Hippo Holdings Zukünftiges Wachstum
Future Kriterienprüfungen 2/6
Der Gewinn von Hippo Holdings wird voraussichtlich um 56.3% pro Jahr zurückgehen, während der Jahresumsatz um 20.9% pro Jahr wachsen soll. Der Gewinn je Aktie wird voraussichtlich um 62% pro Jahr sinken. Die Eigenkapitalrendite wird in 3 Jahren voraussichtlich 6% betragen.
Wichtige Informationen
-56.3%
Wachstumsrate der Gewinne
-62.01%
EPS-Wachstumsrate
| Insurance Gewinnwachstum | 2.0% |
| Wachstumsrate der Einnahmen | 20.9% |
| Zukünftige Eigenkapitalrendite | 5.99% |
| Analystenabdeckung | Low |
| Zuletzt aktualisiert | 06 May 2026 |
Jüngste Aktualisierungen zum künftigen Wachstum
Recent updates
Narrativ-Update • May 13
HIPO: AI Driven Claims Execution And Distribution Expansion Will Support Future Upside
Analysts have lifted their price expectations for Hippo Holdings by $2, citing updated assumptions for faster revenue growth, improved profit margins, and a lower future P/E multiple that together support a refined risk and return outlook. Analyst Commentary Bullish analysts point to the latest price target lift as a sign that updated assumptions around Hippo Holdings are starting to translate into a more constructive view on the stock.Narrativ-Update • Apr 25
HIPO: AI Claims Execution Through 2028 Will Drive Future Upside
Analysts have modestly reduced their average 12 month price target on Hippo Holdings by $3 to $33, as recent research highlights both continued growth ambitions and the execution risks tied to sustaining strong expansion in a softer pricing backdrop. Analyst Commentary Recent Street research on Hippo Holdings reflects a mix of optimism and caution, with bullish analysts highlighting long term growth ambitions while acknowledging execution risk in reaching multi year targets in a softer pricing backdrop.Narrativ-Update • Apr 10
HIPO: 2028 Execution On AI Claims And Distribution Will Drive Shares
Analysts have reduced their price target on Hippo Holdings by $3, setting it at $33, and cited a path to 2028 that they view as carrying risks from strong growth alongside softer pricing trends. Analyst Commentary Recent Street research on Hippo Holdings highlights both the reduced price target and the longer term path to 2028, which analysts describe as exposed to risk from strong growth meeting softer pricing trends.Narrativ-Update • Mar 27
HIPO: Future Pricing Discipline And 2028 Execution Will Drive Share Price Higher
Analysts have trimmed their price target on Hippo Holdings by $1 to $33, citing a riskier path ahead as strong growth expectations meet softer pricing conditions into 2028. Analyst Commentary Bullish analysts are treating the reduced US$33 price target as a sign that expectations are being recalibrated rather than abandoned, with the focus shifting to how effectively Hippo can execute through a more challenging pricing backdrop into 2028.Narrativ-Update • Mar 13
HIPO: Future Earnings Discipline Will Support A Higher Share Price
Analysts have trimmed their price target on Hippo Holdings to $33 from $34, pointing to the risk that strong growth expectations and very high future P/E assumptions could face if pricing in the business softens toward 2028. Analyst Commentary Recent commentary around Hippo highlights a mixed but still constructive tone, with attention on how the company can balance growth ambitions with pricing conditions through 2028.
Narrativ-Update • Feb 27
HIPO: Future Earnings Leverage And Buybacks Will Drive Upside Potential
Analysts have reduced their average price target for Hippo Holdings by about $0.67. This change reflects updated views on factors such as revenue growth assumptions, profit margin expectations, and a lower projected future P/E multiple.
Narrativ-Update • Jan 07
HIPO: Future Profitability And Buybacks Will Support Balanced Risk Profile
Analysts now place Hippo Holdings' fair value at US$34.00 per share, up from US$30.00, citing updated views on discount rates, revenue growth assumptions, profit margins and a lower future P/E of 12.74 compared with the prior 71.60. What's in the News Issued earnings guidance for the fourth quarter of 2025, with expected revenue between US$117 million and US$120 million and net income projected between US$1 million and US$5 million (company guidance).Narrativ-Update • Dec 23
HIPO: Future Profitability And Buybacks Will Support A Higher Share Price
Analysts have raised their price target on Hippo Holdings from 41.00 dollars to 45.00 dollars, reflecting updated assumptions around fair value, discount rates, revenue growth, and long term profitability despite a sharply higher projected future price to earnings multiple. What's in the News Issued fourth quarter 2025 guidance, targeting revenue between 117 million dollars and 120 million dollars and net income between 1 million dollars and 5 million dollars (company guidance).Narrativ-Update • Dec 09
HIPO: Share Buybacks Will Drive Upside Potential In Coming Quarters
Analysts have modestly adjusted their price target on Hippo Holdings to reflect refined assumptions for the discount rate, long-term revenue growth, and profit margin. However, the implied fair value remains effectively unchanged at approximately 40.33 per share.Narrativ-Update • Nov 25
HIPO: Share Buybacks Will Drive Upside Potential in Coming Quarters
Analysts have raised their price target for Hippo Holdings from $37.00 to $40.33, citing revised assumptions on fair value and future profitability metrics, even though revenue growth expectations have moderated. What's in the News Hippo Holdings provided fourth quarter 2025 guidance, projecting revenue between $117 million and $120 million and net income between $1 million and $5 million (Company Announcement).Analyseartikel • Aug 23
Hippo Holdings Inc. (NYSE:HIPO) Stocks Shoot Up 25% But Its P/S Still Looks Reasonable
Despite an already strong run, Hippo Holdings Inc. ( NYSE:HIPO ) shares have been powering on, with a gain of 25% in...Narrativ-Update • Aug 08
Baldwin Group Partnership And AI Will Expand Market Access
Hippo Holdings’ slight increase in future P/E suggests minor upward pressure on valuation expectations, though unchanged net profit margin and a stable analyst price target of $36.50 indicate little overall adjustment to the company’s perceived fair value. What's in the News Hippo Holdings added to the Russell 2000 Growth, 2500 Growth, and 3000 Growth indices.Analyseartikel • Jun 13
After Leaping 30% Hippo Holdings Inc. (NYSE:HIPO) Shares Are Not Flying Under The Radar
Hippo Holdings Inc. ( NYSE:HIPO ) shares have had a really impressive month, gaining 30% after a shaky period...Analyseartikel • Apr 08
Hippo Holdings Inc. (NYSE:HIPO) Stock's 25% Dive Might Signal An Opportunity But It Requires Some Scrutiny
Hippo Holdings Inc. ( NYSE:HIPO ) shareholders won't be pleased to see that the share price has had a very rough month...
Neues Narrativ • Mar 26
Partner Network Expansion And Policy Transformation Will Shape Future Success
Strategic expansion into new homes channel and Insurance as a Service growth could boost revenue and market position, supported by network and partner enhancements.Analyseartikel • Feb 09
Why Investors Shouldn't Be Surprised By Hippo Holdings Inc.'s (NYSE:HIPO) 28% Share Price Surge
Hippo Holdings Inc. ( NYSE:HIPO ) shareholders would be excited to see that the share price has had a great month...Analyseartikel • Nov 01
Hippo Holdings Inc. (NYSE:HIPO) Looks Just Right With A 28% Price Jump
Hippo Holdings Inc. ( NYSE:HIPO ) shares have continued their recent momentum with a 28% gain in the last month alone...Analyseartikel • Jul 20
Investors Appear Satisfied With Hippo Holdings Inc.'s (NYSE:HIPO) Prospects As Shares Rocket 26%
Hippo Holdings Inc. ( NYSE:HIPO ) shareholders are no doubt pleased to see that the share price has bounced 26% in the...Seeking Alpha • Aug 18
Hippo Holdings: A Differentiated Approach That Doesn't Showcase Profitability
Summary Hippo Holdings Inc. is using AI and advanced technology to provide customized home insurance coverage. The company's gross loss ratio is at 107%, resulting in significant losses and the need to issue new shares. While HIPO has shown growth in certain segments, the lack of profitability and high risk make it a sell. Read the full article on Seeking AlphaSeeking Alpha • Dec 07
Hippo Holdings: A Questionable Work In Progress
Summary For now, I see little reason to be optimistic about Hippo Holdings Inc. Hippo Holdings continues to take huge losses as revenue modestly increases. Its business model of combining AI and data to empower homeowner to essentially customize their insurance has yet to be proven to be profitably sustainable. It'll take a year or more before we see if Hippo Holdings Inc. is able to increase revenue while slashing rising losses. Hippo Holdings Inc. (HIPO) is a home insurance company that differentiates itself from its competitors by combining tech, AI, and insurance to provide what is basically customized coverage for homeowners. Since mid-February 2021 its share price has been crushed, plunging from approximately $375 per share on February 15, 2021, to a 52-week low of $12.76 per share on November 22, 2022. TradingView Even though Hippo Holdings has increased its revenue over the last year, its losses continue to mount, generating questions concerning the viability of its business model. I understand that companies that combine data and AI in order to improve results are attractive to many investors, but far more of these will fail than succeed in the years ahead, and there's no guarantee that HIPO will execute on its strategy even with its embracing of AI and data to produce customized policies for its homeowner customer base. In this article, we'll look at some of its recent numbers, its overall business model, and how things look for over the next couple of years. Some of the numbers Revenue in the third quarter was $30.7 million, up 44 percent from the $21.3 million in revenue generated in the third quarter of 2021. Revenue in the first nine months of 2022 was $83.9 million, up from the $59.1 million in revenue generated in the first nine months of 2021. Total expenses in the reporting period were $157.9 million, an increase of approximately $106 million year-over-year. Adjusted EBITDA in the third quarter was a loss of $54.8 million. For full-year 2022 adjusted EBITDA is projected to produce a loss in the range of $197 million to $203 million. Management said it expects to reach adjusted EBITDA by the latter part of 2024. Net loss in the quarter was $129.2 million, or ($5.66) per share. Cash and cash equivalents at the end of the quarter were $346.5 million, significantly down from the cash and cash equivalents of $775.6 million at the end of calendar 2021. Understanding Hippo's business model As mentioned above, Hippo Holdings Inc. combines data and AI to design customized policies for homeowners it's working with; this is brought down to the neighborhood level. The company has its agents get together with its customers in order to design the types of policies that meet the requirements of the homeowners. How I see the challenge of the company is in essentially having a business model that is one of mass-customization, a difficult business model to execute on. Understanding the accelerating improvement in AI and data gathering, I don't have a problem believing mass-customization of insurance policies is achievable, but do question whether or not HIPO will be able to execute on its business model and strategy over the next couple of years, in light of the enormous losses it continues to take. While expectations are revenue is probably going to continue to increase in the quarters ahead, it remains to be seen whether or not the company will be able to significantly cut back on expenses and costs in order to be adjusted EBITDA positive within a couple of years. Share price and entry point With the extraordinary collapse of its share price, the question now becomes whether or not the current share price represents a good entry point, or if it has the potential to fall a lot further from the $14.00 per share it's now trading at. Over the last year or so, HIPO has started to improve on its underwriting and pricing, and that has helped improve its dismal loss ratio. That, along with the strong retention rate of the company represents some hope that the company has started to turn things around on a sustainable basis. As mentioned earlier in the article, I understand how HIPO, with its AI and data focus, can be viewed as a potential disruptor in the home insurance sector, and if it's able to execute on its strategy, some day it may become that by taking significant market share in the homeowner insurance segment. But that day isn't now, and until it improves on and proves it can execute its strategy, it remains a risky stock to take a position in. I have no doubt omnichannel, data driven companies like HIPO that embrace AI as a key part of their business will be the future of the insurance industry, but we're still in the early stages of adoption, and there's no guarantee that HIPO will be among the winners in this space. HIPO has seemed to find a bottom at around $13.00 per share and could build off that if the company shows improvement in the near term. If it doesn't, I think it's going to test its lows and struggle to find support even at current low share price levels. Conclusion Hippo Holdings Inc. is offering a relatively new business model in the home insurance sector, and consumers willing to adopt the model, so far, tend to renew their policies at a high percentage rate.Gewinn- und Umsatzwachstumsprognosen
| Datum | Umsatz | Gewinne | Freier Cashflow | Bargeld aus operativen Tätigkeiten | Durchschn. Anz. Analysten |
|---|---|---|---|---|---|
| 12/31/2028 | 845 | 53 | 272 | N/A | 3 |
| 12/31/2027 | 725 | 27 | 184 | N/A | 5 |
| 12/31/2026 | 568 | 9 | 126 | N/A | 5 |
| 3/31/2026 | 479 | 113 | 40 | 53 | N/A |
| 12/31/2025 | 469 | 58 | -4 | 9 | N/A |
| 9/30/2025 | 451 | 96 | -12 | 0 | N/A |
| 6/30/2025 | 426 | -11 | 18 | 30 | N/A |
| 3/31/2025 | 399 | -52 | -17 | -6 | N/A |
| 12/31/2024 | 372 | -40 | 36 | 48 | N/A |
| 9/30/2024 | 335 | -127 | -10 | 5 | N/A |
| 6/30/2024 | 297 | -172 | -57 | -40 | N/A |
| 3/31/2024 | 255 | -239 | -85 | -39 | N/A |
| 12/31/2023 | 211 | -273 | -139 | -92 | N/A |
| 9/30/2023 | 181 | -294 | -120 | -74 | N/A |
| 6/30/2023 | 154 | -370 | -165 | -118 | N/A |
| 3/31/2023 | 135 | -336 | -156 | -139 | N/A |
| 12/31/2022 | 120 | -333 | -181 | -161 | N/A |
| 9/30/2022 | 116 | -331 | -158 | -137 | N/A |
| 6/30/2022 | 107 | -233 | -163 | -144 | N/A |
| 3/31/2022 | 99 | -244 | -185 | -168 | N/A |
| 12/31/2021 | 91 | -371 | -142 | -124 | N/A |
| 9/30/2021 | 76 | -365 | -163 | -148 | N/A |
| 6/30/2021 | 67 | -373 | -125 | -112 | N/A |
| 3/31/2021 | 58 | -313 | -79 | -66 | N/A |
| 12/31/2020 | 52 | -141 | -75 | -65 | N/A |
| 12/31/2019 | 35 | -83 | N/A | -29 | N/A |
Analystenprognosen zum zukünftigen Wachstum
Einkommen vs. Sparrate: HIPOFür die nächsten 3 Jahre wird ein Rückgang der Gewinne prognostiziert (-56.3% pro Jahr).
Ertrag vs. Markt: HIPOFür die nächsten 3 Jahre wird ein Rückgang der Gewinne prognostiziert (-56.3% pro Jahr).
Hohe Wachstumserträge: HIPOFür die nächsten 3 Jahre wird mit einem Rückgang der Erträge gerechnet.
Einnahmen vs. Markt: HIPODie Einnahmen des Unternehmens (20.9% pro Jahr) werden voraussichtlich schneller wachsen als der Markt US (11.7% pro Jahr).
Hohe Wachstumseinnahmen: HIPODie Einnahmen des Unternehmens (20.9% pro Jahr) werden voraussichtlich schneller wachsen als 20% pro Jahr.
Wachstumsprognosen für den Gewinn je Aktie
Künftige Eigenkapitalrendite
Künftige Eigenkapitalrendite: HIPODie Eigenkapitalrendite des Unternehmens wird in 3 Jahren voraussichtlich niedrig sein (6%).
Wachstumsunternehmen entdecken
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/05/24 03:06 |
| Aktienkurs zum Tagesende | 2026/05/22 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
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| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.
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Analysten-Quellen
Hippo Holdings Inc. wird von 9 Analysten beobachtet. 5 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Timothy D'Agostino | B. Riley Securities, Inc. |
| Matthew Carletti | Citizens JMP Securities, LLC |
| Taylor Scott | Goldman Sachs |