Cathay General Bancorp

NasdaqGS:CATY Lagerbericht

Marktkapitalisierung: US$3.8b

Cathay General Bancorp Vergangene Ertragsentwicklung

Vergangenheit Kriterienprüfungen 4/6

Cathay General Bancorp verzeichnete einen durchschnittlichen jährlichen Gewinnzuwachs von 0.7%, während die Gewinne der Branche Banks jährlich um gewachsen und zwar um 2.8%. Die Umsätze verzeichneten einen durchschnittlichen jährlichen Gewinnzuwachs von gewachsen von 2.5%. Die Eigenkapitalrendite von Cathay General Bancorp beträgt 11.1% und die Nettomargen betragen 43.2%.

Wichtige Informationen

0.71%

Wachstumsrate der Gewinne

3.33%

EPS-Wachstumsrate

Banks Wachstum der Industrie11.18%
Wachstumsrate der Einnahmen2.52%
Eigenkapitalrendite11.13%
Netto-Marge43.21%
Letzte Ertragsaktualisierung31 Mar 2026

Jüngste Aktualisierungen vergangener Leistungen

Recent updates

Narrativ-Update • Apr 29

CATY: Dividend And Buybacks Will Support Steady Outlook As Market Expectations Rise

The updated analyst price target for Cathay General Bancorp moves to $56.40 from $53.80. This reflects analysts' use of slightly higher revenue growth, profit margin and future P/E assumptions in their refreshed models following recent Street research updates.
Narrativ-Update • Apr 15

CATY: Share Repurchases And Dividend Will Support Future Upside

Analysts have maintained their $65.00 price target for Cathay General Bancorp, citing updated assumptions that incorporate slightly adjusted revenue growth, profit margin, and forward P/E expectations, while keeping the same fair value and discount rate in their models. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (Key Developments).
Seeking Alpha • Apr 14

Cathay General Bancorp Remains A 'Buy' On Strong Financials

Summary Cathay General Bancorp remains a soft "Buy" after outperforming the S&P 500, driven by strong financials and asset quality. CATY’s deposits and loans both expanded, with net interest income and non-interest income rising, supporting robust profit growth. Valuation is slightly above preferred thresholds, but superior return on assets (1.49%) and equity (12.27%) justify the premium. Credit quality improved, with non-performing assets down to 0.59%, reinforcing confidence in CATY’s risk profile. Read the full article on Seeking Alpha
Narrativ-Update • Apr 01

CATY: Dividend And Buybacks Will Support Steady Outlook Despite Management Changes

Analysts have kept their $53.80 price target for Cathay General Bancorp unchanged, citing relatively stable modeled revenue growth, profit margin and forward P/E assumptions in their updated forecasts. What's in the News The board declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record on February 26, 2026 (company announcement).
Narrativ-Update • Mar 18

CATY: Dividend Strength And Share Repurchases Will Support Future Upside Potential

Analysts have trimmed their price target on Cathay General Bancorp to about $53.80 from roughly $54.20, reflecting updated views on fair value, discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News The Board declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (company announcement).
Narrativ-Update • Mar 04

CATY: Share Repurchases Will Drive Future Upside

Analysts have kept their $65.00 price target for Cathay General Bancorp unchanged, citing only small model tweaks to revenue growth, profit margin, and future P/E assumptions that do not materially alter their overall view. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record on February 26, 2026 (company announcement).
Narrativ-Update • Feb 18

CATY: Share Repurchases And Lower Charge Offs Will Drive Future Upside

Analysts have kept their $65.00 price target for Cathay General Bancorp unchanged, citing only slight tweaks to inputs such as the discount rate, revenue growth, profit margin, and future P/E assumptions that collectively do not alter their overall valuation view. What's in the News The Board of Directors declared a cash dividend of $0.38 per common share, payable on March 9, 2026, to stockholders of record as of February 26, 2026 (Key Developments).
Narrativ-Update • Feb 04

CATY: Share Repurchases And Lower Charge Offs Will Support Upside Potential

Narrative Update Overview Analysts now see Cathay General Bancorp's fair value at $65.00, up from $60.00, citing updated assumptions that include a 6.96% discount rate, 12.64% revenue growth, a 40.60% profit margin, and a forward P/E of 10.67x. What's in the News Cathay General Bancorp plans an executive transition, with long-serving Chief Financial Officer Heng W.
Narrativ-Update • Jan 20

CATY: Net Interest Margin Strength Will Offset Elevated Loan Loss Provision Concerns

Narrative Update Analysts have nudged their expectations for Cathay General Bancorp higher, with recent Street research lifting price targets in a range of about $1 to $2 per share. They point to solid net interest income and margin performance, while also flagging a higher than expected loan loss provision as a key watchpoint.
Narrativ-Update • Jan 06

CATY: Net Interest Strength And Buybacks Will Offset Credit Cost Uncertainty

Analysts have nudged their fair value estimate for Cathay General Bancorp higher from about US$52.20 to roughly US$54.20. This reflects updated views on price targets in the low US$50s and recent commentary around solid net interest income and margin trends, alongside a higher than expected loan loss provision and limited credit concerns.
Narrativ-Update • Dec 17

CATY: Net Interest Strength And Buybacks Will Balance Emerging Credit Cost Pressures

Analysts have nudged their average price target on Cathay General Bancorp modestly higher, citing solid net interest income growth, expanding net interest margins, and manageable credit concerns as support for a fair value near $52.20. Analyst Commentary Recent commentary from Street research points to a balanced view on Cathay General Bancorp, with modestly higher price targets reflecting confidence in the bank's earnings power and capitalization, while still acknowledging pockets of risk around credit costs and loan growth sustainability.
Narrativ-Update • Dec 03

CATY: Net Interest Strength And Buybacks Will Offset Rising Credit Costs

Analysts have raised their price targets on Cathay General Bancorp to a range centered around approximately $52 per share, up from the low $50s. They cite solid net interest income and margin expansion that more than offset modest concerns about higher loan loss provisioning and slightly softer profit margins.
Analyseartikel • Nov 25

Cathay General Bancorp (NASDAQ:CATY) Is Due To Pay A Dividend Of $0.34

Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend of $0.34 per share on the 11th of...
Narrativ-Update • Oct 09

Asian American Demand And Digital Banking Will Strengthen Performance

Analysts have modestly raised their price target for Cathay General Bancorp from $51.60 to $52.40, citing improved expectations for profit margin and forward price-to-earnings ratio. What's in the News Cathay General Bancorp completed the repurchase of 804,179 shares, representing 1.15 percent of shares outstanding, for $35.56 million during June 2025 under its previously announced buyback program.
Analyseartikel • Aug 21

Cathay General Bancorp (NASDAQ:CATY) Has Affirmed Its Dividend Of $0.34

The board of Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend on the 8th of September...
Analyseartikel • May 19

Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34

Cathay General Bancorp's ( NASDAQ:CATY ) investors are due to receive a payment of $0.34 per share on 9th of June. This...
Seeking Alpha • Apr 26

Cathay General Bancorp: Fixed Rate Exposure Is Not Currently In Its Favor (Rating Upgrade)

Summary Cathay General Bancorp faces stagnation with a high loan-to-deposit ratio and limited flexibility, but its tangible book value justifies a hold rating. Loan growth is constrained, and average loan yields are declining, but deposit costs are decreasing, offering some hope for future performance. Heavy exposure to CRE loans increases risk, but prudent LTV ratios and low net charge-offs indicate high creditworthiness. Dividend yield is stable at 3.22%, but growth is unlikely; buybacks are expected pending Board approval, reflecting cautious shareholder remuneration. Read the full article on Seeking Alpha
Seeking Alpha • Jan 30

Cathay General Bancorp: Reducing The EPS Estimate, But Maintaining A Hold Rating

Summary Cathay General Bancorp's net interest margin will benefit from the rollover of Chinese New Year promotional deposits, deposit mix improvement, and interest rate cuts. I’m reducing my loan growth estimate to 3.5%. Unemployment rates in CATY’s markets have improved, but they’re still quite high based on peer comparison. Unlike the last couple of years, CATY is not planning to invest in any solar tax credit investment funds in 2025. Therefore, the bottom line will take a hit. I’m reducing my EPS estimate to $4.03 for 2025 because of changes in my provision expense, taxation, and loan estimates. My total expected return is negative 3.7%, based on a price downside of 6.6% and a dividend yield of 2.9%. Read the full article on Seeking Alpha
Analyseartikel • Nov 21

Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

Cathay General Bancorp ( NASDAQ:CATY ) will pay a dividend of $0.34 on the 9th of December. This means the dividend...
Seeking Alpha • Nov 14

Cathay General Bancorp: Shares Performed As Expected

Summary Cathay General Bancorp has had a nice run lower over the past year or so, with shares outperforming the broader market. This has come at a time when income statement results have worsened, but deposits have increased nicely. Unfortunately, the company now looks ready for a downgrade based on pricing, asset quality, and other factors. Read the full article on Seeking Alpha
Seeking Alpha • Nov 05

Cathay General Bancorp: Rate Cuts To Help Earnings Bounce Back Next Year

Summary Despite recent performance, my loan growth outlook remains positive because of the economic strength of urban markets and interest rate cuts. The net interest margin will likely continue to expand because rate cuts will reduce the average deposit cost, but the average loan yield will remain sticky. The December 2024 target price is close to the current market price. Cathay General Bancorp is offering a moderate dividend yield of 3.0%. Read the full article on Seeking Alpha
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Neues Narrativ • Oct 27

Revamping Revenue Streams And Enhancing Margins With Strategic Moves And Market Adaptation

Strategic stock repurchase is expected to enhance EPS by reducing share count, while increased core deposits support liquidity and potential revenue growth.
Analyseartikel • Aug 20

Cathay General Bancorp (NASDAQ:CATY) Is Paying Out A Dividend Of $0.34

Cathay General Bancorp ( NASDAQ:CATY ) has announced that it will pay a dividend of $0.34 per share on the 9th of...
Seeking Alpha • Aug 01

Cathay General: Turnaround Seems Near, Buy On Dips

Summary I have revised downwards my earnings estimate for this year because the first half's performance missed my expectations. Interest rate cuts will help lift the net interest margin as well as the residential loan segment. The year-end target price suggests a small downside from the current market price. Additionally, CATY is offering a moderate dividend yield. I’m maintaining a hold rating on CATY considering the current market price. However, I think it’s good to monitor the stock price and buy on dips. Read the full article on Seeking Alpha
Analyseartikel • May 21

Cathay General Bancorp's (NASDAQ:CATY) Dividend Will Be $0.34

Cathay General Bancorp's ( NASDAQ:CATY ) investors are due to receive a payment of $0.34 per share on 10th of June...
Analyseartikel • Apr 26

Cathay General Bancorp Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected

Last week saw the newest quarterly earnings release from Cathay General Bancorp ( NASDAQ:CATY ), an important milestone...
Seeking Alpha • Apr 24

Cathay General Bancorp: In Distress Until Rates Are Cut

Summary Concerns about declining net interest income/margin and the impact of interest rate cuts on Cathay General's cost of deposits. The loan portfolio has seen slight growth, particularly in the commercial real estate loans segment, raising concerns about exposure to this market. Deposits have performed poorly, with a decline in overall deposits and a deterioration in composition, leading to a decline in net interest margin. Read the full article on Seeking Alpha

Aufschlüsselung der Einnahmen und Ausgaben

Wie Cathay General Bancorp Geld verdient und ausgibt. Basierend auf den neuesten gemeldeten Einnahmen der letzten zwölf Monate.

Gewinn- und Umsatzhistorie

NasdaqGS:CATY Einnahmen, Ausgaben und Erträge (USD Millions)
DatumEinnahmenGewinnAllgemeine und VerwaltungskostenF&E-Ausgaben
31 Mar 267703332820
31 Dec 257453152790
30 Sep 257123052730
30 Jun 257052952690
31 Mar 256912842650
31 Dec 246922862650
30 Sep 247242882600
30 Jun 247353032580
31 Mar 247593302550
31 Dec 237843542470
30 Sep 237933692410
30 Jun 238123862350
31 Mar 238043822330
31 Dec 227763612270
30 Sep 227353382240
30 Jun 226913122200
31 Mar 226743002130
31 Dec 216682982110
30 Sep 216532942080
30 Jun 216262782070
31 Mar 215822552010
31 Dec 205372291980
30 Sep 205362251980
30 Jun 205602411980
31 Mar 205922592040
31 Dec 196272792060
30 Sep 196312762070
30 Jun 196262732030
31 Mar 196172752020
31 Dec 186022722000
30 Sep 185892331970
30 Jun 185752131940
31 Mar 185511911870
31 Dec 175291761790
30 Sep 175031981720
30 Jun 174751941650
31 Mar 174681781580
31 Dec 164671751580
30 Sep 164611691530
30 Jun 164561611500
31 Mar 164431711530
31 Dec 154241611470
30 Sep 154101551440
30 Jun 154031531440

Qualität der Erträge: CATY hat hohe Qualitätseinkünfte.

Wachsende Gewinnspanne: CATYDie aktuellen Gewinnspannen (43.2%) sind höher als im letzten Jahr (41.1%).

Analyse von freiem Cashflow und Gewinn

Analyse des Gewinnwachstums in der Vergangenheit

Ergebnisentwicklung: CATYIn den letzten 5 Jahren sind die Gewinne von 0.7% jährlich gestiegen.

Beschleunigtes Wachstum: CATYDas Gewinnwachstum des Unternehmens im letzten Jahr (17.1%) übertrifft seinen 5-Jahres-Durchschnitt (0.7% pro Jahr).

Erträge im Vergleich zur Industrie: CATY Das Gewinnwachstum im vergangenen Jahr (17.1%) übertraf nicht die Entwicklung der Branche Banks 22.8% .

Eigenkapitalrendite

Hohe Eigenkapitalrendite: CATYDie Eigenkapitalrendite des Unternehmens (11.1%) wird als niedrig angesehen.

Kapitalrendite

Rendite auf das eingesetzte Kapital

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Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/05/20 16:42
Aktienkurs zum Tagesende2026/05/20 00:00
Gewinne2026/03/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Einzelheiten zu dem Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite. Außerdem bieten wir Leitfäden zur Verwendung unserer Berichte und Tutorials auf YouTube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Cathay General Bancorp wird von 21 Analysten beobachtet. 5 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Leanne CaravaggioBMO Capital Markets Equity Research
Lana ChanBMO Capital Markets Equity Research
Peter WinterBMO Capital Markets Equity Research