Truist Financial Zukünftiges Wachstum
Future Kriterienprüfungen 1/6
Truist Financial wird ein jährliches Gewinn- und Umsatzwachstum von 5.1% bzw. 7.5% prognostiziert. Der Gewinn pro Aktie wird voraussichtlich wachsen um 9.8% pro Jahr. Die Eigenkapitalrendite wird in 3 Jahren voraussichtlich 10.4% betragen.
Wichtige Informationen
5.1%
Wachstumsrate der Gewinne
9.80%
EPS-Wachstumsrate
| Banks Gewinnwachstum | 8.2% |
| Wachstumsrate der Einnahmen | 7.5% |
| Zukünftige Eigenkapitalrendite | 10.36% |
| Analystenabdeckung | Good |
| Zuletzt aktualisiert | 22 May 2026 |
Jüngste Aktualisierungen zum künftigen Wachstum
Recent updates
Narrativ-Update • May 24
TFC: Excess Capital And Tech Initiatives Will Support Future Risk Reward Upside
Truist Financial's updated analyst price target has edged higher to about $55.67, up roughly $0.85, as analysts factor in a slightly higher fair value, modest tweaks to growth and margin assumptions, and mixed recent research that includes both price target cuts and increases along with a valuation driven downgrade. Analyst Commentary Recent research on Truist Financial reflects a split view, with several firms adjusting price targets in both directions and one valuation driven downgrade.Narrativ-Update • Apr 20
TFC: Excess Capital And Tech Initiatives Are Expected To Support Balanced Future Returns
The updated analyst price target for Truist Financial edges slightly lower to $54.82 from $54.86, as analysts balance higher modeled revenue growth and a modestly higher future P/E with slightly softer profit margin assumptions and a lower discount rate. Analyst Commentary Recent research on Truist Financial shows a mix of optimism and caution, with several firms adjusting price targets in both directions and a few making rating changes.Seeking Alpha • Apr 20
Truist: Mixed Results But A Supportive Buyback
Summary Truist Financial remains rated Hold, with shares near fair value after a 40% rally and recent mixed performance. TFC's deposit growth continues to lag peers, with only 1.7% YoY growth and ongoing margin pressure from elevated deposit competition. Loan growth is steady but slowing, with limited direct CRE exposure; credit metrics are mixed, but reserves and capital remain robust. Management trimmed 2024 revenue growth guidance to 4% and increased the buyback target to $5B, supporting EPS but limiting upside. Read the full article on Seeking AlphaNarrativ-Update • Apr 06
TFC: Excess Capital And Buybacks Are Expected To Support Higher Future Returns
Analysts have trimmed the average price target for Truist Financial to around $55 from about $57, reflecting a slightly lower fair value estimate along with updated views on revenue growth, margins, and future P/E assumptions after a mix of recent upgrades and target cuts across the Street. Analyst Commentary Recent research on Truist Financial shows a split view, with several firms lifting ratings and price targets while others have trimmed targets or flagged guidance as cautious.Narrativ-Update • Mar 23
TFC: Excess Capital And Buybacks Are Expected To Lift Future Returns
The fair value estimate for Truist Financial has been adjusted slightly lower to $56.55 as analysts weigh higher discount rate assumptions against a series of recent upgrades and price target increases that highlight excess capital, buyback potential, and improving fundamentals. Analyst Commentary Recent Street research around Truist Financial centers on excess capital, buyback capacity, and potential for improving returns, with a growing cluster of upgrades and higher price targets.Narrativ-Update • Mar 08
TFC: Excess Capital And Buybacks Are Expected To Drive Higher ROTCE
The analyst price target for Truist Financial edges slightly lower to $57.00 from $57.11, as analysts weigh higher capital costs against unchanged growth and margin assumptions, while pointing to excess capital, planned buybacks, and improving return targets in recent research updates. Analyst Commentary Recent Street research on Truist Financial shows a mix of optimism around capital deployment and earnings power, alongside some caution on guidance and execution timing.Narrativ-Update • Feb 22
TFC: Excess Capital And Buybacks May Support ROTCE While Credit Risks Persist
Analysts have nudged their fair value estimate for Truist Financial higher to $57.11 from $56.13, citing sizable excess capital, rising loan growth expectations, and growing buyback potential as key supports for the higher price target backdrop. Analyst Commentary Recent Street research on Truist Financial has turned more constructive, with multiple firms lifting price targets and some shifting to more positive ratings.Narrativ-Update • Feb 08
TFC: Cost Actions And Buybacks May Support ROTCE Despite Credit Uncertainty
Analysts have nudged their price targets for Truist Financial higher, reflected in our fair value estimate moving from US$55.31 to US$56.13. They highlight improving profitability assumptions, a slightly lower discount rate, modestly stronger revenue growth expectations, healthier profit margins, and a somewhat lower future P/E multiple in recent research updates.Narrativ-Update • Jan 25
TFC: Cost Efficiency And Buybacks Will Support Higher Future ROTCE
Analysts have nudged their price targets for Truist Financial higher, reflected in a modest fair value move from about US$55.11 to US$55.31, as they point to cost structure improvements, capital build, buyback support, and expectations for improved returns in the coming years. Analyst Commentary Recent research points to a generally constructive tone on Truist Financial, with several bullish analysts raising price targets and upgrading ratings, while a smaller group strikes a more cautious note around guidance and execution risk.Narrativ-Update • Jan 10
TFC: Cost Discipline And Capital Returns Will Support Improving ROTCE Outlook
Analysts have raised their blended price target for Truist Financial from US$50.88 to about US$55.11. They cite updated views on margin resilience, return on equity potential, and valuation, supported by a series of recent target hikes and upgrades that highlight improving fundamentals and capital return plans.Narrativ-Update • Dec 15
TFC: Higher ROTCE And Cost Discipline Will Guide Balanced Outlook
Analysts have nudged their price target on Truist Financial slightly higher, citing an improved return on tangible common equity outlook that supports a modest fair value increase to about $50.88 per share from roughly $50.55 previously. Analyst Commentary Bullish analysts highlight that the incremental price target increase, even if modest, reflects growing conviction that Truist can deliver better returns on tangible common equity over the next few quarters.Narrativ-Update • Nov 30
TFC: Higher ROTCE And Stable Performance Will Shape Outlook Amid Industry Headwinds
Analysts have raised their price target for Truist Financial by $1 to $49, citing improved return on tangible common equity in their latest estimates. Analyst Commentary Bullish analysts have highlighted several positive developments for Truist Financial following the updated price target.Narrativ-Update • Nov 16
TFC: Returns On Tangible Common Equity Will Drive Upside Momentum
Truist Financial's analyst price target has seen a modest increase to $49, up $1 from prior estimates. Analysts point to improved returns on tangible common equity and incremental progress in key financial metrics.Narrativ-Update • Nov 01
TFC: Operational Changes And Discipline In Profitability Will Drive Future Shareholder Returns
The analyst consensus price target for Truist Financial has been revised upward by nearly $1 to $50.50. Analysts cite improved return on tangible common equity estimates and moderately higher revenue growth expectations, which are offset by a slight dip in profit margin.Narrativ-Update • Oct 17
Digital Adoption And Sunbelt Expansion Will Advance Market Position
Truist Financial's analyst price target has been modestly raised from $49.25 to $49.53. Analysts cite improved revenue growth estimates but note ongoing challenges with profitability and competitive positioning.Narrativ-Update • Oct 03
Digital Adoption And Sunbelt Expansion Will Advance Market Position
The average analyst price target for Truist Financial has been modestly raised from $48.69 to $49.25. Analysts cite ongoing adjustments to growth expectations and mixed performance metrics as key factors supporting a slightly higher valuation.Neues Narrativ • Jul 20
Digital Adoption And Sunbelt Expansion Will Advance Market Position
Digital adoption and technology investments are reducing operational costs, improving efficiency, and positioning Truist for ongoing revenue and margin expansion.Seeking Alpha • Apr 17
Truist Financial: Q1 Earnings And Valuation Prompt A Rating Upgrade
Summary Truist Financial Corporation's Q1 2025 earnings report was solid, with disciplined expense management leading to positive operating leverage - despite a 3.2% decline in net revenues. The bank's asset quality remains strong, with stable nonperforming assets and net charge-offs in line with larger competitor U.S. Bancorp. Continued share buybacks, totaling $500 million in Q1 and likely $750 million in Q2, underline management's confidence in the bank's fundamentals. I upgraded TFC stock to "buy" due to its attractive valuation and cost management progress, but will keep it in a small position for the sake of proper risk management. Read the full article on Seeking AlphaSeeking Alpha • Mar 11
Truist: True Rewards Come With Risks
Summary Truist Financial Corporation shows improved topline growth after repositioning its investment portfolio. TFC maintains good liquidity, asset quality, and impressive capital adequacy, ensuring financial stability and resilience. The stock is trading below its book value per share, presenting a buying opportunity with a target price of $45.25 and the potential for a rebound. Technical indicators suggest a buying opportunity despite weak momentum, with potential for price recovery supported by historical RSI patterns and Fibonacci retracement levels. Read the full article on Seeking AlphaSeeking Alpha • Jan 14
Truist: Strong Net Interest Margins Coupled With High Loan Quality
Summary The bank’s ten-year median net interest margin is steady at 3.1%, reflecting the bank’s diversification and consistent loan quality. The decade-long NPL ratio outperforms peers, underscoring its effective credit risk management. The historical loan-to-deposit ratio implies a solid funding profile. Truist Financial Corp., based on the current valuation, is anticipated to deliver a five-year annual return of 14.5%. Read the full article on Seeking AlphaSeeking Alpha • Dec 31
Truist: After A Sector-Wide Rerating, The Hard Work Is Still To Come
Summary After a sector-wide rerating, I'm more cautious on Truist as the upside is increasingly tied to successfully deploying surplus capital and regaining loan/deposit share in highly competitive Southeast markets. Truist's growth depends heavily on core lending and banking after selling its insurance brokerage, but weak customer satisfaction and lost market share are concerning. Management's focus on deploying surplus capital into commercial and consumer banking is logical, but growth may disappoint without improved customer service/satisfaction levels. While Truist is modestly undervalued on long-term core growth of 4%-5%, full value realization may require activist investor involvement and better customer service strategies. Read the full article on Seeking AlphaSeeking Alpha • Oct 20
Why Truist Financial Stock Is Not A Buy Ahead Of Q2 Earnings
Summary Truist Financial Corporation will report its second-quarter results on Monday, July 22, before the market opens. In this update, I share what I expect from Truist's Q2 results — especially given the solid Q2 report from rival U.S. Bancorp. I take a fresh look at the utilization of the Bank Term Funding Program, under which the Federal Reserve ceased making new loans in March. I also explain why I am no longer buying TFC stock, despite its seemingly still low valuation. Read the full article on Seeking AlphaSeeking Alpha • Oct 08
Truist Financial Q3 Preview: Core Banking Trends Become Even More Important
Summary Truist Financial will report third quarter earnings pre-market on Thursday, October 17. Analysts expect roughly flat EPS. Having disposed of its remaining stake in Truist Insurance Holdings, Truist is now a NII-heavy bank with greater long-term sensitivity to interest rates. On the plus side, Truist's current balance sheet composition can drive reasonable net interest margin expansion in the coming easing cycle. At ~11.6x consensus 2024 EPS, the stock looks roughly fair value based on a ~10% hurdle rate. Read the full article on Seeking AlphaSeeking Alpha • Sep 01
Truist Financial: Making Solid Progress
Summary Truist Financial Corporation's shares have surged near 52-week highs after a strong 2Q24 and expectations of a Fed rate cut in September. The bank has improved its CET1 ratio to 11.5% through strategic asset sales and balance sheet repositioning, enhancing capital adequacy. With a solid 4.7% yield and a PE ratio of 11 on FY2025E EPS, Truist is a solid value and dividend idea on any dips in the overall market. A full investment analysis around Truist Financial follows in the paragraphs below. Read the full article on Seeking AlphaGewinn- und Umsatzwachstumsprognosen
| Datum | Umsatz | Gewinne | Freier Cashflow | Bargeld aus operativen Tätigkeiten | Durchschn. Anz. Analysten |
|---|---|---|---|---|---|
| 12/31/2028 | 22,916 | 6,130 | N/A | N/A | 3 |
| 12/31/2027 | 22,203 | 5,859 | N/A | N/A | 8 |
| 12/31/2026 | 21,298 | 5,588 | N/A | N/A | 8 |
| 3/31/2026 | 18,657 | 5,194 | 5,672 | 5,672 | N/A |
| 12/31/2025 | 18,425 | 4,974 | 5,739 | 5,739 | N/A |
| 9/30/2025 | 18,280 | 4,914 | 3,932 | 3,932 | N/A |
| 6/30/2025 | 18,166 | 4,899 | 3,969 | 3,969 | N/A |
| 3/31/2025 | 11,531 | -264 | 3,900 | 3,900 | N/A |
| 12/31/2024 | 11,408 | -394 | 2,164 | 2,164 | N/A |
| 9/30/2024 | 11,129 | -6,891 | 3,763 | 3,765 | N/A |
| 6/30/2024 | 10,864 | -7,221 | 4,621 | 4,638 | N/A |
| 3/31/2024 | 17,445 | -2,144 | 7,506 | 7,523 | N/A |
| 12/31/2023 | 17,913 | -1,864 | 8,614 | 8,631 | N/A |
| 9/30/2023 | 19,344 | 5,014 | 6,426 | 9,789 | N/A |
| 6/30/2023 | 20,585 | 5,547 | 6,984 | 11,152 | N/A |
| 3/31/2023 | 21,624 | 5,907 | 7,202 | 11,387 | N/A |
| 12/31/2022 | 19,196 | 5,446 | 6,408 | 11,081 | N/A |
| 9/30/2022 | 22,186 | 5,841 | 8,949 | 12,354 | N/A |
| 6/30/2022 | 22,495 | 5,921 | 5,781 | 8,366 | N/A |
| 3/31/2022 | 23,095 | 6,026 | 5,169 | 7,737 | N/A |
| 12/31/2021 | 23,109 | 6,033 | 6,254 | 7,892 | N/A |
| 9/30/2021 | 22,914 | 5,737 | 5,394 | 5,493 | N/A |
| 6/30/2021 | 22,143 | 5,189 | 5,907 | 6,136 | N/A |
| 3/31/2021 | 21,086 | 4,532 | 2,425 | 2,776 | N/A |
| 12/31/2020 | 20,370 | 4,184 | 4,183 | 7,437 | N/A |
| 9/30/2020 | 18,350 | 3,658 | 3,761 | 4,585 | N/A |
| 6/30/2020 | 16,085 | 3,325 | 5,189 | 5,935 | N/A |
| 3/31/2020 | 13,928 | 3,265 | 6,239 | 6,893 | N/A |
| 12/31/2019 | 11,953 | 3,028 | N/A | 1,520 | N/A |
| 9/30/2019 | 11,293 | 3,080 | N/A | 3,335 | N/A |
| 6/30/2019 | 11,198 | 3,134 | N/A | 3,111 | N/A |
| 3/31/2019 | 11,072 | 3,067 | N/A | 3,296 | N/A |
| 12/31/2018 | 10,992 | 3,063 | N/A | 4,349 | N/A |
| 9/30/2018 | 10,929 | 2,923 | N/A | 4,654 | N/A |
| 6/30/2018 | 10,825 | 2,731 | N/A | 4,574 | N/A |
| 3/31/2018 | 10,801 | 2,587 | N/A | 4,785 | N/A |
| 12/31/2017 | 10,770 | 2,220 | N/A | 4,635 | N/A |
| 9/30/2017 | 10,637 | 2,198 | N/A | 5,437 | N/A |
| 6/30/2017 | 10,576 | 2,200 | N/A | 3,742 | N/A |
| 3/31/2017 | 10,492 | 2,110 | N/A | 3,403 | N/A |
| 12/31/2016 | 10,221 | 2,259 | N/A | 3,115 | N/A |
| 9/30/2016 | 10,013 | 2,169 | N/A | 1,650 | N/A |
| 6/30/2016 | 9,736 | 2,062 | N/A | 3,754 | N/A |
| 3/31/2016 | 9,334 | 1,975 | N/A | 3,378 | N/A |
| 12/31/2015 | 9,183 | 1,936 | N/A | 3,131 | N/A |
| 9/30/2015 | 9,067 | 1,985 | N/A | 3,608 | N/A |
| 6/30/2015 | 8,982 | 2,005 | N/A | 2,355 | N/A |
Analystenprognosen zum zukünftigen Wachstum
Einkommen vs. Sparrate: TFCDas prognostizierte Gewinnwachstum (5.1% pro Jahr) liegt über der Sparquote (3.5%).
Ertrag vs. Markt: TFCDie Erträge des Unternehmens (5.1% pro Jahr) werden voraussichtlich langsamer wachsen als der Markt US (16.8% pro Jahr).
Hohe Wachstumserträge: TFCDie Erträge des Unternehmens werden voraussichtlich steigen, jedoch nicht deutlich.
Einnahmen vs. Markt: TFCDie Einnahmen des Unternehmens (7.5% pro Jahr) werden voraussichtlich langsamer wachsen als der Markt US (11.8% pro Jahr).
Hohe Wachstumseinnahmen: TFCDie Einnahmen des Unternehmens (7.5% pro Jahr) werden voraussichtlich langsamer wachsen als 20% pro Jahr.
Wachstumsprognosen für den Gewinn je Aktie
Künftige Eigenkapitalrendite
Künftige Eigenkapitalrendite: TFCDie Eigenkapitalrendite des Unternehmens wird in 3 Jahren voraussichtlich niedrig sein (10.4%).
Wachstumsunternehmen entdecken
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/05/26 06:30 |
| Aktienkurs zum Tagesende | 2026/05/26 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
|
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| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
| |
| Verwaltung | 10 Jahre |
| |
| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
Analysemodell und Schneeflocke
Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.
Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.
Metriken für Industrie und Sektor
Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.
Analysten-Quellen
Truist Financial Corporation wird von 47 Analysten beobachtet. 14 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Jason Goldberg | Barclays |