets