AlRayan Bank Q.P.S.C Balance Sheet Health
Finanzielle Gesundheit Kriterienprüfungen 2/6
AlRayan Bank Q.P.S.C hat eine Bilanzsumme von QAR175.0B und ein Eigenkapital von QAR25.1B. Die Summe der Einlagen beträgt QAR8.4B und die Summe der Kredite QAR110.3B.
Wichtige Informationen
7x
Verhältnis von Vermögen zu Eigenkapital
n/a
Nettozinsspanne
| Gesamteinlagen | ر.ق8.41b |
| Kredit- zu Einlagenverhältnis | Hoch |
| Notleidende Kredite | 4.9% |
| Wertberichtigung für notleidende Kredite | Niedrig |
| Liquiditätskennzahl | Niedrig |
| Bargeld und Äquivalente | ر.ق3.69b |
Jüngste Berichte zur Finanzlage
Recent updates
MARK: Dividend Policy And Stable Margins Will Support Future Upside Potential
Analysts have trimmed their QAR price target for AlRayan Bank Q.P.S.C. from about QAR2.47 to around QAR2.41. This reflects small adjustments to forecasts for fair value, discount rate, revenue growth, profit margin and future P/E assumptions.MARK: Dividend Approval And Higher Margins Will Support Future Upside Potential
Analysts have trimmed their QAR 2.49 fair value estimate for AlRayan Bank Q.P.S.C. to QAR 2.47 per share, citing updated assumptions for the discount rate, revenue trends, profit margins, and future P/E multiples. What's in the News Shareholders approved a cash dividend distribution for AlRayan Bank Q.P.S.C at the Annual General Meeting held on 15 March 2026.MARK: Dividend Confirmation And Stable Assumptions Will Support Future Upside Potential
Analysts have slightly adjusted their price target for AlRayan Bank Q.P.S.C., with the updated fair value now set at QAR 2.49. This reflects only marginal changes to key inputs such as the discount rate, expected revenue trend and future P/E assumptions.MARK: Dividend Approval And Stable Assumptions Will Support Future Returns
Analysts have made a small adjustment to their QAR price target for AlRayan Bank Q.P.S.C., reflecting slightly lower discount rate and future P/E assumptions while keeping fair value broadly unchanged. What's in the News Shareholders approved a cash dividend distribution of QAR 0.11 per share, equal to 11% of the nominal share value, for the year ended 31 December 2025, at the Annual General Meeting on 15 March 2026 (Key Developments).MARK: Dividend Stability And Recent Approval Will Support Future Returns
Analysts have kept their QAR fair value estimate for AlRayan Bank Q.P.S.C. broadly unchanged, with only marginal tweaks to the discount rate, revenue growth, profit margin and future P/E assumptions. This has led to a stable overall price target and indicates that their core view on the bank remains intact.MARK: Dividend Outlook And Meeting Date Will Shape Future Returns
Analysts have adjusted their price target on AlRayan Bank Q.P.S.C. slightly lower, reducing it by QAR0.08 to reflect updated assumptions around fair value, revenue trends, profit margins, the discount rate and future P/E expectations. What's in the News AlRayan Bank Q.P.S.C. announced an annual dividend of QAR 0.1100 per share, with an ex-date set for March 16, 2026, and a record date of March 15, 2026 (Key Developments).MARK: Unchanged Fair Value And Meeting Date Will Shape Future Returns
Analysts have kept their QAR price target for AlRayan Bank Q.P.S.C. effectively unchanged, reflecting only minimal adjustments to inputs such as the discount rate, revenue growth, profit margin and future P/E assumptions. What's in the News A board meeting is scheduled for January 21, 2026, to consider approval of AlRayan Bank Q.P.S.C.'s 2025 financial results (Key Developments).MARK: Higher Margin Assumptions And Lower P/E Will Shape Future Returns
Analysts have adjusted their price targets for AlRayan Bank Q.P.S.C., reflecting updated assumptions that now combine a slightly lower discount rate, weaker revenue growth expectations, a higher profit margin of about 95% and a modestly lower forward P/E of roughly 24.5x. What's in the News A board meeting is scheduled for January 21, 2026, to consider approval of AlRayan Bank Q.P.S.C.'s 2025 financial results (Key Developments).MARK: Higher Future P/E And Stronger Margins Will Support Further Upside
Analysts have revised their price target on AlRayan Bank Q.P.S.C., citing a higher assumed future P/E of 26.16x and a stronger profit margin of 75.65%, while also accounting for a steeper 37.15% revenue contraction. What's in the News AlRayan Bank Q.P.S.C. has scheduled a board meeting for Jan 21, 2026.MARK: Stable Margins And Slightly Lower P/E Will Support Future Upside
Analysts have slightly reduced their price target for AlRayan Bank Q.P.S.C., reflecting small adjustments to fair value, discount rate, and forward P/E assumptions, while keeping revenue growth and profit margin expectations broadly consistent. Valuation Changes Fair Value: Trimmed marginally from QAR 2.56575 to QAR 2.56075, indicating a very small reduction in the estimated equity value per share.MARK: Stable Margins And Higher Required Return Will Support Future Upside
Analysts have nudged their price target on AlRayan Bank Q.P.S.C. slightly higher to QAR 2.57 from QAR 2.57, reflecting a marginally increased discount rate and stable expectations for revenue growth, profit margins, and forward valuation multiples. Valuation Changes Fair Value Estimate remains effectively unchanged at QAR 2.57 per share, indicating stable intrinsic valuation assumptions.MARK: Stable Margins And Slightly Higher Discount Rate Will Support Future Upside
Analysts have modestly maintained their outlook on AlRayan Bank Q.P.S.C., keeping the price target effectively unchanged around $2.57 per share, as minor tweaks to discount rates and forward valuation assumptions did not materially alter their view of the bank's earnings and growth profile. Valuation Changes Fair Value Estimate remains unchanged at QAR 2.57 per share, reflecting a stable intrinsic value assessment.MARK: Strong Profit Margins And Discount Rate Increases Signal Future Upside
Analysts have slightly adjusted their price target for AlRayan Bank Q.P.S.C. to QAR 2.57. This change reflects marginal changes in core forecast assumptions and valuation metrics.MARK: Digitization And Diversification Will Secure Lasting Banking Advantage
Analysts have lowered their price target for AlRayan Bank Q.P.S.C., reducing the fair value estimate from QAR 2.69 to QAR 2.57. They cite a marginally softer revenue outlook and a slightly reduced discount rate, while maintaining a positive view on the company's profitability.Digitization And Diversification Will Secure Lasting Banking Advantage
Analysts have raised their price target for AlRayan Bank Q.P.S.C. from QAR 2.63 to QAR 2.69. This reflects a modest upward revision based on slight improvements in forward valuation metrics and updated financial assumptions.Digitization And Diversification Will Secure Lasting Banking Advantage
With both the discount rate and future P/E ratio for AlRayan Bank Q.P.S.C remaining essentially flat, analysts have made no material adjustments to their outlook, resulting in an unchanged consensus fair value price target of QAR2.62. Valuation Changes Summary of Valuation Changes for AlRayan Bank Q.P.S.C The Consensus Analyst Price Target remained effectively unchanged, at QAR2.62.
Technological Investments And Asset Quality Improvements Will Boost Future Earnings
Strategic investments and technology could enhance future revenue by improving operational efficiency and customer acquisition despite short-term costs.Analyse der Finanzlage
Geschichte und Analyse des Verhältnisses von Schulden zu Eigenkapital
Bilanz
Analyse der Finanzinstitute
Vermögensebene: MARKDas Verhältnis von Vermögen zu Eigenkapital (7x) ist niedrig.
Wertberichtigung für uneinbringliche Kredite: MARK hat eine niedrige Wertberichtigung für notleidende Kredite (82%).
Verbindlichkeiten mit geringem Risiko: 94% der Verbindlichkeiten von MARK bestehen hauptsächlich aus Finanzierungsquellen mit höherem Risiko.
Darlehenshöhe: MARK ein angemessenes Niveau des Verhältnis von Krediten zu Vermögenswerten aufweist (63%).
Einlagen mit geringem Risiko: MARK Das Verhältnis von Krediten zu Einlagen (1312%) ist hoch.
Höhe der notleidenden Kredite: MARK hat einen hohen Anteil an faulen Krediten (4.9%).
Entdecken Sie finanziell stabile Unternehmen
Unternehmensanalyse und Finanzdaten Status
| Daten | Zuletzt aktualisiert (UTC-Zeit) |
|---|---|
| Unternehmensanalyse | 2026/06/11 14:01 |
| Aktienkurs zum Tagesende | 2026/06/11 00:00 |
| Gewinne | 2026/03/31 |
| Jährliche Einnahmen | 2025/12/31 |
Datenquellen
Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.
| Paket | Daten | Zeitrahmen | Beispiel US-Quelle * |
|---|---|---|---|
| Finanzdaten des Unternehmens | 10 Jahre |
| |
| Konsensschätzungen der Analysten | +3 Jahre |
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| Marktpreise | 30 Jahre |
| |
| Eigentümerschaft | 10 Jahre |
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| Verwaltung | 10 Jahre |
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| Wichtige Entwicklungen | 10 Jahre |
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* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.
Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.
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Analysten-Quellen
AlRayan Bank Q.P.S.C. wird von 7 Analysten beobachtet. 3 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.
| Analyst | Einrichtung |
|---|---|
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Rahul Shah | Deutsche Bank |
| Elena Sanchez-Cabezudo | EFG-Hermes Research |