Investors Title Company

NasdaqGS:ITIC Lagerbericht

Marktkapitalisierung: US$460.2m

Investors Title Zukünftiges Wachstum

Future Kriterienprüfungen 0/6

Wir verfügen derzeit nicht über ausreichende Analystenabdeckung, um Wachstum und Umsatz für Investors Title zu prognostizieren.

Wichtige Informationen

n/a

Wachstumsrate der Gewinne

n/a

EPS-Wachstumsrate

Insurance Gewinnwachstum2.0%
Wachstumsrate der Einnahmenn/a
Zukünftige Eigenkapitalrenditen/a
Analystenabdeckung

None

Zuletzt aktualisiertn/a

Jüngste Aktualisierungen zum künftigen Wachstum

Keine Aktualisierungen

Recent updates

Seeking Alpha • Apr 15

Investors Title Company: Strong Fundamentals, Litigation Overhangs, Hold For Now (Rating Downgrade)

Summary Investors Title Company remains a niche, conservatively managed title insurer with strong capital discipline and improving margins. Recent financials show revenue up 5.6% and net income at $35.2M, but special dividends were meaningfully reduced for 2025. Valuation analysis yields modest upside (target price range: $217.64–$335.19), with no clear margin of safety at current levels. With unresolved litigation and cyclical earnings, I revise my rating to Hold, pending a housing market normalization catalyst. Read the full article on Seeking Alpha
Analyseartikel • Jun 01

Investors Title (NASDAQ:ITIC) Will Pay A Dividend Of $0.46

Investors Title Company's ( NASDAQ:ITIC ) investors are due to receive a payment of $0.46 per share on 30th of June...
Seeking Alpha • Dec 23

Investors Title Company: NC Insurer Still Has Room To Climb

Summary Investors Title Company maintains a Buy rating due to strong organic growth in Texas and Florida, despite higher interest rates impacting real estate transactions. Year-over-year revenues increased by 9.6%, with YTD earnings up over 40%, supported by a significant dividend and an impressive balance sheet. My valuation of $300 remains justified, with the company demonstrating resilience and growth potential even in a high-rate environment. Key risks include the potential diminishing influence of the Fine family and market reactions to interest rate changes; however, the current price offers an attractive discount. Read the full article on Seeking Alpha
Seeking Alpha • Sep 20

Investors Title Company: Lower Interest Rate Will Boost Net Income

Summary Investors Title Company has a low-risk business model with stable revenue from underwriting title insurance contracts, benefiting from increased home sales. ITIC reported strong financials in Q2 and H1, with a net profit of $8.9M and EPS of $4.71, driven by higher premium income. The company has a solid balance sheet with no financial debt and significant cash reserves, supporting its liquidity and potential for special dividends. Lower interest rates are expected to boost home purchases and demand for title insurance, making ITIC a 'hold' but a 'buy on weakness' for future gains. Read the full article on Seeking Alpha
Analyseartikel • Aug 16

Investors Title (NASDAQ:ITIC) Is Paying Out A Dividend Of $0.46

Investors Title Company ( NASDAQ:ITIC ) will pay a dividend of $0.46 on the 16th of September. This makes the dividend...
Analyseartikel • May 21

Investors Title (NASDAQ:ITIC) Will Pay A Dividend Of $0.46

Investors Title Company ( NASDAQ:ITIC ) has announced that it will pay a dividend of $0.46 per share on the 28th of...
Seeking Alpha • May 17

Investors Title Company: A Solid, Growing NC Title Insurer

Summary Investors Title Company has consistently reported positive earnings since 2009 and enjoys a very healthy balance sheet. Despite a decline in revenues compared to the surge in real estate activity during COVID, ITIC has shown long-term growth and has opportunities for expansion in Texas and Florida. ITIC's strong relationships with local attorneys in the South and its ability to launch adjacent operations have given the company a strong moat and additional income sources. Read the full article on Seeking Alpha
Analyseartikel • Mar 08

Investors Title (NASDAQ:ITIC) Has Affirmed Its Dividend Of $0.46

Investors Title Company's ( NASDAQ:ITIC ) investors are due to receive a payment of $0.46 per share on 29th of March...
Analyseartikel • Aug 18

Investors Title (NASDAQ:ITIC) Has Affirmed Its Dividend Of $0.46

The board of Investors Title Company ( NASDAQ:ITIC ) has announced that it will pay a dividend of $0.46 per share on...
Analyseartikel • May 21

Investors Title (NASDAQ:ITIC) Will Pay A Dividend Of $0.46

Investors Title Company's ( NASDAQ:ITIC ) investors are due to receive a payment of $0.46 per share on 30th of June...
Analyseartikel • Mar 10

Investors Title (NASDAQ:ITIC) Has Affirmed Its Dividend Of $0.46

Investors Title Company ( NASDAQ:ITIC ) will pay a dividend of $0.46 on the 31st of March. Based on this payment, the...
Seeking Alpha • Oct 07

Investors Title Company Looks Set To Successfully Battle Industry Headwinds

Summary Investors Title has been well run by the founding Fine family for a number of years, who have maintained a conservative balance sheet and grown premiums at 9% per year. Title premiums are set to be challenged by a battered real estate market, but Investors Title's market share growth in Texas should partially offset those headwinds. At close to 1.1x book value versus a historical valuation of 1.5x, the company may be one that patient investors want to accumulate as its long-term potential remains solid. Investors Title Company (ITIC) is a Chapel Hill, North Carolina based company that has primarily issued title insurance policies since the middle of the 1970s. The company is relatively small when compared to peers with national scale. Over the last year it has recorded $278 million in premiums, compared with industry leader Fidelity National (FNF), whose premiums totaled about $8.5 billion. Investors Title was started by J. Allen Fine in anticipation of an increased need for title insurance from increased sales of mortgages on secondary markets. The Fine family continues to manage the company, and has done so quite well over time, regularly earning double digit returns on equity and growing premiums at a rate of about 9% per year. The family's ownership stands at 24% today and Mr. Fine's two sons currently occupy the roles of Chief Operating Officer and Chief Financial Officer. I last wrote about Investors Title soon after the pandemic began in April 2020. Expecting potential upheaval in the real estate market, I suggested that premiums could decline by 12% in 2020 and only modestly improve in 2021. Despite that, shares looked cheap at a price to book ratio of ~1.1x and significant excess capital. Performance since that time has been strong and it would be an understatement to say that market conditions exceeded my expectations. Throughout the past two years, the company has paid a significant amount of its excess cash flow back to investors in the form of special dividends. However, book value per share has also grown since the end of 2019 by 21% and shares are once again trading at a not too dissimilar price to book value as they did in April 2020 of 1.14x. Given potential expansion opportunities and the current valuation, investors may want to consider accumulating shares despite today’s negative market conditions. Investors Title Company’s Appeal Within the Title Industry Three primary reasons exist for the appeal of Investors Title shares when the valuation becomes attractive. The management of the Fine family has always been exceptional, the ownership of the Fine family minimizes agency costs, and the size and scope of the company’s operations mean that they are playing a very different game than the industry giants. None of those factors seem likely to change anytime soon. The company primarily operates in only four states, which represent about 80% of total premiums: North Carolina, South Carolina, Georgia, and Texas. As opposed to the national, publicly traded peers that compete with Investors Title, the company can pick and choose where it wants to grow based upon the economics of potential expansion. Currently, Texas appears to be an opportunistic priority. About $5 million has been spent so far to buy agencies in Texas and payroll and other back-end costs have also increased by an above average amount to expand within Texas. Results so far appear to be bearing fruit as Texas premiums so far this year have increased by 83% compared to a 15% decline in non-Texas premiums. The company discloses little about its plans for future expansion, but the last major housing downturn was also the last time that a significant market expansion occurred, with the initial entry into the Texas market in 2010. It would not be unreasonable to think that the company will continue to be opportunistic and counter-cyclical in its approach. An enormously strong balance sheet allows for the pursuit of these opportunities. The company has consistently been overcapitalized throughout its history. The investment portfolio at the end of June totaled $243 million, with 44% of the figure invested in cash or short-term investments. Investors Title selected financial information, 2018 to present. (Author based on financial filings) How much of those investment funds are excess? The company has retained tangible equity nearly six times the amount of estimated claims reserves on the balance sheet. Many other publicly traded title insurers also own non-title related businesses, but it does not seem aggressive to assume that tangible equity could comfortably be at only twice what the level of claims reserves are, which would imply as much as $140 million of the investment portfolio is excess. If the company wanted to become even more aggressive, the balance sheet could even be further levered up. This amount of excess capital has been put to excellent use over time and the current expansion in Texas may only be the beginning of expansion in the current cycle. Industry Conditions If the real estate market was what could be called an “average” market at the moment, Investors Title shares would be a steal. But, mortgage rates moving from below 3% to above 7% in a single year has taken its toll on both the residential and commercial real estate markets. It currently appears as if full-year mortgage originations are likely to come in at about $2.4 trillion this year compared to $4.0 trillion in 2021. Freddie Mac is estimating that 2023 originations could decline again to $2.2 trillion. Mortgage originations and mortgage rates, 2001 to 2023 (FRED, MBA, and Freddie Mac) While we cannot predict precisely just how strained mortgage originations will become, volume at levels similar to before the pandemic would not be a tragedy. Keep in mind that the dollar amounts of mortgage originations being projected consider a much sharper drop in unit originations at higher prices than prevailed prior to the pandemic – should prices steeply decline as they did after the financial crisis, then origination volumes could look starkly different in coming years. On the positive side, it also appears that forward projections also assume that repurchase volume will stay historically low. Given that there is a realistic scenario where mortgage rates do moderate to something in the 5% to 6% in the next couple of years, an argument could be made that some pent up refinancing demand could take place. Investors Title is in the enviable position of taking market share on a pretty consistent basis. Premiums have averaged growth of about 9% per year going back to the turn of the century. Investors Title net premiums written versus mortgage origination volume (Investors Title financial filings, MBA, and FRED) Between the mortgage originations peak in 2003 and 2010, premiums written did decline by a significant 27% compared to a decline in mortgage originations of 51%. Starting in 2010, the company’s entry into Texas provided growth that dwarfed external market influences. A large reason why premiums this year have fallen less than the mortgage market has fallen industry-wide has been because so much of the fall has been refinancing, which typically come in with lower premiums than purchases. It still remains safe to presume that given the expansion happening in Texas that premium volume will fall at a much lower rate than the market. My current projections calls for about a 4% full-year decline this year (YTD they have increased by 3%) and another 9% decline in 2023. Valuation How do we value Investors Title? The easiest and simplest way is to use a price to book ratio. For a fairly long stretch after the financial crisis, the company traded at a discount to book value, but since the middle part of the last decade has consistently traded at a premium. Over the last five years, the average ratio has tended towards about 1.5x.
Seeking Alpha • Aug 05

Investors Title GAAP EPS of $1.20, revenue of $83.07M

Investors Title press release (NASDAQ:ITIC): Q2 GAAP EPS of $1.20. Revenue of $83.07M (+3.7% Y/Y).
Seeking Alpha • Jan 07

Investors Title Company: Boringly Efficient With A 9% Yield

ITIC saw its business rebound in Q3 and I now anticipate a full-year net income of around $25/share adjusted for changes in the fair value of the investment portfolio. The company pays a low quarterly dividend but makes up for it by paying a special dividend in Q4. In FY 2021, ITIC paid almost $20 in dividends and will likely retain about $5/share in earnings. This should result in a year-end TBV of in excess of $100/share.

In diesem Abschnitt stellen wir normalerweise Umsatz- und Gewinnwachstumsprognosen vor, die auf den Konsensschätzungen professioneller Analysten basieren, um den Anlegern zu helfen, die Fähigkeit des Unternehmens zur Gewinnerzielung zu verstehen. Da Investors Title jedoch nicht genügend Daten aus der Vergangenheit zur Verfügung gestellt hat und keine Analystenprognose vorliegt, können die zukünftigen Erträge nicht zuverlässig durch Extrapolation von Vergangenheitsdaten oder anhand von Analystenprognosen berechnet werden.

Dies ist eine recht seltene Situation, da 97 % der von SimplyWall St erfassten Unternehmen über Finanzdaten aus der Vergangenheit verfügen.

Gewinn- und Umsatzwachstumsprognosen

NasdaqGS:ITIC - Zukünftige Analystenschätzungen und Finanzdaten der Vergangenheit (USD Millions)
DatumUmsatzGewinneFreier CashflowBargeld aus operativen TätigkeitenDurchschn. Anz. Analysten
3/31/2026280382733N/A
12/31/2025273352531N/A
9/30/2025274362838N/A
6/30/2025269331829N/A
3/31/2025261302228N/A
12/31/2024258312230N/A
9/30/2024241292332N/A
6/30/2024234261625N/A
3/31/2024227251322N/A
12/31/202322522-27N/A
9/30/20232362319N/A
6/30/2023253241220N/A
3/31/2023266191522N/A
12/31/2022283243136N/A
9/30/2022309353337N/A
6/30/2022312424144N/A
3/31/2022326593945N/A
12/31/2021326674552N/A
9/30/2021312654048N/A
6/30/2021298662735N/A
3/31/2021275603640N/A
12/31/2020236393134N/A
9/30/2020212343033N/A
6/30/2020192273436N/A
3/31/2020173182224N/A
12/31/201918331N/A21N/A
9/30/201916320N/A19N/A
6/30/201916323N/A19N/A
3/31/201916224N/A24N/A
12/31/201815622N/A24N/A
9/30/201816531N/A16N/A
6/30/201815927N/A20N/A
3/31/201815825N/A17N/A
12/31/201716226N/A20N/A
9/30/201716021N/A27N/A
6/30/201715823N/A23N/A
3/31/201715122N/A23N/A
12/31/201613820N/A23N/A
9/30/201612917N/A20N/A
6/30/201612213N/A18N/A
3/31/201612413N/A19N/A
12/31/201512713N/A17N/A
9/30/201513013N/A17N/A
6/30/201512511N/A15N/A

Analystenprognosen zum zukünftigen Wachstum

Einkommen vs. Sparrate: Unzureichende Daten, um festzustellen, ob das prognostizierte Gewinnwachstum von ITIC über der Sparquote liegt (3.5%).

Ertrag vs. Markt: Unzureichende Daten, um festzustellen, ob die Gewinne von ITIC schneller wachsen werden als der Markt US

Hohe Wachstumserträge: Die Daten reichen nicht aus, um festzustellen, ob die Einnahmen von ITIC in den nächsten 3 Jahren erheblich steigen werden.

Einnahmen vs. Markt: Die Daten reichen nicht aus, um festzustellen, ob die Einnahmen von ITIC schneller wachsen werden als der Markt von US.

Hohe Wachstumseinnahmen: Es liegen keine ausreichenden Daten vor, um festzustellen, ob die Einnahmen von ITIC schneller wachsen werden als 20% pro Jahr.

Wachstumsprognosen für den Gewinn je Aktie

Künftige Eigenkapitalrendite

Künftige Eigenkapitalrendite: Unzureichende Daten, um festzustellen, ob die Eigenkapitalrendite von ITIC in 3 Jahren voraussichtlich hoch sein wird

Wachstumsunternehmen entdecken

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Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/05/21 16:27
Aktienkurs zum Tagesende2026/05/21 00:00
Gewinne2026/03/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Investors Title Company wird von 1 Analysten beobachtet. 0 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Nathaniel OtisKeefe, Bruyette, & Woods