Valuation Update With 7 Day Price Move • 23h
Investor sentiment improves as stock rises 15% After last week's 15% share price gain to KSh118, the stock trades at a trailing P/E ratio of 3.9x. Average trailing P/E is 12x in the Specialty Retail industry in Africa. Total returns to shareholders of 326% over the past three years. Upcoming Dividend • Jun 18
Upcoming dividend of KSh3.12 per share Eligible shareholders must have bought the stock before 25 June 2026. Payment date: 30 June 2026. Payout ratio is a comfortable 11% and this is well supported by cash flows. Trailing yield: 3.4%. Lower than top quartile of Kenyan dividend payers (7.7%). Lower than average of industry peers (5.0%). Ankündigung • Jun 13
Car & General (Kenya) Plc to Report First Half, 2026 Results on Aug 31, 2026 Car & General (Kenya) Plc announced that they will report first half, 2026 results on Aug 31, 2026 Valuation Update With 7 Day Price Move • Jun 08
Investor sentiment improves as stock rises 15% After last week's 15% share price gain to KSh91.50, the stock trades at a trailing P/E ratio of 3x. Average trailing P/E is 12x in the Specialty Retail industry in Africa. Total returns to shareholders of 283% over the past three years. New Risk • Jun 02
New major risk - Financial position The company's interest payments are not well covered by earnings. Net interest cover: 1.7x This is considered a major risk. If the company is unable to fund interest repayments on its debt through profits, it may be forced into reducing its debt burden through selling assets, undertaking a potentially costly capital raising or even into bankruptcy in the worst case scenario. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (1.7x net interest cover). Share price has been highly volatile over the past 3 months (7.7% average weekly change). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (KSh6.36b market cap, or US$49.0m). New Risk • May 28
New minor risk - Dividend sustainability The company has an unstable dividend paying track record. The dividend has had an annual drop of over 20% in the past. Dividend yield: 4.3% This is considered a minor risk. If the company has cut or reduced its dividend in the past, it may be a sign that the underlying business is too cyclical to consistently maintain or grow the dividend over the long-term. It may also indicate the company prioritizes other outcomes instead of maintaining the dividend. For dividend paying companies, any reduction in the dividend can significantly impact the share price. Currently, the following risks have been identified for the company: Major Risk Share price has been highly volatile over the past 3 months (7.8% average weekly change). Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Market cap is less than US$100m (KSh6.34b market cap, or US$48.9m). Reported Earnings • May 05
Full year 2025 earnings released: EPS: KSh30.50 (vs KSh6.46 in FY 2024) Full year 2025 results: EPS: KSh30.50 (up from KSh6.46 in FY 2024). Revenue: KSh25.3b (up 21% from FY 2024). Net income: KSh2.45b (up 372% from FY 2024). Profit margin: 9.7% (up from 2.5% in FY 2024). The increase in margin was driven by higher revenue. New Risk • May 02
New major risk - Financial data availability The company's latest financial reports are more than a year old. Last reported fiscal period ended December 2024. This is considered a major risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. In the worst case scenario, it may be facing other major going concern issues jeopardizing its viability as a listed company. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported December 2024 fiscal period end). Interest payments are not well covered by earnings (0.5x net interest cover). Share price has been highly volatile over the past 3 months (8.7% average weekly change). Revenue has declined by 3.9% over the past year. Minor Risk Market cap is less than US$100m (KSh5.86b market cap, or US$45.3m). Ankündigung • Apr 30
Car & General (Kenya) Plc, Annual General Meeting, Jun 23, 2026 Car & General (Kenya) Plc, Annual General Meeting, Jun 23, 2026. Location: hybrid format, at the company`s registered office, new cargen house, lusaka/dunga road, industrial area, nairobi, Kenya New Risk • Apr 16
New major risk - Share price stability The company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Kenyan stocks, typically moving 8.4% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (0.5x net interest cover). Share price has been highly volatile over the past 3 months (8.4% average weekly change). Revenue has declined by 3.9% over the past year. Minor Risks Latest financial reports are more than 6 months old (reported December 2024 fiscal period end). Market cap is less than US$100m (KSh5.27b market cap, or US$40.8m). Valuation Update With 7 Day Price Move • Feb 12
Investor sentiment improves as stock rises 24% After last week's 24% share price gain to KSh67.50, the stock trades at a trailing P/E ratio of 10.4x. Average trailing P/E is 10x in the Specialty Retail industry in Africa. Total returns to shareholders of 97% over the past three years. New Risk • Feb 03
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Kenyan stocks, typically moving 5.7% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (0.5x net interest cover). Revenue has declined by 3.9% over the past year. Minor Risks Latest financial reports are more than 6 months old (reported December 2024 fiscal period end). Share price has been volatile over the past 3 months (5.7% average weekly change). Market cap is less than US$100m (KSh4.53b market cap, or US$35.1m). New Risk • Nov 17
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended December 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (0.5x net interest cover). Earnings have declined by 31% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported December 2024 fiscal period end). Share price has been volatile over the past 3 months (7.7% average weekly change). Market cap is less than US$100m (KSh4.69b market cap, or US$36.3m). New Risk • Oct 06
New major risk - Share price stability The company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Kenyan stocks, typically moving 8.6% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (0.5x net interest cover). Share price has been highly volatile over the past 3 months (8.6% average weekly change). Earnings have declined by 31% per year over the past 5 years. Minor Risk Market cap is less than US$100m (KSh3.93b market cap, or US$30.4m). Valuation Update With 7 Day Price Move • Oct 03
Investor sentiment improves as stock rises 29% After last week's 29% share price gain to KSh45.50, the stock trades at a trailing P/E ratio of 7x. Average trailing P/E is 9x in the Specialty Retail industry in Africa. Total returns to shareholders of 13% over the past three years. Valuation Update With 7 Day Price Move • Sep 11
Investor sentiment improves as stock rises 19% After last week's 19% share price gain to KSh38.60, the stock trades at a trailing P/E ratio of 6x. Average trailing P/E is 10x in the Specialty Retail industry in Africa. Total loss to shareholders of 6.1% over the past three years. New Risk • Aug 27
New major risk - Share price stability The company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of Kenyan stocks, typically moving 8.7% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (0.5x net interest cover). Share price has been highly volatile over the past 3 months (8.7% average weekly change). Earnings have declined by 31% per year over the past 5 years. Minor Risk Market cap is less than US$100m (KSh2.52b market cap, or US$19.5m). Upcoming Dividend • Aug 27
Upcoming dividend of KSh0.30 per share Eligible shareholders must have bought the stock before 03 September 2025. Payment date: 15 September 2025. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 2.7%. Lower than top quartile of Kenyan dividend payers (8.4%). Lower than average of industry peers (4.4%). Valuation Update With 7 Day Price Move • Aug 14
Investor sentiment improves as stock rises 22% After last week's 22% share price gain to KSh29.00, the stock trades at a trailing P/E ratio of 4.5x. Average trailing P/E is 9x in the Specialty Retail industry in Africa. Total loss to shareholders of 28% over the past three years. Upcoming Dividend • May 23
Upcoming dividend of KSh0.80 per share Eligible shareholders must have bought the stock before 30 May 2025. Payment date: 19 June 2025. Payout ratio is a comfortable 12% and this is well supported by cash flows. Trailing yield: 3.7%. Lower than top quartile of Kenyan dividend payers (10.0%). In line with average of industry peers (3.6%). Reported Earnings • May 02
Full year 2024 earnings released: EPS: KSh6.46 (vs KSh2.67 loss in FY 2023) Full year 2024 results: EPS: KSh6.46 (up from KSh2.67 loss in FY 2023). Revenue: KSh20.9b (down 3.9% from FY 2023). Net income: KSh518.3m (up KSh732.1m from FY 2023). Profit margin: 2.5% (up from net loss in FY 2023). The move to profitability was driven by lower expenses. Ankündigung • May 01
Car & General (Kenya) Plc announces Annual dividend, payable on June 19, 2025 Car & General (Kenya) Plc announced Annual dividend of KES 0.8000 per share payable on June 19, 2025, ex-date on May 30, 2025 and record date on May 29, 2025. Ankündigung • Apr 30
Car & General (Kenya) Plc, Annual General Meeting, Jun 19, 2025 Car & General (Kenya) Plc, Annual General Meeting, Jun 19, 2025, at 10:00 E. Africa Standard Time. Location: company`s registered office, new cargen house, lusaka/dunga road, industrial area, nairobi, Kenya New Risk • Apr 21
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended June 2024. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (0.5x net interest cover). Share price has been highly volatile over the past 3 months (11% average weekly change). Earnings have declined by 34% per year over the past 5 years. Minor Risks Latest financial reports are more than 6 months old (reported June 2024 fiscal period end). Market cap is less than US$100m (KSh1.65b market cap, or US$12.7m). Board Change • Feb 19
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 3 experienced directors. 5 highly experienced directors. Independent Non-Executive Director Gladys Mboya was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment. New Risk • Jan 26
New major risk - Financial data availability The company's latest financial reports are more than a year old. Last reported fiscal period ended September 2022. This is considered a major risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. In the worst case scenario, it may be facing other major going concern issues jeopardizing its viability as a listed company. Currently, the following risks have been identified for the company: Major Risks Latest financial reports are more than 1 year old (reported September 2022 fiscal period end). Interest payments are not well covered by earnings (1.2x net interest cover). Shares are highly illiquid. High level of non-cash earnings (23% accrual ratio). Minor Risks Profit margins are more than 30% lower than last year (3.5% net profit margin). Market cap is less than US$100m (KSh2.17b market cap, or US$13.3m). Valuation Update With 7 Day Price Move • Nov 20
Investor sentiment deteriorates as stock falls 15% After last week's 15% share price decline to KSh21.30, the stock trades at a trailing P/E ratio of 2.5x. Average trailing P/E is 8x in the Specialty Retail industry in Africa. Total returns to shareholders of 120% over the past three years. Valuation Update With 7 Day Price Move • Sep 20
Investor sentiment deteriorates as stock falls 19% After last week's 19% share price decline to KSh30.80, the stock trades at a trailing P/E ratio of 3.6x. Average trailing P/E is 7x in the Specialty Retail industry in Africa. Total returns to shareholders of 206% over the past three years. Valuation Update With 7 Day Price Move • Aug 22
Investor sentiment improves as stock rises 18% After last week's 18% share price gain to KSh40.00, the stock trades at a trailing P/E ratio of 4.7x. Average trailing P/E is 7x in the Specialty Retail industry in Africa. Total returns to shareholders of 286% over the past three years. Valuation Update With 7 Day Price Move • Aug 07
Investor sentiment improves as stock rises 20% After last week's 20% share price gain to KSh33.80, the stock trades at a trailing P/E ratio of 4x. Average trailing P/E is 7x in the Specialty Retail industry in Africa. Total returns to shareholders of 234% over the past three years. New Risk • Jul 28
New minor risk - Financial data availability The company's latest financial reports are more than 6 months old. Last reported fiscal period ended September 2022. This is considered a minor risk. If the company has not reported its earnings on time, it may have been delayed due to audit problems or it may be finding it difficult to reconcile its accounts. Currently, the following risks have been identified for the company: Major Risks Interest payments are not well covered by earnings (1.2x net interest cover). Share price has been highly volatile over the past 3 months (9.1% average weekly change). High level of non-cash earnings (23% accrual ratio). Minor Risks Latest financial reports are more than 6 months old (reported September 2022 fiscal period end). Profit margins are more than 30% lower than last year (3.5% net profit margin). Market cap is less than US$100m (KSh2.25b market cap, or US$15.8m). Upcoming Dividend • Feb 20
Upcoming dividend of KSh0.80 per share at 2.2% yield Eligible shareholders must have bought the stock before 27 February 2023. Payment date: 23 March 2023. Trailing yield: 2.2%. Lower than top quartile of Kenyan dividend payers (11%). Lower than average of industry peers (4.7%). Valuation Update With 7 Day Price Move • Jan 27
Investor sentiment deteriorates as stock falls 18% After last week's 18% share price decline to KSh37.00, the stock trades at a trailing P/E ratio of 3.3x. Average trailing P/E is 9x in the Specialty Retail industry in Africa. Total returns to shareholders of 236% over the past three years. Board Change • Nov 16
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. 1 independent director (6 non-independent directors). Non-Executive Director Gladys Mboya was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Valuation Update With 7 Day Price Move • Oct 21
Investor sentiment deteriorated over the past week After last week's 17% share price decline to KSh35.35, the stock trades at a trailing P/E ratio of 3.2x. Average trailing P/E is 7x in the Specialty Retail industry in Africa. Total returns to shareholders of 250% over the past three years. Valuation Update With 7 Day Price Move • Jul 05
Investor sentiment improved over the past week After last week's 16% share price gain to KSh48.00, the stock trades at a trailing P/E ratio of 4.3x. Average trailing P/E is 9x in the Specialty Retail industry in Africa. Total returns to shareholders of 355% over the past three years. Valuation Update With 7 Day Price Move • Jun 08
Investor sentiment improved over the past week After last week's 18% share price gain to KSh46.00, the stock trades at a trailing P/E ratio of 4.1x. Average trailing P/E is 8x in the Specialty Retail industry in Africa. Total returns to shareholders of 296% over the past three years. Board Change • Apr 27
Less than half of directors are independent No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. 1 independent director (6 non-independent directors). Non-Executive Director Gladys Mboya was the last director to join the board, commencing their role in 2018. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Insufficient board refreshment. Valuation Update With 7 Day Price Move • Apr 24
Investor sentiment deteriorated over the past week After last week's 26% share price decline to KSh35.70, the stock trades at a trailing P/E ratio of 3.2x. Average trailing P/E is 9x in the Specialty Retail industry in Africa. Total returns to shareholders of 242% over the past three years. Valuation Update With 7 Day Price Move • Apr 08
Investor sentiment deteriorated over the past week After last week's 16% share price decline to KSh56.00, the stock trades at a trailing P/E ratio of 5x. Average trailing P/E is 9x in the Specialty Retail industry in Africa. Total returns to shareholders of 388% over the past three years. Valuation Update With 7 Day Price Move • Mar 18
Investor sentiment improved over the past week After last week's 19% share price gain to KSh73.00, the stock trades at a trailing P/E ratio of 3.3x. Average trailing P/E is 10x in the Specialty Retail industry in Africa. Total returns to shareholders of 231% over the past three years. Valuation Update With 7 Day Price Move • Mar 03
Investor sentiment deteriorated over the past week After last week's 19% share price decline to KSh52.00, the stock trades at a trailing P/E ratio of 2.3x. Average trailing P/E is 10x in the Specialty Retail industry in Africa. Total returns to shareholders of 126% over the past three years. Upcoming Dividend • Feb 21
Upcoming dividend of KSh3.20 per share Eligible shareholders must have bought the stock before 28 February 2022. Payment date: 24 March 2022. Payout ratio is a comfortable 14% but the company is not cash flow positive. Trailing yield: 4.9%. Lower than top quartile of Kenyan dividend payers (7.5%). Higher than average of industry peers (3.3%). Valuation Update With 7 Day Price Move • Feb 03
Investor sentiment improved over the past week After last week's 23% share price gain to KSh62.25, the stock trades at a trailing P/E ratio of 2.8x. Average trailing P/E is 10x in the Specialty Retail industry in Africa. Total returns to shareholders of 166% over the past three years. Valuation Update With 7 Day Price Move • Oct 04
Investor sentiment improved over the past week After last week's 16% share price gain to KSh36.00, the stock trades at a trailing P/E ratio of 2.5x. Average trailing P/E is 9x in the Specialty Retail industry in Africa. Total returns to shareholders of 103% over the past three years. Is New 90 Day High Low • Oct 14
New 90-day high: KSh24.00 The company is up 5.0% from its price of KSh22.80 on 16 July 2020. The Kenyan market is up 7.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Specialty Retail industry, which is up 6.0% over the same period. 
