Recent Insider Transactions • Jul 07
Chief Accounting Officer recently sold €80k worth of stock On the 29th of June, Roger Almond sold around 20k shares on-market at roughly €4.04 per share. This transaction amounted to 95% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €10k more than they bought in the last 12 months. New Risk • Jul 03
New minor risk - Insider selling There has been significant insider selling in the company's shares over the past 3 months. Total value of shares sold: €80k This is considered a minor risk. There are several reasons why an insider may be selling, including to cover a tax obligation or pay for some other expense. However, we generally consider it a negative if insiders have been selling, especially if they do so below the current price. It implies that they considered a lower price to be reasonable. This is a weak signal, but if there is a pattern of unexplained selling, it can be a sign the insider believes the company's stock is overpriced. Note: We only include open market transactions and private dispositions of directly owned stock by individuals, not by corporations or trusts. Currently, the following risks have been identified for the company: Minor Risks Significant insider selling over the past 3 months (€80k sold). Market cap is less than US$100m (€48.9m market cap, or US$55.9m). Ankündigung • Jun 30
NetSol Technologies, Inc. Announces Board Changes NetSol Technologies, Inc. announced the election of four new directors to its Board of Directors at the Company's 2026 Annual Meeting of Shareholders, held on June 18, 2026. The four newly elected directors bring a complementary mix of industry leadership, operating expertise and regional perspective to the Board: Richard Howard brings decades of senior leadership in global automotive finance and commercial vehicle markets to the NETSOL Board. He most recently served as President and CEO of Daimler Truck Financial Services USA from 2021 to 2024, where he also held a seat on the Global Board of Management and oversaw operations across North America and Asia. Earlier in his career at Daimler Truck North America, he led the Freightliner brand as Senior Vice President of Sales, Product Strategy and Marketing, with responsibility for a 900-person organization and more than $20 billion in revenue. He also previously served as President and CEO of Daimler Financial Services Asia and as Vice President at Daimler Financial Services Americas. Richard joined NETSOL's Advisory Board in June 2025 before his election to the Board of Directors at the 2026 Annual Meeting. Aamir Ibrahim serves as Chief Executive Officer of JazzWorld, a leading digital platform offering connectivity, entertainment and financial services to over 100 million customers, and as a member of the Group Executive Committee of VEON Ltd., the international digital operator. He brings more than 30 years of senior leadership experience across digital services, telecommunications and the automotive industry. Prior to JazzWorld, Aamir served as Senior Vice President at Telenor Group, where he led distribution initiatives across Asia. Earlier in his career, he held senior leadership roles at Ford Motor Company and Jaguar Land Rover. Aamir also serves as Chairman of Mobilink Bank. He brings the NETSOL Board a rare intersection of automotive industry leadership, digital services scale and financial services experience. Naeem Ghauri is Co-Founder and President of NETSOL Technologies. As one of the Company's founding leaders, he has played an instrumental role in shaping NETSOL's growth from a startup into a globally recognized technology company, while helping drive the Company's long-term innovation agenda. His leadership in global sales, strategic partnerships and business development has been critical to NETSOL's growth. His appointment strengthens the Board with deep institutional knowledge and extensive industry experience. Asad Ghauri joins the Board in addition to his executive role as Global Head of Sales and Group Managing Director of Europe at NETSOL Technologies, Inc. He leads the Company's global commercial organization and oversees its European business. Under his leadership, NETSOL has expanded its commercial footprint across the European region and deepened relationships with auto captives and tier-one financial institutions globally. His election to the Board strengthens alignment between NETSOL's commercial leadership and its governance as the Company scales its platform footprint across global markets. Mark Caton and Malea Farsai retired from the Board. Board Change • Jun 25
Less than half of directors are independent There are 5 new directors who have joined the board in the last 3 years. Of these new board members, 2 were independent directors. The company's board is composed of: 3 independent directors. 4 non-independent directors. Independent Director Aamir Ibrahim was the last independent director to join the board, commencing their role in 2026. The following issues are considered to be risks according to the Simply Wall St Risk Model: Minority of independent directors. Lack of board continuity. Reported Earnings • May 20
Third quarter 2026 earnings released: EPS: US$0.11 (vs US$0.12 in 3Q 2025) Third quarter 2026 results: EPS: US$0.11 (down from US$0.12 in 3Q 2025). Revenue: US$19.8m (up 13% from 3Q 2025). Net income: US$1.30m (down 8.6% from 3Q 2025). Profit margin: 6.6% (down from 8.1% in 3Q 2025). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 105% per year but the company’s share price has only increased by 18% per year, which means it is significantly lagging earnings growth. Ankündigung • May 15
NetSol Technologies, Inc. Reaffirms Revenue Guidance for the Full-Year Fiscal 2026 NetSol Technologies, Inc. reaffirmed revenue guidance for the full-year fiscal 2026. For the year, the company expected revenue of $73 million. Ankündigung • May 01
NetSol Technologies, Inc., Annual General Meeting, Jun 18, 2026 NetSol Technologies, Inc., Annual General Meeting, Jun 18, 2026. Location: 16000 ventura blvd., suite 770, ca 91436., encino United States Ankündigung • Oct 09
Netsol Technologies, Inc. Launches Check Ai: an Ai-Native Credit Decisioning Engine NETSOL Technologies, Inc. announced the launch of Check AI - its next-generation AI-powered credit decisioning engine designed to revolutionize the credit underwriting process. Built as an AI-native solution and part of the company's Transcend Finance platform, Check AI streamlines and enhances the credit evaluation lifecycle by automating manual tasks, accelerating decision times and improving underwriting accuracy. From gathering data across multiple sources to processing documents and performing in-depth financial analysis, Check AI empowers credit and funding analysts to work smarter, faster and with greater precision. At the heart of Check AI is a powerful combination of deep reasoning, intelligent automation and agentic workflows - enabling the system to turn data into actionable credit decisions in real-time. Unlike traditional decisioning tools, Check AI doesn't just aggregate data; it interprets it. One of its standout features is the ability to generate comprehensive, AI-driven research reports. These reports go far beyond surface-level insights, suggesting optimized finance structures, trend forecasting and risk profiling - synthesized from diverse inputs including financial statements, credit histories, market indicators and more. While Check AI automates and accelerates underwriting, it also embraces a human-in-the-loop approach, ensuring critical oversight at every stage of the decision-making process. This safeguards against bias, supports regulatory compliance and maintains high levels of accuracy and fairness. Through an intuitive chat interface, analysts can interact directly with the AI, asking questions, reviewing insights and refining outcomes in real-time. NETSOL will be demonstrating Check AI at the Auto Finance Summit in Las Vegas from October 15-17, 2025, at Booth 132. Ankündigung • Jul 17
NETSOL Technologies, Inc. Announces the Successful Go-Live of its Transcend Finance Platform for a Leading Chinese Leasing Company NETSOL Technologies, Inc. has announced the successful go-live of its Transcend Finance platform for a leading Chinese leasing company, marking the customer's official launch of operations in the Indonesian market. The customer, known for offering a wide range of leasing solutions across sectors including equipment leasing, asset financing and commercial leasing, has deployed NETSOL's Transcend Finance for its retail operations, comprising Omni Point of Sale (Omni POS) and Contract Management System (CMS), alongside a customized funding system designed to support their unique operational needs in Indonesia. This go-live marks the completion of a greenfield implementation, enabling the customer to build entirely new processes free of legacy constraints. The solution is fully Indonesia-ready, aligned with local regulatory and operational standards, and was delivered without the need for any data migration from prior systems. Ankündigung • Jul 08
Netsol Technologies, Inc. Appoints Ian Smith to Its Board of Directors, Effective July 1, 2025 NetSol Technologies, Inc. announced the appointment of Ian Smith to its Board of Directors, effective July 1, 2025. Mr. Smith brings with him over three decades of global leadership experience in financial services, with a proven track record in automotive finance, digital transformation and strategic growth. Most notably, he served as Chief Executive Officer for BMW Group Financial Services – USA and the Americas from 2017 to 2021, where he was responsible for a balance sheet exceeding $50 billion and an annual net operating income of over $600 million. During his extensive career with the BMW Group, Mr. Smith held a variety of executive roles, driving innovation and scale across diverse markets. He is currently the President of MIP, Inc., a medical textiles company operating internationally and is an Executive Advisor and Coach for PEO Leadership, a peer group leadership program for Presidents and CEO’s. Ian also served as an Advisory Board Member for Spring Free EV, a fintech company focused on sustainable mobility solutions. Mr. Smith’s qualifications span several international institutions, including a Certificate in Company Direction from the Institute of Directors and a Postgraduate Certificate from Edinburgh Business School, highlighting his commitment to lifelong learning and governance excellence. With Mr. Smith’s appointment, NETSOL strengthens its leadership bench with a Board Member whose strategic foresight and global business acumen are poised to significantly contribute to the company’s long-term growth and shareholder value. Ankündigung • May 02
NetSol Technologies, Inc., Annual General Meeting, Jun 24, 2025 NetSol Technologies, Inc., Annual General Meeting, Jun 24, 2025. Location: 16000 ventura blvd, suite 770, ca 91436, encino United States Ankündigung • Mar 13
NETSOL Technologies, Inc. Unveils Transcend AI Labs Focused on Building AI Solutions for the Asset Retail and Finance Industry NETSOL Technologies, Inc. has announced the launch of Transcend AI Labs. This new AI innovation hub empowers automotive and equipment OEMs, dealerships and financiers with AI-driven innovation, automation and consulting services for a competitive edge. Transcend AI Labs is focused on product enhancements and AI consulting services. The Transcend AI Labs launch features an interactive AI Assistant and Intelligent Document Processing (IDP) designed to boost efficiencies and enhance decision-making. These solutions are available as standalone tools or as integrated components within the Transcend platform, seamlessly fitting into existing workflows. The AI Assistant is designed to provide support throughout the asset finance lifecycle, assisting customers and internal teams with instant responses, process guidance and intelligent recommendations. This enhancement is designed to increase operational efficiency while providing a more intuitive and responsive customer experience. Intelligent Document Processing (IDP). automates the extraction, classification and validation of data from financial and legal documents. It accelerates workflows, improves accuracy and enables better decision-making across multiple business functions. Beyond document analysis, IDP integrates advanced analytics to provide insights into cash flows, credit history and risk factors, enhancing credit underwriting and real-time decision-making. RoleFit AI has also been introduced as a product of Transcend AI Labs. It is an AI-powered resume grader with the ability to auto-generate job descriptions and grade resumes in bulk - ultimately saving hours on recruitment. RoleFit AI started as an internal project developed to support NETSOL's Human Capital Division (HR department). After seeing its effectiveness in-house, the company decided to refine and expand it, making it accessible to the general public to use and test free of cost. With the unveiling of Transcend AI Labs, NETSOL has expanded their team providing advanced AI consulting services designed to help organizations innovate, automate and solve complex challenges using advanced technology. From AI model development to custom implementations, it delivers AI-driven transformation to every aspect of a business, offering a comprehensive suite of advanced AI services tailored to meet the unique challenges of industries ranging from finance, banking, fintech, insurance, auto finance, retail and beyond. Further independent AI solutions are currently in development. These upcoming innovations will empower businesses with more advanced, intuitive and customizable tools designed to tackle a wide range of challenges. Reported Earnings • Nov 16
First quarter 2025 earnings released: EPS: US$0.006 (vs US$0.003 in 1Q 2024) First quarter 2025 results: EPS: US$0.006 (up from US$0.003 in 1Q 2024). Revenue: US$14.6m (up 2.5% from 1Q 2024). Net income: US$70.8k (up 129% from 1Q 2024). Profit margin: 0.5% (up from 0.2% in 1Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 44% per year but the company’s share price has only fallen by 15% per year, which means it has not declined as severely as earnings. Reported Earnings • Oct 01
Full year 2024 earnings released: EPS: US$0.06 (vs US$0.47 loss in FY 2023) Full year 2024 results: EPS: US$0.06 (up from US$0.47 loss in FY 2023). Revenue: US$61.4m (up 17% from FY 2023). Net income: US$683.9k (up US$5.93m from FY 2023). Profit margin: 1.1% (up from net loss in FY 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 58 percentage points per year, which is a significant difference in performance. Ankündigung • Oct 01
NetSol Technologies, Inc. to Report Q4, 2024 Results on Oct 01, 2024 NetSol Technologies, Inc. announced that they will report Q4, 2024 results at 9:30 AM, US Eastern Standard Time on Oct 01, 2024 Ankündigung • May 17
NetSol Technologies, Inc. announced delayed 10-Q filing On 05/15/2024, NetSol Technologies, Inc. announced that they will be unable to file their next 10-Q by the deadline required by the SEC. Ankündigung • Apr 27
NetSol Technologies, Inc. to Report Q3, 2024 Results on May 09, 2024 NetSol Technologies, Inc. announced that they will report Q3, 2024 results on May 09, 2024 Ankündigung • Apr 23
NetSol Technologies, Inc., Annual General Meeting, Jun 13, 2024 NetSol Technologies, Inc., Annual General Meeting, Jun 13, 2024, at 10:00 Pacific Daylight. Location: NetSol Technologies, Inc. 16000 Ventura Blvd., Suite 770 Encino California United States Agenda: To consider and vote on the election of directors, each to hold office for a term of one year ending in 2024 or when their successors are elected; to approve, on an advisory basis, Named Executive Officer Compensation in this Proxy Statement; to consider and vote upon the ratification of the appointment of BF Borgers CPA PC as the Company’s independent auditors for the fiscal year 2024; and to consider such other matters as may properly come before the Annual Meeting. New Risk • Feb 14
New major risk - Share price stability The company's share price has been highly volatile over the past 3 months. It is more volatile than 90% of German stocks, typically moving 11% a week. This is considered a major risk. Share price volatility increases the risk of potential losses in the short-term as the stock tends to have larger drops in price more frequently than other stocks. It may also indicate the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. Currently, the following risks have been identified for the company: Major Risks Share price has been highly volatile over the past 3 months (11% average weekly change). Earnings have declined by 66% per year over the past 5 years. Minor Risk Market cap is less than US$100m (€29.9m market cap, or US$32.1m). Reported Earnings • Feb 14
Second quarter 2024 earnings released: EPS: US$0.036 (vs US$0.19 loss in 2Q 2023) Second quarter 2024 results: EPS: US$0.036 (up from US$0.19 loss in 2Q 2023). Revenue: US$15.2m (up 23% from 2Q 2023). Net income: US$408.3k (up US$2.50m from 2Q 2023). Profit margin: 2.7% (up from net loss in 2Q 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 74 percentage points per year, which is a significant difference in performance. Ankündigung • Feb 02
NetSol Technologies, Inc. Announces Major Updates on Otoz Platform and Recent Traction with Key Automotive Clients NetSol Technologies, Inc. announced major updates on its digital retail and mobility technology platform, Otoz, and the latest traction achieved with two key automotive clients, MINI USA and AutoNation. NETSOL Technologies has officially unveiled Otoz 2.0 after implementing major updates to the digital retail and mobility technology platform. The white-label solution is tailored to leading automotive industry stakeholders including OEMs, dealerships, finance providers, and startups. At the forefront of this advancement is the debut of an API-first product ecosystem, Appex Now, NETSOL's marketplace offering that caters to the global finance industry with turnkey API-first solutions. Through Appex Now's Hubex API product, collaborations with major dealer management systems (DMS) providers, customer relationship management systems (CRMs), and finance drivers are now available. The modular and headless architecture of Otoz 2.0 will empower partners to rearrange process flows and innovate without implementing code modifications. The Otoz dashboard for dealers and administrators will undergo substantial enhancements. In the last 12 months, the program has more than doubled dealer enrollments now active across nearly two-thirds of the MINI USA dealership network, enabling an unprecedented 5x increase of lead volume and vehicle sales, and an impressive 20% lead conversion rate on average. The program continues to roll out across the network. This service allows customers to navigate through the process of vehicle selection, deal configuration, and transaction finalization with ease and transparency. The Micro Lease marketplace is currently available in California and Florida, with plans for further expansion. Otoz 2.0 is powered by the robust, API-first ecosystem of NETSOL's AppexNow marketplace, built with a headless architecture and flexible backend design that allows for seamless updates and integration, providing a highly customizable and modular experience. Its comprehensive suite of functionalities within Otoz 2.0 are designed to streamline customer onboarding, service workflows, vehicle delivery, and return processes. These features are vital for facilitating interactions among AutoNation Mobility's operations team, dealers, and customers, thereby guaranteeing an exceptional customer experience. Ankündigung • Feb 01
NetSol Technologies, Inc. to Report Q2, 2024 Results on Feb 13, 2024 NetSol Technologies, Inc. announced that they will report Q2, 2024 results on Feb 13, 2024 Ankündigung • Jan 16
NetSol Technologies, Inc. Appoints Jason Hurwitz as Sales Director of Europe NETSOL Technologies, Inc. announced the appointment of Jason Hurwitz as Sales Director of Europe. In this pivotal role, he will be responsible for driving the sales strategy and fostering growth across NETSOL's innovative portfolio of products and services for the European region. With an impressive background in the banking sector, Mr. Hurwitz brings a wealth of expertise to NETSOL Technologies. Most recently, Mr. Hurwitz worked with Aldermore Bank for nearly six years, where he was the product lead for a large group wide transformation program. He also led strategy, innovation, commercial insights, tech transformation, and growth initiatives for Aldermore’s SME lending division, with a particular focus on asset finance, working closely with MotoNovo Finance, Aldermore’s motor finance business. Prior to his roles at Aldermore, Mr. Hurwitz worked at Close Brothers Asset Finance for five years where he led several sales transformation programs, and facilitated strategic relationship development, growth initiatives and long-term strategy development. Mr. Hurwitz also has experience as a business founder and entrepreneur, providing him with unique insights into end customer value in SME lending and banking. He began his career as an investment banker in the equity derivatives division at UBS. Ankündigung • Nov 29
NetSol Technologies, Inc. Appoints Erik Wagner as Chief Marketing Officer NETSOL Technologies announced the appointment of Erik Wagner as its first Chief Marketing Officer (CMO). This strategic move underscores NETSOL’s commitment to bolstering its global marketing initiatives and driving further growth in its specialized sectors. Wagner brings a wealth of experience, with over 16 years in the marketing field at growth-oriented companies. After seven years leading client services for Volacci, Erik joined Lifesize, a SaaS video conferencing company where he oversaw global demand generation and the launch of Lifesize Cloud, which grew to over a thousand customers during his tenure. Following this, he led marketing at FFW, a global digital agency, catalyzing significant growth and market expansion that preceded its acquisition by Celine Sieben Digital. Erik then held the position of Head of Growth at Onclusive, a public relations analytics SaaS startup. The company grew at a rapid rate and was acquired by STG Partners towards the end of his tenure. Most recently at Plivo, a SaaS company specializing in communication APIs, Erik's marketing strategies helped fuel dramatic growth, earning a place on the 2023 Inc. 5000 list of the fastest-growing companies in the United States. Reported Earnings • Nov 08
First quarter 2024 earnings released: EPS: US$0.003 (vs US$0.055 loss in 1Q 2023) First quarter 2024 results: EPS: US$0.003 (up from US$0.055 loss in 1Q 2023). Revenue: US$14.2m (up 12% from 1Q 2023). Net income: US$30.9k (up US$651.6k from 1Q 2023). Profit margin: 0.2% (up from net loss in 1Q 2023). The move to profitability was driven by higher revenue. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 99 percentage points per year, which is a significant difference in performance. Ankündigung • Oct 25
NetSol Technologies, Inc. to Report Q1, 2024 Results on Nov 07, 2023 NetSol Technologies, Inc. announced that they will report Q1, 2024 results on Nov 07, 2023 Reported Earnings • Sep 24
Full year 2023 earnings released: US$0.47 loss per share (vs US$0.076 loss in FY 2022) Full year 2023 results: US$0.47 loss per share (further deteriorated from US$0.076 loss in FY 2022). Revenue: US$52.4m (down 8.5% from FY 2022). Net loss: US$5.24m (loss widened US$4.39m from FY 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 92 percentage points per year, which is a significant difference in performance. Ankündigung • Sep 13
NetSol Technologies, Inc. to Report Q4, 2023 Results on Sep 22, 2023 NetSol Technologies, Inc. announced that they will report Q4, 2023 results on Sep 22, 2023 Reported Earnings • May 13
Third quarter 2023 earnings released: EPS: US$0.23 (vs US$0.025 loss in 3Q 2022) Third quarter 2023 results: EPS: US$0.23 (up from US$0.025 loss in 3Q 2022). Revenue: US$13.5m (down 8.8% from 3Q 2022). Net income: US$2.54m (up US$2.82m from 3Q 2022). Profit margin: 19% (up from net loss in 3Q 2022). The move to profitability was driven by lower expenses. Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 75 percentage points per year, which is a significant difference in performance. Reported Earnings • Feb 14
Second quarter 2023 earnings released: US$0.19 loss per share (vs US$0.13 profit in 2Q 2022) Second quarter 2023 results: US$0.19 loss per share (down from US$0.13 profit in 2Q 2022). Revenue: US$12.4m (down 20% from 2Q 2022). Net loss: US$2.09m (down 249% from profit in 2Q 2022). Over the last 3 years on average, the company's share price growth rate has exceeded its earnings growth rate by 63 percentage points per year, which is a significant difference in performance. Ankündigung • Feb 03
NetSol Technologies, Inc. to Report Q2, 2023 Results on Feb 14, 2023 NetSol Technologies, Inc. announced that they will report Q2, 2023 results on Feb 14, 2023 Board Change • Nov 16
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 2 highly experienced directors. Independent Director Syed Kazmi was the last director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment. Reported Earnings • Nov 12
First quarter 2023 earnings released: US$0.055 loss per share (vs US$0.017 profit in 1Q 2022) First quarter 2023 results: US$0.055 loss per share (down from US$0.017 profit in 1Q 2022). Revenue: US$12.7m (down 5.3% from 1Q 2022). Net loss: US$620.7k (down 430% from profit in 1Q 2022). Over the last 3 years on average, earnings per share has fallen by 57% per year but the company’s share price has only fallen by 10% per year, which means it has not declined as severely as earnings. Ankündigung • Nov 05
NetSol Technologies, Inc. to Report Q1, 2023 Results on Nov 10, 2022 NetSol Technologies, Inc. announced that they will report Q1, 2023 results on Nov 10, 2022 Ankündigung • Oct 13
NETSOL launches Flex- A Newly Developed, Cloud-Based Calculation Engine NETSOL Technologies, Inc. has launched its latest product offering - Flex, which is an API-based, ready-to-use calculation engine that guarantees precise calculations at all stages of the contract lifecycle through various calculation types. Flex provides versatility by covering all the calculation aspects ranging from the pricing for the end customer at inception, in-life financial modifications, the re-creation of the repayment plan, termination, amortizations/re-amortizations, among other calculation types. Reported Earnings • Sep 28
Full year 2022 earnings released: US$0.076 loss per share (vs US$0.15 profit in FY 2021) Full year 2022 results: US$0.076 loss per share (down from US$0.15 profit in FY 2021). Revenue: US$57.2m (up 4.2% from FY 2021). Net loss: US$851.2k (down 148% from profit in FY 2021). Ankündigung • Sep 21
NetSol Technologies, Inc. to Report Q4, 2022 Results on Sep 27, 2022 NetSol Technologies, Inc. announced that they will report Q4, 2022 results at 9:30 AM, US Eastern Standard Time on Sep 27, 2022 Board Change • Aug 01
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 2 highly experienced directors. Independent Director Syed Kazmi was the last director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment. Board Change • Jul 02
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 4 experienced directors. 2 highly experienced directors. Independent Director Syed Kazmi was the last director to join the board, commencing their role in 2019. The following issues are considered to be risks according to the Simply Wall St Risk Model: Insufficient board refreshment. Ankündigung • May 14
NetSol Technologies, Inc. Reiterates Revenue Guidance for the Year 2022 NetSol Technologies, Inc. reiterated revenue guidance for the year 2022. The company reiterating full year revenue outlook of 10% topline growth and 20% subscription revenue growth throughout the balance of the year. Reported Earnings • May 13
Third quarter 2022 earnings released: US$0.025 loss per share (vs US$0.055 loss in 3Q 2021) Third quarter 2022 results: US$0.025 loss per share (up from US$0.055 loss in 3Q 2021). Revenue: US$14.8m (up 7.4% from 3Q 2021). Net loss: US$278.5k (loss narrowed 55% from 3Q 2021). Over the last 3 years on average, earnings per share has fallen by 46% per year but the company’s share price has only fallen by 20% per year, which means it has not declined as severely as earnings. Ankündigung • May 07
NetSol Technologies, Inc. to Report Q3, 2022 Results on May 12, 2022 NetSol Technologies, Inc. announced that they will report Q3, 2022 results on May 12, 2022 Ankündigung • Feb 08
NetSol Technologies, Inc. to Report Q2, 2022 Results on Feb 14, 2022 NetSol Technologies, Inc. announced that they will report Q2, 2022 results on Feb 14, 2022 Recent Insider Transactions • Jan 13
Co-Founder recently sold €145k worth of stock On the 11th of January, Naeem Ghauri sold around 40k shares on-market at roughly €3.63 per share. This was the largest sale by an insider in the last 3 months. This was Naeem's only on-market trade for the last 12 months. Ankündigung • Jan 05
NetSol Technologies, Inc. Assures Protection of Customer Data with SOC 2 Type 1 Compliance NETSOL Technologies, Inc. has successfully achieved SOC 2 Type 1 compliance, with a global audit conducted by A-LIGN, the first-ever licensed CPA firm to focus on IT audits such as SOC 2 with over 20 years of SOC experience. Designed by the American Institute of Certified Public Accountants, SOC 2 attests to the protection of client data. Achieving SOC 2 Type 1 compliance reinforces NETSOL’s commitment to ensuring the security of its clients’ data and confirms that all system requirements were designed based on the trust services criteria relevant to the security standards set by AICPA. The examination of the Company’s suite of products and software services was carried out at its Calabasas, California; London, England; Beijing, China; Sydney, Australia and Lahore, Pakistan facilities. Valuation Update With 7 Day Price Move • Jan 04
Investor sentiment deteriorated over the past week After last week's 20% share price decline to €3.44, the stock trades at a trailing P/E ratio of 38.8x. Average trailing P/E is 36x in the Software industry in Germany. Total loss to shareholders of 43% over the past three years. Reported Earnings • Nov 12
First quarter 2022 earnings released: EPS US$0.017 (vs US$0.061 in 1Q 2021) The company reported a soft first quarter result with weaker earnings and profit margins, although revenues improved. First quarter 2022 results: Revenue: US$13.4m (up 6.1% from 1Q 2021). Net income: US$188.0k (down 74% from 1Q 2021). Profit margin: 1.4% (down from 5.7% in 1Q 2021). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 57% per year but the company’s share price has only fallen by 9% per year, which means it has not declined as severely as earnings. Valuation Update With 7 Day Price Move • Nov 09
Investor sentiment improved over the past week After last week's 23% share price gain to €4.70, the stock trades at a trailing P/E ratio of 35.7x. Average trailing P/E is 40x in the Software industry in Germany. Total loss to shareholders of 28% over the past three years. Ankündigung • Oct 01
NetSol Technologies, Inc. Provides Financial Outlook for the Fiscal Year Ending June 30, 2022 NetSol Technologies, Inc. provided financial outlook for the fiscal year ending June 30, 2022. For the period, the Company expects total revenues to increase by at least 10% and subscription and support revenues to increase by at least 20%. Ankündigung • May 21
NetSol Technologies, Inc. (NasdaqCM:NTWK) announces an Equity Buyback for $2 million worth of its shares. NetSol Technologies, Inc. (NasdaqCM:NTWK) announces a share repurchase program. Under the program, the company will repurchase up to $2 million worth of its issued and outstanding common shares. The repurchases will be funded from existing cash balance including cash generated from operations. The plan will expire on November 20, 2021, subject to an additional 6 month extension at the discretion of management. Reported Earnings • May 14
Third quarter 2021 earnings released: US$0.055 loss per share (vs US$0.085 profit in 3Q 2020) The company reported a soft third quarter result with weaker earnings and weaker control over costs, although revenues improved. Third quarter 2021 results: Revenue: US$13.8m (up 1.9% from 3Q 2020). Net loss: US$623.2k (down 162% from profit in 3Q 2020). Over the last 3 years on average, earnings per share has fallen by 24% per year but the company’s share price has only fallen by 13% per year, which means it has not declined as severely as earnings. Valuation Update With 7 Day Price Move • Apr 28
Investor sentiment improved over the past week After last week's 28% share price gain to US$4.52, the stock trades at a trailing P/E ratio of 23.9x. Average trailing P/E is 40x in the Software industry in Germany. Total returns to shareholders of 20% over the past three years. Valuation Update With 7 Day Price Move • Mar 30
Investor sentiment deteriorated over the past week After last week's 18% share price decline to US$3.22, the stock trades at a trailing P/E ratio of 17.1x. Average trailing P/E is 34x in the Software industry in Germany. Total loss to shareholders of 11% over the past three years. Reported Earnings • Feb 18
Second quarter 2021 earnings released: US$0.021 loss per share (vs US$0.05 profit in 2Q 2020) The company reported a poor second quarter result with weaker earnings, revenues and control over costs. Second quarter 2021 results: Revenue: US$13.1m (down 16% from 2Q 2020). Net loss: US$242.1k (down 141% from profit in 2Q 2020). Over the last 3 years on average, earnings per share has increased by 8% per year whereas the company’s share price has increased by 4% per year. Is New 90 Day High Low • Feb 16
New 90-day high: €4.08 The company is up 71% from its price of €2.38 on 18 November 2020. The German market is up 11% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is up 10.0% over the same period. Ankündigung • Feb 05
NetSol Technologies, Inc. to Report Q2, 2021 Results on Feb 16, 2021 NetSol Technologies, Inc. announced that they will report Q2, 2021 results on Feb 16, 2021 Is New 90 Day High Low • Jan 27
New 90-day high: €3.88 The company is up 87% from its price of €2.08 on 29 October 2020. The German market is up 21% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is up 19% over the same period. Valuation Update With 7 Day Price Move • Jan 09
Investor sentiment improved over the past week After last week's 20% share price gain to US$3.42, the stock is trading at a trailing P/E ratio of 13.9x, up from the previous P/E ratio of 11.6x. This compares to an average P/E of 28x in the Software industry in Germany. Total return to shareholders over the past three years is a loss of 20%. Is New 90 Day High Low • Jan 08
New 90-day high: €3.24 The company is up 35% from its price of €2.40 on 09 October 2020. The German market is up 8.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is down 17% over the same period. Ankündigung • Dec 17
NETSOL Technologies Appoints Naeem Ghauri as Company President NETSOL Technologies, Inc. has appointed Co-Founder, President of Global Sales and CEO of OtozNaeem Ghauri, to serve as President of NETSOL Technologies, Inc. (NTI), effective immediately. This newly created role will oversee company operations both domestically and internationally with reporting duties directly to the Chairman and CEO. As President of NTI, Ghauri will be responsible for P&L for all subsidiaries as well as developing a cohesive strategy to market the Company’s core business and new, innovative solutions. Is New 90 Day High Low • Dec 15
New 90-day high: €3.12 The company is up 37% from its price of €2.28 on 16 September 2020. The German market is up 1.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is down 23% over the same period. Ankündigung • Dec 12
NETSOL Technologies, Inc. Signs Multi-Million-Dollar Contract with Global Tier One Auto Captive in China to Upgrade to Next-Gen NFS Ascent Platform NETSOL Technologies, Inc. signed an agreement with a global automotive financial services company in China to upgrade from the Company's legacy NFS system to its premier, next-generation Ascent platform. The multi-year, multi-million-dollar agreement includes licensing, support and services revenues components, which will be recognized respectively over the life of the contract. The longtime NETSOL customer provides automotive installment loans, credit loans, interest subsidies and other services and mainly conducts business domestically in China. NETSOL's NFS Ascent platform was chosen for its unrivaled capabilities and proven track record for success both in Asia-Pacific (APAC) and across the globe. Ankündigung • Dec 02
NETSOL Technologies, Inc. and WRLD Introduce NXT: A COVID-Aware Smart Workplace Platform to Support Companies’ Return to Work Safely NETSOL Technologies, Inc. in collaboration with WRLD introduced NXT, a COVID-aware smart workplace solution. NXT enables employees to safely return to the office by ensuring standard operating procedures are enforced and offering seamless communication and virtual interaction for those continuing to work remotely. The NXT platform, powered by WRLD, leverages IoT technology and 3D gaming quality maps to connect and engage employees with their workplace while also ensuring they follow strict COVID-safety protocols such as contact tracing, wellness checks and social distancing while in the office. The NXT platform has been successfully put into practice at NETSOL offices and is available as a software application that can be quickly scaled for companies of all sizes. The NXT workplace is a flexible platform that interfaces with an organization’s HR and building management as well as its IoT, productivity and wellness systems to create a Digital Twin of its office space and provide real-time workplace intelligence. Through IoT datasets such as indoor positioning and occupancy sensors, NXT helps employees to assign workspaces and book meetings in real-time while socially distancing within the office. The NXT platform has been optimized to provide organizations with administrative control over protected data, establishing a fully-secure and cloud-integrated system that enables remote access and on-prem management. The NXT platform leverages WRLD's rapid indoor map creation capabilities that allow the NXT workplace to be implemented in 30 days with full customer-specific integrations, deployment, and installation within just 60 days. WRLD has implemented a flexible pricing model based for NXT either on square footage per year or monthly active users, offering entry-level pricing for SMEs as well. Valuation Update With 7 Day Price Move • Nov 28
Market bids up stock over the past week After last week's 15% share price gain to US$2.72, the stock is trading at a trailing P/E ratio of 11.2x, up from the previous P/E ratio of 9.7x. This compares to an average P/E of 26x in the Software industry in Germany. Total return to shareholders over the past three years is a loss of 26%. Is New 90 Day High Low • Nov 27
New 90-day high: €2.56 The company is up 5.0% from its price of €2.44 on 28 August 2020. The German market is up 2.0% over the last 90 days, indicating the company outperformed over that time. It also outperformed the Software industry, which is down 25% over the same period. Reported Earnings • Nov 20
First quarter 2021 earnings released: EPS US$0.061 The company reported a decent first quarter result with improved earnings and profit margins, although revenues were weaker. First quarter 2021 results: Revenue: US$12.6m (down 6.8% from 1Q 2020). Net income: US$717.6k (up US$2.55m from 1Q 2020). Profit margin: 5.7% (up from net loss in 1Q 2020). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has fallen by 11% per year, which means it is significantly lagging earnings. Reported Earnings • Nov 17
First quarter 2021 earnings released: EPS US$0.061 The company reported a decent first quarter result with improved earnings and profit margins, although revenues were weaker. First quarter 2021 results: Revenue: US$12.6m (down 6.8% from 1Q 2020). Net income: US$717.6k (up US$2.55m from 1Q 2020). Profit margin: 5.7% (up from net loss in 1Q 2020). The move to profitability was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings. Ankündigung • Nov 12
NetSol Technologies, Inc. to Report Q1, 2021 Results on Nov 16, 2020 NetSol Technologies, Inc. announced that they will report Q1, 2021 results at 10:06 PM, GMT Standard Time on Nov 16, 2020 Is New 90 Day High Low • Oct 29
New 90-day low: €2.14 The company is down 13% from its price of €2.46 on 30 July 2020. The German market is down 4.0% over the last 90 days, indicating the company underperformed over that time. However, it outperformed the Software industry, which is down 27% over the same period. Ankündigung • Sep 30
NetSol Technologies, Inc. to Report Q4, 2020 Results on Sep 28, 2020 NetSol Technologies, Inc. announced that they will report Q4, 2020 results on Sep 28, 2020 Reported Earnings • Sep 29
Full year earnings released - EPS €0.08 Over the last 12 months the company has reported total profits of US$937.1k, down 89% from the prior year. Total revenue was US$56.4m over the last 12 months, down 17% from the prior year. Profit margins were 1.7%, which is lower than the 13% margin from last year. The decrease in margin was driven by lower revenue.