Standard Life plc

LSE:SDLF Lagerbericht

Marktkapitalisierung: UK£9.4b

Standard Life Zukünftiges Wachstum

Future Kriterienprüfungen 4/6

Der Umsatz von Standard Life wird voraussichtlich um 26.9% pro Jahr zurückgehen, während der Jahresgewinn um 46% pro Jahr wachsen soll. Der Gewinn je Aktie wird voraussichtlich um 44.4% pro Jahr steigen. Die Eigenkapitalrendite wird in 3 Jahren voraussichtlich 49.1% betragen.

Wichtige Informationen

46.0%

Wachstumsrate der Gewinne

44.41%

EPS-Wachstumsrate

Insurance Gewinnwachstum11.1%
Wachstumsrate der Einnahmen-26.9%
Zukünftige Eigenkapitalrendite49.10%
Analystenabdeckung

Low

Zuletzt aktualisiert27 Jul 2026

Jüngste Aktualisierungen zum künftigen Wachstum

Recent updates

Narrative-Update • Jul 30

SDLF: Capital Light Shift And Aegon Deal Will Shape Balanced Return Outlook

Standard Life's analyst price target has moved higher toward the £9.75 to £9.80 range, with analysts pointing to valuation, capital return options and an improving earnings mix as key drivers for the change. Analyst Commentary Recent research on Standard Life shows a mix of optimism and caution, with price targets clustered in the £8.85 to £9.80 range and rating changes in both directions.
Narrative-Update • Jul 16

SDLF: Capital Light Deal Synergies And Dividends May Support Measured Re Rating

Analysts have nudged the fair value estimate for Standard Life higher to £9.95 from £9.75, citing recent increases in Street price targets and commentary that highlights potential synergy benefits and a capital light growth profile. Analyst Commentary on Standard Life Recent Street research on Standard Life points to a more constructive tone, with several bullish analysts adjusting price targets higher and citing the company’s capital light growth profile as a key support for valuation.
Narrative-Update • Jun 30

SDLF: Capital Light Aegon UK Deal Will Drive Future Re Rating

Standard Life's analyst fair value has been lifted to £9.75 from £9.18, reflecting a modestly lower discount rate, slightly less steep revenue decline assumptions, firmer profit margin estimates and recent Street price target increases to £9.75, which analysts link to the expected benefits of the Aegon UK acquisition and a more capital light model. Analyst Commentary Street research on Standard Life has recently tilted more positive, with several bullish analysts lifting price targets and, in one case, upgrading the stock alongside a higher valuation range.
Narrative-Update • Jun 16

SDLF: Aegon UK Integration Risk Will Likely Cap Future Share Upside

Analysts have lifted their price target for Standard Life to £9.50 from £6.20, citing expectations that the planned Aegon UK acquisition, potential cost and revenue synergies, and a capital light growth profile could support the updated fair value assumptions and a slightly higher future P/E multiple. Analyst Commentary Recent JPMorgan commentary has been a key driver of renewed interest in Standard Life, with the broker lifting its price target to 950 GBp and upgrading the stock to Overweight from Underweight.
Narrative-Update • Jun 02

SDLF: Capital Light Shift And Aegon Deal Will Shape Future Return Profile

Standard Life's analyst price target has been lifted from £6.20 to £9.50 per share, with analysts citing the expected benefits from the Aegon UK acquisition and the company's capital light growth profile as key drivers of the rerating. Analyst Commentary Recent Street research has focused on the impact of the Aegon UK transaction, the shift toward a capital light growth profile, and how these factors feed into Standard Life's valuation and execution risk.
Narrative-Update • May 15

SDLF: Capital Light Aegon UK Integration Will Support Future Re Rating

Analysts have lifted their price target for Standard Life from £6.20 to £9.50 per share, citing growing confidence in the Aegon UK acquisition, expected capital light growth and potential upside from cost and revenue synergies. Analyst Commentary Bullish analysts are pointing to the Aegon UK transaction and Standard Life's capital light model as key reasons for a more constructive view on the stock.
Narrative-Update • Apr 30

SDLF: Higher Margins And Lower P/E Will Still Restrain Share Upside

Narrative Update on Standard Life Standard Life's analyst price targets have moved higher by roughly £0.70 to £0.71 per share, with analysts pointing to slightly firmer profit margin assumptions and a modestly lower forward P/E multiple as the key drivers of this reset. Analyst Commentary Recent research points to a tighter range of expectations around Standard Life, with price target resets framed around updated margin assumptions and revised P/E inputs.
Narrative-Update • Apr 16

SDLF: Higher Future P/E Assumptions Will Likely Constrain Post Rebrand Share Upside

Analysts have lifted the Standard Life price target to £6.20 from £6.05, reflecting updated assumptions around a higher discount rate, softer revenue and margin expectations, and a higher future P/E multiple in line with recent positive research on peers such as Phoenix Group. Analyst Commentary Recent research on Phoenix Group has been a key reference point for how the market is thinking about UK life insurers, including Standard Life.
Narrative-Update • Apr 01

SDLF: Higher Sector P E Assumptions Will Support Re Rating

Analysts have lifted their average price target on Standard Life by £0.66 to reflect updated views on profitability, revised P/E assumptions, and sector research that has recently pushed Phoenix Group targets higher across several firms. Analyst Commentary Recent Street research on Phoenix Group, a key peer for Standard Life, has tilted more constructive, with several reports updating price targets and ratings.
Narrative-Update • Mar 18

SDLF: Lower Discount Rate And Higher P E Range Will Support Re Rating

Analysts have raised their fair value estimate for Standard Life from £8.80 to £9.18, citing updated assumptions on discount rates, more cautious expectations for revenue and profit margins, and a higher future P/E multiple in line with recent price target moves seen across peers such as Phoenix Group. Analyst Commentary Recent research on Phoenix Group provides a useful backdrop for how the market is thinking about life insurers, and it helps explain why some bullish analysts are comfortable assigning a higher fair value to Standard Life.
Narrative-Update • Mar 04

SDLF: Peer Repricing And Brand Shift Will Shape Future Return Profile

The analyst price target for Standard Life has been revised higher to £7.58 per share, with analysts pointing to modest adjustments in the discount rate, revenue trend assumptions, profit margin expectations, and future P/E estimates informed by recent sector research on Phoenix Group. Analyst Commentary Recent research on Phoenix Group is feeding into how analysts think about Standard Life, especially around long term cash generation, capital strength, and the sustainability of payout assumptions that sit behind the new £7.58 target.
Narrative-Update • Feb 18

PHNX: Higher P/E Expectations And Mixed Ratings Will Shape Future Return Profile

Analysts have lifted their price targets on Phoenix Group Holdings, with recent moves like a £0.66 and £0.15 increase from major firms supporting a higher fair value estimate of about £7.58 per share. This comes even as they factor in slightly softer revenue growth, a modestly lower discount rate, stable profit margins and a higher future P/E of around 8.85x.
Narrative-Update • Feb 04

PHNX: Future Earnings Multiple Compression Will Likely Limit Post Upgrade Share Upside

Analysts have nudged their price targets for Phoenix Group Holdings higher, with updated fair value estimates moving from £5.93 to £6.05 as they factor in slightly lower discount rates, a small improvement in expected revenue contraction, firmer profit margins, and a lower future P/E multiple supported by recent mixed rating actions from major banks. Analyst Commentary Recent research paints a mixed picture for Phoenix Group Holdings, with one major upgrade sitting alongside more cautious moves.
Narrative-Update • Jan 21

PHNX: Lower Discount Rate And Execution Assumptions Will Support Stronger Share Price

Analysts have nudged their average price target for Phoenix Group Holdings higher to £7.55 from £7.20, citing updated return and risk assumptions, including a slightly lower discount rate, adjusted expectations for revenue and margins, and a modestly lower future P/E multiple. Analyst Commentary Recent Street research around Phoenix Group Holdings has centered on how updated assumptions feed into valuation, especially around discount rates, revenue and margins, and the forward P/E used in models.
Narrative-Update • Jan 07

PHNX: Future Earnings Multiple Compression Will Likely Restrain Share Upside

Analysts have nudged their average price target for Phoenix Group Holdings slightly higher to £8.52 from £8.50, citing updated assumptions on fair value, discount rate, revenue trends, profit margin and future P/E levels. Analyst Commentary The small move in the average price target to £8.52 reflects fine tuning of valuation inputs rather than a major shift in conviction.
Narrative-Update • Dec 16

PHNX: Margin Gains And Cash Generation Will Support Stronger Share Price

Phoenix Group Holdings' analyst price target has inched up by GBP 0.02 to GBP 8.52 per share, as analysts point to improving profit margin expectations and a more attractive forward valuation, despite still-muted revenue growth. Analyst Commentary Bullish analysts are highlighting the recent uptick in the price target to 852 GBp per share as evidence that improving fundamentals are starting to be reflected in market expectations, even as near term revenue trends remain restrained.
Narrative-Update • Dec 02

PHNX: Adjusted Outlook And Cautious Optimism Will Influence Shareholder Returns

Analysts have raised their price target for Phoenix Group Holdings from £8.50 to £8.52, citing ongoing confidence in the company's financial outlook and future valuation metrics. Analyst Commentary Recent updates from the analyst community highlight both confidence and lingering caution regarding Phoenix Group Holdings’ growth prospects and operational execution.
Narrative-Update • Nov 18

PHNX: Profit Margin Gains And Improved Outlook Will Shape Long-Term Performance

Phoenix Group Holdings’ analyst price target was increased slightly by £0.02 to £8.52, as analysts cite improved profit margins and a marginally higher fair value estimate in their outlook. Analyst Commentary Analysts have provided updated perspectives on Phoenix Group Holdings following recent price target adjustments.
Narrative-Update • Sep 19

Digital Transformation Will Improve Customer Engagement And Efficiency

The upward revision in Phoenix Group Holdings’ price target reflects improved revenue growth forecasts, despite a rising future P/E, resulting in a new consensus fair value of £6.95. Valuation Changes Summary of Valuation Changes for Phoenix Group Holdings The Consensus Analyst Price Target has risen slightly from £6.79 to £6.95.
Narrative-Update • Sep 04

Digital Transformation Will Improve Customer Engagement And Efficiency

With both the future P/E ratio and net profit margin remaining stable, analysts maintained their fair value estimate for Phoenix Group Holdings at £6.79. Valuation Changes Summary of Valuation Changes for Phoenix Group Holdings The Consensus Analyst Price Target remained effectively unchanged, at £6.79.
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Neues Narrative • Feb 09

Integrating Heritage And Open Divisions And Targeting £250 Million In Cost Savings Will Improve Operational Efficiency

Integration of divisions aims to streamline operations, enhancing customer experience and net margins through cost reduction and efficiency.

Gewinn- und Umsatzwachstumsprognosen

LSE:SDLF - Zukünftige Analystenschätzungen und Finanzdaten der Vergangenheit (GBP Millions)
DatumUmsatzGewinneFreier CashflowBargeld aus operativen TätigkeitenDurchschn. Anz. Analysten
12/31/20288,4846591,2001,7952
12/31/20278,0905401,1141,7162
12/31/20266,2492659741,5982
12/31/202528,959-472-1,003-993N/A
9/30/202523,233-553150172N/A
6/30/202517,507-6341,3021,337N/A
3/31/202519,458-8762,3232,355N/A
12/31/202421,409-1,1193,3433,372N/A
9/30/202423,327-7402,9422,956N/A
6/30/202425,244-3612,5402,540N/A
3/31/202422,752-163839839N/A
12/31/202320,26034-863-863N/A
9/30/202316,014-841-1,148-1,148N/A
6/30/202311,767-1,717-1,433-1,433N/A
3/31/20231,504-2,231-283-283N/A
12/31/2022-8,759-2,746866866N/A
9/30/2022-4,401-2,0881,5961,596N/A
6/30/2022-44-1,4312,3262,326N/A
3/31/202211,588-1,145653653N/A
12/31/202123,220-860-1,020-1,020N/A
9/30/202126,110-6541,7601,760N/A
6/30/202129,000-4494,5394,539N/A
3/31/202125,4031635,6475,647N/A
12/31/202021,8057756,7546,754N/A
9/30/202016,7996533,5743,574N/A
6/30/202011,793531393393N/A
3/31/202020,468297231231N/A
12/31/201929,142626868N/A
9/30/201920,863239N/A328N/A
6/30/201912,583416N/A587N/A
3/31/20192,847392N/A117N/A
12/31/2018-6,890367N/A-353N/A
9/30/2018-1,427206N/AN/AN/A
6/30/20184,03645N/A452N/A
3/31/20185,0649N/A787N/A
12/31/20176,091-27N/A1,121N/A
9/30/20175,726-113N/AN/AN/A
6/30/20175,360-199N/A-3,231N/A
3/31/20176,343-150N/A-2,564N/A
12/31/20167,326-101N/A-1,897N/A
9/30/20165,97926N/A334N/A
6/30/20164,632152N/A2,565N/A
3/31/20162,580177N/A940N/A
12/31/2015528201N/A-686N/A
9/30/20151,931154N/A-2,885N/A

Analystenprognosen zum zukünftigen Wachstum

Einkommen vs. Sparrate: SDLF wird in den nächsten 3 Jahren voraussichtlich rentabel werden, was als schnelleres Wachstum als die Sparquote angesehen wird (3.6%).

Ertrag vs. Markt: SDLF wird in den nächsten 3 Jahren voraussichtlich rentabel werden, was als überdurchschnittliches Marktwachstum angesehen wird.

Hohe Wachstumserträge: SDLF wird voraussichtlich in den nächsten 3 Jahren rentabel werden.

Einnahmen vs. Markt: SDLFDie Einnahmen des Unternehmens werden in den nächsten 3 Jahren voraussichtlich zurückgehen (-26.9% pro Jahr).

Hohe Wachstumseinnahmen: SDLFDie Einnahmen des Unternehmens werden in den nächsten drei Jahren voraussichtlich zurückgehen (-26.9% pro Jahr).

Wachstumsprognosen für den Gewinn je Aktie

Künftige Eigenkapitalrendite

Künftige Eigenkapitalrendite: SDLFDie Eigenkapitalrendite des Unternehmens wird in 3 Jahren voraussichtlich sehr hoch sein (49.1%).

Wachstumsunternehmen entdecken

7D

1Y

7D

1Y

7D

1Y

Unternehmensanalyse und Finanzdaten Status

DatenZuletzt aktualisiert (UTC-Zeit)
Unternehmensanalyse2026/08/10 18:55
Aktienkurs zum Tagesende2026/08/10 00:00
Gewinne2025/12/31
Jährliche Einnahmen2025/12/31

Datenquellen

Die in unserer Unternehmensanalyse verwendeten Daten stammen von S&P Global Market Intelligence LLC. Die folgenden Daten werden in unserem Analysemodell verwendet, um diesen Bericht zu erstellen. Die Daten sind normalisiert, was zu einer Verzögerung bei der Verfügbarkeit der Quelle führen kann.

PaketDatenZeitrahmenBeispiel US-Quelle *
Finanzdaten des Unternehmens10 Jahre
  • Gewinn- und Verlustrechnung
  • Kapitalflussrechnung
  • Bilanz
Konsensschätzungen der Analysten+3 Jahre
  • Finanzielle Vorausschau
  • Kursziele der Analysten
Marktpreise30 Jahre
  • Aktienkurse
  • Dividenden, Splits und Aktionen
Eigentümerschaft10 Jahre
  • Top-Aktionäre
  • Insiderhandel
Verwaltung10 Jahre
  • Das Führungsteam
  • Direktorium
Wichtige Entwicklungen10 Jahre
  • Ankündigungen des Unternehmens

* Beispiel für US-Wertpapiere, für nicht-US-amerikanische Wertpapiere werden gleichwertige regulatorische Formulare und Quellen verwendet.

Sofern nicht anders angegeben, beziehen sich alle Finanzdaten auf einen Jahreszeitraum, werden aber vierteljährlich aktualisiert. Dies wird als Trailing Twelve Month (TTM) oder Last Twelve Month (LTM) Daten bezeichnet. Erfahren Sie mehr.

Analysemodell und Schneeflocke

Details zum Analysemodell, mit dem dieser Bericht erstellt wurde, finden Sie auf unserer Github-Seite; außerdem bieten wir Leitfäden zur Nutzung unserer Berichte und Tutorials auf Youtube an.

Erfahren Sie mehr über das Weltklasse-Team, das das Simply Wall St-Analysemodell entworfen und entwickelt hat.

Metriken für Industrie und Sektor

Unsere Branchen- und Sektionskennzahlen werden alle 6 Stunden von Simply Wall St berechnet. Details zu unserem Verfahren finden Sie auf Github.

Analysten-Quellen

Standard Life plc wird von 26 Analysten beobachtet. 4 dieser Analysten hat die Umsatz- oder Gewinnschätzungen übermittelt, die als Grundlage für unseren Bericht dienen. Die von den Analysten übermittelten Daten werden im Laufe des Tages aktualisiert.

AnalystEinrichtung
Larissa Van DeventerBarclays
Andrew BroadfieldBarclays
Claudia GaspariBarclays