Banco Macro S.A.

NYSE:BMA Lagerbericht

Marktkapitalisierung: US$4.7b

Banco Macro Zukünftiges Wachstum

Future Kriterienprüfungen 4/6

Banco Macro wird ein jährliches Gewinn- und Umsatzwachstum von 32.5% bzw. 18.8% prognostiziert. Der Gewinn pro Aktie wird voraussichtlich wachsen um 43.2% pro Jahr. Die Eigenkapitalrendite wird in 3 Jahren voraussichtlich 17.8% betragen.

Wichtige Informationen

32.5%

Wachstumsrate der Gewinne

43.17%

EPS-Wachstumsrate

Banks Gewinnwachstum8.2%
Wachstumsrate der Einnahmen18.8%
Zukünftige Eigenkapitalrendite17.80%
Analystenabdeckung

Good

Zuletzt aktualisiert20 May 2026

Jüngste Aktualisierungen zum künftigen Wachstum

Keine Aktualisierungen

Recent updates

Seeking Alpha • Nov 28

Banco Macro: Why 2026 Matters More Than Any Quarter In 2025

Summary Banco Macro S.A. remains structurally well-positioned despite weak Q3 '25 results, with excess capital, low leverage, and a dominant retail/SME franchise. BMA's profitability is currently suppressed by Argentina's monetary transition, but core pillars—solid funding, liquidity, and manageable NPLs—remain intact. The investment thesis hinges on Argentina's ongoing disinflation and expected economic stabilization in 2026, which should revive NIM, ROE, and credit growth for BMA. Valuation upside exists as the market prices in disinflation but not full normalization; BMA's capital strength offers optionality for M&A, buybacks, and sector consolidation. Read the full article on Seeking Alpha
Seeking Alpha • Jan 28

Banco Macro: Strong Fundamentals But Wait For A Pullback

Summary Banco Macro leads peers in net interest margin. BMA maintains a low nonperforming loans to total loans ratio, indicating quality loans. The company has the ability to drive a strong return on equity. Banco Macro, based on the current valuation, is projected to deliver a five-year annual return of 9.1%. Read the full article on Seeking Alpha
Seeking Alpha • Nov 16

Banco Macro: Improved Economic Conditions Support Further Upside

Summary Banco Macro is well-positioned to benefit from Argentina's improving economic conditions and reforms under Javier Milei, showing significant upside potential for long-term investors. The bank's recent performance has been strong, with shares up 46%, supported by a favorable macroeconomic environment and expected loan growth. Despite recent earnings volatility due to mark-to-market adjustments, Banco Macro's capital position remains robust, enabling sustainable high dividend yields. Trading at 1.8x book value, Banco Macro has potential for re-rating if Argentina's economic conditions continue to improve, presenting an attractive investment opportunity. Read the full article on Seeking Alpha
Seeking Alpha • Jun 24

Banco Macro: Strong Fundamentals Are Overshadowed By Macro Risks

Summary Banco Macro is a leading private bank in Argentina with a strong presence in the interior provinces. The bank's financial performance is solid with high profitability, efficiency, and asset quality. Despite good fundamentals, political and economic risks in Argentina may impact Banco Macro's performance and valuation in the near future. Read the full article on Seeking Alpha
Seeking Alpha • Sep 12

Banco Macro: Far Too Risky Right Now

Summary Argentina's economic crisis, characterized by hyperinflation and severe droughts, is causing the agriculturally dependent economy to spiral out of control. Investing in Banco Macro S.A., one of the largest financial institutions in Argentina, is considered too risky due to the devaluation of the currency and the uncertain market conditions. The high inflation rate and the threat of a mega-drought are further exacerbating the challenges faced by Argentina, making it a risky investment market. Read the full article on Seeking Alpha
Seeking Alpha • Sep 02

Banco Macro: Lagging Its Peers

Summary Banco Macro is one of the primary traditional banks in Argentina, with the largest branch network in the country. The bank has a robust balance sheet and an excellent risk profile. The company is overvalued based on Excess Return valuation, but compared to other major banks in LATAM, it is cheap. The acquisition of Banco Itau Argentina will increase the company`s branch network and ATM count. In the long term, it will grow the bank`s customer base and its revenues. I give a hold rating due to BMA lagging against its competitors in digital banking services. Read the full article on Seeking Alpha
Seeking Alpha • Feb 24

Banco Macro reports Q4 results

Banco Macro press release (NYSE:BMA): Q4  net income totaled Ps.16.6 billion in 4Q22. In 4Q22 Operating Income totaled Ps.78.2 billion, 79% or Ps.34.6 billion higher than in the same period of last year. In 4Q22, Banco Macro's total deposits decreased 2% or Ps.23.5 billion QoQ and increased 13% or Ps.148.4 billion YoY, totaling Ps.1.3 trillion and representing 82% of the Bank's total liabilities. Banco Macro continued showing a strong solvency ratio, with an excess capital of Ps.410.3 billion, 39.9% regulatory capital ratio – Basel III and 36.6% Tier 1 Ratio. In addition, the Bank's liquid assets remained at an adequate level, reaching 95% of its total deposits in 4Q22.
Seeking Alpha • Dec 20

Banco Macro declares $0.0786 dividend

Banco Macro (NYSE:BMA) declares $0.0786/share monthly dividend, in line with previous. Forward yield 6.55% Payable Jan. 4; for shareholders of record Dec. 27; ex-div Dec. 23. See BMA Dividend Scorecard, Yield Chart, & Dividend Growth.
Seeking Alpha • Aug 25

Banco Macro reports Q2 results

Banco Macro press release (NYSE:BMA): Q2 net income totaled Ps.4.1 billion in 2Q22, 41% lower than the Ps.7 billion posted in 1Q22 and 45% lower than the result registered in 2Q21. Net Operating Income totaled Ps.81.3 billion, 8% or Ps.6 billion higher than in 1Q22 and 26% or Ps.16.6 billion higher than the same period of last year.
Seeking Alpha • Mar 18

Banco Macro Is 89% Cheaper Than 2017: Stock Is An Option With No Time Decay

Banco Macro 4Q 2021 shows - again - a conservatively managed and healthy operation in a special Country. Banco Macro reported great numbers: Net Income up 30% Q-o-Q and 130% Y-o-Y, ROE at 18%, NPL ratio at 1.3% and coverage ratio improved to 209.61%. Strong solvency ratio, with a 36.1% regulatory capital ratio – Basel III and 30.9% Tier 1 Ratio is probably possibly the envy of several international banks. BMA has a history of growth through crisis and has a HUGE retained dividend. Stock trading 89% below end of 2017 price looks cheap. BMA stock has a resilient and long term profitable business with an unrealized potential for the financial system to become much larger. The potentiality (option) grows when there are prospects of economic stability.
Seeking Alpha • Jan 05

Banco Macro Trades Below Historic Earnings

Like other Argentinian banks, Macro's stock price is depressed because of fears of a financial crisis. However, those fears are relatively unfounded. Macro has been consistently profitable and today trades below 4 times earnings. The bank is financially healthy with little debt.

Gewinn- und Umsatzwachstumsprognosen

NYSE:BMA - Zukünftige Analystenschätzungen und Finanzdaten der Vergangenheit (ARS Millions)
DatumUmsatzGewinneFreier CashflowBargeld aus operativen TätigkeitenDurchschn. Anz. Analysten
12/31/20288,630,1221,372,710N/AN/A5
12/31/20276,262,310972,799N/AN/A9
12/31/20265,325,074588,862N/AN/A9
12/31/20254,063,621289,495-2,227,420-2,055,475N/A
9/30/20252,663,023228,517-2,751,764-2,621,829N/A
6/30/20252,976,323381,345-932,655-803,646N/A
3/31/20252,752,375-87,589-408,566-278,174N/A
12/31/20246,028,829428,1941,044,5951,208,395N/A
9/30/20247,737,2181,281,0442,039,2362,205,725N/A
6/30/20247,745,8861,184,4401,629,8391,779,348N/A
3/31/20248,100,0921,681,7941,719,7021,854,175N/A
12/31/20238,146,7101,667,3263,410,6793,574,174N/A
9/30/20233,988,217346,0602,556,0802,654,703N/A
6/30/20233,176,961344,0551,637,0681,742,630N/A
3/31/20232,158,658163,7022,034,0272,126,889N/A
12/31/20221,549,284134,0251,074,5091,150,263N/A
9/30/2022759,71362,291646,221698,563N/A
6/30/2022548,93254,629389,516412,290N/A
3/31/2022467,25655,797370,777385,328N/A
12/31/2021372,50244,554363,821377,247N/A
9/30/2021301,49935,305392,321403,961N/A
6/30/2021267,86829,215247,277255,837N/A
3/31/2021221,13530,105144,789151,203N/A
12/31/2020398,66776,900-43,717-32,908N/A
9/30/2020179,03838,677-81,853-76,366N/A
6/30/2020153,94540,419-14,061-8,421N/A
3/31/2020127,10332,99392,76198,607N/A
12/31/2019103,58926,476154,400160,036N/A
9/30/201977,92722,069N/A128,996N/A
6/30/201969,97216,785N/A87,902N/A
3/31/201960,31916,326N/A29,989N/A
12/31/201850,01215,729N/A-24,571N/A
9/30/201865,1569,462N/A-18,125N/A
6/30/201861,9928,368N/A-9,652N/A
3/31/201838,00111,602N/A-22,307N/A
12/31/201755,9375,939N/A-23,552N/A
9/30/201730,0508,658N/A-41,343N/A
6/30/201726,0557,557N/A-17,220N/A
3/31/201723,1797,138N/A-23,353N/A
12/31/201620,1686,541N/A12,630N/A
9/30/201619,4466,812N/A23,742N/A
6/30/201618,0936,284N/A15,373N/A
3/31/201615,9595,303N/A19,852N/A
12/31/201515,1745,010N/A4,554N/A
9/30/201513,0623,618N/A1,425N/A
6/30/201512,1823,499N/A2,469N/A

Analystenprognosen zum zukünftigen Wachstum

Einkommen vs. Sparrate: BMADas prognostizierte Gewinnwachstum (32.5% pro Jahr) liegt über der Sparquote (3.5%).

Ertrag vs. Markt: BMADie Erträge des Unternehmens (32.5% pro Jahr) werden voraussichtlich schneller wachsen als der Markt US (16.8% pro Jahr).

Hohe Wachstumserträge: BMAEs wird erwartet, dass die Erträge des Unternehmens in den nächsten 3 Jahren erheblich steigen werden.

Einnahmen vs. Markt: BMADie Einnahmen des Unternehmens (18.8% pro Jahr) werden voraussichtlich schneller wachsen als der Markt US (11.6% pro Jahr).

Hohe Wachstumseinnahmen: BMADie Einnahmen des Unternehmens (18.8% pro Jahr) werden voraussichtlich langsamer wachsen als 20% pro Jahr.

Wachstumsprognosen für den Gewinn je Aktie

Künftige Eigenkapitalrendite

Künftige Eigenkapitalrendite: BMADie Eigenkapitalrendite des Unternehmens wird in 3 Jahren voraussichtlich niedrig sein (17.8%).

Wachstumsunternehmen entdecken

7D

1Y

7D

1Y

7D

1Y

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/05/20 10:31
Aktienkurs zum Tagesende2026/05/20 00:00
Gewinne2025/12/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Banco Macro S.A. wird von 14 Analysten beobachtet. 9 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Ernesto Gabilondo MárquezBofA Global Research
Rafael Berger FradeBradesco S.A. Corretora de Títulos e Valores Mobiliários
Alonso AramburúBTG Pactual