OP Bancorp Balance Sheet Health

Finanzielle Gesundheit Kriterienprüfungen 6/6

OP Bancorp hat eine Bilanzsumme von $2.4B und ein Eigenkapital von $203.6M. Die Gesamteinlagen belaufen sich auf $2.1B, die Gesamtkredite auf $1.9B. Das Unternehmen erzielt eine Nettozinsmarge von 3.4%. Es verfügt über ausreichende Wertberichtigungen für notleidende Kredite, die derzeit 0.2% der gesamten Kredite betragen. Die Barmittel und kurzfristigen Anlagen betragen $166.8M.

Wichtige Informationen

11.7x

Verhältnis von Vermögen zu Eigenkapital

3.4%

Nettozinsspanne

Gesamteinlagen	US$2.06b
Kredit- zu Einlagenverhältnis	Angemessen
Notleidende Kredite	0.2%
Wertberichtigung für notleidende Kredite	Ausreichend
Liquiditätskennzahl	Niedrig
Bargeld und Äquivalente	US$166.76m

Jüngste Berichte zur Finanzlage

Keine Aktualisierungen

Recent updates

If You Like EPS Growth Then Check Out OP Bancorp (NASDAQ:OPBK) Before It's Too Late

Jun 14

Open Bancorp: Fast-Growing, Ethnic Focused Bank

Feb 14

Forecast: Analysts Think OP Bancorp's (NASDAQ:OPBK) Business Prospects Have Improved Drastically

Feb 02

OP Bancorp's (NASDAQ:OPBK) Shareholders Will Receive A Bigger Dividend Than Last Year

Nov 04

OP Bancorp (NASDAQ:OPBK) Is Increasing Its Dividend To US$0.10

Jul 26

Analyse der Finanzlage

Geschichte und Analyse des Verhältnisses von Schulden zu Eigenkapital

Bilanz

Analyse der Finanzinstitute

Vermögensebene: OPBKDas Verhältnis von Vermögen zu Eigenkapital (11.7x) ist moderat.

Wertberichtigung für uneinbringliche Kredite: OPBK hat eine ausreichende Wertberichtigung für notleidende Kredite (634%).

Verbindlichkeiten mit geringem Risiko: 95% der Verbindlichkeiten von OPBK bestehen hauptsächlich aus risikoarmen Finanzierungsquellen.

Darlehenshöhe: OPBK ein angemessenes Niveau des Verhältnis von Krediten zu Vermögenswerten aufweist (80%).

Einlagen mit geringem Risiko: OPBKDas Verhältnis von Krediten zu Einlagen (92%) ist angemessen.

Höhe der notleidenden Kredite: OPBK einen angemessenen Anteil an notleidenden Krediten hat (0.2%).

OP Bancorp Balance Sheet Health

Finanzielle Gesundheit Kriterienprüfungen 6/6

Wichtige Informationen

Jüngste Berichte zur Finanzlage

Recent updates

OP Bancorp (NASDAQ:OPBK) Is Paying Out A Dividend Of $0.12

OP Bancorp Declares Cash Dividend, Payable on or about November 21, 2024

Op Bancorp and Open Bank Announce Chief Executive Officer Changes, Effective as of June 30, 2025

Op Bancorp and Open Bank Announce Chief Executive Officer Changes, Effective as of June 30, 2025

OP Bancorp (NASDAQ:OPBK) Is Due To Pay A Dividend Of $0.12

OP Bancorp Declares Quarterly Cash Dividend, Payable on or about August 22, 2024

OP Bancorp, Annual General Meeting, Jun 27, 2024

OP Bancorp (NASDAQ:OPBK) Is Paying Out A Dividend Of $0.12

First quarter dividend of US$0.12 announced

OP Bancorp Declares Quarterly Cash Dividend, Payable on or About May 23, 2024

First quarter 2024 earnings released: EPS: US$0.35 (vs US$0.48 in 1Q 2023)

President exercised options to buy US$281k worth of stock.

Full year 2023 earnings: EPS misses analyst expectations

Consensus EPS estimates fall by 17%

Upcoming dividend of US$0.12 per share at 4.3% yield

New major risk - Revenue and earnings growth

OP Bancorp (NASDAQ:OPBK) Is Due To Pay A Dividend Of $0.12

Fourth quarter dividend of US$0.12 announced

Full year 2023 earnings: EPS misses analyst expectations

Op Bancorp Declares Quarterly Cash Dividend, Payable on or About February 22, 2024

Price target increased by 8.7% to US$12.50

Investor sentiment improves as stock rises 20%

Third quarter 2023 earnings: EPS and revenues miss analyst expectations

OP Bancorp Reports Net Charge Offs for the Third Quarter of 2023

OP Bancorp Declares Quarterly Cash Dividend, Payable on or About November 23, 2023

Upcoming dividend of US$0.12 per share at 5.0% yield

New major risk - Revenue and earnings growth

Price target increased by 9.5% to US$11.50

OP Bancorp (NASDAQ:OPBK) Will Pay A Dividend Of $0.12

OP Bancorp Reports Net Charge Off for the Second Quarter Ended June 30, 2023

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

OP Bancorp Declares Quarterly Cash Dividend, Payable on or About August 24, 2023

President exercised options and sold US$62k worth of stock

Independent Director recently bought US$55k worth of stock

Independent Chairman of the Board recently bought US$60k worth of stock

Independent Chairman of the Board recently sold US$91k worth of stock

Consensus EPS estimates fall by 12%

Upcoming dividend of US$0.12 per share at 5.6% yield

Price target decreased by 8.8% to US$13.00

President exercised options to buy US$182k worth of stock.

Full year 2022 earnings: EPS and revenues miss analyst expectations

Independent Chairman of the Board recently bought US$299k worth of stock

Investor sentiment deteriorates as stock falls 15%

With EPS Growth And More, OP Bancorp (NASDAQ:OPBK) Makes An Interesting Case

Independent Chairman of the Board recently bought US$113k worth of stock

Upcoming dividend of US$0.12 per share at 4.2% yield

OP Bancorp Reports Net Charge-Offs for the Fourth Quarter Ended December 31, 2022

Full year 2022 earnings: EPS and revenues miss analyst expectations

OP Bancorp Declares Quarterly Cash Dividend, Payable on or About February 23, 2023

President exercised options to buy US$676k worth of stock.

Independent Director recently bought US$357k worth of stock

Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Price target decreased to US$14.25

Insufficient new directors

Independent Chairman of the Board recently bought US$389k worth of stock

Upcoming dividend of US$0.12 per share

Price target decreased to US$14.25

Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

OP Bancorp Declares Quarterly Cash Dividend, Payable on or About November 24, 2022

OP Bancorp: Californian Economy, Interest Rates To Drive Earnings

Independent Chairman of the Board recently bought US$192k worth of stock

Independent Chairman of the Board recently bought US$124k worth of stock

Upcoming dividend of US$0.12 per share

OP Bancorp (NASDAQ:OPBK) Is Increasing Its Dividend To $0.12

Second quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

OP Bancorp Declares Quarterly Cash Dividend, Payable on or About August 25, 2022

OP Bancorp raises dividend by 20% to $0.12

OP Bancorp: Strong Loan Growth To Drive Earnings This Year

President exercised options and sold US$79k worth of stock

Independent Chairman of the Board recently bought US$137k worth of stock

If You Like EPS Growth Then Check Out OP Bancorp (NASDAQ:OPBK) Before It's Too Late

Price target decreased to US$16.50

OP Bancorp, Annual General Meeting, Jun 23, 2022

Upcoming dividend of US$0.10 per share

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind