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Old Second Bancorp, Inc.NasdaqGS:OSBC Aktienübersicht

Marktkapitalisierung US$1.1b
Aktienkurs
US$21.94
US$23.2
5.4% unterbewertet intrinsischer Abschlag
1Y27.5%
7D2.7%
1D
Wert des Portfolios
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Old Second Bancorp, Inc.

NasdaqGS:OSBC Lagerbericht

Marktkapitalisierung: US$1.1b

Old Second Bancorp (OSBC) Aktienübersicht

Old Second Bancorp, Inc. ist die Bankholdinggesellschaft der Old Second National Bank, die in den Vereinigten Staaten Bankdienstleistungen für die Bevölkerung anbietet. Mehr Details

OSBC grundlegende Analyse
Schneeflocken-Punktzahl
Bewertung2/6
Künftiges Wachstum1/6
Vergangene Leistung2/6
Finanzielle Gesundheit5/6
Dividenden3/6

OSBC Community Fair Values

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Old Second Bancorp, Inc. Wettbewerber

Preisentwicklung & Leistung

Zusammenfassung der Höchst- und Tiefststände sowie der Veränderungen der Aktienkurse für Old Second Bancorp
Historische Aktienkurse
Aktueller AktienkursUS$21.94
52-Wochen-HochUS$22.43
52-Wochen-TiefUS$16.43
Beta0.72
1 Monat Veränderung3.10%
3 Monate Veränderung12.63%
1 Jahr Veränderung27.48%
3 Jahre Veränderung56.38%
5 Jahre Veränderung63.00%
Veränderung seit IPO441.73%

Aktuelle Nachrichten und Updates

Narrativ-Update Jun 05

OSBC: Buybacks And Overweight Rating Will Offset Recent Cautious Repricing

Analysts have trimmed Old Second Bancorp's target slightly, reducing it by $1 as they factor in updated assumptions on discount rates, revenue growth, profit margins, and future P/E expectations, while recent Street research reflects a mix of caution and renewed coverage interest. Analyst Commentary Recent Street commentary around Old Second Bancorp highlights a mix of optimism on the stock's positioning and caution around the assumptions that drive its valuation, including discount rates, revenue growth, margins, and future P/E levels.
Seeking Alpha Jun 02

The Windy City Is Not Providing Much Tailwind For Old Second Bancorp

Summary Old Second Bancorp demonstrates strong net interest margin and operational efficiency but faces rising concerns for its asset quality. OSBC's Q1 2026 net interest margin reached 5.14%, supported by low-cost deposits and high-yielding loans, yet nonperforming loans and charge-offs are increasing. Loan and deposit growth are challenged by Chicago's weak macro environment, with rising unemployment and commercial real estate headwinds. I maintain a Neutral/Hold rating on OSBC, as operational strengths are balanced by significant credit and regional risks. Read the full article on Seeking Alpha
Narrativ-Update May 19

OSBC: Buybacks And Overweight Rating Will Support Future Upside Potential

Analysts have trimmed their price target on Old Second Bancorp by $0.20 to $23.20, reflecting updated views on growth, profitability and valuation following recent research updates from the Street. Analyst Commentary Recent research updates present a mixed picture for Old Second Bancorp, with some analysts focusing on upside potential and others highlighting execution and valuation risks.
Narrativ-Update Apr 26

OSBC: Buybacks And Overweight Rating Will Support Future Return Potential

Analysts have trimmed their price target for Old Second Bancorp slightly to $23.40 from $23.60, citing updated assumptions around revenue growth, profit margins, and a lower forward P/E multiple following recent coverage updates, including the Overweight initiation at Stephens. Analyst Commentary Analyst commentary around Old Second Bancorp has focused on how updated assumptions for revenue growth, profitability, and valuation multiples stack up against its current execution.

Recent updates

Narrativ-Update Jun 05

OSBC: Buybacks And Overweight Rating Will Offset Recent Cautious Repricing

Analysts have trimmed Old Second Bancorp's target slightly, reducing it by $1 as they factor in updated assumptions on discount rates, revenue growth, profit margins, and future P/E expectations, while recent Street research reflects a mix of caution and renewed coverage interest. Analyst Commentary Recent Street commentary around Old Second Bancorp highlights a mix of optimism on the stock's positioning and caution around the assumptions that drive its valuation, including discount rates, revenue growth, margins, and future P/E levels.
Seeking Alpha Jun 02

The Windy City Is Not Providing Much Tailwind For Old Second Bancorp

Summary Old Second Bancorp demonstrates strong net interest margin and operational efficiency but faces rising concerns for its asset quality. OSBC's Q1 2026 net interest margin reached 5.14%, supported by low-cost deposits and high-yielding loans, yet nonperforming loans and charge-offs are increasing. Loan and deposit growth are challenged by Chicago's weak macro environment, with rising unemployment and commercial real estate headwinds. I maintain a Neutral/Hold rating on OSBC, as operational strengths are balanced by significant credit and regional risks. Read the full article on Seeking Alpha
Narrativ-Update May 19

OSBC: Buybacks And Overweight Rating Will Support Future Upside Potential

Analysts have trimmed their price target on Old Second Bancorp by $0.20 to $23.20, reflecting updated views on growth, profitability and valuation following recent research updates from the Street. Analyst Commentary Recent research updates present a mixed picture for Old Second Bancorp, with some analysts focusing on upside potential and others highlighting execution and valuation risks.
Narrativ-Update Apr 26

OSBC: Buybacks And Overweight Rating Will Support Future Return Potential

Analysts have trimmed their price target for Old Second Bancorp slightly to $23.40 from $23.60, citing updated assumptions around revenue growth, profit margins, and a lower forward P/E multiple following recent coverage updates, including the Overweight initiation at Stephens. Analyst Commentary Analyst commentary around Old Second Bancorp has focused on how updated assumptions for revenue growth, profitability, and valuation multiples stack up against its current execution.
Narrativ-Update Apr 09

OSBC: Share Repurchases And Disciplined Execution Will Shape Future Return Profile

Analysts have nudged their price target on Old Second Bancorp slightly lower, trimming it by about $0.23 as they fine tune fair value, growth, and margin assumptions following recent coverage updates and target revisions. Analyst Commentary Bullish Takeaways Bullish analysts highlighting the new coverage initiation see room for the bank to execute on its business plan in a way that supports their constructive stance on the shares, even with only modest adjustments to fair value assumptions so far.
Narrativ-Update Mar 26

OSBC: Share Repurchases And Refined Earnings Outlook Will Support Higher Multiple

Narrative Update on Old Second Bancorp The analyst price target for Old Second Bancorp has been raised by $1, with analysts pointing to their updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as support for the new target. Analyst Commentary Analysts raising the price target by $1 are updating their view of Old Second Bancorp based on revised assumptions around fair value, discount rate, revenue growth, profit margins and future P/E.
Narrativ-Update Mar 08

OSBC: Share Repurchase Plan And Raised Outlook Will Support Earnings Multiple

Analysts have raised their price target on Old Second Bancorp by $1, citing updated views in their latest research on valuation, growth assumptions, and profitability metrics. Analyst Commentary Analysts raising their price target by $1 are effectively signaling a modest reassessment of Old Second Bancorp's valuation, based on their updated views on growth assumptions and profitability trends.
Narrativ-Update Feb 21

OSBC: Share Repurchase Plan Will Support Higher Earnings Multiple Outlook

Analysts have raised their price target on Old Second Bancorp by $1 to $23.83, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. Analyst Commentary Analysts describe the new US$23.83 price target as a fine tuning of their view of what they see as fair value for Old Second Bancorp, taking into account revenue growth assumptions, profitability and the P/E they are comfortable paying for the stock.
Narrativ-Update Feb 06

OSBC: Higher Future P/E And Buyback Plan Will Support $23.80 Outlook

Narrative Update Overview Analysts have lifted their price target on Old Second Bancorp by about $0.90 to $23.80, citing updated fair value assumptions, a slightly higher discount rate, moderated revenue growth and margin expectations, and a higher future P/E estimate. Analyst Commentary Bullish analysts lifting the price target to $23.80 point to a revised view of Old Second Bancorp's earnings power and risk profile, rather than a single catalyst.
Narrativ-Update Jan 22

OSBC: Post-Earnings Pullback And $23 Outlook Will Shape Future Share Path

Analysts have nudged their 12 month price target on Old Second Bancorp up by $1 to $23, citing what they see as an overdone post earnings pullback despite results and guidance that were in line with consensus. Analyst Commentary Bullish Takeaways Bullish analysts see the US$1 lift in the 12 month price target to US$23 as a sign that the recent share pullback may have moved the stock further below what they view as fair value.
Narrativ-Update Jan 08

OSBC: Post-Earnings Pullback And Buybacks Will Support Future Share Rebound

Analysts have raised their price target on Old Second Bancorp to $23 from $22, describing the recent share pullback as overdone after earnings that were broadly in line with expectations. Analyst Commentary Analysts reviewing Old Second Bancorp are largely focusing on how the recent share pullback lines up with earnings and guidance that were in line with consensus expectations.
Narrativ-Update Dec 19

OSBC: Post-Earnings Pullback Will Shape Returns Amid Credit And Buyback Trends

Analysts have modestly increased their price target on Old Second Bancorp from $21.75 to approximately $22.92, citing what they see as an overdone post earnings selloff despite results and guidance tracking broadly in line with expectations. Analyst Commentary Bullish Takeaways Bullish analysts argue that the recent share price weakness has created an attractive entry point, with the revised target price implying upside from current trading levels.
Analyseartikel Jul 19

Old Second Bancorp (NASDAQ:OSBC) Is Due To Pay A Dividend Of $0.06

Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will pay a dividend of $0.06 per share on the 4th of...
Analyseartikel Jan 25

Old Second Bancorp (NASDAQ:OSBC) Has Announced A Dividend Of $0.06

Old Second Bancorp, Inc.'s ( NASDAQ:OSBC ) investors are due to receive a payment of $0.06 per share on 10th of...
User avatar
Neues Narrativ Oct 20

Asset Quality Soars Amid Potential Revenue Dip For Growing Loan Portfolio

Improvements in asset quality and balance sheet management are set to strengthen net margins and earnings.
Analyseartikel Oct 19

Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be Increased To $0.06

Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will be increasing its dividend from last year's...
Analyseartikel Jul 20

Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be $0.05

Old Second Bancorp, Inc. ( NASDAQ:OSBC ) will pay a dividend of $0.05 on the 5th of August. The dividend yield is 1.2...
Analyseartikel Apr 21

Old Second Bancorp (NASDAQ:OSBC) Is Paying Out A Dividend Of $0.05

Old Second Bancorp, Inc. ( NASDAQ:OSBC ) will pay a dividend of $0.05 on the 6th of May. This payment means the...
Analyseartikel Jan 30

Here's Why We Think Old Second Bancorp (NASDAQ:OSBC) Is Well Worth Watching

For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...
Analyseartikel Oct 21

Old Second Bancorp's (NASDAQ:OSBC) Dividend Will Be $0.05

The board of Old Second Bancorp, Inc. ( NASDAQ:OSBC ) has announced that it will pay a dividend of $0.05 per share on...

Aktionärsrenditen

OSBCUS BanksUS Markt
7D2.7%3.3%-3.3%
1Y27.5%21.5%22.3%

Rendite im Vergleich zur Industrie: OSBC übertraf die Branche US Banks , die im vergangenen Jahr eine Rendite von 21.5 erzielte.

Rendite vs. Markt: OSBC übertraf den Markt US, der im vergangenen Jahr eine Rendite von 22.3 erzielte.

Preisvolatilität

Is OSBC's price volatile compared to industry and market?
OSBC volatility
OSBC Average Weekly Movement3.3%
Banks Industry Average Movement3.2%
Market Average Movement7.2%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.1%

Stabiler Aktienkurs: OSBC hatte in den letzten 3 Monaten im Vergleich zum US -Markt keine signifikante Preisvolatilität.

Volatilität im Zeitverlauf: OSBCDie wöchentliche Volatilität (3%) ist im vergangenen Jahr stabil geblieben.

Über das Unternehmen

GegründetMitarbeiterCEOWebsite
18711,062Jim Eccherwww.oldsecond.com

Old Second Bancorp, Inc. ist die Bankholdinggesellschaft der Old Second National Bank, die in den Vereinigten Staaten Bankdienstleistungen für die Bevölkerung anbietet. Das Unternehmen bietet Einlagenprodukte an, darunter Giro-, NOW-, Geldmarkt-, Spar- und andere Festgeldkonten für Verbraucher und Unternehmen sowie Einlagenzertifikate und individuelle Rentenkonten. Es bietet auch Kreditprodukte an, wie z.B. gewerbliche und industrielle Kredite, gewerbliche Immobilienkredite, Kredite für Mehrfamilienhäuser, Bau- und Entwicklungskredite, Wohnimmobilienkredite, wie z.B.

Old Second Bancorp, Inc.'s Grundlagenzusammenfassung

Wie verhalten sich die Erträge und Einnahmen von Old Second Bancorp im Vergleich zum Marktanteil des Unternehmens?
OSBC grundlegende Statistiken
MarktanteilUS$1.12b
Gewinn(TTM)US$86.07m
Umsatz(TTM)US$324.91m
13.1x
Kurs-Gewinn-Verhältnis
1.3x
Kurs-Buchwert-Verhältnis

Erträge & Einnahmen

Wichtige Rentabilitätsstatistiken aus dem letzten Ergebnisbericht (TTM)
OSBC Gewinn- und Verlustrechnung (TTM)
EinnahmenUS$324.91m
Kosten der EinnahmenUS$0
BruttogewinnUS$324.91m
Sonstige AusgabenUS$238.85m
GewinnUS$86.07m

Zuletzt gemeldete Gewinne

Mar 31, 2026

Datum des nächsten Gewinnberichts

k.A.

Gewinn per Aktie (EPS)1.67
Bruttomarge100.00%
Nettogewinnspanne26.49%
Schulden/Eigenkapital-Verhältnis36.3%

Wie hat sich OSBC auf lange Sicht entwickelt?

Historische Performance und Vergleiche

Dividenden

1.3%
Aktuelle Dividendenrendite
15%
Ausschüttungsquote

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/06/09 07:40
Aktienkurs zum Tagesende2026/06/09 00:00
Gewinne2026/03/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Old Second Bancorp, Inc. wird von 9 Analysten beobachtet. 5 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
null nullD.A. Davidson & Co.
Jeffrey RulisD.A. Davidson & Co.
David KonradKeefe, Bruyette, & Woods